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Unleashing Your Financial Potential with Indya Ford · Real Money with Lisa Chastain

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Hey guys, I'm Lisa Chastain and I'm so grateful that you're
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tuning into this episode of real money.
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I have one of my favorite people on the planet today.
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India Ford, we're going to have a great conversation about what
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it means to be free in. We're in the world today and I
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know that you're going to get some great nuggets.
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So let's just dive in. So your back if we're not going
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to the first episode that you were on, we really went through
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your like your whole story. And I heard it several times.
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So what I want to do for our listeners is to highlight over
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that you before we got started in the episode today, you had a
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really good parallel between the darkness in the world and the
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light that there is in the world.
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And I think that's a great way to lean into the conversation.
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The first you want to introduce yourself, reintroduce yourself
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to the audience to everyone that's listening or watching.
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Yes, yes, thank you for having me.
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Yeah, for one again, I'm India for but I do By Indigo, hard,
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social media. And I am a published author.
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I'm a mother of four. I am also a success coach at my
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job, and also a certified life coach on my personal time, I
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wrote a book called, The Truth is a lie behind the scenes of
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the family court system and it's basically an autobiography of my
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life and what I went through in the Family court system and just
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giving an overview of what it is to go through the family court
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system and to experience parental alienation as a result
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of it, I am also in the process of going into public service.
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So I do love what I do in finance.
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I've been in finance for us about 17 years now, but I love
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doing the work. Work for the people and being
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out in the community. So I think that's where God is
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kind of, you know, tugging me and not in on the on the notion
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of freedom. in order for us to be free in order for for that to
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even have been, you know, you have to have people like me and
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be willing to stand up for Ourselves and everyone else
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agreed. So for all the clients that I've
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had all the conversations I've had about money in particular.
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Every single person what it boils down to is freedom.
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Yeah. And their own definition of what
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freedom is right now, it's Society seeing is right.
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I'm but I Want to Be Free. Yep.
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And that's the whole reason that I want to start on my journey to
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Financial Freedom. I don't really love that term,
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but that's what it is. I want to be free.
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I want to be able to call the shots in my life.
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That's right. It's a wait, it's a great.
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I think this is a great topic for today.
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Yeah, before we lean into that though, will you share?
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I don't think that you shared all of this, but in the first
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episode. So, if you want to go back and
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listen to India's episode, you can do that when we were on
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voice America last year. And then I had you on as an
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expert for my savvymoney University and you shared an
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even deeper conversation around. Why?
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You're so passionate about Finance, write your own story
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and then your grandma story, Will you take us on that
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Journey? Absolutely.
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So when I was younger, of course, a lot of our stories,
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kind of start out the same our families, don't talk to us about
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money and I come from a generation of immigrants that
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come from Panama. And so when my grandmother came
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to the United States, you only have like 26 dollars in her
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pocket. How she made that work today,
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and not tell me. I don't know, but that lady was
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amazing, they just made it work and being a first-generation
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American was really hard for me because I'm learning the customs
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of what it's like to live here, but I'm also being raised in the
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customs and culture of Panama, you know, and there was a lot of
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things that I was not allowed to know until I got grown and I
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have in my own kids and it's like what in life myself like
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finances for one, you know, I remember when I started school
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started going to college and I get my financial aid checks and
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I've always been responsible ever since I was a kid.
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And I'm like, oh, I need to pay for my books.
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I need to pay for this. I need to pay for that.
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And my grandma was like, oh no, you just give that check to me.
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I I you can use that check for something else.
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I can use that check for something else and I'm like, no
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grandma, You're Gonna Miss appropriate.
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My Money that I'm getting for school.
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She's like, don't worry about it.
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I think rough three times in my lifetime and I'm like, but why
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are you telling me this you know, like this is not good
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advice to tell me you know like bankrupt I'm saying this now but
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back then I'm like okay bankrupt.
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Cool, I can bankrupt. Ooh, that's not good advice.
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You know you it's really important to to Be very
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cognizant on what you teach your kids when it comes to finances
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and it all trickles down from what you learn at home.
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Agreed. I totally agree it all.
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Does we end up role-modeling exactly how our families were
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with money. Yeah.
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Whether we realize it or not. Yes.
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When did. So that was college, that was
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college that you started seeing that.
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I started seeing that and what hit me was because I didn't
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really have the support that a lot of young mothers have with
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their families. You know how the family kind of
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comes together and financially I had help with diapers and things
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like that but when it came to the nitty-gritty stuff like
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medical all that stuff. That was my responsibility and
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my responsibility only and I took that very seriously because
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I knew no one was going to be there for me, right.
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And you had your first child at 16, right?
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So you know, when I got denied you know, Public Assistance.
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The first time I was like, okay that's God's way of telling me
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that this is just not the life for me.
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I tried it but it just never worked out for me.
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Me and my grandma was never on public assistance.
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So I didn't know how to get on public assistance.
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Either. You know, she did get checks
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from us for us for being in the system.
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Yeah. But should you were in the
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Foster system, right? Mmm, but she wasn't like getting
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Public Assistance, like food, stamps, and things like that for
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us. So, by the time I was an adult,
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an adult. And by the time I started having
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kids at the age of 16, while before it became an adult, and I
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started having kids. I didn't really know how to do
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that stuff. You know, it was like, oh, you
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got to go out there? You got to work.
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You gotta do this, you gotta do that.
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My mind was set on the way that they brought me up.
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Not the way that America said, oh well, you can have this
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crutch because this is available to you now.
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My grandma's like, no, you're going to go out there, you're
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going to work and you're gonna need it, and I did that.
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And I'm happy about that. I'm happy that she that she did
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that for me. I was upset at that time.
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Like, oh, why, you know, but It happened for me.
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It did not only you. So you became a young mother and
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your work ethic is unquestionable knowing you as
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well as I do. Yeah, working is a part of who
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you are and I know the next step, whatever you do, you're
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going to be yes, the best at. But you also at the time that
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you had, your first kid, was it your daughter?
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My Son, Your Son, you went back to school.
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I did. I went back to school right
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after I had my son, I was About maybe a month and I withdrew
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myself out of school out of high school and I put myself in a
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charter school because I knew the school that I was in, I
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wasn't going to make it around the people.
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Then I was surrounded by a my grandma would always say it's
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not you it's you're going to take, I mean it's you you're the
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problem and you're going to carry all the problems with you
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but she didn't understand what I was facing out there you know,
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the peer pressure and the this and that I'm fighting in the,
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you know me having to stand up for myself and She didn't
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understand what I was going through out there.
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So I took it upon myself to God. Rest Your Soul Grandma.
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I'm sorry, but I forged her signature out of the high school
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that I was going to. And I enrolled into a charter
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school where I was able to get intimate learning, get
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one-on-one, personal learning, and also be able to graduate on
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time with my class and also get college credits at the same
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time. So by the time I was 19 Actually
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18 and I graduated from high school.
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I already had a certain amount of credits towards my first
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degree, which was in business. So then I then I got into
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business operations, working for, you know, different
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organizations, different things, and things like that.
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Just seeing how the business operated, the operational side
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of things. I love it.
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It's the, the, at a little backbone of every business.
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Yes, Is and I'm like right in the thick of it.
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And I'm like, oh, okay. I understand why you do this,
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and I understand why you do that, and I've worked for.
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So I've worked for about five, major finance companies and I
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have been able to like link together all of the processes
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that they've done and I'm like, you know what, when I get my own
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things started, it's going to be the bomb.com.
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There's not gonna be any type of loopholes anybody's going to be
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able to get through for anything because I know I know what it
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takes to make certain thing at work.
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You know, I'm just really excited for that time.
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I think God is like really putting me in a position to be
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connected with genuine people, get connected and stay connected
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with genuine. People like my past is not even
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existed anymore. The people that was in my life
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before they no longer exist and I'm totally okay with that.
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Yeah. And caramel is karma coming for
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a lot of folks to answer That I've seen, you know, and it's
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like, I'm not laughing about it and it's not happy for me.
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But people really need to understand spiritual laws that
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they're real know whatever you do to someone, it will come back
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to you might not happen. Now, might not happen.
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You know. Tomorrow, it might happen. 11
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years down the road. Yeah, that's happening is
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coming. I feel like your book was that
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transition for you that by, by sharing your story?
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He publicly. And also I know that by Having
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the courage to share your side of your story.
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And if you, if you want to read in these story, they can get it
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on Amazon. Right.
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So it's called the truth is a lie.
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Yes the truth is a lie behind the scenes of the family courts.
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This. Yeah.
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And and you do a beautiful job of saying here's where it
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started for me and here's what happened.
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And here's the journey and here are the lessons do.
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And now how young are you? I am 38. 38 and 38 having having
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see you I experienced as your friend, you go through that
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process and then through the book launch, it feels like by
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you saying that now, you're like, I'm ready to turn the
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corner. Yeah.
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And you're letting it go. That's what it was for me and it
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was all your fault. This is all her fault because I
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got. Was it the money?
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Which one was? It was it the money moves?
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Was it money? Move, baby.
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Okay, so, I was on her show and I'm going through my timeline
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and, you know, I practiced this like 20 times before I got on
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your show. Yeah.
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Yeah, and then, when it got to my kids in the turning point.
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And when I saw the turning point for me, I realize what I went
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through was really messed up, and I'm over here smiling, and
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like, it's okay. And, you know, power, you know,
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let's go empowering know. This was messed up, and there's
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some healing that still needs to happen.
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Here, I never took a time to pause.
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Yeah, I never took the time when I was going, Going through that
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time when I was going through that time.
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Yeah, to sit down and pause and that's important.
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We get into this groove, we're just going, going going, going
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going going? Okay, trauma happens, don't go
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and go and go, okay, I get it. You know my car gets smashed go
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and go and go. I mean When are you take a time
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to pause and be like, you know, I need to acknowledge.
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This is what really happened process it and then move on.
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It's a natural tea. I think it's an awareness and
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that's the first step that we start, which is what we're
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talking about. I think it might have been a, my
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money moves event where we talk about the things that happen to
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us financially, which is where we met.
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We met on a financial front of saying, you're a financial
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expert Amanda. Yeah, shout out to Amanda.
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Who introduced us was like your financial expert.
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Your financial expert. You're both.
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Really cool. That's connect and then it
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became a process of you looking back.
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It going all of these patterns have crew have gotten me where I
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am today, but what you're describing and what you're
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describing is the drift of Life. Yes, the drift of life that
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you're caught up in this drift. And you had kids young and
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you're moving and you're creating, and determined is the
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word that I would use for. You were determined to be
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successful. Yes.
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And on a mission to be successful, but then something,
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Collector. You're like, hold up.
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Yeah, hang on a sec. What am I doing this for?
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He knows for and it all went back to My childhood.
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Mmm, I was doing it to make my family proud, not because it was
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something that ND wants to do. You not?
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Not because it was something that was going to bring me joy
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or success or happiness internally, you know, it was all
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external. I had to sit back and be like,
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you know what, what the heck am I doing all this for?
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Why do I feel the need to be validated?
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Why do I feel the need? Where's this coming from?
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And when I sat down and realized that it really does not matter
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to me, it really does not matter to me.
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What your what your family thinks what my family thinks
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what anyone thinks you know. So that's why I meant in a place
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of quietness right now because I don't want to come out because
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of my mindset. I don't want to just come out
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and just do anything because I don't care what nobody think.
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You know, I want to, I want to be intentional, I want to be
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impactful, you know? I To be helpful.
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I don't want to just be someone just talking just to talk or
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just someone out there just to be out there.
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Yeah, we talked about that in my book, The what, Reckless versus
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not recluses and there's that you don't want to be Reckless.
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Yeah, with your energy, right? So true, harnessing it and being
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intentional. What, what?
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What? Promote, like?
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What? What's the word I'm looking for?
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Why did you decide to do the life coach certification?
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Because I've always been really good at helping people in their
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lives, just because of my f UPS in life, you know, and I want it
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to be a voice for folks that are going through life, that just
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wanted someone to listen to them without judgment without any
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type of, you know, feeling like what they're going through as a
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human being is wrong. You know.
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And I just wanted to be a listening ear and just to help
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because sometimes I saw you need, it is You know, there were
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many times where, you know, I'll go to my friend, and she won't
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say nothing and I'm like, hello, are you there?
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She's like, I'm just sitting here with you.
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And that's all I really need. And I'm like, okay, well, thank
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you for letting me vent. I'll talk to you later.
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You know, and that's all I really need it.
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Yeah, you know. Um, so that's what I wanted to
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be for people, but it has it has been draining, because I really
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feel that We can all coach ourselves, you know, and
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sometimes we just look for that. External thing to kind of let
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steam off a, we can do that in other ways.
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We can go work out. I love doing that.
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Yeah. You know, we can go hang out
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with friends that are positive. Yep.
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You know, we can go do things that help us to release that
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trauma and some difference. True.
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We just, I just did a whole four day Retreat, about that teaching
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people how to take the tools on because we are all born with the
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to us, right? And there's this distinction of
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life is happening to me. Versus life is happening for me
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and when you lean into life is happening for me, it's an
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empowerment and our responsibility and you got to
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learn the tools. Yeah.
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You gotta learn the tool so having a coach in your corner to
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help that process move forward. So you can learn is a great way
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to get started but not always necessary.
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And what we were talking about before the show is getting quiet
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and I actually said it to Creek or increase to do.
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Shout out to At home and her Studio were in her studio today,
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Cree, co-productions. We're talking about getting
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quiet and how for the first time at the age of 43.
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I'm learning how to relax. Yeah, just chill.
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So happy that makes me. It's so weird.
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It happened this morning. I have my alarm set for 4:30
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a.m. I was like I'm gonna go work out
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and I go to my hot buns working out.
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And I was like, why am I doing that?
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Why do I have to perpetually hustle?
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Why do I have to perpetually push myself?
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It's like 2:00 in the morning. I'm having this conversation
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with myself and I was like, what would happen if I didn't ya.
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What would happen? If I didn't push myself to my
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extreme today, right? What would happen if I just laid
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in bed for an hour and did nothing and cuddle with my dog,
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right? And you know what happened?
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Nothing nothing. And I lay there and like
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re-energize myself, exactly do what you needed to do and we're
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here today. So this is your call to action
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as a listener. Is what would happen if you just
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have the courage to hit the pause button of your life?
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And you've done that? And in a few ways, over the last
18:30
five six years strategically, one of my favorite conversations
18:35
we had is you took the time to invite me to Coffee.
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You're like, hey, and like you didn't let up on me either
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because I want to talk to you. Yes.
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We sat there for probably almost two hours, and it was so nice to
18:47
just pause. Yeah, and chat.
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Right. And so, let's lean into that
18:53
far. Our listeners today and our
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viewers, what do you want them to hear about how that's added
18:59
value to your life? At this point in your life?
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Pausing is so important. Pausing is a way of like you
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were saying, restoration, you can't.
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I mean, we're not robots. We're not designed to keep going
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and going and going, and I just want to say that, for me,
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pausing has just been incredible.
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And I pause all the time, okay? Like if I need a day off, I
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call, and I request a day off, if I want to our take a day.
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Day off if I need to. As a matter of fact, every
19:37
Saturday for my kids do not bother me today's my day, close
19:41
my door. You guys can are old enough to
19:44
figure it out. There's peanut butter and jelly.
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That's right. Go figure it out.
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Today is my day to recharge. I don't feel guilty anymore.
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There was also a time where I would go shopping and every time
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I would go shopping on, never get anything.
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Myself. And the intention was to do
20:05
that, you know, can relate to that.
20:07
I'll go with the intent to. I'm gonna go get me some shoes,
20:10
my go get blouse, you know something, nice for interview,
20:13
whatever. And then I'm coming out the
20:15
store with all this kid stuff. I stopped that like, you know,
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even when the kids are with me, mommy cannot.
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No, no, not today. When it's your time, it's your
20:26
time and it's so important to compartmentalize everything in
20:31
your life or you're going to drive.
20:33
Yourself, crazy trying to mix everything together.
20:36
You can't be everything to everyone.
20:38
You can't. I'm going to be the bad guy
20:40
today because I'm not getting you those Jordans?
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No, I'm not doing that now. It's a great word, it is and
20:45
it's very in it. I think I think my hair is start
20:49
turning gray in the front. I think it's kind of slow down a
20:52
little bit when I started saying no, yeah, yes!
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What if we, what if today you had the courage to say no.
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Yeah. Not for the purposes of being a
21:04
jerk, right? But just saying what's the
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lesson I had this conversation with my women at the retreat
21:10
this weekend of when we when we don't say no.
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What that creates for the other person, our kids, our family our
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friends. I know for me it was very
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disempowering for a long time by not saying no I was trying to
21:26
avoid the pain or the consequence of saying no or
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avoid that. Person.
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Yeah, in the pain. Yeah.
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So like my son's a good example of that he wanted something and
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I instead of me having the hard conversation and saying no go
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figure it out yourself. I'd want to save him from that
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does get hurt in that displeased and that that's a vicious cycle.
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That is that's a vicious cycle, financially, or otherwise that
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we can, we can say, no, we can slow down, we can create peace.
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Yes, regardless of what's going on in our lives.
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Because life around us is not going to stop.
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That's true, it's not. And if they respect you, they
22:06
will respect your know. And if they love you they will
22:09
they will understand your no, you know, I always feel like the
22:15
the best way you can tell the character of a person is tell
22:20
them no something or set a boundary and see how they react
22:25
to that boundary and if they get disrespectful, you know how they
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feel about you? That's right now, that's true.
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I mean, it's just really that simple.
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How do you navigate that in Corporate America?
22:37
So will you share a little bit about what you're up to in
22:39
Corporate America? Even though we know you're at
22:42
some, did some day, you're changing what?
22:44
You're not yet, what are you doing?
22:46
Corporate America today? And how do you navigate?
22:48
No and boundaries. So I have a really cool job
22:52
because I can always just push things back if it just if it's
22:56
just not right? But basically I am a associate
23:00
Client Service Manager for Or the one of the for the second
23:04
largest finance companies in the United States and I say no all
23:10
the time to things like especially if it's like a
23:13
meetings. Let's say no to meetings if I
23:15
have to because I have other meetings going on.
23:18
Yeah I know our it doesn't apply to me you know I don't need to
23:23
be there. It's works for me.
23:25
It's real easy for me to just hit the decline button and just
23:28
be on my way. So I don't necessarily have to
23:32
physically say, you know, no taking anyone or a request
23:36
that's good. Has that always been the case
23:39
Pretty much because I've been in operations.
23:41
So I've been on the back end of things.
23:43
So I really never really had to deal with with people, gotcha.
23:48
But I think it's going to be different for me.
23:50
Definitely now that I'm going into like, dealing with people
23:54
know, in what way she'll. So I'm a part of a business
23:57
resource group called bold which is the black Organization for
24:01
leaders and development. And we basically have a group of
24:08
people That come together and we talk about diversity Equity
24:12
inclusion and belonging within Corporate America and we have
24:16
some really tough conversations, you know, and we talk to allies,
24:20
we talk to talk to our folks and there's a lot of, you know, it's
24:27
a lot of uncomfortable conversations.
24:29
And sometimes, you know, requests that we get we do have
24:33
to say no to for one I had invited one of my friends who's
24:38
actually, Doing a, he's doing a documentary called how to kill a
24:44
black man talking about societal issues and his heirs on the 7th
24:50
of July. His name is where it is.
24:52
That are Timothy Jackson. I'm not sure, he didn't give the
24:57
details, but there is a premier happening, but I definitely will
25:00
share it with you. Jim Timothy Jackson, Timothy
25:03
Jackson, he's awesome. He's he's the co-founder of
25:06
Youth mentoring and and he is awesome with real estate and all
25:11
that good stuff. But basically, I invited him
25:15
over to, you know, to speak for our company and because of the
25:21
content in his books and things like that.
25:24
The company was like, oh no, that's just way too much for us,
25:28
but these are the conversations that need to be had for us to
25:31
move forward. So I don't think that they're
25:35
there just yet but we're getting there.
25:38
We're you know step-by-step we're getting there but in order
25:42
for us to love evil even the financial playing field between
25:47
you know, Caucasians and blacks. We need to have those difficult
25:51
conversations because black people are very valuable to the
25:57
financial industry. Course, we just need to figure
26:00
out how to use that money. We need to understand how it's
26:04
supposed to be used and we need to understand the value of what
26:08
it's supposed to be used for as a tool even when it comes to
26:12
credit. And this is why it was so hard
26:14
for me to be, you know, 100 percent like into credit
26:17
counseling. Because a lot of the people that
26:20
will come in didn't understand the value of it.
26:23
They just wanted I just want a quick.
26:26
Let me get my credit. Yeah, really quick but they're
26:29
not understanding. This is not a trophy.
26:31
This is a tool. This is not.
26:33
Hey I got 800 credit score. What are you going to do with
26:36
this? This is a financial wealth
26:38
building. Cool.
26:39
And if you don't understand how to build wealth, then you're not
26:43
going to take advantage of the tool that it's supposed to be
26:46
used for. You're not going to take it full
26:47
advantage of it. Hmm and so when I understood
26:50
that part I'm like Lord we got a long way to go.
26:54
Yeah. What are some of the what are
26:56
some of the strides you're seeing that you're making well
27:00
one for you, personally, because you had to learn this starting
27:04
in the banking industry, but your family didn't instill it in
27:07
to you and I know your Really passionate about Building
27:10
Wealth, real estate investment. Properties is a part of
27:13
something that you want to create?
27:15
What are those nuggets that made a difference for you?
27:17
And then we'll talk about for a listener, even to say I agree
27:20
with you, what? Like getting out of debt?
27:23
Yeah, it does not mean that you're a financial Champions.
27:25
Yeah. It's not the only not really the
27:28
metric of success not having debt.
27:31
It's how to use debt and leverage that those are the
27:34
sophisticated Financial conversations that we want to
27:37
elevate. That's, let's talk about you.
27:38
First and then we'll shift. Okay, so what was the first
27:42
question? It was really more for you.
27:43
What were those pieces? And those nuggets of information
27:46
that elevated you and supported, you and growing financially, it
27:50
was really seeing my family, go to shambles and not wanting that
27:54
for myself, you know, and those were really the Nuggets, you
27:58
know, waking up every morning, seeing my family not have
28:02
anything and the real big nugget was when my grandma died and
28:06
didn't leave anything and I was already E in the financial
28:09
world. And I understood was how
28:11
finances worked. And then when she passed away, I
28:15
realized that she really just died and took care of herself,
28:18
which was great because she left, no debt for no one, but
28:22
she left. Nothing extra for anyone to be
28:24
able to leverage. And that's something that I
28:26
don't want to do to my children, you know.
28:28
So as soon as I bought my home, I made sure that right away, I
28:32
got insurance, life, insurance, you know, in case anything
28:36
happens to me, you know, building your financial house in
28:38
So important, you know, you have to have insurance, like, I
28:42
believe Insurance, everything, it's ensure everything, if you
28:46
can because you never know what's going to happen.
28:50
You have this thing, you need to protect it, we have your life.
28:53
You need to protect and life. Insurance is not necessarily.
28:56
You don't necessarily have to use life insurance for your
28:58
death. You can learn it for your life,
29:00
your home. You get the story about your
29:01
grandma's home. Do you remember those numbers
29:04
that you shared in our Savvy chat?
29:07
It was something like your cuz your grandma.
29:08
I didn't buy her home. No she didn't buy rented, she
29:11
rented and she, she rented for 23 years.
29:17
The rent was a thousand dollars a month.
29:20
I think it was over 100, 100 1000 dollars, twelve times. 23
29:24
y'all do the math? Yeah.
29:26
Mmm. It's so the cool part was that
29:29
the her landlord never went up on the rent, no matter what was
29:32
going on. In the society, he had offered
29:35
to sell it to her for five hundred thousand.
29:37
Five hundred. Yeah, five.
29:39
Fifty thousand dollars, I'm sorry.
29:41
He offered to sell it to her for 50,000 dollars and because of
29:44
her lack of financial literacy, she's like, no I'm not getting
29:46
into all of that. I don't want that and she
29:50
declined and she was paying this man, a thousand dollars a month.
29:54
Not realizing that she paid this man quadruple.
29:59
What up? What did she would have the
30:00
house out for I don't remember. It's sold for.
30:04
I think it was like 22. I got the numbers.
30:06
I wrote it down but it's sold for two times more than what it
30:11
was worth. I think it was like five hundred
30:13
thousand dollars over five hundred thousand dollars.
30:15
So half a million dollars. Yeah so she had the option to
30:18
buy it, she didn't and to wrap that concept around, so many
30:22
people are afraid of debt. Yes, they're afraid to take on
30:26
that responsibility but the truth is especially when it
30:29
comes to rent. You're paying it.
30:32
Anyway, you're paying it anyway and it anyway, why not?
30:34
Pay it to yourself and it is a big responsibility, it's not
30:37
just home ownership, so that that clicked for you.
30:40
Mmm. And you bought a home and
30:42
insurance is another thought to? Yeah, anybody who has kids,
30:47
anybody who wants to leave a legacy that there's an insurance
30:50
out there, what else? Yes.
30:51
I also want to emphasize the fact that success financial
30:55
success means so much different for everyone else.
30:58
So maybe for her that's what she wanted to do.
31:02
And That's what was more comfortable to her.
31:03
Maybe she didn't want to own a home because she was comfortable
31:06
with calling the landlord to fix things when it when it went bad,
31:10
you know what I mean. So, that's definitely a benefit
31:12
of renting. Hmm.
31:14
So it's it's really a personal thing.
31:18
You know, when it comes to financial success, what do you
31:21
want that to really look like for you because you might want
31:25
to buy a home, but you might not want to want the hassle of
31:28
dealing with certain things with the home.
31:30
So how are you going to? How you going to deal with that?
31:33
Yeah. What is the plan to deal with
31:34
that? I get that.
31:35
So for you now with where you are in your company with the
31:39
conversations that you're having, what are the next steps
31:43
for someone who wants to elevate, financially that
31:46
doesn't like for you specifically, what are you
31:49
teaching? And promoting and sharing out
31:50
there for someone to do to, like, take the next step
31:54
financially for themselves? I know, I have like a whole host
31:56
of things, but I think it's really important to talk to
31:59
where you're at and what you see.
32:01
Well, I We talked about earlier, having a coach, you need a
32:05
coach, you need a coach for everything that you do in your
32:09
life. I don't care how old you are, I
32:11
don't care what you're doing. You need somebody that's going
32:14
to hold you accountable, help you along the way and you need
32:18
to be open-minded. That's the thing is to have an
32:21
open mind and know that your coach and your advisors are
32:26
really there, just to be there for you and they're not trying
32:29
to just tell you what to do. They Really want to help you
32:33
become a good coach does. Yeah, really good coach.
32:35
They and they'll go through the, The Trenches with you as well?
32:41
So, yeah, I would say get a coach really find out sit down
32:44
and really think about what you want, ask yourself why you want
32:47
it because if you don't know why then you just going to be out
32:50
here wandering and wasting your own time and so good people's
32:54
to. I agree.
32:55
Like there's there's so much Financial advice out there of
32:57
people telling you what you should do and to the point of
33:01
getting quiet which I want Talk about to, you know, finish the
33:04
show in that conversation about the value of getting quiet.
33:07
Is that when you have the courage to answer the question
33:11
for yourself of what you want, then you will line the right
33:15
Financial strategies and tools right systems and so many so
33:20
many of us just limit ourselves and what we believe what's
33:24
capable for ourselves and that comes from our history.
33:29
It comes from our families, we're in a limited Our
33:32
situation. And we have to have the courage
33:34
to say, okay. What do I want?
33:36
Yep. And then coaches mentors will
33:39
help you get there. That's right.
33:41
They'll help you get there. Yes, like GPS.
33:43
You don't know where you're going.
33:45
Unless, you know where you're starting, you know?
33:48
It's like, okay, I'm going to plug in the the destination.
33:50
But how's it going to tell you to get there, if you don't know,
33:53
you're starting mmm, you know? And that's so very important.
33:57
And if you realize, when you talk to a lot of people, the
34:00
first thing you ask them is what do you want?
34:01
They don't. Not even know.
34:02
They don't know, they have no idea.
34:06
I want and it's not to be funny but it's What are you going
34:15
after? What are you chasing after and
34:17
helping these people and really just tapping into that side of
34:20
their self so that they can be the very best and all that so
34:23
much because speaking to you who's watching this or listening
34:26
in this moment you are here for a reason and I believe that I
34:33
believe that it's not that people don't know what they
34:35
want. No one has taken the time to ask
34:38
them what they want. No one's taking the time to sit
34:42
across the from the Able and go. Okay, what's real for you today,
34:46
right? Right.
34:47
And when you have the courage, To Simply say, maybe it's not so
34:54
simple. But when you have the courage to
34:56
say, this is what I want. And then go tell people, this is
35:01
what I want. It's the fear.
35:04
What if it doesn't happen? Yeah.
35:06
It's the fear. What if I fail?
35:09
Hmm. So people never put their asses
35:11
on the line. Yeah.
35:12
For what they really want. Hmm.
35:14
And by getting quiet and asking the question, Oprah says, this
35:20
isn't her. All Child, what do you want?
35:23
What do you want? And the first answer might pop
35:25
up. I don't know.
35:27
Okay, ask it again. What do you want?
35:30
And what do you want? And what do you want?
35:31
And keep asking that question until the answer start coming
35:34
up. It takes time.
35:36
It takes courage. And once you, once you start
35:39
answering those questions, you start living your own life.
35:41
Yes. And we have to stop thinking for
35:44
other people. When we ask that question to
35:46
ourselves and this is a call, I'm calling out my financial
35:48
professionals right now. That's right.
35:50
I'm calling you out because the more you answer for someone,
35:54
what they need to do, what they should do, what they have to
35:57
have, where they should be at a certain age.
35:59
You stop their evolution and their process and you stop the
36:03
conversation. You do it serves no one.
36:05
It does. It does not.
36:07
And, you know, I stopped doing that to I stop telling people
36:09
what they need to do because it's not my business, right?
36:12
I know what I need to do. I know what I need to do and I'm
36:18
gonna do that. And if you want to follow in my
36:20
footsteps, Oops, then I'll give you the recipe but I'm not gonna
36:25
sit here and tell you what to do.
36:26
I had to live your life, you know now so getting quiet.
36:32
What has been the value for you? At this point in your life in
36:36
getting quiet and slowing down slowing down for me.
36:41
It has the benefit for me. Has just been not really Dealing
36:47
with anything, you know, not, I wouldn't say dealing well,
36:52
that's a bad word, not really having to fill the hustle and
36:57
bustle like you were talking about of having to do something,
37:00
you know. It's, I choose to do it if I
37:04
want to, you know, today I choose to do and then what, if,
37:08
what if I don't do it? Then what happens?
37:10
Am I going to get a spanking, right?
37:12
He's gonna do it. So I think That the freedom part
37:19
it just I feel free. I feel like, okay, this is where
37:23
I need to be. It helps me to exercise my
37:27
feminine energy as well, you know, want to be more into like
37:32
feminine things. You know, I'm not just trying to
37:36
protect and provide so much anymore.
37:38
You know, I have a partner that's willing to help me do the
37:41
things that I need to do to progress.
37:43
And, and I think that's important too.
37:48
It also helped me to realize. The chaos that needed to go.
37:54
Yeah, the the chaos that I still had in the baggage that still
37:57
had that wanted to go so it's gone now.
38:02
I'm happy, he can Town. Yeah, I can tell Place.
38:07
What's next for you. Well you're going to what's next
38:11
for me. I have so many ideas, but
38:14
remember I was telling you about my Independent Living Program
38:18
that I want to do for the Youth and I am in the process of
38:23
talking to someone to get an apartment complex to make that
38:26
happen. So I'm in the beginning stages
38:29
of getting my business plan going for that.
38:32
I also am looking to do a podcast with my best friend.
38:37
Her name is run, leader, Jennings.
38:39
I forget. I'm so sorry.
38:40
Best friend. I forget what she goes by on
38:42
social media because she has like three different social
38:45
medias. But it's my timeline is I thinks
38:47
my timeline is on Tick-Tock. She's awesome.
38:51
And I also have been thinking about going into politics so be
38:57
on the lookout for that because that's really where my
39:00
heartstrings are going into like homelessness and helping the
39:05
youth in. You know, just dealing with the
39:09
budgets that we have going on in our city, especially in Denver.
39:13
Yeah, I even considered going back to Denver, to run for
39:17
office there but who knows, who knows what what The strong wind
39:22
blows, where the strong wind blows me.
39:25
Yeah but I know that it's I know it's going to be somewhere in
39:29
that area but Independent Living Program is happening.
39:32
That's badass. You view over the last.
39:35
I don't know how long we were on.
39:36
How long have we known each other through 12 years?
39:38
Yeah, you have been on this journey of saying, what is
39:42
important for? Indie.
39:43
Hmm. And where am I, where am I going
39:46
next? And being very intentional with
39:47
that financially with a few minutes left.
39:51
Have you set yourself up to be able to have the freedom to make
39:55
the, to make the shift? You'll know, when the right time
39:58
is to make the shift, but even Just Having the courage to buy
40:02
your own complex, right? What how have you, what steps
40:06
have you taken to set yourself up being in the company of the
40:09
right? People.
40:11
You know, there's a saying that if you surround yourself by six
40:15
million, 5 million years, you'll be the 61.
40:18
And since I've been out here, I've connected myself with some
40:21
nominal people that have been able to give me some phenomenal
40:24
connections and I'm just in a really good place right now.
40:29
Just trying to figure out all of that soon.
40:31
So that's I think really connections your network is your
40:37
net worth. I love that we can learn without
40:40
your network, is your net worth. I love that so much.
40:42
I can't wait to be at your Ribbon, cutting.
40:46
Yes, it's such important work. Im a champion of yours.
40:51
I'm a Fan and I'm so grateful to have you come back.
40:54
I want you back. Yes, yeah, thank you, hear about
40:58
all the amazing things that ndr is continuing to create in this
41:01
world. How can people find you?
41:03
You can find me on social media and ego hard any social media
41:07
platform. Tick-Tock Instagram, Facebook
41:12
Snapchat. I'm on those four platforms.
41:16
Yep, I love that. This is my invitation for you
41:18
today and for everyone that's listening to this.
41:21
Show today. Keep speaking your truth.
41:23
Yes, keep finding out who you are and taking steps to move in
41:28
the direction of your dreams. You are doing that.
41:30
Your championing. The way for so many women and
41:33
men on this planet. Thank you for being you and I'm
41:36
so grateful that you were on real money today.
41:39
Thank you. Yeah.
41:41
All right, you can check us out, keep following us on Real Money.
41:45
Show notes below and we'll catch you next time.
41:21
Show today. Keep speaking your truth.
41:23
Yes, keep finding out who you are and taking steps to move in
41:28
the direction of your dreams. You are doing that.
41:30
Your championing. The way for so many women and
41:33
men on this planet. Thank you for being you and I'm
41:36
so grateful that you were on real money today.
41:39
Thank you. Yeah.
41:41
All right, you can check us out, keep following us on Real Money.
41:45
Show notes below and we'll catch you next time.