Latest / The College Savings Podcast with Fexingo: 529 Plans, Education Funding, and Student Costs
How College Savings Plans Are Quietly Changing Family Risk
Most families treat their 529 plan as a rigid savings bucket, but in late October 2026, the real value is emerging from how these accounts handle risk and liquidity. We look at a specific case where a family shifted from aggressive growth to a conservative drawdown strategy during market volatility, saving over ten thousand dollars in opportunity costs compared to traditional loans. Lucas and Luna break down why treating education funding like retirement—using glide paths and tax arbitrage—is becoming the new standard for middle-class wealth preservation.
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