Latest / Mason Street Retirement Insights

When “New” Investments Don’t Belong in Your 401(k)
New investment options are creeping into 401(k)s, but they may not belong in every retirement plan. This episode explores the growing presence of alternatives like crypto, private equity, and IPO access in retirement accounts. Sean Mason breaks down the trade-offs, including higher fees, limited transparency, liquidity concerns, and the importance of understanding what you own. Timing, purpose, and risk tolerance all play a role, especially for those nearing retirement. The conversation also highlights how hype and fear of missing out can lead to unnecessary complexity, and why a strong…
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