Latest / The Orange Report with Kira Davis / Ep.34 California's Insurance Crisis is Shocking with Stacy Korsgaden
Transcript
- speaker-0: Hello, everybody. Welcome to the Orange Report. This is a special episode, an extra episode. I'm streaming live on all of our channels. I'm Kira Davis, of course, your host. I am waiting for my guest, Stacey Korsgaarden, to join us. She is running for insurance commissioner here in California, and I wanted to get the whole golden ticket on this month at some point. ⁓ we had Michael on, we had Gloria on. Now, Stacey, I'm going to reach out to her this week and then Steve will be on next week. Just one final push for June 2nd. But I had a few seconds before Stacey gets here when she arrives. We'll just dump her right into the live chat and do a quick interview, which we will include on the rap show next week as well. We're going to do a whole show for all of the golden tickets, but I just wanted her to have access to my live audience because I want more people to know about this woman and about this position of insurance commissioner. in California, if you haven't turned your ballot in yet, you're going to want to see this and you need to understand that this is a deeply important position. And we've sort of been letting it fly under the radar forever, along with a lot of other things. But I wanted to start the stream a little bit early because we had the final debate for governor last night. And I also dropped ⁓ what I think is a pretty heavy piece over at my sub stack, just kira Davis.com. And, ⁓ I've really been holding my fire a lot on the Bianco camp because I have a lot of friends who campaign for Bianco. ⁓ I don't find the Bianco side to be quite as accommodating or kind, but that's fine. ⁓ but I just sort of wanted all this to work itself out. without stepping too heavily on the scale. But I just think the evidence is in and Bianco is splitting votes. And so right now I'm just calling for people who haven't yet turned in their ballot and are on the fence, or maybe even people who love Chad and really wished that he could win, but understand that we're up against a bigger beast here than just a typical election cycle. If you're one of those people, I want to encourage you to look at the polling. This came from Carl DeMaio today, actually. said this, or yesterday he tweeted out, look, that Reform California has not endorsed anyone for governor. I have something to say about that too. They have not endorsed anyone for governor. But in light of the fact that we are now facing no Republicans making the top two, he... has encouraged everyone to look at the latest polling and cast your vote for the person who's polling the highest. That is Steve Hilton. Chad Bianco is in fourth or fifth place depending on what poll you read. My sources say he's actually in last. And those are, actually believe these sources in total internal polling show him ⁓ in last. think he has seen this polling. Actually, I know he's seen this polling and he doesn't believe it. But there's just no way to look at this polling if you even take the spread of it and think that there is a possibility for Chad to leapfrog into the top two, let alone Chad leapfrog into the top two. And then Steve somehow rise above Steyer and Becerra while they drop at the same time to give us a top two Republican finish. It was never going to happen. I've said this from the start. I want you to remember that I've that I said this. ⁓ I've said it from the start. It's not an issue of ego or who's a better man, you know, or whatever you feel about who's more conservative. I've known Steve for 10 years. He's only gotten more conservative over the years, like most of us do. And, ⁓ but regardless of that, if if the, if the tables were turned, I would be more than happy to, ⁓ support, ⁓ Chad. And in fact, you know, we had a lot of friends who were excited to support Chad and I was like, great, you know, let the best man win. lot of those friends of mine, their moms or maha moms, they've come over to Steve's side, not necessarily because they like Steve better, but they like Steve well enough. And they understand that we've got to consolidate these votes to win this top two, to place in the top two. So that's where we are right now. It's just realistic. And, ⁓ You know, I'm not talking to the rabid Bianco base. Those people are not going to change. They don't have a larger picture. The picture is just like what's right in front of them. And those are the type of people, I'll tell you this, those hardcore, like stubborn Bianco voters who are like, I don't care what the polls say. I don't care about winning. Those are the same people. They pick a different idol each election cycle. and they go all in for them. So those people aren't going to be, you know, it's a cultish response because some people, for some people on left and right, politics is cultish for them. It's identity for them. It's left and right. So ⁓ those people forget about it. They're already committed. I get it. But for the people who still are really thinking about the larger picture here, the 30,000 foot view, I want to encourage you to cast your vote for Steve Hilton. I know I feel like it's sounding like I'm like, this is a consolation prize. I think he is the best candidate for this job. I have thought it for years. I mean, two years ago, I knew he was going to run and I met with him two years ago and I said, look, I don't know what I, what, know, what I can do, what skills I have, but I just want to tell you like, I'm all in, I want to lend you my support, use me however you can. Now that didn't end up working out. I'm in media and Steve is not anymore, but I still am a huge advocate for him. So ⁓ I am encouraging everyone, everyone, if you have not cast your vote yet to cast for Steve Hilton, because we have to do the thing that Democrats don't expect us to do, which is unite. The jungle primaries are set up to necessarily disadvantage Republicans and pit us against each other because we don't get this primary process. I'm going to come back and talk about why I think we have failed in this endorsement process. And I think Republican groups across California, including our own GOP, need to take a second look at how we do endorsements. This vote, I need everybody to go out and cast your vote for Steve Hilton, not because... I think Chappie Onkel is a bad man. Although he's been saying horrible things about Steve. know a lot of chats, people are like, well, Steve went negative first. He really didn't. And what is negative? You know, what is it negative to point out ⁓ the weaknesses in your opponent, to point out the things you don't like about them? You know, that doesn't seem negative. That it sounds negative to you when it hurts you. But, ⁓ but what that's not like. you know, for instance, calling his wife ugly, right? Or accusing him of being a Democrat plant because I don't know why. Elizabeth Baracona had a great post yesterday and she talked about this weird thing that goes on in the grassroots and in California and I consider myself a part of the grassroots is literally where I came up in the tea party. And, ⁓ but there's this weird thing that happens that's been happening in the grassroots where we've been pitting ourselves. against the establishment where it's just become a whole identity, even when we don't need to. know, President Trump is now the establishment and ⁓ we don't need to pit ourselves against the establishment now. You know what I mean? But a lot of these people have still pitted themselves against Donald Trump. The leader of the party, the guy that they are all in for, totally rabid for, totally all on board for, but they have pitted themselves against Donald Trump. Trump has endorsed Steve Hilton and the grassroots in California has even rejected that. So there is this, ⁓ some of the grassroots, not all of the grassroots, about 9%. I think that's really where Bianco is polling. 9 % down by Katie Porter, underneath Katie Porter. That's what my sources tell me. So we're looking at a lot of, ⁓ we're looking at a lot of people who have trained themselves to hate the establishment. Fine, I was one of those people for a long time and I still have, yeah, I'm reticent to embrace the establishment, but they have a purpose, right? They raise the money. That's where the donor class is. The grassroots are not giving million dollar checks to candidates. And we just have to be realistic about this. But there's no, we don't need to pit ourselves against the establishment just because it's the establishment, which again, I do not think of Steve as that. He's a total outsider. He's never held office before. ⁓ and I don't understand the, well, here we go. Here's Stacey once again. speaker-1: Can you? There you are, Hi, Kara, can you hear me? speaker-0: I can hear you and I can see you and you look beautiful and you sound great. speaker-1: ⁓ wonderful. You do too, as usual. I turned everything off, so hopefully that might have been it. speaker-0: Think I will think. I think you did it. I'm so glad you persevered. And I just was doing a little bit of live before I got you on just a little bit commentary while we were waiting, talking to people about why it's really important to vote. ⁓ But I'm going to include this in my ⁓ packaged show, but I wanted to give you access to my live audience. That's the biggest audience. So we're doing a special live interview now, but then we'll also have a package ⁓ later on in the week. But Stacey, let me introduce you really quick to this audience. This is one of the most important interviews you guys are gonna hear here in California. There's a reason I'm having, I know insurance sounds boring, but it's not boring when you need it. So let me tell you a little bit about Stacey. Stacey ⁓ is a national recognized insurance subject matter expert who is running for California Insurance Commissioner. Coors Garden has held an active California insurance license since 1988. She spent more than 37 years helping families and small businesses navigate the complex insurance policies, devastating losses, and an increasingly broken regulatory system here in California. Stacey is running for insurance commissioner because California's insurance market is in crisis. And she has the what experience, this is gonna be a new thing for us in California, the experience. needed to make a difference and you can find out more about her at her website, Stacy for insurance commissioner.com Stacy no E with insure for insurance commissioner.com Stacy. Thank you so much for popping by the show today to talk to us. really appreciate speaker-1: It's an honor to be with you, Kara, and your audience. Thank you so much. speaker-0: Well, Stacey, I had the privilege of meeting you at the California GOP convention. One of the things that ⁓ have been on the minds of a lot of people here in California, when it comes to the fires, homeownership, all that stuff is insurance. Everybody across the country at this point understands that our insurance system is broken, but I don't think a lot of people understand why. Do you have a little elevator? I do. What's the issue with our insurance here in California? speaker-1: Okay, so that's actually the first question that I ask when I talk to people. Why do you think this is happening? And I can tell you that there are two main reasons. Number one, on one side, we've had Sacramento government, our politicians have made decisions over the last couple decades that have caused a rising risk environment. So what do I mean by that? In the 90s, we changed our timber processing. We don't have a timber industry anymore. Our forests are very unhealthy. We are not properly thinning our forest. We have stacked brush all around California. And that's because of a lot of environmental policies have refrained Californians. Our processes in minimizing and suppressing fires have created stacked brush. And so we don't have defensible space around our communities and our homes. Crime. Crime has gone up. Why? Because of Prop 47 and 57, Kara, your audience, your business owners, and your families might know and have heard about smash and grab. So people are going into businesses, smashing and getting property. So we have increased crime. And we also have early release of prisoners. We have homelessness. We have land management, water management. All of those things are are so mismanaged by our leaders in California that we have a rising risk environment. That's the first thing. On this side, we have an insurance department commissioner that is saying you cannot charge appropriate rates for that rising risk, and that's due to Prop 103. Kira, that's been in place since 1988. We voted it in. And so in 1990, it was actually implemented. And so it was like putting a pot of water on the stove. We turned up the fire and it boiled over in 2023 because it gave the commissioner the ability and elected role, which that person does not have any insurance experience. It's a poll, usually a political person in that period of time since 1990. So what has happened is we've had increasing risk and we've had political people making decisions where they could not appropriately rate for that risk. And so in 2023, State Farm said, we are pulling out, we are not going to write any new homeowners policies. So that's it in a nutshell. That's why we're here right now. speaker-0: So this has been what you're telling me is this has been a long time coming. This didn't happen overnight. And this is why I think this is important. This is why I have Stacey on this show, because we need to think about the decisions we make now for what they will mean in 10 or 20 years. As voters, we are trained to only think about the current election cycle. And we listen to all the messaging around that cycle. And we don't think about the consequences. 10, 20, 30 years, 40 years down the road. That's why you have to pay attention to offices like this. So this feels like what I heard you saying is this is like a domino effect, each law adding to the other until we just tipped all the way over. speaker-1: I agree because, Kara, the insurance predicament that we're in, it exemplifies everything that's wrong in California. The care of our land, the care of our water, the care of our crime. People in California don't feel safe. And then we also have the free market that's really in jeopardy. So my plan that can be found at stacy4insurancecommissioner.com Kara, I believe that these issues can be resolved very quickly. Really? Yes. And so people are now being forced on this fair plan. that's a... Yes. And so I don't know if you want me to explain... speaker-0: Let's talk about the fair plan. let's let people know what that is. I have a lot of national listeners as well. might not know what that is. speaker-1: Okay, so the Fair Plan is actually a private insurance company. It's mandated to be the company of last resort. So when State Farm stopped writing insurance, was a cascading effect because they were 20 % of the marketplace. So all these new businesses came filtering down on all the new companies. So then they stopped writing. So what was available was this Fair Plan. And the Fair Plan has lousy coverage and really high prices. No one wants it. So it was riding up to 27,000 policies per month, not good. And so it's overweighted, it's overburdened. We need to start depopulating that fair plan into the regular marketplace. So one of the very first actions that I will take is to open up a new business division, CARA, into ⁓ our department that will welcome new insurance companies, new capital into the state of California. What a novel idea. companies are leaving California. As commissioner, I will welcome new insurance companies into the state of California that will start depopulating this fair plan. And those companies are out there. They want to come into the state of California, but there is no mechanism or the ability or the desire with our current commissioner to bring in those companies right now. speaker-0: What needs to happen for those companies to come in? this is actually news to me. I didn't realize that their work company, I thought everybody was just running, but there are companies who do want to be here. They do want to work with us, but they're being stymied by the current insurance commissioner. What do they need to come back? speaker-1: Let give you an example. I talked to a company, a CEO, about a month ago, six weeks ago. He had a portfolio of property insurance he wanted to bring into the state of California. was going to cover 15 % of their portfolio was going to be in high wildfire areas. The others were going to be in regular towns. And he said that their company called California no less than 20 times. No one picked up the phone. No one called him back. They turned their back on California and they were approved in six different states in less than a week. I call that Cura willful negligence on our Department of Insurance because people are suffering. They can't afford a policy. actually, it made me so angry. So this new business division, there's kind of a quiet buzz. I know that sounds really weird probably for your audience because insurance for me is very exciting. But there's a quiet buzz in the insurance field because we have new innovations. We've got AI, we've got new technologies. So these new insurance companies are being created, but they aren't coming to California. They're going to different states and sadly they're going to different countries. I will change that. They're going to come to California. speaker-0: You that. speaker-1: And you know, we say that we're the fourth largest economy, but most people don't feel like it is. People are hurting so bad. speaker-0: Right. Yeah, that doesn't, it doesn't compute. It's a number. It's a decimal point on a paper. It's not what everyday Californians are experiencing. And I know Stacey, when you're on the trail, you probably talk to a lot of seniors and elderly people who own their homes or on fixed incomes. And you know, they didn't account for their insurance going up 3000 % in their retirement years. I know those people are all over the place. speaker-1: I just think of this woman, Carol, all the time. She was up in Grass Valley and she came up after I said my, you know, introduced myself. She came up, Karen, she said that she had inherited her family house, small house in Grass Valley, and her insurance premiums at the time. It's always been affordable. You know, it's about 800, 900 bucks a year. And it had gone up to $6,000. And she's ⁓ on a fixed income. And she's deciding whether she has to drop her insurance policy on her family home that had been in the family for generations. And it just broke my heart. I think about her all the time. But that story times a thousand that I've heard. So it's unacceptable. And then for the Department of Insurance to take the actions that they're taking is almost like they want the system to fail. I truly believe that. And when that fails, our safety net in California fails, and that's a catastrophe, and I won't let that happen. We can change this very quickly. speaker-0: want everyone to understand what Stacey just said. I know she's 100 % right. I about, well, just a few, I think probably right before that 2023 bust, I happened to be in Sacramento and I may have told you this story when we met, but I happened to be in Sacramento for a conference. It ended early one day and our host said, why don't you go across the street to the Capitol and see what... Find a hearing and sit in it. It's like it's always fascinating if you're like a political nerd like obviously I am You know just pick one and the only one that was going on at that time was the Insurance Commission So me knowing nothing about the insurance market in California not understanding what was upon us had no prior information about it sat in on this insurance meeting, happened to be the one, maybe you were even there, where there was like tons of all the insurance agents from across the state had come in to testify and they were just lined up by the hundreds. And each person said, we are facing a bomb, we are facing a nuclear bomb, we are facing a crisis. And I remember thinking like, ⁓ my gosh, I thought this was going to be some boring insurance hearing. And these people are up here like telling us we are, you know, ⁓ critical mass here in California when it comes to insurance. And sure enough, when I left there, that's when the bomb dropped and the market is going haywire. But I will tell you this, I talked to a staffer who shall remain unnamed. But while I was there and I was like, this is crazy. Like, how is this going on? And he said, ⁓ it's pretty much an open secret here that the Democrat plan is to push every Californian onto the fair plan. That's policy. So you're a thousand percent right on that. speaker-1: that shocking because what the fair plan has is really lousy coverage. They're looking, there's bills right now up in committee that they want to improve the fair plan and guess what's right behind it? Almost a 40 % rate increase. It's like they want to push people like Carol that I was talking about out of their homes. And it is, ⁓ speaker-0: ⁓ my gosh. Yes, they do. speaker-1: We have to have a change, Kara. And that's why I appreciate so much what you're doing and getting the word out because in California, we're brave people. We're innovative people. We're strong people, especially the ones that are still here. And we have to have a change. We have to have experienced leadership. And I pray for a strong governor because that the governor will be my partner in telling the legislature, here's your punch list. These are the things that have to happen for us to be safe in California, not only as consumers, but as insurance companies. If someone says, well, I don't like my insurance company, they keep raising my rate. You know what? I want to give 20 new options for you so you can compete. The best way to keep a company honest is through true competition. We get improved rates and we get improved service. And that's what I'm all about. We can't have just the fair plan and maybe five strong companies. That's a recipe for disaster too. It's too much of a monopoly. I'm not gonna let that happen. speaker-0: Well, and we sort of see the the nascent of this game in Palisades and Pacific Palisades and Eaton, ⁓ which are still not built part of the well, a large part of the issues, the permitting process, which just to go back to the point of this discussion, you know, it's all deliberate, but the permitting process is being held up. But then there's also the insurance issues as well. A lot of these homeowners ⁓ People don't make the mistake of thinking that the Pacific Palisades was just a bunch of rich people there. mean, there were people who have owned their homes for generations, their family homes, there are staff and workers that live there and that's their community. Not every home was a mansion, but those humble middle-class people and even lower-class people can't build because they can't even secure new insurance, pay off the premiums, pay off the... ⁓ you know, ⁓ the, the, ⁓ whatever, I'm sorry. Well, thank you. Yeah. I had a brain fart there. ⁓ but yeah, they can't pay them off. And so, you know, that coupled with what you said, Stacey, about the mitigation efforts in this, in this nation, or excuse me, in this state that are severely lacking, the risk is risk assessment is going up and up and up. speaker-1: The deductible. speaker-0: All of these things feel deliberate. A risk assessment goes up, insurance coverage goes down, and then when disaster strikes, people are not in a position to repair their own damage. speaker-1: It's alarming how you stated it was just perfect because now let's look at the Pacific Palisades and Malibu and the Altadena fire. Kira, the reason I say that that is just indicative of everything that's wrong in California. Look at what happened. That was started by a crime and that was on January 1st. It was the individual that lit a match and it was called the Lockman fire and they put that fire out, but they didn't put it completely out. So that was bad. whatever happened there with the fire department, ⁓ that did not successfully get extinguished. So then there's a wind event. It starts up. It burns down. The iconic city of the Pacific Palisades, Malibu and Altadena, we didn't have enough water. There wasn't water in the reservoirs. They didn't have water in the fire hydrants. We had a misappropriation of resources, all kinds of resources to put out that fire. ⁓ We had ⁓ lack of mitigation around the palisades. I'm told that for 250,000, we could have created a defensible space around that area and we would have been fine. But instead, there's environmental policies that are stopping from the leaders to do that, to properly mitigate. So there's, we could go on and on about the mistakes that were made, but it's not like, ⁓ it's not like Florida where you have hurricanes. You cannot stop a hurricane. Bring it back to California. We did not have these mega fires 25 years ago, 20, 25 years ago. What's changed? Our leaders, our leaders in California that are not responsible, that are not taking care of the issues that we need to have a safe environment. and to also have many, many choices when it comes to insurance carriers. We can have it all. I want to, I want to, do I have time to tell you about what my idea is for fire mitigation? speaker-0: Absolutely. I was gonna ask you about that actually. speaker-1: Yes. And I'm excited about this because we have 58 counties in California. Every county has what's called a fire safe council. And I'm a member of that in San Luis Obispo County. Those members consist of private citizens. I represent the insurance companies, or excuse me, the insurance industries in that area. We have retired and current fire chiefs. We have police, we have supervisors, we have mayors and concerned citizens. About 38 people join once a month. Money comes in forms of grants from the state of California to our council and we prioritize the quote unquote hot spots that need to be mitigated either through, I love the goats. We have a goat lady that brings. speaker-0: Yes, I love, I watched the goat videos girl when they like a farmer drops his goat off in someone's yard and then it's like in five hours, it's totally clear. speaker-1: That's my favorite too. we also, we have fires, know, controlled burns. You have thinning of trees. have hand crews. We trim trees, all of the different treatments. But we, as a conservative, I believe that people locally know the lands best and we know how to serve and treat the issues. We have 58 fire safe councils. I would, with the governor's ⁓ plan, And with my plan, we would have like a Marshall plan where we would have a 911 and we would go through the fire safe councils where we would funnel appropriate money. And we could also hold them accountable on their successes and clear the lands and manage the lands very quickly. So that's through the fire safe council and it can be done quickly because it's already in place. Also, if there is a catastrophe like what we saw in Pacific Palisades, I would have a mobile mash unit. That's all I can think. I don't know. It's a mobile unit where the Department of Insurance would have a presence. We should have been down there from the very beginning. Yes. That way, insurance companies can be there. The Department of Insurance will be there. And if there are any complaints, we will hear it right away. not like what happened last week where it's almost a year and half and they brought down the hammer. And again, it, to me, it looks like a very, ⁓ it looks like a move to try to get State Farm to leave the state of California. Every Californian should be very concerned how that was handled. speaker-0: Yes. No, this is, I, again, this, I, that, that meeting changed my life. That hearing, that boring insurance, you know, hearing changed my life. Just looking at, I didn't realize how integrated all of the corruption is. And this is what I like about Steve Hilton's golden ticket here, which you are a part of. I like it because it's an integrated ticket. it means that we get to look, this is why I'm interviewing everybody, like we get to look at how all of these different segments of our government work together or against each other either way. But how important it is as I think even, you know, I'm a conservative and a Republican and so most of my audience is the same. And from a Republican perspective, we have been taught to just look at like the biggies, assembly or state senate or the governorship. We don't really, we have sort of taken our hands off of these other offices and looked away and thought, well, we'll never win them. The unions, they send out a memo and then they are, I don't think we have to accept that anymore. the way that we beat this is educate ourselves about exactly what's going on and not enough people know. If this insurance market collapses, California collapses. speaker-1: I couldn't agree with you more. That is how critical it is. you interviewed Gloria Romero. And the reason that she's important to insurance is she will actually run the land commission. speaker-0: Yeah, it's- That's right. It was she'll be on the coastal commission once you will not only speaker-1: the coastal, but the land commission, which has a lot to do with how we manage our lands. It's all integrated. And also Herb Morgan, who is on the ticket as well, he will help me fight fraud because fraud insurance, it's all baked into our rates. We have to go after fraud. I will put the hammer to fraud. And so will Herb Morgan and Michael Gates, who will be our attorney general. He was gonna fight crime. And insurance, when you open up your policy, what's covered? Fire, smoke, burglary, all vandalism, all sorts of crime. So you're right, Kira, it's all related to insurance. It's critical. speaker-0: It is critical. Well, ⁓ I want to, I'm going to let you go and I really want to thank you for taking the time to stop by and explain this. know there are a lot of people who have returned our ballots early, but there's still many more who are waiting. and so if you have not cast your ballot yet and you have not checked the box for Stacey Korsgaarden, please check that box. Make sure all of your family and friends know to do that as well. And if you got to go pick up their ballots. That's what ballot harvesting is everybody. The left uses it in weird ways, but all you need to do is just go, some people don't turn in their ballots cause they, there's too lazy to make it to the box. Like go get those ballots, make sure they've checked the box for Stacey. Stacey, people where they can find your website more about you. And if you have any, anything coming up that you want to share with. speaker-1: You bet. My name is Stacey Korsgaden and my website is stacey, S-T-A-Z-Y, for F-O-R, insurancecommissioner.com. I'm the only one in the race that's done this work. I've protected clients before, during, and after a claim. And ⁓ so many of my clients stayed with me my whole career because I fought for them, Kira, and I will fight for you up in Sacramento. It'll be a real honor. Thank you. speaker-0: I am honored to have you on the show. Thank you for running. Thank you for your dedication. And you know what, Stacey? My favorite people in the world are people who love their jobs. And you clearly love your job. love insurance. That tells me you're passionate. And like I had a dermatologist who just loved to pimples. I was like, great, that's my lady. you know what I mean? I do. know you're going to get a good pimple popping when you go to her because she's so excited about it. And that's how I feel about you, Stacey. A little ⁓ elevated from a pimple popper, but still, I love that you love your job, and that's why I want to get you. speaker-1: What an honor. Thank you, Kira, for all that you do for California. speaker-0: It's my pleasure, Stacey. Thank you, Stacey. Thank you so much. We'll, we'll talk to you later. Okay. And yeah. Bye. And I want to thank everybody. I've got to get on the road. ⁓ I've got a little bit of traveling to do today, but I will be back in front of the screen tonight on News Nation with Katie Pavlich. So tune into that. be 7 PM ish, ⁓ Pacific time. and always love hanging out with my girl Katie. So tune in for that. Please go find Stacey's website, once again, staceyforcommissioner, staceyforinsurancecommissioner.com, staceyforinsurancecommissioner.com, no E. And check that box for her. And we will also package this so if you miss this interview or you like a more polished version of this, I just wanted to get her live so my live audience could see her. Bye. you'd like the more polished stuff, then go follow me right here on X or YouTube or go to our Facebook page and YouTube page at the Orange Report with Kira Davis. The Orange Report with Kira Davis. Everything's there. You'll see my interview with Michael Gates. You'll see my interview with Gloria Romero. Next week we'll have on Steve Hilton and I'll be working on this week getting her Morgan on as well. ⁓ And I love her, but I love that this is integrated folks. This is why I think the golden ticket is a brilliant idea. This is an integrated government and all of these people have worked together to destroy this golden state. And so all of those people need to work together again to fix it. And that's what this collaboration is. You don't have your ballot in yet. I highly suggest you fill it out and return it. And I highly suggest you check every one of the golden ticket. If you're here in Orange County and you see the name Diane Dixon on your ballot. Check that that's for Orange County supervisor. We're going to kick that Democrat Katrina Foley to the curb. She's not supposed to be there. She got there by accident. So we're going to kick her to the curb. Make sure you check Diane Dixon. Make sure you check Lisa Sparks. If you're here in South County, if you see these names on your ballot, we don't all have the same names, but these are locals. So this is a tip for the locals. If you see those names on your ballot, make sure you check them off. And then in Orange County, make sure you vote for Dr. Stefan Bean who's been on this show as well. ⁓ And he is running on a post, but you still got to check the box for him. So make sure, cause he's, he's our great superintendent of public education here in Orange County. We love Dr. Bean. He's a local celebrity for a good reason. If you haven't heard of him, you need to go buy his book, Lifted to Lead. It's the story of a Vietnam, a disabled kid from Vietnam who came over here and operation ⁓ was a baby drop and ⁓ in the seventies and was adopted by a wonderful American family and went on to despite or we could say actually because of his disabilities. That's probably the better description. Went on to become the leading educator in Southern California. Just a great man. You don't want to miss that. ⁓ Again, yeah, don't forget to catch me on News Nation and then. Episode 29 of our Christmas podcast drop today Christmas all year round on journey to Christmas land with me and Amelia Hamilton We reviewed the 2013 Hallmark movie window wonderland So we always have a great time and we've got some special guests coming up with that podcast, too But that's like a no-politics zone. I feel like everybody will like that podcast. It's fun You don't have to watch the movies. You'll just have fun listening to us talk about them All right, everybody, I really do have to get going. I'm Kira Davis. Until we meet again, don't forget that sunshine is the best disinfectant. So bring on the sunshine. Bye.