Latest / Passive Income Doctor
Capital growth vs cashflow
Will admit more recently I have been leaning more towards capital growth rather than cashflow, especially when earlier in investing journey/accumulation phase. One reason being, if working, any additional income will be taxed at your marginal tax rate, and for many doctors that's the highest tax bracket 47%.
May make more sense in retirement to have focus on cashflow.
Of course, cashflow management is still important- do not want too negatively geared properties to the point that you can't hold them.
In this episode with BA Richard, we discuss some cashflow strategies- granny flat, duplex…
The skinny
The skinny isn't ready yet — notes appear once the transcript is processed.