
Insurance, Bonding, and Real Risk: The Year‑One Protection Plan Every New Home Care CEO Actually Needs
Many founders treat insurance and bonding as a paperwork checkbox — and pay for it later in delayed licenses, denied Medicaid enrollment, or unexpected payroll exposure. In this episode Scott McKenzie’s HCAB team draws directly from 531+ licensed agency launches to map a pragmatic, year‑one protection plan: which policies to purchase day‑one, which limits to avoid, where founders can safely defer coverage, and how a single missing bond or a late workers' compensation binder slowed an HCAB client’s launch by more than a month. Daniel, Claire, and Sophia trade strategic, compliance, and…
The skinny
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