Latest / The Table with Anthony ONeal / 7 Small Habits of Quietly Wealthy People (Do These In 2026)
Transcript
- 0:00[SPEAKER_00]: What's going on, families, your boy Anthony O'Neill, and you know what, I'm gonna get straight into it.
- 0:04[SPEAKER_00]: You see, I used to believe and think that financial freedom was complicated.
- 0:12[SPEAKER_00]: I honestly thought that you needed a huge finance degree or a six-figure job.
- 0:16[SPEAKER_00]: Heck, sometimes even a seven-figure income, or some secret formula, only rich people knew, or pay a lot of money to learn about finances.
- 0:24[SPEAKER_00]: But after going from, you know, literally broke, sleeping in the back of my car, the age of 2021, to building real wealth, to building a seven-figure business, and getting my degrees, I learned the truth.
- 0:35[SPEAKER_00]: It's really just simple habits, seven simple habits.
- 0:39[SPEAKER_00]: And today,
- 0:39[SPEAKER_00]: I'm going to prove it to you, simply by giving a step by step cookie jar in the bottom shelf type style, right?
- 0:48[SPEAKER_00]: You see, if you are tired of filling stuff, let's say you're filling overwhelmed or like money is just too complicated.
- 0:56[SPEAKER_00]: Today's show is going to be specifically for you.
- 0:59[SPEAKER_00]: So I need to grab a no-pad.
- 1:01[SPEAKER_00]: I need you to get it ready.
- 1:02[SPEAKER_00]: As a matter of fact, I need to drop ready inside of the comment section, because today's video I believe is going to be a huge blessing.
- 1:09[SPEAKER_00]: So let's start with the foundation.
- 1:11[SPEAKER_00]: I need to automate your savings.
- 1:13[SPEAKER_00]: I don't care if it's just five dollars a week.
- 1:16[SPEAKER_00]: I need you to set up a auto transfer to a high yield savings account.
- 1:20[SPEAKER_00]: Not a traditional account.
- 1:21[SPEAKER_00]: I'm talking about a high yield savings account.
- 1:24[SPEAKER_00]: Now, why is this?
- 1:25[SPEAKER_00]: Because discipline is faith in action.
- 1:29[SPEAKER_00]: You're telling your future self, I believe in you, so I'm going to save and invest into us.
- 1:36[SPEAKER_00]: Us, meaning you and your future self.
- 1:39[SPEAKER_00]: You see, when I first started saving, I was making like $9 an hour.
- 1:44[SPEAKER_00]: You see, I set up a auto transfer for $10 a week.
- 1:49[SPEAKER_00]: It honestly felt like nothing.
- 1:51[SPEAKER_00]: But after a year at that young age, I had over $500 saved.
- 1:56[SPEAKER_00]: Back in the early 2000s, y'all know that you had a bag if you had a file on it.
- 2:01[SPEAKER_00]: That 500 was my emergency fund.
- 2:04[SPEAKER_00]: It was, I am not going back to the back seat of my car money.
- 2:09[SPEAKER_00]: and it gave me the Coppiness to keep going.
- 2:11[SPEAKER_00]: It actually gave me the excitement and momentum to move forward.
- 2:16[SPEAKER_00]: So today, right now, I want you to open up a high year of savings account right now, literally.
- 2:23[SPEAKER_00]: And set up your first auto transfer, even if it's just $5.
- 2:27[SPEAKER_00]: I don't care what it is.
- 2:31[SPEAKER_00]: I need you to go into 2026 with the mindset of, I'm going to start saving money for emergencies.
- 2:38[SPEAKER_00]: I'm going to start saving money for trips, for birthdays, for holidays, and activate the higher interest to help you get to that goal
- 2:46[SPEAKER_00]: I want to ask this question.
- 2:48[SPEAKER_00]: If you're watching this on YouTube, how many of you are already have, automatic chance for setup going into a higher sales account?
- 2:55[SPEAKER_00]: Comment, yes or no below.
- 2:57[SPEAKER_00]: And if you don't, I need you to honestly go to anthonyondil.com for SaaS savings and pick one of my preferred high-year sales account.
- 3:08[SPEAKER_00]: As a matter of fact, as a matter of fact, check out this quick ad.
- 3:11[SPEAKER_00]: This is a family.
- 3:12[SPEAKER_00]: If your savings account is earning less than 1%.
- 3:15[SPEAKER_00]: You're literally donating money back to the bank.
- 3:18[SPEAKER_00]: You see, traditional savings accounts are paying pennies.
- 3:21[SPEAKER_00]: While high yield savings accounts are paying dollars and the gap is costing you real wealth every single year.
- 3:30[SPEAKER_00]: want to get real with you here real quick.
- 3:32[SPEAKER_00]: When $10,000 a regular bank might pay you $40 a year, but a top high you'll save the account that's $400 to $500 a year just for moving your money.
- 3:42[SPEAKER_00]: That's hundreds of extra dollars in your pocket.
- 3:46[SPEAKER_00]: No extra work, no risk, and your money stay safe, and FDIC in short.
- 3:51[SPEAKER_00]: Nearly 1 in 4 Americans have zero emergency savings, and most who do are missing out on free money.
- 3:59[SPEAKER_00]: By leaving their cash and lazy accounts, the highest savings account is the fastest, simplest upgrade you can make to hit your emergency fund and short-term goals faster.
- 4:11[SPEAKER_00]: So, listen, stop letting your heart earn dollars say lazy.
- 4:15[SPEAKER_00]: Visit anthonyonil.com for SaaS savings, compare the best high-year savings accounts and open yours in literally two minutes.
- 4:23[SPEAKER_00]: Every extra dollar interest gets you closer to finance or freedom.
- 4:27[SPEAKER_00]: So, please do not wait.
- 4:29[SPEAKER_00]: Don't let another year go by earning pennies.
- 4:32[SPEAKER_00]: Go to anthonyonil.com for SaaS savings.
- 4:36[SPEAKER_00]: Let your money start working for you today.
- 4:39[SPEAKER_00]: All right, let's get back to the show.
- 4:41[SPEAKER_00]: But hold on wait a minute, saving is just the start.
- 4:46[SPEAKER_00]: Let's have a conversation about where your money is actually going.
- 4:54[SPEAKER_00]: Routal, most folks say family, faith, and freedom are the top priorities.
- 5:00[SPEAKER_00]: But their bank statements, when we really look at it, says Amazon, Door Dash, and Netflix are their top priorities.
- 5:07[SPEAKER_00]: Listen, I'm not judging because honestly, I've been there and honestly, sometimes I've got to check myself when it comes to my money.
- 5:14[SPEAKER_00]: But here's the step by step.
- 5:16[SPEAKER_00]: I need you to take 10 minutes a day, ah, no, no, no, no, no, no, no, no, no, just take 10 minutes and write down your top three to five values, family, health, giving, education, et cetera, whatever it is.
- 5:30[SPEAKER_00]: I want you to pull up your last three months of your bank statements.
- 5:34[SPEAKER_00]: Does your money line up with your values or is it leaking into stuff that doesn't really matter?
- 5:40[SPEAKER_00]: Because here it is.
- 5:41[SPEAKER_00]: We gotta have a legacy check.
- 5:43[SPEAKER_00]: If your money is it moving toward your purpose, it's moving away from your legacy.
- 5:51[SPEAKER_00]: Hmm, I want to say it more time, I want you to get that.
- 5:53[SPEAKER_00]: If your money is it moving toward your purpose, it's moving away from your legacy, it's moving away from why God puts you on this earth.
- 6:02[SPEAKER_00]: He didn't put you on this earth to be, you know, just to have the nice things and we live in page at a paycheck, no.
- 6:11[SPEAKER_00]: You see, last year, I worked with the single mom.
- 6:14[SPEAKER_00]: Her name was Tasha.
- 6:15[SPEAKER_00]: Won't say her last name.
- 6:16[SPEAKER_00]: Who said her top value was her kids education.
- 6:20[SPEAKER_00]: But when we looked at her, last three months of her bank statements, she was shopping $300 a month and take out food and zero on books and tutoring, zero on her children's future.
- 6:30[SPEAKER_00]: we made one change.
- 6:32[SPEAKER_00]: We redirected $50 a month to a college fund, a 529.
- 6:37[SPEAKER_00]: Two years later, her daughter had a $1200 head start and it's going to be compounding over and over and over.
- 6:47[SPEAKER_00]: Here's what I need you to do today.
- 6:49[SPEAKER_00]: need you to pick one area where your spending doesn't match your priorities and make a change this week.
- 6:56[SPEAKER_00]: Not next week, not next month, not even next year.
- 7:00[SPEAKER_00]: As a matter of fact, when my friend said, I have to stop saying I'm going to change and just start changing.
- 7:06[SPEAKER_00]: I sound like my mentor Dave Ramsey right there.
- 7:08[SPEAKER_00]: He just says that.
- 7:10[SPEAKER_00]: Well listen, that's crazy that I even did that.
- 7:13[SPEAKER_00]: But we got to stop saying I'm going to and start doing it, right?
- 7:17[SPEAKER_00]: So pick one area where your spending doesn't match a priorities and make the change this week.
- 7:23[SPEAKER_00]: As a matter of fact, I'm going to hold you accountable and I want to pray over every area that you want to change in.
- 7:27[SPEAKER_00]: So, comment what you're changing below in a comment section.
- 7:31[SPEAKER_00]: And within the next week, once we get the vast majority of people to comment, I'm going to be praying over these changes that God will give you the wisdom and direction on how to effectively change.
- 7:42[SPEAKER_00]: So, I have a question.
- 7:46[SPEAKER_00]: What's one value you want your money to reflect in 2026?
- 7:51[SPEAKER_00]: Comment that below too.
- 7:57[SPEAKER_00]: I want us to come back to this show and I'm going to ask you all in December, what's one value?
- 8:05[SPEAKER_00]: And do I do year 26, does did you honestly reach that value?
- 8:10[SPEAKER_00]: Did you did your money represent that value?
- 8:15[SPEAKER_00]: Now let's make sure you're checking in on your money regularly, all right, because this
- 8:24[SPEAKER_00]: is huge.
- 8:25[SPEAKER_00]: So I'm going to hold you accountable to that.
- 8:27[SPEAKER_00]: I'm going to check in with you on a regular as well.
- 8:30[SPEAKER_00]: Here's habit number three.
- 8:32[SPEAKER_00]: Do a monthly money date.
- 8:36[SPEAKER_00]: All right.
- 8:36[SPEAKER_00]: I'm going to say this again.
- 8:37[SPEAKER_00]: I need you to do a monthly money date block 30 minutes each month to review your spending and set one focus for the next month.
- 8:48[SPEAKER_00]: This is your money date, whether you're single, married, whatever.
- 8:52[SPEAKER_00]: Just you, just your bank statements.
- 8:55[SPEAKER_00]: And for some of you all, you credit card statements and your goals.
- 9:00[SPEAKER_00]: You can't build generational wealth if you don't know where your money is going.
- 9:06[SPEAKER_00]: I remember when I started doing this and having these money dates for myself after I missed the bill and got hit with the 35-dollar late fee.
- 9:13[SPEAKER_00]: As a matter of fact, it even got serious when I came home one day from work and my lights were turned off and I didn't have the money to do it when I just bought a real expensive jury.
- 9:26[SPEAKER_00]: You see, that $35 that expensive jury could have been groceries.
- 9:33[SPEAKER_00]: I'm beyond with you.
- 9:35[SPEAKER_00]: And I was like, yo, my priorities are off.
- 9:39[SPEAKER_00]: Now I sit down every single month, and I look at my numbers, and I set one focus.
- 9:44[SPEAKER_00]: Last month, my focus was to cut my eating out by $100.
- 9:49[SPEAKER_00]: I did it, and that $100 went straight to my investment account.
- 9:53[SPEAKER_00]: I used investing, and I used my sofa account.
- 10:00[SPEAKER_00]: This year, I want to be very strategic.
- 10:06[SPEAKER_00]: Remember, wealth is not about solely on your income.
- 10:12[SPEAKER_00]: Your income plays a huge move, but don't forget, income is not really the income, it's the margin in your income.
- 10:19[SPEAKER_00]: But with that margin, you gotta have the right strategy.
- 10:22[SPEAKER_00]: How do you get the right strategy?
- 10:24[SPEAKER_00]: Well, one of the first steps is you got to schedule your first money date on your calendar right now.
- 10:31[SPEAKER_00]: I want you to pause this video if you're watching this replay.
- 10:35[SPEAKER_00]: I want you to open up your phone.
- 10:37[SPEAKER_00]: go to the calendar and I want you to put a date in there if you're single, hey, when you're going to sit down with yourself, when you're going to go to your favorite restaurant, maybe go go somewhere during happy hour, maybe you go to your favorite lunch lunch special, I don't care whatever it is.
- 10:52[SPEAKER_00]: If you are married, you and your spouse need to sit down and say, you know what, on this day, every single month, maybe it's your all date night, at least one of our date nights, we're going to spend talking about our money and our goals and strategy for the month.
- 11:07[SPEAKER_00]: because that is the first step of really building wealth by having a meeting with you.
- 11:13[SPEAKER_00]: So you can see exactly what you're doing with your money.
- 11:20[SPEAKER_00]: Have a question.
- 11:23[SPEAKER_00]: What's already, huh?
- 11:25[SPEAKER_00]: No, that's not what I'm gonna say.
- 11:27[SPEAKER_00]: Who's already doing money days?
- 11:29[SPEAKER_00]: And honestly, I want to know, come in below.
- 11:31[SPEAKER_00]: Let me know how has it helped you.
- 11:33[SPEAKER_00]: And if you're aren't doing the money days, listen, please schedule.
- 11:37[SPEAKER_00]: Please, please, please, please schedule.
- 11:40[SPEAKER_00]: Please hear me clearly.
- 11:41[SPEAKER_00]: Please schedule that when ASAP calls it right now, and find a date and come back, so you can get the rest of these habits.
- 11:47[SPEAKER_00]: Here's how to number four.
- 11:48[SPEAKER_00]: Invest before you spend, instead of one more time, and invest before you spend.
- 11:55[SPEAKER_00]: I need you to pay yourself first.
- 11:57[SPEAKER_00]: I need you to automate a small investment into index funds or your 401k before the bill's hit.
- 12:04[SPEAKER_00]: Even if it's just $10.
- 12:07[SPEAKER_00]: Remember, I teach to 22 to 25% rule within side of our in-of-black community.
- 12:13[SPEAKER_00]: The first 10% of every single thing that we make is to tie the offerings, not the people, not the homeless, people, none of them.
- 12:20[SPEAKER_00]: I'm talking about year-giving to a local church.
- 12:24[SPEAKER_00]: you're sewing sees back into the kingdom because you're showing God that he can trust you with more.
- 12:30[SPEAKER_00]: I'm not going to live here too long but don't forget y'all, I've told you all that one of the best investments I've ever made was sewing into my local church.
- 12:41[SPEAKER_00]: And I believe that's how my company has been able to really do amazing numbers financially because God knows he can trust me because I can't say too much but I can say this much.
- 12:54[SPEAKER_00]: Three years, I should not have been making seven figures, but God, and I believe it's because of that 10%.
- 13:02[SPEAKER_00]: Now the next toy to 15% is minimum to your future.
- 13:06[SPEAKER_00]: This is where you're invested into index funds and building a solid financial portfolio.
- 13:12[SPEAKER_00]: You see, so in C's today, so you can reap a harvest tomorrow is something you need to print and remember.
- 13:21[SPEAKER_00]: I'm going to sow a C today, so my family, so my children's children, so my loved ones can reap a harvest tomorrow.
- 13:30[SPEAKER_00]: Now, I want to break this out.
- 13:31[SPEAKER_00]: I'm going to give you the numbers.
- 13:32[SPEAKER_00]: We want to give you numbers.
- 13:32[SPEAKER_00]: Hopefully, Ed can figure out a put this up on the screen.
- 13:35[SPEAKER_00]: But if you invest $100 a month for five years at 10%, here's exactly what can happen.
- 13:43[SPEAKER_00]: You'll put in $6,000 of your own money over those five years, but your account doesn't have $6,000 in it.
- 13:51[SPEAKER_00]: It has about $7,744.
- 13:54[SPEAKER_00]: You made almost $1,800 and just interest just by doing consistent, well, I'm sorry, just by being consistent and letting your money work specifically for you and your family.
- 14:08[SPEAKER_00]: Yeah, listen, that's a 29% return on what you put in.
- 14:11[SPEAKER_00]: Not bad, right?
- 14:13[SPEAKER_00]: But here's where it gets crazy.
- 14:16[SPEAKER_00]: Here.
- 14:18[SPEAKER_00]: is where I get excited.
- 14:20[SPEAKER_00]: I'm going to give you a 40-year scenario, all right?
- 14:24[SPEAKER_00]: And this I call this the power move.
- 14:27[SPEAKER_00]: Now let's say you're 25 years old.
- 14:30[SPEAKER_00]: You do the exact same thing, a hundred dollars a month for just 40 years until you're 65.
- 14:37[SPEAKER_00]: Now mind you, a hundred dollars is not 12 to 15%.
- 14:40[SPEAKER_00]: A hundred dollars will maybe be maybe 1% of your income.
- 14:45[SPEAKER_00]: You'll put in $48,000 of your own money over those 40 years.
- 14:51[SPEAKER_00]: That's real money, but it's doable because it's just $100 a month.
- 14:57[SPEAKER_00]: But your count is not going to only have $48,000 in it.
- 15:04[SPEAKER_00]: How much would it have, Anthony?
- 15:06[SPEAKER_00]: $632,000.
- 15:10[SPEAKER_00]: I've got to say it one more time.
- 15:12[SPEAKER_00]: You put in $48,000.
- 15:14[SPEAKER_00]: You end up with $632,000.
- 15:17[SPEAKER_00]: Come on, family.
- 15:21[SPEAKER_00]: That's $584,000 in interest.
- 15:26[SPEAKER_00]: You earned 12 times more money than you actually contributed.
- 15:31[SPEAKER_00]: That's over a 12 hundred percent return
- 15:40[SPEAKER_00]: excuse me.
- 15:43[SPEAKER_00]: So why?
- 15:44[SPEAKER_00]: Uh-huh, uh-huh, uh-huh, uh-huh, uh-huh, uh-huh, uh-huh, uh-huh, uh-huh, uh-huh, uh-huh, uh-huh, uh-huh, uh-huh, uh-huh, uh-huh, uh-huh, uh-huh, uh-huh, uh-huh, uh-huh, uh-huh, uh-huh, uh-huh, uh-huh, uh-huh, uh-huh, uh-huh, uh-huh, uh-huh, uh-huh, uh-huh, uh-huh, uh-huh, uh-huh, uh-huh, uh-huh, uh-huh, uh-huh, uh-huh, uh-huh, uh-huh, uh-huh, uh-huh, uh-huh, uh-huh, uh-huh, uh-huh, uh-huh, uh-huh, uh-huh, uh-huh, uh-huh, uh-huh, uh
- 15:54[SPEAKER_00]: or a Louis Vuitton purse, a bad pack, a duffel bag, a piece of jewelry that they could buy it, that purse is costing you hundreds of thousands of dollars over a period of time.
- 16:07[SPEAKER_00]: I'm not saying don't get it, but if you're not investing, you're carrying your investment.
- 16:16[SPEAKER_00]: Here's why I need you to do right now, honestly.
- 16:18[SPEAKER_00]: I need you to set up an auto investment account.
- 16:22[SPEAKER_00]: I need you to set up auto investing for your next paycheck.
- 16:26[SPEAKER_00]: Even if it's just $10.
- 16:28[SPEAKER_00]: I want you to get a $12 to out of 15%, but even if it's just $10.
- 16:35[SPEAKER_00]: Put it into your future.
- 16:39[SPEAKER_00]: I need you to start this two day, not tomorrow, not next week, not after you get your finances together, not not not whenever I get more money, no, no, no, no, no, no, here.
- 16:50[SPEAKER_00]: Me clearly my brothers and my sisters today.
- 16:54[SPEAKER_00]: I need you to open up a brokerage account, so find best, move move, well, I don't care wherever you are, pick one, it will take you literally 10 minutes on your phone.
- 17:04[SPEAKER_00]: Yes, yes, who said it right there?
- 17:07[SPEAKER_00]: get off of Instagram, get off a TikTok, stop worrying about what other people are saying about, you know, this dress and what's going on with no, no, stop worrying about your life.
- 17:19[SPEAKER_00]: You spend hours surfing the internet, but you can't spend 10 minutes to get your mind right.
- 17:27[SPEAKER_00]: You can do it simply from your fall.
- 17:30[SPEAKER_00]: You can set up automatic investing $100 a month, $50 a month.
- 17:34[SPEAKER_00]: You name it, whatever you can do consistently, make it automatic so you don't have to think about it.
- 17:43[SPEAKER_00]: Go to anthonyonil.com for Sasha Invest.
- 17:46[SPEAKER_00]: Go to anthonyonil.com for Sasha Invest as a matter of fact, check this out real quick.
- 17:50[SPEAKER_00]: What's going on, family?
- 17:51[SPEAKER_00]: Hey, let's get real for a quick second.
- 17:53[SPEAKER_00]: If you're watching this show, you're not just here to, I would say, to learn, you're here to own your future.
- 17:59[SPEAKER_00]: See, 2026 is the year of ownership.
- 18:02[SPEAKER_00]: We're not just talking about investing.
- 18:04[SPEAKER_00]: We're making money moves.
- 18:06[SPEAKER_00]: Remember what we said during the show, the people who win are the ones who have a plan and take action when opportunity not, especially watch this when a market dips.
- 18:18[SPEAKER_00]: So here's the truth, nearly four intonodels have zero money in the stock market, and the wealthiest 10% now own over 90% of all stocks.
- 18:28[SPEAKER_00]: That's not by accident.
- 18:29[SPEAKER_00]: It's because they're taking action, not just watching.
- 18:32[SPEAKER_00]: If you wait five years to start investing, you could be leaving hundreds of thousands of dollars on a table.
- 18:40[SPEAKER_00]: You see, it's not about time in the market.
- 18:42[SPEAKER_00]: It's about being ready to buy when the opportunity comes.
- 18:46[SPEAKER_00]: So, here's exactly what I need to do right now.
- 18:49[SPEAKER_00]: I need you to go to anthonyo.com for Sasha Invest.
- 18:53[SPEAKER_00]: I've hand-picked my top invest in platforms from sofa, public, moon moon, and more.
- 18:58[SPEAKER_00]: So, you can compare, open your account, and start investing today.
- 19:03[SPEAKER_00]: Do not just watch or you take action.
- 19:06[SPEAKER_00]: Go to anthonyonil.com for satchin best.
- 19:09[SPEAKER_00]: Pick your platform and let's start building wealth and making wealth and blessing our children's children today.
- 19:17[SPEAKER_00]: I promise you, the future self would thank you.
- 19:19[SPEAKER_00]: Let's keep that to the show.
- 19:21[SPEAKER_00]: Listen.
- 19:22[SPEAKER_00]: I need you to invest into a low cost index fund.
- 19:25[SPEAKER_00]: Something like an S&P 500 index fund or a total stock market fund, you don't need to be fancy.
- 19:31[SPEAKER_00]: You don't need to pick individual stocks.
- 19:33[SPEAKER_00]: I need you to keep it simple.
- 19:35[SPEAKER_00]: Don't touch it.
- 19:36[SPEAKER_00]: Let it grow.
- 19:38[SPEAKER_00]: Don't panic when the market goes down.
- 19:40[SPEAKER_00]: Don't try to time the market.
- 19:42[SPEAKER_00]: Just keep investing every single month like it's clockwork.
- 19:49[SPEAKER_00]: So go to anthonyl.com for a session best, open it in the account today.
- 19:53[SPEAKER_00]: I personally use so fine best, you can open up that account today without investing a dime.
- 19:58[SPEAKER_00]: And then when you get your next paycheck, you can have it automatically set up so you can get your account information, have it going automatically go over there and then boom your straight.
- 20:08[SPEAKER_00]: So I want to ask you this question, and please, if you're watching this live, talk to me.
- 20:12[SPEAKER_00]: If you're not watching this live, put it in the comments below.
- 20:14[SPEAKER_00]: What's stopping you from investing?
- 20:16[SPEAKER_00]: By honestly, be honest with me, what's stopping you from investing?
- 20:20[SPEAKER_00]: And if I see some common answers, I'm going to make a response video to help you all get through those.
- 20:27[SPEAKER_00]: Listen, you can't manage what you don't measure.
- 20:32[SPEAKER_00]: Let's start tracking every single dollar was these me and have it number five.
- 20:38[SPEAKER_00]: You got to track every dollar.
- 20:40[SPEAKER_00]: All right, I want you to track every dollar for about seven days.
- 20:45[SPEAKER_00]: Yeah.
- 20:46[SPEAKER_00]: Every single, as a matter of fact, better yet, I want you to check every single penny for the next seven days.
- 20:53[SPEAKER_00]: I want you to write down every dollar, every penny you spend for one week, no judgment, just awareness.
- 21:00[SPEAKER_00]: You see, stewardship stars with knowing what you actually have.
- 21:07[SPEAKER_00]: This is going to be hard for some of you all year 2020 states, but I promise you're going to love it.
- 21:11[SPEAKER_00]: See, a brother named Marcus tracked his spending for a week and realized he was spending about $60 a month on vending machines at work.
- 21:22[SPEAKER_00]: Yep.
- 21:23[SPEAKER_00]: from tracking his, from listening to my advice, I told him, I said, you know, bro, for the next, I told him honestly for the next 30 days.
- 21:30[SPEAKER_00]: So I'm giving you all seven, but in the watch, you're gonna go to 30, the next thing you know, you're gonna be tracking for the rest of your life.
- 21:36[SPEAKER_00]: By said, MF for the next 30 days, I need you to track this, and when you come back to me, we did a Zoom call.
- 21:42[SPEAKER_00]: We found that he was spending $60 a month by just getting a $1.50 coke about $2 a chips.
- 21:50[SPEAKER_00]: He switched to bring his snacks from home and saved $40 a month, which is $480 a year.
- 21:57[SPEAKER_00]: Some of y'all said, no, that's not a lot of money.
- 22:01[SPEAKER_00]: Excuse me?
- 22:02[SPEAKER_00]: $40 a month is a gas tank.
- 22:04[SPEAKER_00]: $40 a month for a single person.
- 22:06[SPEAKER_00]: That's groceries.
- 22:08[SPEAKER_00]: I just spent my grocery bill for me eating healthy is at $68.
- 22:12[SPEAKER_00]: Let me ask you a question.
- 22:17[SPEAKER_00]: What is the most surprising thing you found when you track your spending?
- 22:22[SPEAKER_00]: If you track your spending, all right.
- 22:25[SPEAKER_00]: I need you every single day for the next seven days, tracking what you spend.
- 22:33[SPEAKER_00]: I remember one of my, one of my mentors says something to me and it convicted me.
- 22:40[SPEAKER_00]: This man makes a billion his business makes a billion dollars a year.
- 22:47[SPEAKER_00]: What is the last thing you spent your money on?
- 22:49[SPEAKER_00]: Like, what's the very last thing?
- 22:52[SPEAKER_00]: How much did you spend?
- 22:53[SPEAKER_00]: And I couldn't tell them.
- 22:55[SPEAKER_00]: He said, yeah, man, I spent $12 at $70, 11.
- 22:57[SPEAKER_00]: I was like $12, $7, 11.
- 23:00[SPEAKER_00]: His asset spent $2,55 cents at $70, 11.
- 23:04[SPEAKER_00]: He said, how was it that what you make in a year?
- 23:07[SPEAKER_00]: I make sometimes in a day.
- 23:08[SPEAKER_00]: And I can tell you, I spent $2,50 cents.
- 23:11[SPEAKER_00]: But you can't tell me how much money you spent.
- 23:16[SPEAKER_00]: true wealth, not rich people, wealth to people, we track our spending.
- 23:22[SPEAKER_00]: We know what we're spending our money on.
- 23:24[SPEAKER_00]: We don't always spending on, you know, the best things, but at least we know what we're doing.
- 23:29[SPEAKER_00]: So to Anthony, if you really want to be wealthy, I need to start tracking your money.
- 23:35[SPEAKER_00]: From that day on, I'll trap my money.
- 23:38[SPEAKER_00]: If you ask my team, they'll tell you, Anthony
- 23:45[SPEAKER_00]: But to do, I track my money.
- 23:48[SPEAKER_00]: Now, let's talk about investing in yourself.
- 23:51[SPEAKER_00]: Not just for yourself.
- 23:54[SPEAKER_00]: I'm not just for your stuff.
- 23:56[SPEAKER_00]: Here's happened number six.
- 23:57[SPEAKER_00]: I need you to invest into a skill in a year, 2026, not just material things.
- 24:04[SPEAKER_00]: I need you to spend $20 in the book, maybe $20 on a app that grows you, purchase a course that has substance or a workshop that will help you earn more, not just on things that you want.
- 24:20[SPEAKER_00]: You see, skills can't be taken away.
- 24:23[SPEAKER_00]: They pay you for life, I want to say that one more time.
- 24:28[SPEAKER_00]: Your knowledge, your skills,
- 24:31[SPEAKER_00]: your wisdom, no one can take that away from you.
- 24:34[SPEAKER_00]: And your knowledge skills and wisdom will always pay you for the remaining part of your life.
- 24:39[SPEAKER_00]: I remember a while back a long time ago, I spent $50 on a public speaking course when I was broke.
- 24:47[SPEAKER_00]: My mom said, man, that mouth is what got me expelled.
- 24:50[SPEAKER_00]: My mouth is what got me in trouble.
- 24:52[SPEAKER_00]: And she, I remember her telling me that she said, Anthony, one day your mouth is gonna make you a millionaire.
- 24:57[SPEAKER_00]: Thank you, mama, because it did.
- 25:00[SPEAKER_00]: You see, that 50 dollars turned into a six-figure speaking career that eventually led me to where we are now, a seven-figure business.
- 25:08[SPEAKER_00]: The best investment you can make is always into yourself.
- 25:12[SPEAKER_00]: Watch as a Mercedes.
- 25:14[SPEAKER_00]: It's not into the stock market.
- 25:15[SPEAKER_00]: It's not into, you know, your car, your homes, or watch this, it's not into the girl who looks good and she look good on your arm.
- 25:23[SPEAKER_00]: Ladies, it's not into your hair and your makeup and, you know, your body structure, know, the best investment you can make is into your number one asset and that is your mind.
- 25:34[SPEAKER_00]: I want to challenge you by one book.
- 25:38[SPEAKER_00]: are signed for a free course or pay for a course that again gives you substance.
- 25:43[SPEAKER_00]: Don't go to these fake financial gurus online or how to make a mean also go to a proven person, a proven person who has proof that they have done it not simply because they've made a lot of money by selling courses.
- 25:58[SPEAKER_00]: No.
- 25:59[SPEAKER_00]: No, a friend Brian Bullett made a post-abilego.
- 26:03[SPEAKER_00]: He said in year 2026, can we bring back relationship experts who actually are in a relationship and they've been in a good one?
- 26:10[SPEAKER_00]: Can we bring back financial experts who actually have honestly gotten out of that?
- 26:16[SPEAKER_00]: Build wealth, establish something, not just blue of doing COVID.
- 26:21[SPEAKER_00]: I want you to get with some of who's done what you've done and they can teach you the steps.
- 26:28[SPEAKER_00]: I need you to do that two days.
- 26:32[SPEAKER_00]: What's one skill?
- 26:33[SPEAKER_00]: Answer this question in the comments.
- 26:34[SPEAKER_00]: I'm creating an engagement here.
- 26:36[SPEAKER_00]: What is one skill you want to learn in 2026?
- 26:39[SPEAKER_00]: Because I want to hold you all accountable to that.
- 26:42[SPEAKER_00]: One skill that I'm doing is I'm actually learning
- 26:46[SPEAKER_00]: AI.
- 26:46[SPEAKER_00]: The boot camp that I've been suggesting to you all, I honestly just signed up for myself.
- 26:51[SPEAKER_00]: As a matter of fact, if you all want to join me in this AR automation boot camp, I'm learning it because I want to know how to do it because I want to make sure that I'm always keeping myself aware of what's coming in.
- 27:03[SPEAKER_00]: and what the future and where the future is going.
- 27:06[SPEAKER_00]: So if you want to take this bootcamp with me, go to anthonyonil.com-4 slash AI automations.
- 27:12[SPEAKER_00]: I'm learning how to automate things in my business to free up more of my time and my team's time.
- 27:18[SPEAKER_00]: So we can continue making some more impactful and better content that's going to help you get to your financial goals.
- 27:25[SPEAKER_00]: So finally, let's talk about the wealth secret.
- 27:28[SPEAKER_00]: Nobody wants to talk about.
- 27:35[SPEAKER_00]: habit number seven, give, specifically give your tie.
- 27:46[SPEAKER_00]: And also be a blessing this only.
- 27:50[SPEAKER_00]: 26, this is, I'm going to be teaching this a whole lot, man.
- 27:55[SPEAKER_00]: I'm teaching this a whole lot because I really want to get the Christian body of Christ back to
- 28:05[SPEAKER_00]: And then after that, I want you to be specific and be intentional about blessing someone in need every single month.
- 28:13[SPEAKER_00]: Even if it's just $5, $10 or $100, see generosity is the best wealth secret.
- 28:20[SPEAKER_00]: I'm gonna say that.
- 28:24[SPEAKER_00]: I'm gonna say that.
- 28:27[SPEAKER_00]: You see, we can't outgive God.
- 28:33[SPEAKER_00]: The truth of the fact that I've learned over the last five years been on my own, and honestly, I've known it's all my life.
- 28:38[SPEAKER_00]: I just never really practiced it.
- 28:41[SPEAKER_00]: But generosity is the true multiplier.
- 28:44[SPEAKER_00]: We've talked about compound interest to how that really is important.
- 28:49[SPEAKER_00]: But I've seen people tied faithfully, watched this on $30,000 a year.
- 28:56[SPEAKER_00]: and they end up with more peace, more opportunities, and more favor than folks making six figures and even seven figures.
- 29:06[SPEAKER_00]: I've seen it with my own eyes.
- 29:09[SPEAKER_00]: I've seen it work throughout my own life, because when I give, doors out of nowhere start opening.
- 29:19[SPEAKER_00]: I'm in the content creation space, right?
- 29:22[SPEAKER_00]: And I'm in the whole influence of space in the year 2025.
- 29:24[SPEAKER_00]: A lot of creators saw brand deals just start dying and courses weren't selling the same and we've never really lost a true course, right?
- 29:36[SPEAKER_00]: But our income state the same.
- 29:38[SPEAKER_00]: If it went down a little bit, God would send something and bring it back up.
- 29:42[SPEAKER_00]: I don't know why, but a part of me was like, man, Anthony asked Florida as you are as many mistakes that you've made.
- 29:49[SPEAKER_00]: One thing is God knows if he blesses you with more that you will continue to bless and help build the kingdom.
- 30:00[SPEAKER_00]: I just cut a large check to my church and committed to extra money on a monthly basis at Union Church to help build my pastor pastor Stephen and pastor's child Chandler's dream of really impacting not just a DMV area, but the world, we got locations in the DMV and we have locations in straw as a matter of fact, I'm going to link that inside of today's show.
- 30:22[SPEAKER_00]: Because I think some of you all do not have a church that you can give to.
- 30:27[SPEAKER_00]: You probably don't even go to a church.
- 30:30[SPEAKER_00]: If you're in a DMV area or if you're in a Charlotte North Carolina area, I want you to consider coming to Union Church.
- 30:37[SPEAKER_00]: And when you go tell a man at the New York City, they all know me and have all the locations, all right?
- 30:43[SPEAKER_00]: But I want you to try God this as a matter of fact.
- 30:48[SPEAKER_00]: I'm a step out on faith.
- 30:50[SPEAKER_00]: I want you to try God this week.
- 30:58[SPEAKER_00]: I want you to give five dollars today.
- 31:01[SPEAKER_00]: Doesn't matter what church.
- 31:03[SPEAKER_00]: Doesn't matter, fact, it doesn't matter what church.
- 31:09[SPEAKER_00]: Give $20, give $30, give 10% if you haven't.
- 31:14[SPEAKER_00]: Just start.
- 31:15[SPEAKER_00]: You ain't, you ain't trying me.
- 31:19[SPEAKER_00]: I'm not gonna say give to you in church.
- 31:21[SPEAKER_00]: Here's what I'm saying.
- 31:22[SPEAKER_00]: Give to your home church.
- 31:25[SPEAKER_00]: Give to if you watch Mike Todd or Darious Daniels, a key on innocent or, you know, Torrey and Sarah Jay's robbers at Potter's house, whoever you watch online the most, whatever minister, whatever pastor, whatever church blesses you the most, I want you to go to their website today this week and just give.
- 31:47[SPEAKER_00]: And if you're looking for a church home, you can go to I'm going to put the link below because I don't know our website off top of my head, but I want I want to challenge you to do that I want to challenge you to step out in a try God and say you know what God I'm I'm listening to Anthony and I'm going to try you I need something to happen in the year twenty twenty six I was talking to one of my good friends I won't say your name and she was just telling me how some things are shifting in her life.
- 32:18[SPEAKER_00]: I say, yo, don't want to be rude, don't want to be nosy.
- 32:23[SPEAKER_00]: But do you talk?
- 32:26[SPEAKER_00]: And listen, tie this not a hell or heaven thing.
- 32:28[SPEAKER_00]: I'm going to be honest with you, upfront.
- 32:30[SPEAKER_00]: If you don't tie, you're still going to have it.
- 32:32[SPEAKER_00]: Don't let them pass this, you know, scare you and tie a thing.
- 32:37[SPEAKER_00]: But Todd then gives a principal and Todd then does bring a certain level of favor of your life.
- 32:41[SPEAKER_00]: And I say, listen, throughout this season, when I want you to do, she had like close to 100,000 dollars in her savings account.
- 32:48[SPEAKER_00]: She hasn't tied all year.
- 32:50[SPEAKER_00]: I'm saying, you know what?
- 32:53[SPEAKER_00]: I want you to take 15,000 of that.
- 32:57[SPEAKER_00]: I want you to tie it.
- 33:00[SPEAKER_00]: She's like, what?
- 33:00[SPEAKER_00]: I'm saying, yeah, and I want you to tell God, God, I'm stepping out on faith.
- 33:07[SPEAKER_00]: This is uncomfortable because she had just lost her job.
- 33:10[SPEAKER_00]: And I said, tell God, this is a faith seed and that you're going to commit to tiding every single month on an income movement forward.
- 33:21[SPEAKER_00]: I'm not saying God is going to miraculously do something today and just thought of it, I said, no, but I do believe that before we can start investing into other things, we got to show God he can trust us with more.
- 33:31[SPEAKER_00]: She did it and nothing happened, right?
- 33:38[SPEAKER_00]: She ended up getting a good job and I said, yo, still keep tithing.
- 33:42[SPEAKER_00]: Y'all make loans to her short, man.
- 33:44[SPEAKER_00]: Does she make more money, no?
- 33:46[SPEAKER_00]: But she got a job quicker.
- 33:48[SPEAKER_00]: And what happened is that job is more peaceful than where she was.
- 33:55[SPEAKER_00]: So, Typing is not all about getting more money back.
- 33:59[SPEAKER_00]: Typing is I'm positioning myself to be with God's perfect will, but then God's favor will to that, he may not give me multiple income, but he'll give me more peace, he'll give me less stress.
- 34:10[SPEAKER_00]: He'll give me more time with my loved ones.
- 34:12[SPEAKER_00]: And eventually, watch this, I do believe God will eventually trust you with more.
- 34:18[SPEAKER_00]: To a you'll get a pay raise, you'll be able to start your business here.
- 34:21[SPEAKER_00]: You'll be free, you're gonna figure it out like, wait, whoa, whoa, whoa, how did we do this?
- 34:26[SPEAKER_00]: It's God.
- 34:29[SPEAKER_00]: It's matter of fact, I don't want to just talk about her testimony, my testimony.
- 34:34[SPEAKER_00]: For those of us who have been tithing, do me a huge favor.
- 34:38[SPEAKER_00]: Can you drop in the comments below and let me know how has giving changed your life?
- 34:42[SPEAKER_00]: How has tithing changed and blessed?
- 34:44[SPEAKER_00]: Not just your life, but maybe even your family's life.
- 34:49[SPEAKER_00]: Listen, these habits are simple, but they're not always easy.
- 34:55[SPEAKER_00]: But if you start today, you're future self and your children's children children, I promise you what thank you.
- 35:03[SPEAKER_00]: No, I'm not teaching you how to make a million dollars in a month and how to time the market.
- 35:08[SPEAKER_00]: No, no, no, no, no.
- 35:11[SPEAKER_00]: All right, I'm giving you the simple habits that has helped me.
- 35:14[SPEAKER_00]: They're boring, they're not sexy.
- 35:18[SPEAKER_00]: No, it's not gonna make a million dollars today but it'll make you a network millionaire.
- 35:24[SPEAKER_00]: Which habits are you going to start with first?
- 35:27[SPEAKER_00]: And if you want more step by step help throughout the rest of the year, hit that subscribe button and join the family.
- 35:35[SPEAKER_00]: All right.
- 35:37[SPEAKER_00]: Love you all.
- 35:38[SPEAKER_00]: God bless you.
- 35:39[SPEAKER_00]: And I'll see you in the next show.
- 35:40[SPEAKER_00]: Peace out.