#301 - How Much Money Do You Need to Never Work Again?

Money Grows on Trees · Jan 13, 2026 · 10m · transcript

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The entire 2026 money plan…explained fast.

Lloyd covers your magic number, cash‑flow tracking, cost cuts, ETF compounding, and the disciplined behaviours that build a repeatable wealth system.

◼️ How to calculate your magic number so you know exactly what you’re aiming for

◼️ The cash‑flow habits that free up money to actually invest

◼️ The simple ETF strategy that compounds your wealth year after year

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