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Montana State Workers Face Major Health Cost Hikes | Missoula News

Montana state workers and retirees brace for steep health insurance hikes starting January 1, 2027—deductibles tripling to $3,000, out-of-pocket maxes doubling to $8K (individual) and $16K (family), and monthly copays jumping to $120. The state says it’s a last resort to prevent collapse after a decade without funding or benefit updates, with reserves now depleted. Workers feel blindsided, calling it a de facto pay cut that threatens family budgets. The Montana Federation of Public Employees demands swift action, aiming for a resolution by September 10 so members can plan ahead. While medical…

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