Latest / Cybersecurity Business with Fexingo: Security Companies, Breaches, and Enterprise Defense
Why Cyber Insurance Premiums Are Finally Dropping
After years of skyrocketing rates and restricted coverage, cyber insurance premiums are coming down. In this episode, Lucas breaks down the data: average premiums dropped roughly 15 percent in the first half of 2026, following a 10 percent decline in 2025. He explains the three forces driving the shift — improved underwriting data, better security hygiene among buyers, and increased competition from new carriers. Luna pushes back on whether this is sustainable or just a soft market cycle, and they discuss what the trend means for CISOs negotiating renewals. Specific numbers include the Marsh…
The skinny
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