Latest / Conversations: Special Guests with Preston Scott / Florida's Legislative Session Week 3 Breakdown

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Florida's Legislative Session Week 3 Breakdown · Conversations: Special Guests with Preston Scott

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  Speaker 1: Unbelievably.
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  Speaker 2: This show has moved so quickly Jose lost track of
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  Speaker 2: an entire hour. An hour of his life is completely
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  Speaker 2: gone because he lost track of how fast this show
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  Speaker 2: is moving. It's the third hour of the Morning Show.
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  Speaker 2: It's Monday, March twenty fourth, and joining us on the
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  Speaker 2: program is sell News of Consumers Defense. Consumers Defense dot
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  Speaker 2: Com is the website. Aria.
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  Speaker 1: Good morning to you. I'm doing great. How are you today?
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  Speaker 2: Well, frosty little bit, you know why I do.
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  Speaker 1: And I do not blame you. I don't blame you.
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  Speaker 2: Rather than get sidetracked on that, because we've got so
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  Speaker 2: much to talk about, let's talk about We always like
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  Speaker 2: to start with the executive branch here in Florida. Let's
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  Speaker 2: talk about the governor.
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  Speaker 3: Sure, not too much from the governor as far as
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  Speaker 3: engagement on the legislative issues, at least publicly. And I
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  Speaker 3: think that has something to do with a lot of
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  Speaker 3: the dynamic that's at play between the chambers and the
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  Speaker 3: Governor's office in comparison to Price years. But a couple
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  Speaker 3: of interesting notes. He recently highlighted Florida's you know, he
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  Speaker 3: calls them the Florida doge efforts, particularly and You highlighted
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  Speaker 3: this as well earlier this morning, returning about a little
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  Speaker 3: shy of nine hundred million dollars in federal moneys, which
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  Speaker 3: is taxpayer dollars that had been sitting in Florida accounts
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  Speaker 3: that they had tried two years ago to return to
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  Speaker 3: the Biden administration. A lot of it was passed through
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  Speaker 3: dollars that had some serious strings attached to it.
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  Speaker 2: We always do.
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  Speaker 3: We weren't going to use them, and they've just been
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  Speaker 3: sitting there, And so that's one note. Then today he's
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  Speaker 3: actually heading to Idaho and then Montana for events where
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  Speaker 3: he's going to be championing adding a balanced budget amendment
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  Speaker 3: to the US Constitution. Now this is intriguing to me
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  Speaker 3: because I'm sure he's going to promote the fact that
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  Speaker 3: Florida's got to balance budget.
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  Speaker 1: We do it each year.
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  Speaker 3: We keep taxes low, powerhouse economy as a result. But
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  Speaker 3: his presidential campaign was designed around the theme of making
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  Speaker 3: America Florida kind of exporting Florida's model nationally. And I'm
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  Speaker 3: beginning to wonder, is this the makings of, you know,
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  Speaker 3: kind of the second round of that is, is he
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  Speaker 3: beginning to try to step back out into the national
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  Speaker 3: stage in ways that he hadn't done in a year.
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  Speaker 3: And so those are some things that I'm kind of
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  Speaker 3: looking at and paying attention to on the governor side.
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  Speaker 2: Why else do you go to Idaho and Montana?
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  Speaker 3: Yeah, and he's got for Yeah, and he's got friendly
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  Speaker 3: audiences there. I don't believe the water's warm enough for
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  Speaker 3: fishing right now.
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  Speaker 2: It's always warm enough for trout.
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  Speaker 1: This is true. This is true. Shows you what I
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  Speaker 1: know about freshwater fishing.
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  Speaker 2: Oh, I know nothing.
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  Speaker 3: But probably more active than the governor right now is
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  Speaker 3: the new Attorney General, James Southmeyer. He's been busy, yes
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  Speaker 3: he has. He's quite possibly right now the most aggressive
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  Speaker 3: ag in the United States, at least the most aggressive
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  Speaker 3: that I've been paying attention to. He played a game
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  Speaker 3: of chicken with the city of Fort Myers last week.
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  Speaker 3: They could not get the votes in their city commission
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  Speaker 3: to pass a resolution yeah sorry, agreeing, yeah, agreeing to
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  Speaker 3: cooperate with Ice on deportations. So the AG publicly lets
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  Speaker 3: them know that they're subject to all kinds of problems,
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  Speaker 3: including being removed from office if they refused to follow
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  Speaker 3: state law. Oh look, they come back. They vote unanimously
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  Speaker 3: they're gonna, you know, cooperate with Ice. They pass it
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  Speaker 3: and all as well, so they didn't have to wait
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  Speaker 3: for the seventh member to show up. They did not.
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  Speaker 3: They did not. They were fine. And if you remember,
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  Speaker 3: last week, we talked about him going after Target for
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  Speaker 3: their DEI policies and how it relates to shareholder returns.
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  Speaker 3: This week or this past week, he's going after what
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  Speaker 3: are called the proxy advising services, in particular this one
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  Speaker 3: called Glass Lewis. Now what this organization in one other
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  Speaker 3: called ISS do is they advise these big asset managers
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  Speaker 3: on how to vote on all of these shareholder resolutions
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  Speaker 3: that come through in each publicly traded company. And over
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  Speaker 3: the last ten years they've been completely taken over by
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  Speaker 3: the woke left. The resolutions are just tools to advance
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  Speaker 3: the left's agenda. And so he's now going after them
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  Speaker 3: for the same reasons that he's going after Target. What
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  Speaker 3: they're doing is promoting a diminished shareholder return in our
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  Speaker 3: investment accounts by the recommendations that they're making.
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  Speaker 2: Joining us sal Nuzzo the legislature this past week, what
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  Speaker 2: they get done.
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  Speaker 3: It's been pretty active. We're now into the middle third
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  Speaker 3: of the kind of eight nine weeks period, and if
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  Speaker 3: you recall, in the special session earlier this year, the
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  Speaker 3: legislature had decided to override one of the budget line
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  Speaker 3: item vetos from the governor that was in this current
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  Speaker 3: year budget. In his opening remarks, the Speaker had indicated
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  Speaker 3: that he was going to set up this working group
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  Speaker 3: to examine other vetos for potential override as well. And
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  Speaker 3: I'm now beginning to see some reports on a handful
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  Speaker 3: of projects that the working group is identified. I'm kind
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  Speaker 3: of paying attention to seeing if they actually follow through
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  Speaker 3: with override votes on them. I know the House is
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  Speaker 3: probably got.
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  Speaker 2: Is there an appetite for it?
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  Speaker 3: There is in the House, And that's I just don't
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  Speaker 3: know on the Senate if they're willing to remember, they
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  Speaker 3: got to work with him through the remainder of this
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  Speaker 3: session and so next, yeah, and next. So it's going
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  Speaker 3: to be intriguing to me how they tackle that, even
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  Speaker 3: though it's kind of a small potatoes thing when you compare.
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  Speaker 1: It to policies.
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  Speaker 2: Okay, okay, a lot.
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  Speaker 3: Of drama beginning to unfold, first off, in the insurance arena,
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  Speaker 3: and this is something that really everybody is impacted by
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  Speaker 3: the rift is really widening as the House pushes some
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  Speaker 3: legislation that would kind of, in the feelings of a
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  Speaker 3: number of folks, reverse the course of the last several
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  Speaker 3: sections where they did both chambers did a lot of
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  Speaker 3: aggressive work trying to get the insurance crisis under control.
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  Speaker 2: What's motivating the reversal.
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  Speaker 3: Well, you've got a couple of things. One is, the
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  Speaker 3: legislature probably passed ninety five percent of what the insurance
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  Speaker 3: industry wanted that they said would help get the market
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  Speaker 3: back on track. And now we've got about two years
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  Speaker 3: since then, where premiums may have been stabilized, but they
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  Speaker 3: haven't fallen. And you've got lawmakers who are hearing from
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  Speaker 3: their constituents what have you done to bring insurance premiums down?
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  Speaker 3: They're hearing it over and over and over, and it's
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  Speaker 3: a sad state where you have to say, as an
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  Speaker 3: elected official, well, we did the right things. That's just
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  Speaker 3: gonna take more time. And then you've got the other
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  Speaker 3: half of that, which is the report that had been
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  Speaker 3: sitting in the Office of Insurance Regulation for a couple
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  Speaker 3: of years. It was a draft report.
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  Speaker 2: That talked about it last and.
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  Speaker 3: That led to this kind of contentious hearing, and the
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  Speaker 3: House is saying, if we had had this information.
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  Speaker 2: Remind our listeners what that information was.
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  Speaker 3: Sure, the information was that at the same time the
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  Speaker 3: insurance companies were saying we need all of these things,
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  Speaker 3: they were some were taking premiums in and then shifting
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  Speaker 3: the profits to their affiliates out of state. That made
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  Speaker 3: their Florida kind of chapter or affiliate appear less profitable.
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  Speaker 3: Now the report is in draft. We don't know if
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  Speaker 3: it's an industry wide thing or if it's just some
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  Speaker 3: a few bad actors and a whole host of other things.
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  Speaker 3: But the legislature is saying, look, if we had known
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  Speaker 3: about this, we probably would have, you know, kind of
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  Speaker 3: responded a bit differently as we went through a lot,
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  Speaker 3: of course, the policymaking from two and three years ago.
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  Speaker 3: So we've got one bill that Rep. Hillary Cassell, she's
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  Speaker 3: an attorney, represents homeowners. It's fifteen fifty one. It would
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  Speaker 3: shift back from the status quo on attorney's fees to
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  Speaker 3: what they call a prevailing party standard, which the loser
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  Speaker 3: pays both sides and when you know, kind of something happens,
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  Speaker 3: and so it would revert back. It passed it's committee
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  Speaker 3: stopped fifteen to one. The one vote no was a Republican.
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  Speaker 3: I believe it was Mike Caruso, and he thought and
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  Speaker 3: I got a hand it to him because he's going
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  Speaker 3: to take heat from it. But I think he may
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  Speaker 3: be right. They really need another year or so of
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  Speaker 3: kind of momentum on what they did two or three
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  Speaker 3: years ago in order to really see what happens now.
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  Speaker 3: Senate Bill four twenty six is the companion to this,
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  Speaker 3: and it has not made an agenda yet, and so
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  Speaker 3: it could be the House posturing right now and kind
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  Speaker 3: of a wait and see attitude on the Senate side.
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  Speaker 3: But this is one everybody should be paying attention to.
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  Speaker 2: Sound News, Oh, from Consumers Defense, our guests, we're talking
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  Speaker 2: about the third week of the legislative session, nearing the
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  Speaker 2: halfway mark. Let's keep talking a little bit about the
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  Speaker 2: insurance issue, because talk about an issue that affects everybody listening.
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  Speaker 3: Yeah, yeah, including it. And it doesn't matter if you
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  Speaker 3: own a home or not, because if you're paying rent,
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  Speaker 3: you're the person who has the mortgage is impacted by it.
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  Speaker 3: Therefore you are as well. One thing that I didn't
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  Speaker 3: point out prior is we really don't even have an
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  Speaker 3: idea publicly, at least on where the governor sits on
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  Speaker 3: this issue with respect to if they were to pass
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  Speaker 3: a kind of a backtrack bill or something or change
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  Speaker 3: somehow where he would fall out. He has said on
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  Speaker 3: the auto side he does not want anything that's going
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  Speaker 3: to raise rates premium holders or or policy holders. So
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  Speaker 3: I've talked with a few members in the Senate side,
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  Speaker 3: the ones who are you know, the people that I
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  Speaker 3: tend to pay a lot of attention to, are in
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  Speaker 3: the insurance arena more than I am. They're concerned about
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  Speaker 3: this idea notion because they see some stabilization taking place
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  Speaker 3: that you've got eleven new companies entering the market, a
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  Speaker 3: massive reduction in litigation, and they're not sure they want
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  Speaker 3: to get on board with something that could have a
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  Speaker 3: side effect that hurts the market. And in particular with
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  Speaker 3: this sector. You've got to remind folks, insurance is about
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  Speaker 3: risk mitigation and making the policymaker whole.
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  Speaker 1: Again.
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  Speaker 3: So what we've experienced nationally with inflation impacts the replacement
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  Speaker 3: cost of your home. So if you have homeowners insurance
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  Speaker 3: would nail shingles, windows, all of those things. If they
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  Speaker 3: cost fifty percent more than they did ten years ago
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  Speaker 3: or six years ago. That's going to be a challenge
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  Speaker 3: with premiums that no lawmaker is going to be able
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  Speaker 3: to work through with respect to at state level policy.
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  Speaker 2: Let me throw a crazy idea that just came to me.
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  Speaker 2: What if we got to where the state of Florida
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  Speaker 2: required either the car makers or the insurance companies to
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  Speaker 2: provide a discount or whatever to cars that had front
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  Speaker 2: and rear cameras.
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  Speaker 1: Well. Gosh, now we're kind of but I were sick
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  Speaker 1: into the but I would fill market.
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  Speaker 2: But I would think that eliminates a lot of potential
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  Speaker 2: litigation because you know these these so many of these
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  Speaker 2: wrecks get settled when you see them.
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  Speaker 3: Well, I'll go one further. It used to be that
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  Speaker 3: you would get discounts for certain things in your car,
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  Speaker 3: like automatic anta, lacking brakes, and all of these things.
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  Speaker 1: I wouldn't be.
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  Speaker 3: Surprised if front and rear dash cams become a part
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  Speaker 3: of the factory set on new cars coming out in
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  Speaker 3: the near future, which then could have downward pressure on rates.
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  Speaker 3: Only really, as it pertains to litigation experiences or the
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  Speaker 3: influence of litigation in that realm.
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  Speaker 2: What about housing?
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  Speaker 3: Yeah, a lot of drama unfolding in housing as well.
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  Speaker 3: So last year there was a bill passed by the
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  Speaker 3: legislature that would allow for high density and low cost
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  Speaker 3: housing that could be built in agricultural areas.
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  Speaker 1: Do we want that?
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  Speaker 3: The argument was made at the time that the housing
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  Speaker 3: was needed because you had a lot of workers who
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  Speaker 3: needed housing but couldn't they they couldn't get to and
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  Speaker 3: from work sites, and.
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  Speaker 2: So this is ostensibly housing for agricultural workers.
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  Speaker 3: Yes, okay, and so there it became a piece of
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  Speaker 3: their broader package. Now the governor vetoed that one bill
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  Speaker 3: because he had a concern there weren't adequate protections in
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  Speaker 3: there to keep illegal immigrants from occupying those houses.
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  Speaker 1: Houses.
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  Speaker 3: This session, you've got something similar. It's House Bill eleven eighteen,
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  Speaker 3: but it's getting attacked from the right for a different reason.
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  Speaker 3: With the attacks kind of that it's going to turn
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  Speaker 3: farms into housing developments, and this is kind of where
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  Speaker 3: you were going at it.
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  Speaker 1: Now.
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  Speaker 3: Every now and then I start paying attention back on
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  Speaker 3: x or Twitter. I saw a tweet exchange Anthony Sabatini,
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  Speaker 3: who used to be a state rep. Now he's down
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  Speaker 3: at the county level in Lake County, Blazing Goalie, he
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  Speaker 3: highlighted this bill as a bad bill. Blazing goaliea senator
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  Speaker 3: had indicated last week he was a hard no on
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  Speaker 3: the bill. He had also provided some other specific reasons
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  Speaker 3: and provisions in it that he had a big problem with.
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  Speaker 3: But I'm going to start looking into this as it
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  Speaker 3: continues to move. The other one that's kind of getting
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  Speaker 3: hot is the eyeball wars. We've talked about it over
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  Speaker 3: the years. It's the war between the optometrists, which are
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  Speaker 3: lower level certification, and the ophthalmologists, which are higher level.
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  Speaker 3: The bills that are moving would increase the scope of
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  Speaker 3: practice for optometrists. It would allow them to perform more procedures.
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  Speaker 3: You've got HB four forty nine Alex Rizzo in the house.
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  Speaker 3: It would allow them optometrists to call themselves doctors of optometry,
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  Speaker 3: and of course that irks ophthalmologists who have to go
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  Speaker 3: to a medical school versus optometrists who just complete a
• 14:32
  Speaker 3: four year training. It would allow them to conduct a
• 14:35
  Speaker 3: couple of the minor surgical procedures that optalmologists perform. It's
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  Speaker 3: moving steadily. The Senate's holding off as of now, but
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  Speaker 3: it could be one where it gets horse traded later on.
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  Speaker 2: Not sure the idea of a someone who gets a
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  Speaker 2: four year training course versus medical school should be doing
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  Speaker 2: any level of surgical procedure. I'm not seeing it.
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  Speaker 3: It's I'm as someone now in his fifties.
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  Speaker 1: I'm with you.
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  Speaker 3: And so one thing I got to look at is
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  Speaker 3: are these like those minor laser things that.
• 15:10
  Speaker 1: They're talking in it? Pardon the pun, Yeah.
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  Speaker 2: Yeah, I just had to throw it out there twice
• 15:15
  Speaker 2: to make sure it got Sorry about that. More of
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  Speaker 2: what happened last week?
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  Speaker 3: Yeah, a number of things are beginning to move or
• 15:21
  Speaker 3: continuing to move. You got the Senate full Senate passed
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  Speaker 3: their Administrative Rules Bill. It was Senate Bill went Away.
• 15:27
  Speaker 3: The title sounds boring. Even the Senate President sounded said
• 15:31
  Speaker 3: it sounded like watching paint dry, but was likely among
• 15:35
  Speaker 3: the most important bills to pass a session, and I
• 15:38
  Speaker 3: don't disagree with him in this. It would mandate all
• 15:41
  Speaker 3: state agencies review twenty percent of their rules annually and
• 15:45
  Speaker 3: have some set procedures for eliminating unnecessary rules. Now, this
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  Speaker 3: is something that seems like it would be common sense,
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  Speaker 3: but Florida to my knowledge, may be the first state
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  Speaker 3: to even consider something like this.
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  Speaker 2: Is it twenty percent a different twenty percent every year
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  Speaker 2: for five years, or is it the same twenty percent
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  Speaker 2: they're going to review.
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  Speaker 3: It's a great question, I think in theory, I want
• 16:10
  Speaker 3: to say a five year cycle gets you to reviewing
• 16:12
  Speaker 3: one hundred percent. But it's a great question, and I
• 16:14
  Speaker 3: want to review.
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  Speaker 2: The You and I both know that if you don't
• 16:17
  Speaker 2: stipulate it, they're going to review the.
• 16:19
  Speaker 1: Same low hang. Yeah, good point.
• 16:23
  Speaker 3: Toby Overdorff has the companion. It's ready for the full
• 16:26
  Speaker 3: House vote. There is another bill from Representative Esposito and
• 16:30
  Speaker 3: Senator Burgess that would do some additional reforms to the
• 16:33
  Speaker 3: regulatory climate. I'm trying to find out the posture of
• 16:36
  Speaker 3: where that one is at this point. Hers is made
• 16:39
  Speaker 3: through one committee stop or actually Senator Burgesses has it's
• 16:45
  Speaker 3: not moving in the House yet. You've got House Bill
• 16:48
  Speaker 3: seven fifty nine, which would lower return the age for
• 16:51
  Speaker 3: purchasing a firearm back to eighteen. It's ready for the
• 16:54
  Speaker 3: House floor this. I say that because the Senate companion,
• 16:58
  Speaker 3: Senate Bill nine twenty. It was originally a blazing Golia proposal,
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  Speaker 3: but Senator Jonathan Martin's listed as a main sponsor, and
• 17:06
  Speaker 3: it's languishing, and we've seen this in years past. It
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  Speaker 3: needs to get on to at least one committee agenda
• 17:14
  Speaker 3: in the Senate in order for the House bill to
• 17:18
  Speaker 3: be able to be able to be taken up by
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  Speaker 3: the Senate. There is another companion from Senator Fine, but
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  Speaker 3: that one's also not on a genet as well.
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  Speaker 2: Is it a long way of saying the Senate's going
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  Speaker 2: to kill this thing?
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  Speaker 3: It could be that they're trying to. Now you always
• 17:35
  Speaker 3: have the back and forth between the House and Senate.
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  Speaker 3: So we've got more weeks to go before those subcommittees
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  Speaker 3: stop meeting, at which point the bill would likely be
• 17:47
  Speaker 3: completely denned.
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  Speaker 2: So a nineteen year old needs to sue the state
• 17:50
  Speaker 2: of Florida.
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  Speaker 3: Which I understood that to be the case, that it
• 17:54
  Speaker 3: may not be in Florida, but it may be a
• 17:56
  Speaker 3: federal lawsuit. But somebody is challenging.
• 17:58
  Speaker 2: Well, they wanted they've won this case.
• 18:01
  Speaker 3: Correct, correct, So you've got that moving on there. You've
• 18:06
  Speaker 3: got HB sixty seventeen, which is the medical Malpractice reform,
• 18:10
  Speaker 3: but it's not tightening it up. It's loosening the rules
• 18:14
  Speaker 3: for allowing parents of adult children if they're impacted, if
• 18:20
  Speaker 3: they're the victim, it's allowing those parents the ability to sue.
• 18:25
  Speaker 3: And it also repeals what's been called the free kill rule,
• 18:28
  Speaker 3: which is like that one that first incident gets kind
• 18:32
  Speaker 3: of expunged from your record. They would reverse at that
• 18:35
  Speaker 3: out Senate Bill one fifty eight. And I want to
• 18:39
  Speaker 3: highlight this because it's a rare bill from a Democrat
• 18:42
  Speaker 3: that moves really, really well. Lorie Berman would put into
• 18:46
  Speaker 3: the state employee Health Insurance program a cost free mandate
• 18:50
  Speaker 3: for breast cancer screening. It's advancing, it's heading to the
• 18:53
  Speaker 3: Senate floor. It has a House sponsor waiting to see
• 18:57
  Speaker 3: if that moves. You've got the bill from Senator Nick
• 19:01
  Speaker 3: de Segli, Senate Bill seventeen to ten would remove DEI
• 19:05
  Speaker 3: in all state agencies. It's made it through its second committee.
• 19:09
  Speaker 3: The House version has changed into what they call a PCB,
• 19:13
  Speaker 3: a proposed committee bill, which means it's gonna move quickly.
• 19:17
  Speaker 3: He's also changed his original bill on speed limits. And
• 19:21
  Speaker 3: at the very first of our weeklies, I mentioned this
• 19:25
  Speaker 3: bill because I saw it and I thought, oh, we're
• 19:29
  Speaker 3: going to up the speed limits, and it wasn't he
• 19:31
  Speaker 3: was making it lawful for people to drive well below
• 19:34
  Speaker 3: the speed limit in cases of emergencies. But now Senate
• 19:39
  Speaker 3: Bill four sixty two does include an increase in speed
• 19:43
  Speaker 3: limits on state roads, upping it on interstates of seventy.
• 19:46
  Speaker 2: Five, they're already doing that.
• 19:48
  Speaker 3: They're already doing that so well, they're already doing ninety plus.
• 19:51
  Speaker 2: Yes, yeah they are.
• 19:52
  Speaker 3: You've got the clean Hands repeal Senate Bill one ninety
• 19:55
  Speaker 3: I've talked about this for a couple of weeks. It's
• 19:57
  Speaker 3: headed to the Senate floor. House bill only has one
• 20:00
  Speaker 3: stop left. I expect this one to be an easy pass,
• 20:03
  Speaker 3: but potentially the chambers have enough votes to override the
• 20:07
  Speaker 3: veto if the governor goes that route.
• 20:10
  Speaker 2: Well, in the spirit of do or do not do,
• 20:12
  Speaker 2: there is no try go ahead finish lightning round bills
• 20:17
  Speaker 2: moving House side. You've got the term limits bills from
• 20:22
  Speaker 2: Angolia and Saltzman that would apply term limits of eight
• 20:25
  Speaker 2: years to school boards and county commissioners. That's continuing to move.
• 20:29
  Speaker 2: House Bill two eighty nine, Voter Safety, moving unanimously through committee,
• 20:34
  Speaker 2: would mandate anyone operating a vessel who has not been
• 20:37
  Speaker 2: a Florida resident for five years to obtain a voter
• 20:40
  Speaker 2: Safety Card or equivalent. It also ups penalties for reckless boating.
• 20:45
  Speaker 2: The Senate companion only has one stop left there.
• 20:47
  Speaker 1: Rep.
• 20:48
  Speaker 3: Kim Kendall Freshman actually second no freshman Rep. Moving her
• 20:53
  Speaker 3: bill that would enhance the penalty from multiple DUIs to
• 20:57
  Speaker 3: a first degree felony for the second offense. That's also
• 21:00
  Speaker 3: moving unanimously. And what I called my favorite bill of
• 21:04
  Speaker 3: twenty twenty five, House Bill nine twenty one from Rep.
• 21:07
  Speaker 3: Overdorf mandating the instruction of cursor of writing. I didn't
• 21:10
  Speaker 3: hear anything about it, and then all of a sudden
• 21:12
  Speaker 3: is ready for the House floor. Okay, we're good. This week,
• 21:16
  Speaker 3: you've got a lot of the appropriation subcommittees that are
• 21:20
  Speaker 3: meeting for the first time. They're meeting today and tomorrow
• 21:24
  Speaker 3: a big meeting in the Health and Human Services Committee.
• 21:28
  Speaker 3: Several of the bills that we've discussed on the healthcare
• 21:31
  Speaker 3: side are up for votes there on Tuesday. I'm paying
• 21:36
  Speaker 3: attention to the Senate Banking and Insurance Committee, Senator Jim Bradley.
• 21:41
  Speaker 3: She's got this bill on mandatory review of claims denials. Now,
• 21:45
  Speaker 3: this is one where they're also she and a couple
• 21:51
  Speaker 3: of other senators are beginning to expand there. It kind
• 21:55
  Speaker 3: of looks at insurance companies, and so it's kind of
• 22:01
  Speaker 3: where she's looking to go is if you have a
• 22:04
  Speaker 3: claim that's been denied by your property insurance company, there
• 22:08
  Speaker 3: should be a mandatory process for reviewing that. There's also
• 22:12
  Speaker 3: one from Colleen.
• 22:13
  Speaker 2: Burton's who does the review?
• 22:15
  Speaker 3: Well, I've got to look into that, and it may
• 22:17
  Speaker 3: be oir, it may be a third party, but that's
• 22:20
  Speaker 3: one where I think insurance companies may have something to say.
• 22:23
  Speaker 3: Is this if this continues to move? Colleen Burton said
• 22:27
  Speaker 3: it Bill two ninety two. It's regulating virtual currency kiosks. Now,
• 22:33
  Speaker 3: I had no clue what the heck this was until
• 22:36
  Speaker 3: last week. I walked into the mall for the first
• 22:39
  Speaker 3: time in Ages, and sure enough, there's this thing that
• 22:42
  Speaker 3: looks like an ATM, but you can actually pop in
• 22:45
  Speaker 3: your credit card or debit card and buy bitcoin or
• 22:48
  Speaker 3: virtual currency. And I had no clue that these things
• 22:52
  Speaker 3: even existed. But they're looking to make sure that these
• 22:55
  Speaker 3: are regulator for what who knows? For their committee. You
• 23:00
  Speaker 3: set a committee tomorrow for the restrictions on social media
• 23:03
  Speaker 3: use for children. The minimum wage exemptions are also up
• 23:09
  Speaker 3: tomorrow in the House Careers and Workforce Committee. One that
• 23:14
  Speaker 3: I'm beginning to pay more attention to the Right to
• 23:18
  Speaker 3: Repair bill. Now, this is one where you've talked about
• 23:22
  Speaker 3: it over the years with like John Deere, the computer
• 23:25
  Speaker 3: systems Apple's a big part of this as well. It
• 23:29
  Speaker 3: is up in its second stop. I expect companies like Apple,
• 23:33
  Speaker 3: the John Deeres of the world that do not want
• 23:35
  Speaker 3: to open up their systems to just anyone, They're likely
• 23:39
  Speaker 3: gonna be pushing hard against this bill. And then you've
• 23:44
  Speaker 3: got on Wednesday the Department of Agriculture bill, their agency bill.
• 23:48
  Speaker 3: It gets a second committee hearing, and this includes a
• 23:51
  Speaker 3: selfish plug here a number of provisions that our organization
• 23:55
  Speaker 3: is proud to be championing. It's called the Farmer Protection Act.
• 23:59
  Speaker 3: And what this does is it protects agriculture from woke
• 24:03
  Speaker 3: investment decisions where banks are trying to get farmers to
• 24:08
  Speaker 3: electrify tractors to not use fertilizers, so in some cases
• 24:12
  Speaker 3: they up the interest rates for financing or give teaser rates.
• 24:16
  Speaker 3: There were provisions in this bill that would preclude that,
• 24:19
  Speaker 3: that would kind of put that back in the dust
• 24:22
  Speaker 3: bin of history, which we needs to be, and so
• 24:25
  Speaker 3: I'm paying a lot of attention to that. Banks is
• 24:27
  Speaker 3: always always a pleasure to be with you, all right.
• 24:29
  Speaker 3: He'll be back next week. Salnuzo with Consumers Defense. It's
• 24:32
  Speaker 3: our guest on The Morning Show with Preston Scott