Opt out of the Trigger list and do not call registry

Buying Florida · Apr 13, 2023 · 4m

So what is a trigger list and how does it work?

Each time that you apply for a credit card, auto loan, mortgage, or refinance, your personal information is distributed to lenders, insurance, and credit card companies who have subscribed to products known as a “trigger list”.

Prospective creditors purchase a subscription to a trigger list service. They set the criteria for their list - for example, anyone who has applied for a mortgage or refinance, in a certain area code, with a FICO score of at least 720. They also choose what additional information they would like to have included: names…