Turn Your Savings Into a Real Retirement Plan

Phil's Tax Hacks · Apr 17, 2025 · 18m

You’ve worked hard, saved diligently, and now you’ve got a solid 401(k) and a few other accounts... but now what? In this episode, Phil answers a common question submitted by one our listener’s: How do I turn my savings into a real retirement plan?

We’ll walk through how to shift from accumulation to distribution, and explains how to organize your financial "stuff," take inventory, and define what retirement will look like for you.

Here’s some of what we discuss in this episode:

🗂️ Why a financial inventory is the first step

🛠️ How to use your savings as tools—not the plan itself

📆 When to…