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How to Protect Your Early Retirement from Inflation
In this episode of The Financial Freedom Podcast, Lucas and Luna tackle one of the biggest threats to early retirement: inflation. They dig into how retirees who left the workforce in 2021 saw their purchasing power erode by over 15% in just three years, and why the classic 4% rule doesn't account for that. Lucas breaks down a specific strategy called 'inflation bucketing' that uses a short-term TIPS ladder to cover essential spending for three to five years, while keeping the rest of the portfolio invested in growth assets like equities and real estate. They walk through a…
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