Mortgage Industry Evolution: Data, Transparency, & the Future of Lending
Recorded live at MBA Annual 2025, HousingWire CEO Clayton Collins talks with Joel Rickman, SVP of Verification Services/Workforce Solutions at Equifax, and Justin Demola, President of Lenders One, about the ripple effects of FICO’s new pricing model, the rise of VantageScore, and how smarter lending data can drive efficiency, affordability, and innovation across the housing market.
In this episode:
Why is the FICO vs. VantageScore discussion so important right now?
The FHFA’s move to accept VantageScore opened the door for more competition and potential savings. While some lenders worry about…
The skinny
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