The S&P 500 Trap: Why the "Safe" Choice Is Actually Risky for Retirees

"Just buy the index." It's the simple advice that built your wealth and got you to the finish line.

But here's what often gets overlooked:

The strategy that got you to retirement won't necessarily keep you there.

When you switch from saving to spending, the math changes.

Suddenly, relying on a "simple" S&P 500 strategy exposes you to risks that didn't matter when you had a paycheck.

In this episode, we cover:

▶ The Simplicity Trap: Why "decision fatigue" lures smart retirees into risky, overly concentrated portfolios.

▶ S&P 500 Reality Check: Why the "safe" default option is actually…

The skinny

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