How a Bakery Fixed Cash Flow With Pre-Orders

Cash Flow Conversations with Fexingo: Working Capital, Receivables, and Small Business Finance · Sep 15, 2026 · 10m · transcript

We look at how a mid-sized bakery in Ohio turned its seasonal cash crunch into stable growth by shifting from wholesale delivery to a direct-to-consumer pre-order model. Lucas and Luna break down the specific mechanics of collecting payment before production, how this eliminates accounts receivable entirely, and why it works better than traditional factoring for small food businesses. We examine the operational changes required, from digital ordering platforms to inventory forecasting, and discuss the real trade-offs between margin compression and liquidity. If you run a business where timing…