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How Can I Prevent Feeling Drained After Christmas? · Becoming Financially Confident

• 0:37
  Listen
• 0:38
  to
• 0:38
  this.
• 0:38
  A
• 0:38
  2023
• 0:39
  APA
• 0:40
  study
• 0:40
  found
• 0:40
  that
• 0:40
  89%
• 0:42
  of
• 0:42
  US
• 0:42
  adults
• 0:43
  feel
• 0:43
  stressed
• 0:44
  during
• 0:44
  the
• 0:44
  holidays.
• 0:45
  Wait
• 0:45
  a
• 0:45
  second.
• 0:45
  It's
• 0:46
  supposed
• 0:46
  to
• 0:46
  be
• 0:46
  a
• 0:46
  joyous
• 0:47
  time
• 0:47
  of
• 0:47
  year.
• 0:47
  Listen
• 0:47
  to
• 0:47
  this
• 0:48
  one.
• 0:48
  41%
• 0:50
  say
• 0:50
  their
• 0:50
  stress
• 0:50
  is
• 0:51
  higher
• 0:51
  than
• 0:51
  at
• 0:51
  any
• 0:51
  other
• 0:52
  time
• 0:52
  of
• 0:52
  year.
• 0:53
  And
• 0:53
  43%
• 0:54
  describe
• 0:55
  the
• 0:55
  holidays
• 0:55
  as
• 0:56
  both
• 0:56
  joyful
• 0:56
  and
• 0:56
  stressful.
• 0:58
  Listen
• 0:58
  to
• 0:58
  this
• 0:59
  one.
• 0:59
  The
• 0:59
  Texas
• 1:00
  health
• 1:00
  resources
• 1:01
  report.
• 1:01
  38%
• 1:02
  experience
• 1:03
  increased
• 1:03
  stress
• 1:04
  leading
• 1:05
  to
• 1:05
  depression,
• 1:06
  anxiety
• 1:06
  and
• 1:07
  burnout.
• 1:08
  Man,
• 1:08
  this
• 1:08
  is
• 1:08
  supposed
• 1:09
  to
• 1:09
  be
• 1:09
  a
• 1:09
  joy
• 1:09
  season.
• 1:09
  Which
• 1:10
  leads
• 1:10
  us
• 1:10
  to
• 1:10
  today's
• 1:10
  listener
• 1:11
  question.
• 1:11
  Ralph,
• 1:12
  every
• 1:12
  year
• 1:12
  I
• 1:13
  feel
• 1:13
  completely
• 1:13
  drained
• 1:14
  emotionally,
• 1:15
  financially
• 1:16
  and
• 1:16
  even
• 1:16
  spiritually
• 1:17
  after
• 1:17
  Christmas.
• 1:18
  I
• 1:18
  love
• 1:18
  the
• 1:19
  season,
• 1:19
  but
• 1:20
  by
• 1:20
  the
• 1:20
  time
• 1:20
  it's
• 1:20
  over,
• 1:21
  I'm
• 1:21
  exhausted
• 1:22
  and
• 1:22
  broke.
• 1:23
  How
• 1:23
  can
• 1:23
  I
• 1:23
  change
• 1:24
  that?
• 1:24
  You
• 1:25
  know,
• 1:25
  it's
• 1:25
  strange.
• 1:25
  Christmas
• 1:26
  is
• 1:26
  supposed
• 1:26
  to
• 1:26
  bring
• 1:26
  peace
• 1:27
  and
• 1:27
  joy,
• 1:28
  but
• 1:28
  for
• 1:28
  many
• 1:28
  of
• 1:29
  us,
• 1:29
  me
• 1:29
  included,
• 1:30
  sometimes
• 1:30
  it
• 1:31
  leaves
• 1:31
  us
• 1:31
  stressed
• 1:32
  and,
• 1:32
  and
• 1:32
  it
• 1:32
  leaves
• 1:32
  us
• 1:33
  worn
• 1:33
  out.
• 1:33
  We
• 1:34
  spend
• 1:34
  too
• 1:34
  much,
• 1:34
  we
• 1:35
  do
• 1:35
  too
• 1:35
  much,
• 1:36
  and
• 1:36
  we
• 1:36
  simply
• 1:37
  forget
• 1:37
  to
• 1:37
  be
• 1:37
  still
• 1:38
  sometimes.
• 1:38
  So
• 1:38
  let's
• 1:38
  discuss
• 1:39
  on
• 1:39
  today's
• 1:39
  show
• 1:39
  how
• 1:40
  to
• 1:40
  prevent
• 1:40
  that
• 1:40
  this
• 1:41
  year
• 1:41
  and
• 1:41
  truly
• 1:42
  have
• 1:42
  a
• 1:42
  joyous
• 1:42
  Christmas.
• 1:45
  This
• 1:45
  is
• 1:45
  Financially
• 1:46
  Confident
• 1:46
  Christian,
• 1:47
  your
• 1:47
  daily
• 1:48
  dose
• 1:48
  of
• 1:48
  gospel,
• 1:49
  grounded
• 1:49
  insight
• 1:49
  and
• 1:50
  faith
• 1:50
  driven
• 1:50
  tips
• 1:51
  to
• 1:51
  help
• 1:51
  you
• 1:51
  break
• 1:52
  the
• 1:52
  cycle
• 1:52
  of
• 1:52
  financial
• 1:53
  shame
• 1:53
  with
• 1:53
  confidence.
• 1:56
  Welcome
• 1:57
  to
• 1:57
  the
• 1:57
  show
• 1:57
  everybody.
• 1:57
  I'm
• 1:58
  Ralph
• 1:58
  and
• 1:59
  this
• 1:59
  is
• 1:59
  the
• 1:59
  Daily
• 1:59
  show
• 2:00
  with
• 2:00
  the
• 2:00
  goal
• 2:00
  of
• 2:00
  helping
• 2:00
  you
• 2:00
  break
• 2:01
  that
• 2:01
  cycle
• 2:01
  of
• 2:02
  financial
• 2:02
  shame
• 2:03
  and
• 2:03
  live
• 2:03
  in
• 2:04
  financial
• 2:04
  confidence.
• 2:05
  And
• 2:05
  I'm
• 2:05
  an
• 2:06
  accountant,
• 2:06
  I'm
• 2:06
  a
• 2:06
  financial
• 2:07
  coach.
• 2:07
  And
• 2:08
  let
• 2:08
  me
• 2:08
  just
• 2:08
  tell
• 2:08
  you
• 2:08
  right
• 2:08
  now,
• 2:09
  having
• 2:09
  worked
• 2:09
  in
• 2:09
  this
• 2:10
  industry
• 2:10
  for
• 2:10
  30
• 2:11
  years,
• 2:11
  I've
• 2:12
  seen
• 2:12
  that
• 2:12
  post
• 2:13
  Christmas
• 2:13
  money
• 2:13
  hangover
• 2:14
  just
• 2:14
  completely
• 2:15
  suck
• 2:15
  the
• 2:15
  life
• 2:16
  out
• 2:16
  of
• 2:16
  people.
• 2:16
  And
• 2:17
  as
• 2:17
  a
• 2:17
  believer,
• 2:18
  I've
• 2:18
  learned
• 2:18
  firsthand
• 2:19
  to
• 2:19
  make
• 2:19
  this
• 2:19
  season
• 2:20
  about
• 2:20
  worship,
• 2:21
  not
• 2:21
  weariness.
• 2:22
  And
• 2:22
  I'm
• 2:22
  going
• 2:22
  to
• 2:22
  tell
• 2:22
  you
• 2:23
  today,
• 2:23
  I
• 2:23
  want
• 2:23
  to
• 2:23
  start
• 2:23
  a
• 2:23
  story
• 2:24
  about.
• 2:24
  I
• 2:24
  remember
• 2:24
  my
• 2:25
  kids
• 2:25
  were
• 2:25
  really
• 2:25
  young.
• 2:26
  My
• 2:26
  wife
• 2:26
  and
• 2:27
  I
• 2:27
  were
• 2:27
  so
• 2:27
  excited.
• 2:28
  It
• 2:28
  was
• 2:28
  Christmas.
• 2:29
  We
• 2:29
  can
• 2:29
  remember
• 2:29
  getting
• 2:30
  all
• 2:30
  the
• 2:30
  gifts
• 2:30
  in
• 2:30
  order.
• 2:30
  Man,
• 2:31
  we
• 2:31
  were
• 2:31
  doing
• 2:31
  everything,
• 2:32
  make
• 2:32
  sure
• 2:32
  all
• 2:32
  the
• 2:33
  toys
• 2:33
  were
• 2:33
  put
• 2:33
  together,
• 2:34
  all
• 2:34
  that
• 2:34
  sort
• 2:34
  of
• 2:34
  thing.
• 2:35
  Man,
• 2:35
  we
• 2:35
  just
• 2:35
  took
• 2:35
  all
• 2:36
  kinds
• 2:36
  of
• 2:36
  prep
• 2:36
  day,
• 2:37
  you
• 2:37
  know,
• 2:37
  several
• 2:38
  days
• 2:38
  before
• 2:38
  Christmas.
• 2:39
  And
• 2:39
  I'll
• 2:40
  never
• 2:40
  forget
• 2:40
  it.
• 2:40
  That
• 2:40
  morning,
• 2:41
  Christmas
• 2:41
  morning
• 2:41
  the
• 2:41
  kids
• 2:42
  were
• 2:42
  up
• 2:42
  super
• 2:42
  early.
• 2:42
  I
• 2:42
  think
• 2:43
  it
• 2:43
  was
• 2:43
  like
• 2:43
  3am
• 2:43
  If
• 2:44
  I
• 2:44
  remember
• 2:44
  correctly.
• 2:45
  And
• 2:45
  we
• 2:45
  wandered
• 2:46
  downstairs
• 2:46
  and
• 2:47
  beautiful
• 2:47
  Christmas
• 2:48
  trees
• 2:48
  shining
• 2:49
  all
• 2:49
  the
• 2:49
  lights
• 2:49
  and
• 2:49
  man,
• 2:50
  it
• 2:50
  was
• 2:50
  the
• 2:50
  Rockwell
• 2:51
  version
• 2:51
  of
• 2:52
  Christmas.
• 2:53
  And
• 2:53
  let
• 2:53
  me
• 2:53
  think
• 2:53
  about
• 2:54
  when
• 2:54
  I
• 2:54
  think
• 2:54
  about
• 2:55
  it
• 2:55
  now,
• 2:55
  in
• 2:56
  about
• 2:56
  five
• 2:56
  minutes,
• 2:57
  man,
• 2:57
  these
• 2:57
  kids
• 2:57
  had
• 2:57
  torn
• 2:58
  these
• 2:58
  presents
• 2:58
  open.
• 2:59
  There
• 2:59
  was
• 2:59
  stuff
• 3:00
  everywhere.
• 3:01
  My
• 3:01
  wife
• 3:01
  and
• 3:01
  I
• 3:02
  just
• 3:02
  sat
• 3:02
  there
• 3:02
  and
• 3:02
  went,
• 3:02
  wow,
• 3:03
  all
• 3:03
  that
• 3:03
  work
• 3:04
  and
• 3:04
  it
• 3:04
  was
• 3:05
  over.
• 3:05
  Talk
• 3:06
  about
• 3:06
  a
• 3:06
  letdown.
• 3:07
  And
• 3:07
  of
• 3:07
  course,
• 3:07
  then
• 3:08
  came
• 3:08
  January's
• 3:09
  financial
• 3:09
  reality
• 3:10
  and
• 3:10
  I'll
• 3:10
  forget.
• 3:10
  A
• 3:11
  friend
• 3:11
  said
• 3:11
  to
• 3:11
  me,
• 3:12
  she
• 3:12
  said,
• 3:12
  if
• 3:12
  you
• 3:13
  need
• 3:13
  a
• 3:13
  vacation
• 3:13
  from
• 3:14
  celebrating
• 3:14
  Jesus,
• 3:15
  you're
• 3:15
  doing
• 3:15
  it
• 3:16
  wrong.
• 3:16
  And
• 3:16
  that
• 3:16
  line
• 3:16
  stuck
• 3:17
  with
• 3:17
  me
• 3:17
  ever
• 3:17
  since.
• 3:18
  And
• 3:18
  that's
• 3:19
  what
• 3:19
  we
• 3:19
  want
• 3:19
  to
• 3:19
  focus
• 3:19
  on
• 3:19
  today
• 3:20
  because
• 3:20
  it's
• 3:20
  so
• 3:20
  easy
• 3:20
  to
• 3:21
  forget
• 3:21
  the
• 3:21
  reason
• 3:21
  for
• 3:22
  the
• 3:22
  season.
• 3:22
  We
• 3:22
  hear
• 3:22
  that
• 3:22
  bantered
• 3:23
  around
• 3:23
  during
• 3:24
  Christmas
• 3:24
  and
• 3:25
  I
• 3:25
  spoke
• 3:25
  about
• 3:25
  this
• 3:25
  the
• 3:25
  other
• 3:26
  day
• 3:26
  and
• 3:26
  we
• 3:26
  talk
• 3:26
  about
• 3:26
  this
• 3:27
  during
• 3:27
  our
• 3:27
  whole
• 3:27
  series.
• 3:28
  So
• 3:29
  today
• 3:29
  I
• 3:29
  really
• 3:29
  want
• 3:29
  to
• 3:29
  focus
• 3:30
  in
• 3:30
  on
• 3:30
  how
• 3:30
  do
• 3:31
  I
• 3:31
  prevent
• 3:31
  that
• 3:31
  holiday
• 3:32
  drain.
• 3:32
  Because
• 3:33
  so
• 3:33
  many
• 3:33
  of
• 3:33
  us
• 3:33
  feel
• 3:34
  that
• 3:34
  holiday
• 3:35
  drain
• 3:35
  and
• 3:35
  if
• 3:35
  we're
• 3:36
  prepared
• 3:36
  for
• 3:36
  it,
• 3:36
  I
• 3:37
  truly
• 3:37
  believe
• 3:37
  we
• 3:38
  can
• 3:38
  conquer
• 3:38
  it
• 3:39
  and
• 3:39
  we
• 3:39
  really
• 3:39
  can
• 3:39
  find
• 3:40
  joy
• 3:40
  in
• 3:40
  the
• 3:40
  holiday
• 3:40
  season.
• 3:41
  So
• 3:41
  here's
• 3:41
  my
• 3:41
  four
• 3:42
  point
• 3:42
  plan
• 3:43
  to
• 3:43
  avoid
• 3:43
  that
• 3:44
  holiday
• 3:44
  drain.
• 3:44
  Number
• 3:44
  one
• 3:45
  thing,
• 3:46
  slow
• 3:46
  down
• 3:46
  and
• 3:47
  simplify.
• 3:48
  So
• 3:48
  many
• 3:48
  people
• 3:48
  let
• 3:49
  the
• 3:49
  calendar
• 3:49
  control
• 3:50
  them.
• 3:50
  They
• 3:51
  say
• 3:51
  yes
• 3:51
  to
• 3:51
  everything.
• 3:52
  But
• 3:52
  you,
• 3:52
  what
• 3:52
  you
• 3:52
  have
• 3:52
  to
• 3:53
  understand
• 3:53
  is
• 3:54
  when
• 3:54
  you
• 3:54
  say
• 3:54
  yes
• 3:54
  to
• 3:55
  everything,
• 3:56
  you're
• 3:56
  not
• 3:56
  saying
• 3:56
  yes
• 3:57
  to
• 3:57
  peace.
• 3:58
  You're
• 3:58
  not
• 3:58
  saying
• 3:58
  yes
• 3:59
  to
• 3:59
  margin
• 4:00
  doesn't
• 4:00
  have
• 4:00
  to
• 4:00
  be
• 4:00
  a
• 4:00
  production.
• 4:01
  So
• 4:02
  many
• 4:02
  families
• 4:02
  make
• 4:03
  Christmas
• 4:03
  this
• 4:03
  huge
• 4:04
  production.
• 4:05
  But
• 4:05
  really
• 4:05
  what
• 4:06
  it's
• 4:06
  all
• 4:06
  about,
• 4:06
  when
• 4:06
  you
• 4:07
  really
• 4:07
  think
• 4:07
  about
• 4:07
  it,
• 4:08
  when
• 4:08
  you
• 4:08
  think
• 4:08
  about
• 4:08
  the
• 4:09
  most
• 4:09
  memorable
• 4:10
  times
• 4:10
  of
• 4:10
  Christmas
• 4:10
  that
• 4:11
  you've
• 4:11
  ever
• 4:11
  had,
• 4:12
  it
• 4:12
  wasn't
• 4:12
  about
• 4:12
  the
• 4:13
  production,
• 4:13
  it
• 4:14
  wasn't
• 4:14
  about
• 4:14
  the
• 4:14
  gifts,
• 4:14
  it
• 4:15
  wasn't
• 4:15
  about
• 4:15
  the
• 4:15
  food.
• 4:15
  Now
• 4:16
  I
• 4:16
  like
• 4:16
  some
• 4:16
  good
• 4:16
  Christmas
• 4:17
  food
• 4:17
  and
• 4:17
  some
• 4:17
  good
• 4:17
  Christmas
• 4:18
  cookies.
• 4:18
  Now
• 4:18
  I'm
• 4:18
  going
• 4:18
  to
• 4:18
  tell
• 4:18
  you
• 4:19
  right
• 4:19
  there,
• 4:19
  I'm
• 4:19
  right
• 4:19
  there
• 4:19
  on
• 4:19
  that.
• 4:20
  But
• 4:20
  what
• 4:20
  I
• 4:21
  truly
• 4:21
  remember
• 4:22
  is
• 4:22
  family
• 4:23
  being
• 4:23
  the
• 4:23
  most
• 4:23
  important
• 4:24
  and
• 4:25
  really
• 4:25
  embracing
• 4:26
  the
• 4:26
  greatest
• 4:26
  gift
• 4:27
  of
• 4:27
  all.
• 4:27
  And
• 4:27
  that's
• 4:27
  our
• 4:27
  Savior,
• 4:28
  Jesus
• 4:28
  Christ.
• 4:28
  So
• 4:29
  first
• 4:29
  thing
• 4:29
  I'm
• 4:29
  going
• 4:29
  to
• 4:29
  encourage
• 4:30
  you
• 4:30
  to
• 4:30
  do
• 4:30
  is
• 4:31
  slow
• 4:31
  down
• 4:31
  and
• 4:32
  simplify.
• 4:33
  It's
• 4:33
  okay
• 4:33
  to
• 4:33
  say
• 4:33
  no
• 4:34
  sometimes.
• 4:34
  Which
• 4:35
  leads
• 4:35
  me
• 4:35
  to
• 4:35
  my
• 4:35
  second
• 4:36
  tip
• 4:36
  today.
• 4:37
  Set
• 4:37
  limits.
• 4:38
  This
• 4:38
  is
• 4:38
  both
• 4:39
  financial
• 4:39
  and
• 4:40
  boundaries.
• 4:41
  Make
• 4:41
  a
• 4:42
  budget.
• 4:42
  Make,
• 4:43
  you
• 4:43
  know,
• 4:43
  psychological
• 4:44
  boundaries,
• 4:44
  make
• 4:44
  some
• 4:45
  emotional
• 4:45
  boundaries
• 4:46
  before
• 4:46
  December
• 4:46
  even
• 4:47
  starts.
• 4:47
  That's
• 4:47
  why
• 4:47
  we're
• 4:47
  recording
• 4:48
  this
• 4:48
  episode
• 4:48
  in
• 4:49
  November.
• 4:49
  I
• 4:49
  want
• 4:49
  to
• 4:49
  bring
• 4:50
  these
• 4:50
  to
• 4:50
  you
• 4:50
  so
• 4:50
  you're
• 4:51
  prepared.
• 4:52
  Say
• 4:52
  no.
• 4:53
  Because
• 4:53
  those
• 4:54
  extras
• 4:54
  that
• 4:54
  drain
• 4:55
  your
• 4:55
  wallet
• 4:55
  or
• 4:55
  soul
• 4:56
  will
• 4:56
  just
• 4:56
  make
• 4:57
  this
• 4:57
  season
• 4:58
  so
• 4:58
  filled
• 4:58
  with
• 4:58
  anxiety
• 4:59
  and
• 5:00
  it'll
• 5:00
  make
• 5:00
  you
• 5:00
  get
• 5:00
  depressed
• 5:01
  and
• 5:01
  all
• 5:01
  those
• 5:01
  types
• 5:02
  of
• 5:02
  things.
• 5:02
  It's
• 5:02
  okay
• 5:03
  to
• 5:03
  say
• 5:03
  no.
• 5:03
  Listen
• 5:03
  to
• 5:03
  me
• 5:04
  right
• 5:04
  now.
• 5:04
  If
• 5:04
  you
• 5:05
  don't
• 5:05
  hear
• 5:05
  anything
• 5:05
  else
• 5:05
  I
• 5:06
  say
• 5:06
  today,
• 5:06
  it's
• 5:07
  okay
• 5:07
  to
• 5:07
  say
• 5:08
  no.
• 5:08
  Just
• 5:09
  communicate
• 5:09
  that
• 5:10
  in
• 5:10
  love
• 5:10
  to
• 5:10
  your
• 5:10
  family
• 5:11
  members.
• 5:11
  It's
• 5:12
  okay
• 5:12
  to
• 5:12
  say
• 5:12
  listen.
• 5:12
  This
• 5:12
  year
• 5:13
  we're
• 5:13
  going
• 5:13
  to
• 5:13
  take
• 5:13
  it
• 5:14
  down
• 5:14
  A
• 5:14
  little
• 5:14
  bit.
• 5:14
  We're
• 5:15
  not
• 5:15
  going
• 5:15
  to
• 5:15
  get
• 5:15
  so
• 5:15
  dramatic.
• 5:16
  We're
• 5:16
  going
• 5:16
  to
• 5:16
  be
• 5:16
  so
• 5:17
  elaborate
• 5:17
  with
• 5:17
  everything.
• 5:18
  But
• 5:18
  it's
• 5:19
  all
• 5:19
  about
• 5:19
  planning
• 5:19
  it.
• 5:19
  See,
• 5:20
  that's
• 5:20
  the
• 5:20
  key,
• 5:20
  communication
• 5:21
  and
• 5:21
  planning.
• 5:22
  Because
• 5:22
  listen,
• 5:23
  if
• 5:23
  you're
• 5:23
  one
• 5:23
  of
• 5:23
  those
• 5:23
  families
• 5:24
  that
• 5:24
  has
• 5:24
  these
• 5:24
  big
• 5:25
  elaborate
• 5:25
  things,
• 5:25
  well,
• 5:25
  if
• 5:26
  you
• 5:26
  just
• 5:26
  go
• 5:26
  cold
• 5:26
  turkey,
• 5:27
  all
• 5:27
  of
• 5:27
  a
• 5:27
  sudden,
• 5:27
  paper
• 5:27
  going
• 5:28
  away,
• 5:28
  what
• 5:28
  happened?
• 5:29
  You
• 5:29
  know,
• 5:29
  this
• 5:29
  wasn't
• 5:30
  the
• 5:30
  same
• 5:30
  Christmas
• 5:30
  we're
• 5:31
  used
• 5:31
  to,
• 5:32
  but
• 5:32
  make
• 5:32
  that
• 5:32
  budget,
• 5:33
  make
• 5:33
  those
• 5:33
  boundaries,
• 5:34
  set
• 5:34
  it
• 5:35
  ahead
• 5:35
  of
• 5:35
  time,
• 5:36
  communicate
• 5:36
  with
• 5:36
  it
• 5:37
  and
• 5:37
  lay
• 5:37
  out
• 5:37
  a
• 5:37
  plan.
• 5:38
  So
• 5:38
  that's
• 5:38
  my
• 5:38
  second
• 5:38
  thing.
• 5:39
  Third
• 5:39
  thing,
• 5:39
  and
• 5:40
  I've
• 5:40
  alluded
• 5:40
  to
• 5:40
  this
• 5:40
  a
• 5:40
  couple
• 5:41
  times
• 5:41
  already,
• 5:42
  this
• 5:42
  is
• 5:42
  a
• 5:42
  season
• 5:42
  to
• 5:43
  focus
• 5:43
  on
• 5:43
  people,
• 5:44
  focus
• 5:44
  on
• 5:45
  your
• 5:45
  kids.
• 5:45
  You
• 5:45
  know,
• 5:45
  one
• 5:45
  of
• 5:45
  the
• 5:45
  things
• 5:46
  I
• 5:46
  think
• 5:46
  about
• 5:46
  now,
• 5:47
  my
• 5:47
  kids
• 5:47
  are
• 5:47
  24
• 5:48
  and
• 5:48
  28
• 5:49
  years
• 5:49
  old.
• 5:50
  And
• 5:50
  what
• 5:50
  I
• 5:50
  remember
• 5:51
  now
• 5:51
  is
• 5:51
  the
• 5:51
  laughter.
• 5:52
  I
• 5:52
  remember
• 5:52
  the
• 5:53
  connection.
• 5:53
  I
• 5:53
  don't
• 5:53
  remember
• 5:54
  the
• 5:54
  gifts.
• 5:54
  I
• 5:54
  don't
• 5:54
  remember
• 5:55
  all
• 5:55
  the
• 5:55
  wrapping
• 5:55
  paper
• 5:56
  and
• 5:56
  mess,
• 5:56
  man.
• 5:56
  I
• 5:57
  remember
• 5:57
  just
• 5:57
  sitting
• 5:58
  on
• 5:58
  the
• 5:58
  ground
• 5:58
  with
• 5:58
  them
• 5:59
  and
• 5:59
  playing
• 5:59
  with
• 5:59
  their
• 5:59
  toys
• 6:00
  and
• 6:00
  just
• 6:00
  kind
• 6:00
  of
• 6:01
  kicking
• 6:01
  around
• 6:01
  on
• 6:02
  Christmas
• 6:02
  Day
• 6:02
  and
• 6:03
  just
• 6:03
  enjoying
• 6:03
  all
• 6:03
  that
• 6:04
  went
• 6:04
  into
• 6:04
  it.
• 6:04
  Because
• 6:05
  you're
• 6:05
  not
• 6:05
  going
• 6:05
  to
• 6:05
  remember
• 6:05
  the
• 6:06
  gifts,
• 6:06
  but
• 6:07
  you
• 6:07
  will
• 6:07
  remember
• 6:08
  the
• 6:08
  people.
• 6:08
  And
• 6:08
  especially
• 6:09
  as
• 6:09
  I
• 6:09
  get
• 6:09
  older
• 6:10
  and
• 6:10
  there's.
• 6:10
  There's
• 6:10
  more
• 6:11
  people
• 6:11
  in
• 6:11
  the
• 6:11
  rear
• 6:11
  view
• 6:12
  mirror,
• 6:12
  if
• 6:12
  you
• 6:12
  know
• 6:12
  what
• 6:12
  I
• 6:12
  mean.
• 6:13
  More
• 6:13
  people
• 6:13
  that
• 6:13
  have
• 6:14
  passed
• 6:14
  on
• 6:14
  that
• 6:14
  just
• 6:15
  aren't
• 6:15
  there
• 6:15
  anymore.
• 6:16
  That's
• 6:16
  what
• 6:16
  I
• 6:16
  really
• 6:17
  focus
• 6:17
  in
• 6:17
  on
• 6:17
  Christmas.
• 6:18
  So
• 6:18
  listen,
• 6:19
  before
• 6:19
  you
• 6:19
  even
• 6:19
  get
• 6:20
  started
• 6:20
  in
• 6:20
  December,
• 6:21
  focus
• 6:21
  on
• 6:21
  the
• 6:22
  people.
• 6:23
  And
• 6:23
  last
• 6:23
  but
• 6:23
  not
• 6:24
  least,
• 6:24
  this
• 6:25
  is
• 6:25
  a
• 6:25
  time
• 6:25
  to
• 6:25
  rest
• 6:26
  and
• 6:26
  reflect.
• 6:28
  You
• 6:28
  might
• 6:28
  be
• 6:28
  saying,
• 6:28
  wait,
• 6:28
  wait
• 6:28
  a
• 6:29
  second,
• 6:29
  Ralph,
• 6:29
  you
• 6:29
  probably
• 6:29
  should
• 6:29
  have
• 6:29
  put
• 6:30
  that
• 6:30
  one
• 6:30
  first.
• 6:30
  Yeah,
• 6:30
  probably
• 6:31
  should
• 6:31
  have.
• 6:32
  Because
• 6:32
  this
• 6:32
  is
• 6:32
  the
• 6:32
  time
• 6:33
  to
• 6:33
  spend
• 6:33
  time
• 6:33
  thanking
• 6:34
  God
• 6:34
  for
• 6:34
  what
• 6:35
  he's
• 6:35
  already
• 6:35
  done.
• 6:36
  He's
• 6:36
  already
• 6:36
  given
• 6:37
  you
• 6:37
  the
• 6:37
  greatest
• 6:37
  gift
• 6:38
  that
• 6:38
  you
• 6:38
  will
• 6:38
  ever
• 6:38
  receive.
• 6:39
  No
• 6:39
  one
• 6:39
  can
• 6:40
  go
• 6:40
  to
• 6:40
  Neiman
• 6:40
  Marcus
• 6:41
  or
• 6:41
  to
• 6:41
  one
• 6:41
  of
• 6:42
  the
• 6:42
  fancy
• 6:42
  department
• 6:42
  stores
• 6:43
  and
• 6:43
  get
• 6:43
  you
• 6:44
  a
• 6:44
  gift
• 6:44
  that
• 6:44
  Christ
• 6:45
  has
• 6:45
  already
• 6:45
  given
• 6:46
  you.
• 6:46
  So
• 6:47
  make
• 6:47
  this
• 6:47
  season
• 6:48
  a
• 6:48
  time
• 6:48
  to
• 6:48
  focus
• 6:49
  on
• 6:49
  your
• 6:49
  faith.
• 6:50
  What's
• 6:50
  the
• 6:50
  reason
• 6:51
  that
• 6:51
  you're
• 6:51
  celebrating?
• 6:51
  What
• 6:52
  does
• 6:52
  the
• 6:52
  birth
• 6:52
  of
• 6:53
  Jesus
• 6:53
  really
• 6:53
  mean
• 6:54
  to
• 6:54
  you?
• 6:54
  Make
• 6:55
  this
• 6:55
  a
• 6:55
  time
• 6:55
  of
• 6:56
  renewal
• 6:57
  and
• 6:57
  make
• 6:57
  it
• 6:57
  a
• 6:57
  time
• 6:57
  to
• 6:58
  build
• 6:58
  a
• 6:58
  better
• 6:58
  perspective.
• 6:59
  We
• 6:59
  can
• 6:59
  get
• 6:59
  so
• 7:00
  lost
• 7:00
  in
• 7:00
  the
• 7:00
  busyness
• 7:01
  of
• 7:01
  this
• 7:01
  and
• 7:01
  all
• 7:01
  the
• 7:02
  noise
• 7:02
  of
• 7:02
  the
• 7:02
  holiday
• 7:03
  that
• 7:03
  we
• 7:03
  lose
• 7:04
  sight
• 7:04
  of
• 7:04
  this
• 7:04
  time
• 7:05
  of
• 7:05
  renewal
• 7:05
  and
• 7:06
  faith
• 7:06
  and
• 7:06
  really
• 7:07
  deep
• 7:07
  down,
• 7:07
  get
• 7:08
  into
• 7:08
  a
• 7:08
  better
• 7:08
  perspective.
• 7:09
  Which
• 7:09
  leads
• 7:10
  us
• 7:10
  to
• 7:10
  our
• 7:10
  Bible
• 7:10
  verse
• 7:11
  today.
• 7:11
  This
• 7:11
  one
• 7:11
  comes
• 7:11
  to
• 7:12
  us
• 7:12
  from
• 7:12
  the
• 7:12
  book
• 7:12
  of
• 7:12
  Matthew.
• 7:13
  It's
• 7:13
  from
• 7:14
  chapter
• 7:14
  11,
• 7:14
  verse
• 7:15
  28.
• 7:15
  And
• 7:15
  it
• 7:15
  says
• 7:15
  this.
• 7:16
  It
• 7:16
  says,
• 7:16
  come
• 7:16
  to
• 7:16
  Me,
• 7:17
  all
• 7:17
  you
• 7:17
  who
• 7:17
  are
• 7:18
  weary
• 7:18
  and
• 7:18
  burdened,
• 7:19
  and
• 7:19
  I
• 7:20
  will
• 7:20
  give
• 7:20
  you
• 7:20
  rest.
• 7:21
  And
• 7:21
  I
• 7:22
  just
• 7:22
  love
• 7:22
  that
• 7:22
  because
• 7:23
  what
• 7:23
  I
• 7:23
  think
• 7:24
  the
• 7:24
  scriptures
• 7:24
  are
• 7:24
  speaking
• 7:25
  to
• 7:25
  us
• 7:25
  here.
• 7:26
  When
• 7:27
  you're
• 7:27
  weary,
• 7:28
  when
• 7:28
  you're
• 7:28
  burdened,
• 7:28
  listen,
• 7:29
  the
• 7:29
  holidays
• 7:30
  bring
• 7:30
  that
• 7:30
  out.
• 7:31
  It
• 7:31
  starts
• 7:31
  in
• 7:31
  Thanksgiving.
• 7:32
  You
• 7:32
  know,
• 7:32
  it
• 7:32
  starts
• 7:33
  in
• 7:33
  November
• 7:33
  with
• 7:33
  Thanksgiving,
• 7:34
  and
• 7:34
  then
• 7:34
  it
• 7:34
  just
• 7:34
  kind
• 7:34
  of
• 7:34
  climaxes
• 7:35
  in
• 7:36
  Christmas.
• 7:37
  But
• 7:37
  so
• 7:37
  many
• 7:37
  people
• 7:38
  are
• 7:38
  weary,
• 7:38
  they're
• 7:39
  burdened,
• 7:39
  they're
• 7:39
  wore
• 7:39
  out.
• 7:40
  So
• 7:40
  just
• 7:41
  lean
• 7:41
  into
• 7:41
  Christ
• 7:41
  during
• 7:42
  those
• 7:42
  times
• 7:42
  because
• 7:42
  he
• 7:42
  made
• 7:43
  this
• 7:43
  promise
• 7:43
  to
• 7:43
  you.
• 7:44
  Come
• 7:44
  to
• 7:44
  me,
• 7:45
  all
• 7:45
  of
• 7:45
  you
• 7:45
  who
• 7:45
  are
• 7:46
  weary
• 7:46
  and
• 7:46
  burdened,
• 7:47
  and.
• 7:47
  And
• 7:47
  I
• 7:48
  will
• 7:48
  give
• 7:48
  you
• 7:48
  rest.
• 7:49
  But
• 7:49
  while
• 7:49
  we're
• 7:49
  talking
• 7:49
  about
• 7:50
  rest,
• 7:50
  how
• 7:50
  about
• 7:50
  we
• 7:50
  pray
• 7:51
  right
• 7:51
  now?
• 7:51
  Father
• 7:52
  God,
• 7:52
  we
• 7:52
  come
• 7:52
  to
• 7:52
  you
• 7:53
  and
• 7:53
  we
• 7:53
  just
• 7:53
  ask
• 7:53
  that
• 7:54
  you
• 7:54
  would
• 7:54
  help
• 7:54
  us
• 7:54
  to
• 7:54
  rest
• 7:55
  in
• 7:55
  your
• 7:55
  presence
• 7:56
  this
• 7:56
  holiday
• 7:57
  season,
• 7:57
  not
• 7:57
  in
• 7:57
  productivity,
• 7:58
  Lord.
• 7:59
  And
• 7:59
  we
• 7:59
  ask
• 7:59
  that
• 7:59
  you
• 7:59
  would
• 8:00
  grant
• 8:00
  us
• 8:00
  wisdom
• 8:00
  to
• 8:01
  create
• 8:01
  those
• 8:01
  boundaries
• 8:02
  and
• 8:02
  protect
• 8:03
  the
• 8:03
  peace
• 8:03
  that
• 8:03
  you've
• 8:04
  given
• 8:04
  us.
• 8:04
  Lord,
• 8:04
  you
• 8:04
  say
• 8:04
  to
• 8:05
  us,
• 8:05
  you
• 8:05
  gave
• 8:05
  us
• 8:05
  peace.
• 8:06
  Well,
• 8:06
  help
• 8:06
  us
• 8:06
  to
• 8:06
  create
• 8:07
  those
• 8:07
  boundaries
• 8:07
  and
• 8:07
  say
• 8:08
  no
• 8:08
  when
• 8:08
  we
• 8:08
  need
• 8:08
  to
• 8:09
  say
• 8:09
  no
• 8:09
  to
• 8:09
  protect
• 8:10
  our
• 8:10
  peace.
• 8:11
  And,
• 8:11
  Lord,
• 8:12
  we
• 8:12
  just
• 8:12
  thank
• 8:12
  you
• 8:12
  so
• 8:13
  much
• 8:13
  for
• 8:13
  the.
• 8:13
  The
• 8:13
  gift
• 8:14
  of
• 8:14
  simplicity.
• 8:15
  And
• 8:15
  we
• 8:15
  can
• 8:16
  really
• 8:16
  say
• 8:16
  this
• 8:16
  in
• 8:17
  complete
• 8:17
  assurance
• 8:18
  that
• 8:18
  you
• 8:18
  are
• 8:18
  enough.
• 8:19
  It's
• 8:19
  not
• 8:20
  about
• 8:20
  the
• 8:20
  gifts
• 8:20
  under
• 8:21
  the
• 8:21
  tree.
• 8:21
  It's
• 8:21
  not
• 8:21
  about
• 8:21
  the
• 8:22
  beautiful
• 8:22
  Christmas
• 8:23
  settings
• 8:23
  and
• 8:23
  all
• 8:24
  the
• 8:24
  Christmas
• 8:24
  lights
• 8:24
  and
• 8:25
  all
• 8:25
  the
• 8:25
  dormants
• 8:26
  that
• 8:26
  go
• 8:26
  around
• 8:26
  it,
• 8:26
  Lord.
• 8:27
  It's
• 8:27
  really
• 8:27
  about
• 8:28
  that
• 8:28
  simple
• 8:28
  gift
• 8:29
  of
• 8:30
  Jesus
• 8:30
  being
• 8:30
  sent
• 8:31
  to
• 8:31
  us,
• 8:31
  the
• 8:31
  best
• 8:31
  gift
• 8:32
  we'll
• 8:32
  ever
• 8:32
  receive.
• 8:32
  So
• 8:32
  we
• 8:33
  ask
• 8:33
  all
• 8:33
  these
• 8:33
  things
• 8:34
  in
• 8:34
  the
• 8:34
  name
• 8:35
  of
• 8:35
  Jesus.
• 8:36
  Amen.
• 8:36
  Okay,
• 8:37
  you
• 8:37
  ready
• 8:37
  for
• 8:37
  your
• 8:37
  action
• 8:38
  item
• 8:38
  today?
• 8:38
  Here's
• 8:39
  what
• 8:39
  I
• 8:39
  want
• 8:39
  you
• 8:39
  to
• 8:39
  do.
• 8:39
  I
• 8:39
  want
• 8:40
  you
• 8:40
  to
• 8:40
  build
• 8:40
  rest
• 8:40
  into
• 8:41
  your
• 8:41
  schedule.
• 8:41
  What?
• 8:42
  Right
• 8:42
  now,
• 8:42
  before
• 8:43
  the
• 8:43
  weekends,
• 8:43
  I
• 8:43
  want
• 8:44
  you
• 8:44
  to
• 8:44
  block
• 8:44
  off
• 8:44
  one
• 8:45
  quiet
• 8:45
  night
• 8:45
  for
• 8:46
  yourself
• 8:46
  and
• 8:46
  for
• 8:46
  family.
• 8:47
  Listen,
• 8:47
  no
• 8:47
  shopping,
• 8:48
  no
• 8:48
  screens.
• 8:49
  Put
• 8:49
  those
• 8:49
  phones
• 8:49
  away.
• 8:50
  Just
• 8:50
  gratitude,
• 8:51
  prayer,
• 8:52
  and
• 8:52
  stillness.
• 8:53
  I
• 8:54
  talk
• 8:54
  about
• 8:54
  this
• 8:54
  on
• 8:54
  the
• 8:54
  show
• 8:55
  all
• 8:55
  the
• 8:55
  time.
• 8:56
  Sometimes
• 8:56
  we're
• 8:56
  so
• 8:57
  caught
• 8:57
  up
• 8:57
  in
• 8:57
  the
• 8:57
  noise
• 8:58
  that
• 8:58
  we
• 8:58
  can't
• 8:59
  hear
• 8:59
  God's
• 8:59
  just
• 9:00
  silent
• 9:00
  voice.
• 9:01
  So
• 9:02
  just
• 9:02
  plan
• 9:02
  on
• 9:02
  that.
• 9:03
  And
• 9:03
  as
• 9:03
  you
• 9:03
  do
• 9:03
  that
• 9:04
  this
• 9:04
  week,
• 9:04
  I'm
• 9:04
  going
• 9:04
  to
• 9:04
  encourage
• 9:05
  you,
• 9:05
  get
• 9:05
  that
• 9:05
  calendar
• 9:05
  out
• 9:06
  and
• 9:06
  plan
• 9:06
  several
• 9:07
  of
• 9:07
  these
• 9:07
  for
• 9:07
  over
• 9:08
  the
• 9:08
  holidays.
• 9:08
  Man,
• 9:08
  you
• 9:09
  will
• 9:09
  see
• 9:09
  a
• 9:09
  huge
• 9:10
  impact
• 9:10
  because
• 9:11
  you're
• 9:11
  building
• 9:11
  in
• 9:12
  that
• 9:12
  rest.
• 9:13
  You're
• 9:13
  building
• 9:13
  in
• 9:13
  that
• 9:14
  renewal,
• 9:14
  and
• 9:15
  you're
• 9:15
  building
• 9:15
  in
• 9:15
  that
• 9:16
  truly
• 9:16
  getting
• 9:17
  to
• 9:17
  the
• 9:17
  point
• 9:17
  of
• 9:18
  what
• 9:18
  is
• 9:18
  the
• 9:18
  reason
• 9:19
  we're
• 9:19
  celebrating
• 9:20
  this
• 9:20
  season.
• 9:20
  Now,
• 9:20
  before
• 9:20
  I
• 9:21
  wrap
• 9:21
  up
• 9:21
  today,
• 9:21
  I
• 9:22
  want
• 9:22
  to
• 9:22
  tell
• 9:22
  you
• 9:22
  something.
• 9:23
  We
• 9:23
  just
• 9:23
  launched
• 9:23
  something
• 9:24
  amazing.
• 9:24
  I
• 9:24
  want
• 9:24
  to
• 9:24
  invite
• 9:25
  you
• 9:25
  to
• 9:25
  be
• 9:25
  part
• 9:25
  of
• 9:25
  something
• 9:26
  special.
• 9:26
  We
• 9:26
  just
• 9:26
  launched.
• 9:27
  What
• 9:27
  I'm
• 9:27
  calling
• 9:27
  the
• 9:27
  Financially
• 9:28
  Confident
• 9:29
  Christian
• 9:29
  Community
• 9:29
  Now.
• 9:30
  This
• 9:30
  is
• 9:30
  the
• 9:30
  place
• 9:30
  where
• 9:31
  believers
• 9:31
  just
• 9:31
  like
• 9:32
  you
• 9:32
  can
• 9:32
  grow
• 9:32
  together.
• 9:33
  We
• 9:33
  can
• 9:33
  share
• 9:34
  encouragement,
• 9:34
  we
• 9:35
  can
• 9:35
  share
• 9:35
  prayer
• 9:35
  requests
• 9:36
  and,
• 9:36
  and
• 9:36
  help
• 9:36
  spread
• 9:37
  God's
• 9:37
  truth
• 9:37
  about
• 9:38
  money.
• 9:38
  And
• 9:38
  listen,
• 9:39
  here's
• 9:39
  how
• 9:39
  you
• 9:39
  do
• 9:39
  it.
• 9:39
  It's
• 9:39
  really
• 9:40
  super
• 9:40
  simple.
• 9:40
  All
• 9:40
  you
• 9:40
  gotta
• 9:41
  do
• 9:41
  is
• 9:41
  go
• 9:41
  to
• 9:41
  this
• 9:41
  website,
• 9:42
  go
• 9:42
  to
• 9:42
  financiallyconfidentchristian.com/join.
• 9:45
  I'll
• 9:46
  give
• 9:46
  you
• 9:46
  that
• 9:46
  one
• 9:46
  more
• 9:46
  time
• 9:46
  and
• 9:47
  we'll
• 9:47
  put
• 9:47
  it
• 9:47
  in
• 9:47
  the
• 9:47
  show
• 9:47
  notes.
• 9:48
  But
• 9:48
  it's
• 9:48
  financially
• 9:49
  confidentchristian.com
• 9:51
  join
• 9:52
  because
• 9:52
  there
• 9:52
  you're
• 9:52
  not
• 9:53
  just
• 9:53
  supporting
• 9:53
  the
• 9:53
  show,
• 9:54
  you're
• 9:54
  helping
• 9:54
  to
• 9:54
  build
• 9:54
  a
• 9:55
  community
• 9:55
  of
• 9:55
  faith
• 9:55
  and
• 9:56
  freedom
• 9:56
  that
• 9:56
  reaches
• 9:57
  people
• 9:57
  all
• 9:57
  over
• 9:57
  the
• 9:57
  world.
• 9:58
  So
• 9:58
  I'm
• 9:58
  gonna
• 9:58
  encourage
• 9:58
  you
• 9:58
  right
• 9:59
  now.
• 9:59
  Come
• 9:59
  be
• 9:59
  a
• 10:00
  part
• 10:00
  of
• 10:00
  what
• 10:00
  God
• 10:00
  is
• 10:00
  doing
• 10:01
  through
• 10:01
  this
• 10:01
  mission.
• 10:01
  Again,
• 10:02
  that's
• 10:04
  at
• 10:05
  financiallyconfidentchristian.com/join.
• 10:06
  It
• 10:06
  won't
• 10:06
  cost
• 10:06
  you
• 10:07
  a
• 10:07
  dime.
• 10:07
  But
• 10:07
  please,
• 10:08
  please
• 10:08
  consider
• 10:08
  joining
• 10:09
  our
• 10:09
  community
• 10:09
  today.
• 10:10
  And
• 10:10
  listen
• 10:10
  to
• 10:10
  me.
• 10:11
  You
• 10:11
  don't
• 10:11
  have
• 10:12
  to
• 10:12
  recover
• 10:12
  from
• 10:12
  Christmas.
• 10:13
  You
• 10:13
  can
• 10:14
  be
• 10:14
  renewed
• 10:14
  through
• 10:14
  it.
• 10:15
  Because
• 10:15
  true
• 10:15
  rest
• 10:16
  doesn't
• 10:16
  come
• 10:16
  from
• 10:16
  control.
• 10:17
  It
• 10:18
  actually
• 10:18
  comes
• 10:18
  from
• 10:18
  surrender.
• 10:19
  And
• 10:19
  it
• 10:19
  comes
• 10:20
  from
• 10:20
  Christ.
• 10:20
  So
• 10:20
  let
• 10:21
  peace,
• 10:21
  not
• 10:21
  pressure,
• 10:22
  define
• 10:22
  your
• 10:22
  season
• 10:23
  this
• 10:23
  year.
• 10:23
  Remember,
• 10:24
  the
• 10:24
  greatest
• 10:25
  gift
• 10:25
  after
• 10:25
  Christmas
• 10:26
  is
• 10:26
  a
• 10:27
  heart
• 10:27
  of
• 10:27
  rest
• 10:27
  in
• 10:28
  him.
• 10:28
  So
• 10:28
  go
• 10:28
  out
• 10:28
  there
• 10:29
  today
• 10:29
  and
• 10:29
  be
• 10:29
  that
• 10:30
  financially
• 10:30
  confident
• 10:30
  Christian
• 10:31
  that
• 10:31
  I
• 10:31
  know
• 10:32
  you
• 10:32
  can
• 10:32
  be.
• 10:32
  Stay
• 10:33
  financially
• 10:33
  savvy.
• 10:34
  Go.
• 10:34
  God
• 10:34
  bless
• 10:34
  you.
• 10:35
  And
• 10:35
  I'll
• 10:35
  see
• 10:35
  you
• 10:35
  again
• 10:35
  tomorrow
• 10:36
  on
• 10:36
  the
• 10:36
  show.