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How Do I Organize My Bills Into a Simple, Predictable System? · Becoming Financially Confident

• 0:37
  Do
• 0:37
  you
• 0:37
  feel
• 0:37
  like
• 0:38
  your
• 0:38
  bills
• 0:38
  are
• 0:38
  coming
• 0:38
  at
• 0:39
  you
• 0:39
  from
• 0:39
  every
• 0:39
  direction?
• 0:41
  You
• 0:41
  know,
• 0:41
  just
• 0:41
  when
• 0:41
  you
• 0:42
  catch
• 0:42
  your
• 0:42
  breath,
• 0:43
  another
• 0:43
  due
• 0:43
  date
• 0:44
  shows
• 0:44
  up.
• 0:45
  If
• 0:45
  you're
• 0:45
  tired
• 0:46
  of
• 0:46
  reacting
• 0:46
  instead
• 0:47
  of
• 0:47
  feeling
• 0:47
  prepared,
• 0:48
  today
• 0:49
  we're
• 0:49
  going
• 0:49
  to
• 0:49
  help
• 0:49
  you
• 0:49
  build
• 0:49
  a
• 0:50
  simple
• 0:50
  system
• 0:51
  that
• 0:51
  brings
• 0:51
  rhythm
• 0:52
  back
• 0:52
  to
• 0:52
  your
• 0:52
  money.
• 1:11
  Hello,
• 1:11
  friend,
• 1:12
  Ralph
• 1:12
  Estep
• 1:13
  Jr.
• 1:13
  Here
• 1:14
  you
• 1:14
  found
• 1:15
  financially
• 1:15
  confident
• 1:16
  Christian.
• 1:16
  And
• 1:17
  if
• 1:17
  you're
• 1:17
  new
• 1:17
  to
• 1:17
  the
• 1:18
  show,
• 1:18
  every
• 1:18
  day,
• 1:19
  my
• 1:19
  goal
• 1:19
  is
• 1:19
  to
• 1:19
  help
• 1:19
  you
• 1:20
  break
• 1:20
  the
• 1:20
  cycle
• 1:21
  of
• 1:21
  financial
• 1:21
  shame
• 1:22
  and
• 1:22
  find
• 1:23
  confidence
• 1:23
  in
• 1:24
  your
• 1:24
  money.
• 1:25
  And
• 1:25
  today's
• 1:26
  topic
• 1:26
  is
• 1:26
  exactly
• 1:27
  that.
• 1:27
  We're
• 1:27
  going
• 1:27
  to
• 1:27
  get
• 1:27
  real
• 1:28
  practical
• 1:28
  today.
• 1:29
  Today
• 1:29
  I
• 1:29
  want
• 1:30
  to
• 1:30
  talk
• 1:30
  about
• 1:30
  how
• 1:30
  to
• 1:31
  organize
• 1:31
  your
• 1:31
  bills
• 1:32
  into
• 1:32
  a
• 1:32
  simple,
• 1:33
  predictable
• 1:34
  system.
• 1:35
  Well,
• 1:35
  let's
• 1:35
  get
• 1:36
  right
• 1:36
  to
• 1:36
  today's
• 1:36
  listener
• 1:37
  question.
• 1:38
  Today's
• 1:38
  listener
• 1:38
  question
• 1:39
  is
• 1:39
  this.
• 1:39
  Ralph.
• 1:40
  My
• 1:40
  bills
• 1:41
  are
• 1:41
  scattered
• 1:41
  all
• 1:41
  over
• 1:42
  the
• 1:42
  month,
• 1:43
  and
• 1:43
  it
• 1:43
  feels
• 1:43
  like
• 1:43
  I'm
• 1:44
  constantly
• 1:44
  reacting
• 1:45
  instead
• 1:45
  of
• 1:45
  staying
• 1:46
  ahead.
• 1:47
  Just
• 1:47
  when
• 1:47
  I
• 1:47
  think
• 1:47
  I'm
• 1:48
  okay,
• 1:48
  another
• 1:49
  due
• 1:49
  date
• 1:49
  pops
• 1:49
  up
• 1:50
  and
• 1:50
  throws
• 1:50
  me
• 1:50
  off.
• 1:51
  It's
• 1:52
  stressful
• 1:52
  and
• 1:53
  it's
• 1:53
  draining,
• 1:54
  like
• 1:54
  I
• 1:54
  can't
• 1:55
  find
• 1:55
  a
• 1:55
  steady
• 1:55
  rhythm.
• 1:56
  I
• 1:56
  want
• 1:57
  to
• 1:57
  feel
• 1:57
  prepared
• 1:58
  and
• 1:58
  not
• 1:58
  surprised.
• 1:59
  What's
• 2:00
  the
• 2:00
  simplest
• 2:01
  way
• 2:01
  to
• 2:01
  map
• 2:01
  out
• 2:01
  my
• 2:02
  bills
• 2:02
  so
• 2:03
  I
• 2:03
  can
• 2:03
  finally
• 2:03
  stay
• 2:04
  ahead
• 2:04
  of
• 2:04
  my
• 2:04
  money?
• 2:06
  What
• 2:06
  a
• 2:06
  great
• 2:06
  question.
• 2:08
  And
• 2:08
  friend,
• 2:08
  what
• 2:08
  you're
• 2:09
  describing
• 2:09
  is
• 2:10
  not
• 2:10
  a
• 2:10
  discipline
• 2:11
  problem.
• 2:11
  It's
• 2:12
  actually
• 2:12
  a
• 2:13
  structure
• 2:13
  problem.
• 2:14
  But
• 2:14
  here's
• 2:14
  the
• 2:14
  best
• 2:14
  part
• 2:14
  of
• 2:15
  that.
• 2:15
  The
• 2:15
  good
• 2:16
  news
• 2:16
  of
• 2:16
  this
• 2:17
  structures
• 2:18
  can
• 2:18
  be
• 2:18
  fixed.
• 2:20
  So
• 2:20
  today's
• 2:20
  big
• 2:20
  takeaway
• 2:21
  is
• 2:21
  this
• 2:22
  predictability
• 2:23
  in
• 2:23
  your
• 2:23
  bills.
• 2:24
  That
• 2:24
  true
• 2:24
  predictability
• 2:25
  actually
• 2:26
  creates
• 2:26
  peace
• 2:27
  in
• 2:27
  your
• 2:27
  finances.
• 2:28
  So
• 2:28
  my
• 2:28
  goal
• 2:29
  today
• 2:29
  is
• 2:29
  to
• 2:30
  help
• 2:30
  you
• 2:30
  find
• 2:30
  that
• 2:31
  piece
• 2:32
  in
• 2:32
  your
• 2:32
  finances.
• 2:33
  But
• 2:33
  how
• 2:33
  do
• 2:33
  we
• 2:33
  get
• 2:33
  there?
• 2:34
  The
• 2:34
  first
• 2:35
  step,
• 2:35
  number
• 2:36
  one
• 2:36
  thing
• 2:36
  you've
• 2:36
  got
• 2:36
  to
• 2:37
  do
• 2:37
  is
• 2:37
  you've
• 2:38
  got
• 2:38
  to
• 2:38
  list
• 2:38
  every
• 2:39
  bill
• 2:39
  in
• 2:40
  one
• 2:40
  place.
• 2:41
  So
• 2:41
  many
• 2:41
  people
• 2:42
  that
• 2:42
  I've
• 2:42
  worked
• 2:42
  with
• 2:43
  don't
• 2:43
  take
• 2:43
  the
• 2:43
  time
• 2:44
  to
• 2:44
  make
• 2:44
  that
• 2:44
  list.
• 2:44
  They
• 2:44
  just
• 2:45
  kind
• 2:45
  of
• 2:45
  deal
• 2:45
  with
• 2:45
  them
• 2:46
  as
• 2:46
  they
• 2:46
  come.
• 2:46
  But
• 2:47
  you've
• 2:47
  got
• 2:47
  to
• 2:47
  start
• 2:47
  with
• 2:48
  clarity.
• 2:49
  Here's
• 2:49
  how
• 2:49
  you
• 2:49
  build
• 2:50
  that
• 2:50
  clarity.
• 2:50
  Write
• 2:51
  down
• 2:51
  every
• 2:51
  single
• 2:52
  bill.
• 2:52
  Write
• 2:53
  down
• 2:53
  the
• 2:53
  due
• 2:53
  date
• 2:54
  and
• 2:54
  the
• 2:54
  amount.
• 2:55
  Put
• 2:55
  it
• 2:55
  in
• 2:55
  one
• 2:56
  place.
• 2:56
  You
• 2:56
  can
• 2:57
  put
• 2:57
  this
• 2:57
  on
• 2:57
  a
• 2:57
  piece
• 2:57
  of
• 2:57
  paper.
• 2:58
  You
• 2:58
  can
• 2:58
  put
• 2:59
  it
• 2:59
  on
• 2:59
  a
• 2:59
  spreadsheet.
• 3:00
  Whatever
• 3:00
  works
• 3:00
  for
• 3:00
  you.
• 3:01
  Not
• 3:01
  scattered
• 3:02
  across
• 3:02
  apps
• 3:03
  and
• 3:03
  not
• 3:03
  some
• 3:04
  thought
• 3:04
  in
• 3:04
  your
• 3:04
  mind.
• 3:05
  Because
• 3:06
  what
• 3:06
  I
• 3:06
  have
• 3:06
  found
• 3:06
  in
• 3:07
  my
• 3:07
  practice,
• 3:07
  listen,
• 3:07
  I've
• 3:07
  been
• 3:08
  doing
• 3:08
  this
• 3:08
  for
• 3:08
  30
• 3:08
  years.
• 3:09
  I'm
• 3:09
  kind
• 3:09
  of
• 3:09
  skilled
• 3:10
  at
• 3:10
  this.
• 3:11
  What
• 3:11
  you
• 3:11
  can
• 3:11
  see,
• 3:12
  you
• 3:12
  can
• 3:13
  manage,
• 3:13
  and
• 3:13
  that's
• 3:13
  what
• 3:13
  we're
• 3:14
  talking
• 3:14
  about
• 3:14
  today,
• 3:15
  is
• 3:15
  how
• 3:15
  to
• 3:16
  see
• 3:16
  them
• 3:16
  so
• 3:16
  we
• 3:17
  can
• 3:17
  manage
• 3:17
  them.
• 3:17
  So
• 3:17
  that's
• 3:18
  the
• 3:18
  first
• 3:18
  step.
• 3:19
  The
• 3:19
  second
• 3:19
  step
• 3:20
  is
• 3:20
  to
• 3:20
  group
• 3:21
  your
• 3:21
  bills
• 3:21
  by
• 3:22
  timing.
• 3:22
  Because
• 3:23
  once
• 3:23
  we
• 3:23
  got
• 3:23
  that
• 3:23
  list,
• 3:24
  now
• 3:24
  we
• 3:24
  need
• 3:24
  to
• 3:25
  organize.
• 3:26
  In
• 3:26
  my
• 3:26
  view,
• 3:26
  the
• 3:26
  best
• 3:27
  way
• 3:27
  to
• 3:27
  handle
• 3:27
  this
• 3:28
  is
• 3:28
  to
• 3:28
  split
• 3:28
  your
• 3:29
  bills
• 3:29
  into
• 3:29
  two
• 3:30
  groups.
• 3:30
  A
• 3:31
  lot
• 3:31
  of
• 3:31
  people
• 3:31
  are
• 3:32
  paid
• 3:32
  bi
• 3:32
  weekly.
• 3:33
  So
• 3:33
  one
• 3:33
  of
• 3:33
  the
• 3:33
  things
• 3:34
  that
• 3:34
  I
• 3:34
  think
• 3:34
  is
• 3:34
  super
• 3:35
  helpful
• 3:35
  is
• 3:36
  you
• 3:36
  have
• 3:36
  a
• 3:36
  first
• 3:36
  half
• 3:36
  of
• 3:37
  the
• 3:37
  month
• 3:37
  list
• 3:37
  and
• 3:38
  a
• 3:38
  second
• 3:38
  half
• 3:38
  of
• 3:39
  the
• 3:39
  month
• 3:39
  list.
• 3:39
  Hey
• 3:40
  listen,
• 3:40
  even
• 3:40
  you
• 3:40
  could
• 3:41
  set
• 3:41
  it
• 3:41
  up
• 3:41
  by
• 3:41
  Paycheck
• 3:42
  1
• 3:42
  or
• 3:42
  Paycheck
• 3:42
  2.
• 3:43
  Maybe
• 3:43
  you're
• 3:44
  paid
• 3:44
  weekly,
• 3:44
  then
• 3:44
  do
• 3:45
  it
• 3:45
  in
• 3:45
  four
• 3:45
  buckets.
• 3:46
  But
• 3:46
  what
• 3:46
  we're
• 3:47
  talking
• 3:47
  about
• 3:47
  here
• 3:47
  is
• 3:48
  creating
• 3:48
  rhythm.
• 3:49
  Instead
• 3:49
  of
• 3:50
  just
• 3:50
  having
• 3:50
  random
• 3:51
  due
• 3:51
  dates,
• 3:52
  now
• 3:52
  you've
• 3:52
  actually
• 3:52
  got
• 3:53
  a
• 3:53
  structure
• 3:54
  which
• 3:54
  means
• 3:55
  this.
• 3:56
  Align
• 3:56
  your
• 3:56
  bills
• 3:57
  with
• 3:57
  your
• 3:57
  income
• 3:58
  and
• 3:58
  this
• 3:58
  is
• 3:58
  where
• 3:58
  things
• 3:59
  can
• 3:59
  actually
• 4:00
  start
• 4:00
  to
• 4:00
  feel
• 4:00
  a
• 4:00
  little
• 4:01
  easier.
• 4:02
  Match
• 4:02
  your
• 4:02
  bills
• 4:03
  to
• 4:03
  when
• 4:03
  your
• 4:03
  money
• 4:04
  comes
• 4:04
  in.
• 4:04
  It's
• 4:05
  really
• 4:05
  a
• 4:05
  simple
• 4:06
  process.
• 4:06
  And
• 4:07
  if
• 4:07
  you
• 4:07
  have
• 4:07
  to,
• 4:08
  you
• 4:08
  can
• 4:08
  call
• 4:08
  creditors
• 4:09
  and
• 4:09
  move
• 4:09
  due
• 4:10
  dates.
• 4:10
  They're
• 4:10
  super
• 4:11
  flexible
• 4:11
  about
• 4:11
  that.
• 4:12
  You
• 4:12
  just
• 4:12
  have
• 4:13
  to
• 4:13
  ask.
• 4:14
  Because
• 4:14
  when
• 4:15
  your
• 4:15
  bills
• 4:15
  match
• 4:16
  your
• 4:16
  income,
• 4:17
  that
• 4:17
  reduces
• 4:17
  stress
• 4:19
  instantly.
• 4:19
  One
• 4:20
  of
• 4:20
  the
• 4:20
  other
• 4:20
  things
• 4:20
  that
• 4:20
  I
• 4:21
  highly
• 4:21
  recommend
• 4:22
  is
• 4:22
  to
• 4:22
  create
• 4:22
  a
• 4:22
  simple
• 4:23
  bill
• 4:23
  flow
• 4:24
  system.
• 4:25
  So
• 4:25
  now
• 4:26
  we've
• 4:26
  got
• 4:26
  this
• 4:26
  process,
• 4:26
  we
• 4:27
  know
• 4:27
  what
• 4:27
  we're
• 4:27
  doing.
• 4:27
  We've
• 4:28
  got
• 4:28
  them
• 4:28
  into
• 4:28
  buckets,
• 4:29
  we've
• 4:29
  got
• 4:29
  them
• 4:29
  aligned
• 4:30
  with
• 4:30
  income.
• 4:31
  You
• 4:31
  can
• 4:31
  simplify
• 4:32
  this
• 4:32
  process.
• 4:33
  One
• 4:33
  of
• 4:33
  the
• 4:33
  things
• 4:33
  that
• 4:34
  I
• 4:34
  love
• 4:34
  to
• 4:34
  tell
• 4:34
  people
• 4:35
  to
• 4:35
  do
• 4:35
  is
• 4:35
  have
• 4:36
  one
• 4:36
  main
• 4:36
  account
• 4:37
  for
• 4:37
  bills.
• 4:38
  Once
• 4:38
  you
• 4:39
  know
• 4:39
  what
• 4:39
  those
• 4:39
  bills
• 4:39
  are,
• 4:40
  maybe
• 4:40
  it's
• 4:40
  a
• 4:40
  separate
• 4:41
  checking
• 4:41
  account.
• 4:42
  Move
• 4:42
  that
• 4:42
  money
• 4:43
  into
• 4:43
  that
• 4:43
  bill
• 4:44
  account.
• 4:44
  That
• 4:44
  way
• 4:44
  you
• 4:44
  never
• 4:45
  have
• 4:45
  to
• 4:45
  worry
• 4:45
  about,
• 4:46
  about
• 4:46
  overdrafts.
• 4:47
  You
• 4:47
  never
• 4:47
  have
• 4:47
  to
• 4:47
  worry
• 4:48
  about
• 4:48
  that
• 4:48
  money
• 4:48
  getting
• 4:49
  used
• 4:49
  on
• 4:49
  something
• 4:49
  else.
• 4:50
  And
• 4:51
  that
• 4:51
  way
• 4:51
  those,
• 4:51
  you've
• 4:51
  got
• 4:52
  those
• 4:52
  automatic
• 4:53
  payments
• 4:53
  set
• 4:53
  up
• 4:54
  for
• 4:54
  fixed
• 4:54
  expenses.
• 4:55
  Now
• 4:55
  one
• 4:55
  of
• 4:55
  the
• 4:55
  other
• 4:55
  things
• 4:56
  I
• 4:56
  recommend
• 4:56
  you,
• 4:56
  if
• 4:56
  you
• 4:56
  listen
• 4:57
  to
• 4:57
  me,
• 4:57
  you
• 4:57
  know,
• 4:57
  I
• 4:57
  always
• 4:58
  believe
• 4:58
  in
• 4:58
  that
• 4:58
  weekly
• 4:59
  check
• 4:59
  in.
• 5:00
  The
• 5:00
  goal
• 5:00
  is
• 5:01
  this.
• 5:02
  Bills
• 5:02
  get
• 5:02
  paid
• 5:03
  without
• 5:03
  constant
• 5:04
  decision
• 5:04
  making.
• 5:05
  If
• 5:05
  you
• 5:05
  always
• 5:06
  have
• 5:06
  to
• 5:06
  be
• 5:06
  involved
• 5:07
  in
• 5:07
  the
• 5:07
  process,
• 5:08
  that
• 5:08
  system
• 5:09
  becomes
• 5:09
  stressful.
• 5:10
  But
• 5:10
  when
• 5:10
  you
• 5:11
  have
• 5:11
  a
• 5:11
  plan,
• 5:12
  when
• 5:12
  you
• 5:12
  have
• 5:12
  a
• 5:12
  motion
• 5:13
  that's
• 5:13
  going,
• 5:14
  that
• 5:14
  system
• 5:14
  reduces
• 5:15
  your
• 5:15
  stress.
• 5:16
  Which
• 5:16
  leads
• 5:16
  me
• 5:17
  to
• 5:17
  this.
• 5:17
  I'm
• 5:18
  a
• 5:18
  big
• 5:18
  proponent
• 5:18
  of
• 5:18
  this.
• 5:19
  Add
• 5:19
  a
• 5:20
  weekly
• 5:20
  10
• 5:20
  minute
• 5:21
  check
• 5:21
  in.
• 5:21
  This
• 5:22
  is
• 5:22
  what
• 5:22
  keeps
• 5:22
  everything
• 5:23
  steady.
• 5:23
  Kind
• 5:24
  of
• 5:24
  like
• 5:24
  a
• 5:24
  car.
• 5:24
  You've
• 5:25
  got
• 5:25
  to
• 5:25
  make
• 5:25
  sure
• 5:26
  your
• 5:26
  car
• 5:26
  is
• 5:26
  running
• 5:27
  well.
• 5:27
  You
• 5:27
  do
• 5:27
  the
• 5:27
  prep,
• 5:28
  the
• 5:28
  maintenance
• 5:29
  on
• 5:29
  it.
• 5:30
  So
• 5:30
  take
• 5:30
  once
• 5:30
  a
• 5:31
  week,
• 5:31
  just
• 5:31
  10
• 5:31
  minutes.
• 5:32
  Ask
• 5:33
  yourself
• 5:33
  three
• 5:34
  basic
• 5:34
  questions.
• 5:35
  What's
• 5:36
  coming
• 5:36
  in,
• 5:37
  what's
• 5:37
  been
• 5:37
  paid
• 5:38
  and
• 5:38
  what
• 5:38
  needs
• 5:38
  my
• 5:39
  attention?
• 5:40
  Trust
• 5:40
  me
• 5:40
  on
• 5:40
  this,
• 5:40
  that
• 5:41
  small
• 5:41
  habit
• 5:42
  is
• 5:42
  going
• 5:42
  to
• 5:43
  prevent
• 5:43
  those
• 5:43
  big
• 5:43
  surprises
• 5:44
  and
• 5:44
  you'll
• 5:44
  actually
• 5:45
  live
• 5:45
  in
• 5:45
  peace.
• 5:46
  Because
• 5:46
  in
• 5:47
  the
• 5:47
  end
• 5:47
  when
• 5:47
  your
• 5:48
  system
• 5:48
  is
• 5:48
  simple,
• 5:50
  your
• 5:50
  stress
• 5:50
  gets
• 5:51
  smaller.
• 5:52
  So
• 5:52
  here's
• 5:52
  your
• 5:53
  win
• 5:53
  for
• 5:53
  today.
• 5:53
  If
• 5:53
  you're
• 5:53
  new
• 5:53
  to
• 5:54
  the
• 5:54
  show
• 5:54
  every
• 5:54
  day,
• 5:55
  I
• 5:55
  want
• 5:55
  you
• 5:55
  to
• 5:55
  walk
• 5:55
  away
• 5:56
  with
• 5:56
  the
• 5:56
  win.
• 5:56
  But
• 5:56
  here's
• 5:57
  your
• 5:57
  win
• 5:57
  for
• 5:57
  today.
• 5:58
  I
• 5:58
  want
• 5:58
  you
• 5:58
  to
• 5:58
  write
• 5:59
  down
• 5:59
  all
• 5:59
  your
• 6:00
  bills
• 6:00
  in
• 6:00
  one
• 6:00
  place.
• 6:01
  We
• 6:01
  talked
• 6:02
  about
• 6:02
  that
• 6:02
  a
• 6:02
  couple
• 6:02
  minutes
• 6:03
  ago.
• 6:03
  That's
• 6:03
  it.
• 6:04
  That
• 6:04
  clarity
• 6:05
  is
• 6:05
  the
• 6:06
  first
• 6:06
  step
• 6:06
  to
• 6:07
  controlling
• 6:08
  what
• 6:08
  this
• 6:08
  feels
• 6:09
  like
• 6:09
  in
• 6:09
  your
• 6:09
  life.
• 6:10
  Now
• 6:10
  let's
• 6:11
  put.
• 6:11
  Let's
• 6:11
  pivot
• 6:11
  a
• 6:12
  little
• 6:12
  bit
• 6:12
  to
• 6:12
  our
• 6:12
  Bible
• 6:13
  verse
• 6:13
  here
• 6:13
  for
• 6:13
  today.
• 6:14
  I
• 6:14
  always
• 6:14
  want
• 6:14
  to
• 6:14
  talk
• 6:15
  about
• 6:15
  scripture
• 6:16
  in
• 6:16
  this.
• 6:16
  This
• 6:16
  one
• 6:16
  we
• 6:17
  get
• 6:17
  from
• 6:17
  First
• 6:18
  Corinthians,
• 6:18
  chapter
• 6:19
  14,
• 6:20
  verse
• 6:20
  40.
• 6:21
  And
• 6:21
  this
• 6:22
  one
• 6:22
  is
• 6:22
  perfect
• 6:22
  for
• 6:22
  today.
• 6:23
  It
• 6:23
  says
• 6:23
  again
• 6:24
  1st
• 6:24
  Corinthians
• 6:25
  14:40.
• 6:26
  But
• 6:27
  everything
• 6:27
  should
• 6:28
  be
• 6:28
  done
• 6:28
  in
• 6:28
  a
• 6:29
  fitting
• 6:29
  and
• 6:29
  orderly
• 6:30
  way.
• 6:30
  Hey,
• 6:30
  as
• 6:31
  an
• 6:31
  accountant,
• 6:31
  I
• 6:32
  love
• 6:32
  fitting
• 6:32
  and
• 6:33
  I
• 6:33
  love
• 6:33
  orderly.
• 6:34
  But
• 6:34
  God
• 6:35
  values
• 6:35
  that
• 6:35
  order
• 6:36
  as
• 6:36
  well.
• 6:37
  And
• 6:37
  when
• 6:38
  your
• 6:38
  finances
• 6:39
  are
• 6:39
  structured
• 6:39
  well,
• 6:40
  when
• 6:40
  they're
• 6:40
  orderly,
• 6:41
  your
• 6:41
  life
• 6:42
  is
• 6:42
  going
• 6:42
  to
• 6:42
  reflect
• 6:43
  that
• 6:43
  same
• 6:43
  peace
• 6:44
  and
• 6:44
  that
• 6:44
  same
• 6:45
  clarity.
• 6:46
  How
• 6:46
  about
• 6:46
  we
• 6:46
  pray
• 6:46
  right
• 6:47
  now?
• 6:47
  Heavenly
• 6:48
  father,
• 6:48
  I
• 6:49
  lift
• 6:49
  up
• 6:49
  my
• 6:49
  friend
• 6:50
  who
• 6:50
  feels
• 6:50
  overwhelmed
• 6:51
  by
• 6:51
  that
• 6:51
  constant
• 6:52
  flow
• 6:52
  of
• 6:53
  bills.
• 6:54
  And
• 6:54
  Lord,
• 6:54
  you
• 6:55
  see
• 6:55
  their
• 6:55
  stress,
• 6:56
  you
• 6:57
  see
• 6:57
  their
• 6:57
  desire.
• 6:58
  You
• 6:59
  see
• 6:59
  that
• 6:59
  desire
• 6:59
  to
• 6:59
  feel
• 7:00
  steady
• 7:00
  and
• 7:00
  to
• 7:00
  feel
• 7:01
  prepared.
• 7:01
  And
• 7:01
  I
• 7:02
  ask
• 7:02
  that
• 7:02
  you
• 7:02
  would
• 7:02
  bring
• 7:03
  clarity
• 7:04
  where
• 7:04
  things
• 7:04
  feel
• 7:05
  scattered,
• 7:05
  Lord,
• 7:06
  and
• 7:06
  bring
• 7:06
  them
• 7:06
  peace
• 7:07
  where
• 7:07
  things
• 7:07
  feel
• 7:08
  chaotic.
• 7:09
  Give
• 7:09
  us
• 7:09
  all
• 7:10
  wisdom
• 7:10
  to
• 7:10
  build
• 7:10
  a
• 7:11
  simple
• 7:11
  system,
• 7:11
  Lord,
• 7:12
  and
• 7:12
  discipline
• 7:13
  to
• 7:13
  stay
• 7:13
  consistent.
• 7:15
  And
• 7:15
  Lord,
• 7:16
  I
• 7:16
  ask
• 7:16
  that
• 7:16
  you
• 7:16
  would
• 7:16
  help
• 7:16
  them
• 7:17
  from
• 7:17
  reacting
• 7:18
  to
• 7:18
  leading
• 7:19
  their
• 7:19
  finances.
• 7:19
  Help
• 7:20
  us
• 7:20
  all
• 7:20
  to
• 7:20
  do
• 7:20
  this
• 7:22
  and
• 7:22
  always
• 7:22
  remind
• 7:22
  us,
• 7:23
  Lord,
• 7:23
  that
• 7:24
  order
• 7:24
  brings
• 7:25
  peace.
• 7:25
  It's
• 7:25
  right
• 7:25
  in
• 7:26
  your
• 7:26
  word.
• 7:26
  And
• 7:26
  we
• 7:26
  ask
• 7:26
  this
• 7:27
  in
• 7:27
  Jesus
• 7:28
  name.
• 7:29
  Amen,
• 7:30
  friend.
• 7:31
  The
• 7:31
  truth
• 7:31
  is
• 7:31
  a
• 7:31
  simple
• 7:32
  system
• 7:32
  can
• 7:33
  actually
• 7:33
  turn
• 7:33
  chaos
• 7:34
  into
• 7:34
  clarity.
• 7:35
  It
• 7:36
  just
• 7:36
  works.
• 7:37
  And
• 7:37
  if
• 7:37
  you're
• 7:37
  ready
• 7:38
  to
• 7:38
  bring
• 7:38
  more
• 7:38
  structure
• 7:39
  and
• 7:39
  peace
• 7:39
  to
• 7:39
  your
• 7:39
  money,
• 7:40
  I
• 7:40
  would
• 7:40
  love
• 7:40
  to
• 7:40
  hear
• 7:41
  your
• 7:41
  question.
• 7:42
  You
• 7:42
  can
• 7:42
  send
• 7:42
  us
• 7:42
  a
• 7:43
  question.
• 7:43
  It's
• 7:43
  super
• 7:44
  simple.
• 7:44
  Just
• 7:45
  go
• 7:45
  to
• 7:45
  financiallyconfidentChristian.com/question.
• 7:49
  We'll
• 7:49
  put
• 7:49
  a
• 7:50
  link
• 7:50
  in
• 7:50
  the
• 7:50
  show
• 7:50
  notes,
• 7:50
  but
• 7:51
  when
• 7:51
  you
• 7:51
  get
• 7:51
  there,
• 7:51
  you
• 7:51
  just
• 7:51
  type
• 7:52
  in
• 7:52
  your
• 7:52
  question.
• 7:52
  And
• 7:53
  guess
• 7:53
  what?
• 7:53
  I'll
• 7:54
  talk
• 7:54
  about
• 7:54
  it
• 7:54
  on
• 7:55
  the
• 7:55
  show
• 7:55
  again.
• 7:55
  That's
• 7:56
  financiallyconfidentchristian.com/question
• 8:00
  I
• 8:01
  just
• 8:01
  want
• 8:01
  to
• 8:01
  thank
• 8:01
  you
• 8:01
  for
• 8:02
  joining
• 8:02
  me.
• 8:02
  I
• 8:03
  want
• 8:03
  to
• 8:03
  encourage
• 8:03
  you
• 8:03
  stay
• 8:04
  financially
• 8:04
  savvy.
• 8:05
  May
• 8:05
  God
• 8:06
  bless
• 8:06
  you
• 8:06
  and
• 8:07
  you
• 8:07
  have
• 8:07
  a
• 8:07
  truly
• 8:08
  great
• 8:08
  day
• 8:08
  today.