Stack Retirement Cash Smart | Durham News

Durham News Today | 2 Min News | The Daily News Now! · Aug 9, 2026 · 1m

Dave Ramsey drops his ultimate retirement strategy: grab your employer’s free 401(k) match first, then max out your Roth IRA for tax-free growth. After that, boost your 401(k) contributions. Why? Because Roth IRAs let you withdraw tax-free in retirement, while traditional 401(k)s offer upfront tax breaks. For 2026, 401(k) limits are $24,500 ($32,500 if 50+), and Roth IRAs cap at $7,500 ($8,600 if 50+). But beware: high earners (single over $168K, married over $252K) can’t use Roth IRAs — traditional IRAs still work. Smart money moves start here. Listen in comfort:Get a discount on a Soli…