Latest / Becoming Financially Confident / What If the Career I Worked So Hard For Disappears?

Transcript

What If the Career I Worked So Hard For Disappears? · Becoming Financially Confident

• 0:37
  What
• 0:37
  do
• 0:37
  you
• 0:37
  do
• 0:38
  when
• 0:38
  the
• 0:38
  career
• 0:38
  you
• 0:39
  spent
• 0:39
  years
• 0:39
  building
• 0:40
  suddenly
• 0:40
  no
• 0:41
  longer
• 0:41
  feels
• 0:41
  secure?
• 0:43
  Maybe
• 0:43
  you
• 0:43
  did
• 0:43
  the
• 0:44
  responsible
• 0:44
  things.
• 0:45
  You
• 0:46
  built
• 0:46
  savings,
• 0:47
  you
• 0:47
  stayed
• 0:47
  out
• 0:48
  of
• 0:48
  debt,
• 0:49
  you
• 0:49
  learned
• 0:49
  new
• 0:49
  tools,
• 0:50
  you
• 0:51
  kept
• 0:51
  adapting.
• 0:52
  And
• 0:53
  yet
• 0:53
  you
• 0:53
  still
• 0:53
  can't
• 0:54
  shake
• 0:54
  that
• 0:54
  feeling
• 0:54
  that
• 0:55
  the
• 0:55
  ground
• 0:55
  beneath
• 0:55
  your
• 0:56
  career
• 0:56
  is
• 0:56
  shifting.
• 0:57
  In
• 0:57
  real
• 0:57
  time,
• 0:58
  layoffs
• 0:59
  are
• 0:59
  increasing,
• 1:00
  teams
• 1:01
  are
• 1:01
  getting
• 1:01
  smaller.
• 1:02
  AI
• 1:03
  is
• 1:03
  changing
• 1:03
  how
• 1:04
  work
• 1:04
  gets
• 1:04
  done.
• 1:04
  And
• 1:05
  for
• 1:05
  a
• 1:05
  lot
• 1:05
  of
• 1:05
  people,
• 1:06
  it's
• 1:07
  raising
• 1:07
  a
• 1:07
  hard
• 1:08
  question.
• 1:09
  How
• 1:09
  do
• 1:09
  you
• 1:10
  prepare
• 1:10
  wisely
• 1:10
  for
• 1:11
  the
• 1:11
  future
• 1:12
  without
• 1:12
  living
• 1:12
  in
• 1:13
  fear
• 1:13
  every
• 1:13
  time
• 1:14
  the
• 1:14
  world
• 1:14
  changes
• 1:15
  again?
• 1:16
  That's
• 1:16
  what
• 1:16
  we're
• 1:17
  talking
• 1:17
  about
• 1:17
  on
• 1:17
  today's
• 1:18
  show.
• 1:27
  Hello,
• 1:27
  friend,
• 1:28
  Ralph
• 1:28
  Estep
• 1:29
  Jr.
• 1:29
  Here.
• 1:30
  Welcome
• 1:30
  to
• 1:31
  Financially
• 1:31
  Confident
• 1:32
  Christian.
• 1:33
  This
• 1:33
  is
• 1:33
  the
• 1:33
  show
• 1:33
  that
• 1:34
  helps
• 1:34
  you
• 1:34
  handle
• 1:34
  money
• 1:35
  with
• 1:35
  wisdom,
• 1:36
  with
• 1:36
  peace,
• 1:37
  and
• 1:37
  with
• 1:37
  purpose.
• 1:39
  And
• 1:39
  here
• 1:39
  we're
• 1:40
  all
• 1:40
  about
• 1:40
  breaking
• 1:40
  that
• 1:41
  cycle
• 1:41
  of
• 1:41
  financial
• 1:42
  shame
• 1:42
  and
• 1:42
  finding
• 1:43
  confidence,
• 1:44
  clarity,
• 1:45
  and
• 1:45
  faithful
• 1:46
  stewardship.
• 1:47
  And
• 1:47
  today
• 1:48
  we're
• 1:48
  going
• 1:48
  to
• 1:48
  get
• 1:48
  real
• 1:48
  practical.
• 1:49
  We're
• 1:50
  talking
• 1:50
  about
• 1:50
  how
• 1:50
  to
• 1:51
  prepare
• 1:51
  for
• 1:51
  an
• 1:51
  uncertain
• 1:52
  career
• 1:52
  future
• 1:53
  without
• 1:53
  living
• 1:54
  in
• 1:54
  fear.
• 1:56
  And
• 1:56
  it
• 1:56
  was
• 1:56
  all
• 1:56
  came
• 1:57
  to
• 1:57
  us
• 1:57
  because
• 1:57
  of
• 1:57
  this
• 1:57
  listener
• 1:58
  question.
• 1:59
  Let's
• 1:59
  get
• 1:59
  right
• 1:59
  to
• 1:59
  it.
• 2:00
  Listener
• 2:01
  wrote
• 2:01
  this.
• 2:01
  Ralph
• 2:02
  I
• 2:02
  can
• 2:02
  feel
• 2:03
  my
• 2:03
  job
• 2:03
  changing
• 2:04
  in
• 2:04
  real
• 2:04
  time,
• 2:05
  and
• 2:06
  honestly,
• 2:06
  it's
• 2:06
  unsettling.
• 2:08
  Every
• 2:08
  few
• 2:09
  months,
• 2:09
  there's
• 2:09
  more
• 2:09
  layoffs,
• 2:11
  smaller
• 2:11
  teams,
• 2:12
  and
• 2:13
  more
• 2:13
  work
• 2:13
  being
• 2:13
  handed
• 2:14
  by
• 2:14
  AI
• 2:16
  I've
• 2:16
  managed
• 2:16
  to
• 2:16
  survive
• 2:17
  so
• 2:17
  far,
• 2:18
  but
• 2:18
  it
• 2:19
  feels
• 2:19
  less
• 2:19
  like
• 2:20
  security
• 2:21
  and
• 2:21
  more
• 2:21
  like
• 2:21
  I'm
• 2:22
  on
• 2:22
  borrowed
• 2:22
  time.
• 2:24
  We
• 2:24
  what's
• 2:25
  hard
• 2:25
  is
• 2:25
  that
• 2:25
  I've
• 2:25
  done
• 2:26
  everything
• 2:26
  people
• 2:27
  say
• 2:27
  to
• 2:27
  do.
• 2:28
  I've
• 2:29
  built
• 2:29
  savings,
• 2:30
  I've
• 2:30
  avoided
• 2:31
  debt,
• 2:32
  I've
• 2:32
  learned
• 2:32
  new
• 2:33
  tools,
• 2:34
  and
• 2:34
  I've
• 2:34
  even
• 2:34
  stayed
• 2:35
  adaptable.
• 2:36
  But
• 2:37
  still,
• 2:37
  I
• 2:37
  can't
• 2:37
  shake
• 2:38
  this
• 2:38
  feeling
• 2:38
  that
• 2:38
  the
• 2:39
  ground
• 2:39
  beneath
• 2:39
  my
• 2:39
  career
• 2:40
  is
• 2:40
  shifting.
• 2:42
  Part
• 2:42
  of
• 2:42
  me
• 2:42
  wants
• 2:42
  to
• 2:42
  stay
• 2:43
  hopeful.
• 2:44
  Another
• 2:44
  part
• 2:45
  of
• 2:45
  me
• 2:45
  is
• 2:45
  grieving
• 2:46
  the
• 2:46
  possibility
• 2:47
  that
• 2:47
  the
• 2:47
  field
• 2:47
  I
• 2:48
  spent
• 2:48
  years
• 2:48
  building
• 2:49
  towards
• 2:50
  may
• 2:50
  not
• 2:51
  exist
• 2:51
  the
• 2:51
  same
• 2:51
  way
• 2:52
  much
• 2:52
  longer.
• 2:53
  I'm
• 2:54
  trying
• 2:54
  to
• 2:54
  prepare
• 2:54
  wisely
• 2:55
  without
• 2:55
  spiraling
• 2:56
  into
• 2:56
  fear
• 2:56
  or
• 2:57
  assuming
• 2:57
  the
• 2:57
  worst.
• 2:59
  How
• 2:59
  do
• 2:59
  you
• 2:59
  plan
• 2:59
  for
• 3:00
  a
• 3:00
  future
• 3:00
  that
• 3:00
  feels
• 3:01
  uncertain
• 3:02
  when
• 3:02
  the
• 3:02
  things
• 3:03
  you
• 3:03
  work
• 3:03
  so
• 3:03
  hard
• 3:04
  to
• 3:04
  build
• 3:05
  no
• 3:05
  longer
• 3:06
  feel
• 3:06
  stable?
• 3:08
  I
• 3:08
  just
• 3:09
  want
• 3:09
  to
• 3:09
  thank
• 3:09
  you
• 3:09
  so
• 3:09
  much
• 3:10
  for
• 3:10
  that
• 3:10
  honest
• 3:11
  question
• 3:13
  because
• 3:13
  this
• 3:13
  is
• 3:14
  a
• 3:14
  tough
• 3:14
  one.
• 3:14
  This
• 3:14
  is
• 3:15
  something
• 3:15
  a
• 3:15
  lot
• 3:15
  of
• 3:15
  people
• 3:16
  right
• 3:16
  now
• 3:16
  are
• 3:16
  feeling.
• 3:18
  Just
• 3:18
  AI
• 3:19
  alone
• 3:19
  is
• 3:19
  changing
• 3:20
  the
• 3:20
  landscape
• 3:20
  of
• 3:21
  how
• 3:21
  we're
• 3:21
  doing
• 3:21
  business.
• 3:24
  And
• 3:24
  the
• 3:24
  big
• 3:25
  idea
• 3:25
  for
• 3:25
  today,
• 3:25
  I
• 3:26
  want
• 3:26
  to
• 3:26
  start
• 3:26
  with
• 3:27
  preparing
• 3:28
  wisely
• 3:28
  for
• 3:28
  change
• 3:29
  is
• 3:29
  healthy,
• 3:31
  but
• 3:32
  living
• 3:32
  constantly
• 3:32
  afraid
• 3:33
  of
• 3:33
  change
• 3:33
  will
• 3:33
  slowly
• 3:34
  drain
• 3:34
  your
• 3:34
  peace.
• 3:37
  This
• 3:37
  is
• 3:37
  the
• 3:38
  real
• 3:38
  question
• 3:38
  for
• 3:38
  today
• 3:39
  and
• 3:40
  for
• 3:40
  a
• 3:40
  lot
• 3:40
  of
• 3:40
  people,
• 3:40
  it's
• 3:41
  not
• 3:41
  theoretical
• 3:42
  anymore.
• 3:44
  Look
• 3:44
  around
• 3:44
  us.
• 3:45
  We're
• 3:45
  seeing
• 3:46
  major
• 3:46
  shifts
• 3:46
  across
• 3:47
  large
• 3:47
  companies
• 3:48
  and
• 3:48
  entire
• 3:48
  Industries,
• 3:50
  roles
• 3:51
  are
• 3:51
  changing,
• 3:52
  teams
• 3:52
  are
• 3:52
  shrinking.
• 3:53
  And
• 3:53
  like
• 3:53
  I
• 3:54
  said,
• 3:54
  AI
• 3:55
  is
• 3:55
  accelerating
• 3:55
  that
• 3:56
  pressure
• 3:56
  in
• 3:56
  ways
• 3:57
  people
• 3:57
  can
• 3:57
  feel
• 3:58
  today.
• 3:59
  There
• 3:59
  are
• 4:00
  major
• 4:00
  companies.
• 4:00
  As
• 4:01
  we
• 4:01
  were
• 4:01
  preparing
• 4:01
  for
• 4:02
  today's
• 4:02
  show,
• 4:02
  my
• 4:02
  producer
• 4:03
  and
• 4:03
  I
• 4:03
  had
• 4:03
  a
• 4:03
  conversation
• 4:04
  about
• 4:04
  this.
• 4:05
  There
• 4:05
  are
• 4:05
  thousands
• 4:06
  of
• 4:06
  people
• 4:07
  right
• 4:07
  now
• 4:07
  who
• 4:08
  are
• 4:08
  being
• 4:08
  let
• 4:08
  go
• 4:09
  because
• 4:09
  of
• 4:09
  AI
• 4:10
  technology.
• 4:12
  So
• 4:12
  right
• 4:12
  now,
• 4:12
  if
• 4:12
  you're
• 4:12
  tuning
• 4:13
  in
• 4:13
  and
• 4:14
  this
• 4:14
  feels
• 4:14
  personal
• 4:15
  to
• 4:15
  you,
• 4:16
  you're
• 4:16
  not
• 4:16
  overreacting,
• 4:18
  but
• 4:19
  you
• 4:19
  do
• 4:19
  need
• 4:19
  a
• 4:19
  wise
• 4:20
  way
• 4:20
  to
• 4:20
  think
• 4:20
  about
• 4:20
  it.
• 4:20
  And
• 4:21
  that's
• 4:21
  why
• 4:21
  I'm
• 4:21
  doing
• 4:21
  today's
• 4:22
  episode.
• 4:22
  I
• 4:22
  want
• 4:22
  to
• 4:22
  get
• 4:22
  right
• 4:23
  into
• 4:23
  it.
• 4:24
  I
• 4:24
  want
• 4:24
  you
• 4:25
  to
• 4:25
  start
• 4:25
  with
• 4:25
  this.
• 4:26
  You've
• 4:26
  got
• 4:27
  to
• 4:27
  acknowledge
• 4:27
  the
• 4:27
  grief.
• 4:28
  Honestly.
• 4:30
  This
• 4:31
  is
• 4:31
  the
• 4:31
  time
• 4:31
  to
• 4:31
  grieve
• 4:31
  things.
• 4:33
  Career
• 4:34
  uncertainty
• 4:35
  creates
• 4:35
  a
• 4:35
  real
• 4:35
  sense
• 4:36
  of
• 4:36
  loss.
• 4:38
  That's
• 4:38
  because
• 4:38
  so
• 4:39
  many
• 4:39
  of
• 4:39
  us
• 4:39
  look
• 4:39
  at
• 4:39
  our
• 4:39
  career
• 4:40
  to
• 4:40
  identify
• 4:41
  who
• 4:41
  we
• 4:41
  are
• 4:41
  as
• 4:42
  human
• 4:42
  beings.
• 4:44
  This
• 4:44
  is
• 4:44
  what
• 4:44
  we've
• 4:44
  always
• 4:45
  done.
• 4:45
  This
• 4:46
  is
• 4:46
  what
• 4:46
  we
• 4:46
  know.
• 4:46
  This
• 4:47
  is
• 4:47
  what
• 4:47
  we
• 4:47
  train
• 4:47
  to
• 4:47
  do.
• 4:48
  This
• 4:48
  is
• 4:48
  where
• 4:48
  our
• 4:48
  people
• 4:49
  are.
• 4:49
  These
• 4:49
  are
• 4:49
  our
• 4:50
  friends.
• 4:50
  And
• 4:50
  all
• 4:50
  those
• 4:51
  folks.
• 4:52
  You're
• 4:52
  not
• 4:52
  just
• 4:53
  reacting
• 4:53
  to
• 4:53
  numbers.
• 4:55
  You
• 4:55
  may
• 4:55
  very
• 4:56
  well
• 4:56
  be
• 4:56
  grieving
• 4:57
  stability.
• 4:57
  You're
• 4:58
  grieving
• 4:58
  expectations,
• 4:59
  you're
• 5:00
  grieving
• 5:00
  your
• 5:00
  identity.
• 5:01
  And
• 5:02
  for
• 5:02
  so
• 5:02
  many
• 5:03
  of
• 5:03
  us,
• 5:04
  or
• 5:04
  grieving
• 5:05
  years
• 5:05
  of
• 5:05
  effort
• 5:06
  put
• 5:06
  into
• 5:07
  a
• 5:07
  particular
• 5:08
  thing.
• 5:10
  It's
• 5:10
  okay
• 5:10
  to
• 5:10
  say
• 5:11
  this
• 5:11
  is
• 5:11
  unsettling.
• 5:13
  It's
• 5:14
  okay
• 5:14
  to
• 5:14
  admit
• 5:15
  this
• 5:15
  feels
• 5:15
  hard,
• 5:16
  this
• 5:16
  feels
• 5:16
  heavy.
• 5:18
  If
• 5:18
  you
• 5:18
  continually
• 5:19
  live
• 5:19
  in
• 5:19
  denial,
• 5:20
  that's
• 5:20
  not
• 5:20
  going
• 5:20
  to
• 5:20
  help
• 5:20
  you.
• 5:21
  But
• 5:22
  at
• 5:22
  the
• 5:22
  same
• 5:22
  time,
• 5:22
  panic's
• 5:23
  not
• 5:23
  going
• 5:23
  to
• 5:24
  help
• 5:24
  you
• 5:24
  either.
• 5:26
  When
• 5:26
  you
• 5:26
  can
• 5:26
  honestly
• 5:27
  acknowledge
• 5:28
  where
• 5:28
  you
• 5:28
  are,
• 5:29
  that's
• 5:29
  where
• 5:29
  wisdom
• 5:30
  begins.
• 5:32
  Because
• 5:32
  you
• 5:33
  can't
• 5:33
  steward
• 5:33
  change
• 5:34
  well
• 5:34
  if
• 5:34
  you
• 5:34
  refuse
• 5:35
  to
• 5:35
  admit
• 5:35
  that
• 5:35
  it
• 5:36
  hurts.
• 5:36
  So
• 5:36
  start
• 5:36
  there.
• 5:37
  Admit
• 5:37
  that
• 5:37
  this
• 5:38
  hurts.
• 5:39
  This
• 5:40
  is
• 5:40
  a
• 5:40
  grieving
• 5:41
  process.
• 5:43
  But
• 5:43
  let's
• 5:43
  get
• 5:44
  real
• 5:44
  practical,
• 5:44
  because
• 5:45
  the
• 5:45
  next
• 5:45
  thing
• 5:45
  you've
• 5:45
  got
• 5:45
  to
• 5:46
  do
• 5:46
  is
• 5:46
  you
• 5:46
  got
• 5:46
  to
• 5:46
  focus
• 5:47
  on
• 5:47
  adaptability
• 5:48
  instead
• 5:48
  of
• 5:49
  permanence.
• 5:51
  One
• 5:51
  of
• 5:51
  the
• 5:52
  hardest
• 5:52
  lessons
• 5:52
  in
• 5:53
  work
• 5:53
  and
• 5:53
  money
• 5:54
  is
• 5:54
  this.
• 5:56
  And
• 5:56
  this
• 5:56
  takes
• 5:56
  a
• 5:57
  lot
• 5:57
  of
• 5:58
  strength
• 5:58
  to
• 5:58
  understand.
• 6:00
  No
• 6:00
  industry
• 6:01
  stays
• 6:02
  unchanged
• 6:02
  forever.
• 6:05
  Your
• 6:05
  skills
• 6:06
  have
• 6:06
  to
• 6:06
  constantly
• 6:06
  be
• 6:07
  evolving.
• 6:08
  The
• 6:08
  markets
• 6:09
  around
• 6:09
  us
• 6:09
  are
• 6:09
  changing,
• 6:10
  tools
• 6:11
  are
• 6:11
  changing.
• 6:12
  Right
• 6:12
  now,
• 6:13
  technology
• 6:13
  is
• 6:14
  speeding
• 6:14
  that
• 6:14
  up
• 6:15
  at
• 6:15
  a
• 6:15
  pace
• 6:15
  that
• 6:15
  I
• 6:16
  would
• 6:16
  think
• 6:16
  we've
• 6:16
  never
• 6:17
  seen
• 6:17
  before.
• 6:19
  Technology
• 6:19
  is
• 6:20
  changing
• 6:20
  from
• 6:21
  day
• 6:21
  to
• 6:21
  day.
• 6:24
  Stability
• 6:24
  today
• 6:25
  often
• 6:25
  looks
• 6:25
  less
• 6:26
  like
• 6:26
  permanence
• 6:28
  and
• 6:28
  like
• 6:28
  I
• 6:28
  said,
• 6:28
  more
• 6:28
  like
• 6:28
  adaptability.
• 6:31
  So
• 6:32
  start
• 6:32
  reframing
• 6:32
  it
• 6:32
  a
• 6:32
  little
• 6:33
  bit
• 6:33
  differently.
• 6:33
  Ask
• 6:34
  yourself,
• 6:34
  what
• 6:34
  problems
• 6:35
  can
• 6:35
  I
• 6:35
  solve?
• 6:37
  Because
• 6:38
  think
• 6:38
  about
• 6:38
  this.
• 6:38
  Yes,
• 6:39
  you
• 6:39
  may
• 6:39
  have
• 6:39
  a
• 6:40
  career
• 6:40
  that's
• 6:40
  coming
• 6:40
  to
• 6:40
  an
• 6:41
  end.
• 6:41
  You
• 6:41
  have
• 6:41
  an
• 6:42
  industry
• 6:42
  that
• 6:42
  changes.
• 6:43
  But
• 6:43
  the
• 6:43
  one
• 6:43
  thing
• 6:43
  that
• 6:44
  is
• 6:44
  true
• 6:45
  is
• 6:45
  you've
• 6:45
  learned
• 6:45
  how
• 6:46
  to
• 6:46
  solve
• 6:46
  Problems.
• 6:48
  What
• 6:48
  are
• 6:48
  those
• 6:49
  problems
• 6:49
  that
• 6:49
  you
• 6:49
  can
• 6:50
  solve
• 6:50
  that
• 6:50
  only
• 6:50
  you
• 6:51
  understand
• 6:51
  how
• 6:51
  to
• 6:52
  solve?
• 6:53
  What
• 6:53
  are
• 6:53
  those
• 6:54
  strengths
• 6:54
  that
• 6:54
  you
• 6:54
  have
• 6:55
  that
• 6:55
  can
• 6:55
  transfer
• 6:56
  somewhere
• 6:56
  else?
• 6:58
  Where
• 6:58
  can
• 6:59
  I
• 6:59
  become
• 6:59
  useful?
• 6:59
  In
• 7:00
  a
• 7:00
  changing
• 7:00
  environment?
• 7:03
  You
• 7:03
  can't
• 7:04
  build
• 7:04
  your
• 7:04
  confidence
• 7:04
  on
• 7:05
  one
• 7:05
  exact
• 7:06
  version
• 7:06
  of
• 7:06
  the
• 7:06
  future
• 7:07
  anymore.
• 7:08
  You
• 7:09
  got
• 7:09
  to
• 7:09
  build
• 7:09
  it
• 7:09
  on
• 7:09
  your
• 7:10
  ability
• 7:10
  to
• 7:10
  respond
• 7:11
  wisely
• 7:11
  and
• 7:11
  adapt.
• 7:13
  In
• 7:13
  a
• 7:14
  changing
• 7:14
  world
• 7:14
  like
• 7:14
  we're
• 7:15
  living
• 7:15
  in
• 7:15
  right
• 7:15
  now.
• 7:16
  Adaptability
• 7:17
  is
• 7:17
  part
• 7:17
  of
• 7:18
  stewardship,
• 7:21
  but
• 7:21
  you
• 7:21
  can't
• 7:21
  neglect
• 7:22
  your
• 7:22
  foundation
• 7:23
  either.
• 7:24
  A
• 7:24
  lot
• 7:24
  of
• 7:25
  people
• 7:25
  at
• 7:25
  this
• 7:25
  point,
• 7:25
  they
• 7:26
  say,
• 7:26
  well,
• 7:26
  you
• 7:26
  know
• 7:26
  what,
• 7:26
  I'm
• 7:27
  just
• 7:27
  going
• 7:27
  to
• 7:27
  change
• 7:27
  everything
• 7:27
  I
• 7:27
  do.
• 7:28
  Don't
• 7:28
  do
• 7:28
  that.
• 7:29
  Keep
• 7:29
  strengthening
• 7:30
  your
• 7:30
  foundation.
• 7:32
  When
• 7:32
  the
• 7:33
  future
• 7:33
  feels
• 7:33
  uncertain,
• 7:35
  this
• 7:35
  is
• 7:35
  a
• 7:35
  time
• 7:35
  to
• 7:36
  return
• 7:36
  to
• 7:36
  fundamentals.
• 7:37
  Yes,
• 7:38
  Ralph's
• 7:38
  going
• 7:38
  to
• 7:38
  say
• 7:39
  it.
• 7:39
  Build
• 7:40
  that
• 7:40
  emergency
• 7:41
  savings
• 7:41
  fund
• 7:42
  so
• 7:42
  that
• 7:43
  you
• 7:43
  know
• 7:43
  that
• 7:43
  you've
• 7:44
  got
• 7:44
  that
• 7:44
  margin.
• 7:45
  This
• 7:45
  is
• 7:46
  a
• 7:46
  great
• 7:46
  time
• 7:46
  to
• 7:46
  focus
• 7:47
  on
• 7:47
  living
• 7:47
  in
• 7:48
  less
• 7:48
  debt.
• 7:49
  Debt
• 7:49
  has
• 7:50
  exploded.
• 7:51
  This
• 7:51
  is
• 7:51
  a
• 7:51
  time
• 7:51
  to
• 7:51
  really
• 7:52
  focus
• 7:52
  our
• 7:52
  minds
• 7:53
  on
• 7:53
  getting
• 7:53
  to
• 7:54
  debt,
• 7:54
  lowering
• 7:56
  build
• 7:56
  that
• 7:57
  margin,
• 7:58
  have
• 7:58
  those
• 7:59
  relationships,
• 8:00
  learning
• 8:01
  new
• 8:01
  skills.
• 8:03
  A
• 8:04
  strong
• 8:04
  financial
• 8:05
  and
• 8:05
  relational
• 8:06
  foundation
• 8:06
  will
• 8:06
  give
• 8:07
  you
• 8:07
  options.
• 8:08
  And
• 8:08
  when
• 8:09
  you
• 8:09
  have
• 8:09
  options,
• 8:10
  you
• 8:10
  don't
• 8:10
  panic
• 8:11
  as
• 8:11
  much.
• 8:12
  That
• 8:13
  quiet
• 8:13
  preparation
• 8:14
  often
• 8:14
  does
• 8:14
  more
• 8:15
  for
• 8:15
  peace
• 8:15
  than
• 8:15
  non
• 8:16
  stop
• 8:16
  worry
• 8:16
  ever
• 8:17
  will.
• 8:18
  I'm
• 8:18
  going
• 8:18
  to
• 8:19
  give
• 8:19
  you
• 8:19
  some
• 8:19
  specific
• 8:19
  examples.
• 8:21
  This
• 8:21
  is
• 8:21
  a
• 8:21
  great
• 8:22
  time
• 8:22
  to
• 8:22
  tightening
• 8:22
  spending.
• 8:23
  Look
• 8:24
  at
• 8:24
  where
• 8:24
  your
• 8:24
  money's
• 8:25
  going
• 8:25
  and
• 8:25
  ask
• 8:26
  yourself
• 8:26
  some
• 8:26
  tough
• 8:27
  questions.
• 8:27
  Is
• 8:27
  this
• 8:27
  money
• 8:28
  we
• 8:28
  should
• 8:28
  be
• 8:28
  spending
• 8:28
  right
• 8:29
  now?
• 8:30
  This
• 8:30
  is
• 8:30
  a
• 8:30
  great
• 8:30
  time
• 8:31
  to
• 8:31
  keep
• 8:31
  a
• 8:31
  stronger
• 8:32
  cash
• 8:32
  buffer.
• 8:33
  Build
• 8:33
  that
• 8:33
  margin,
• 8:34
  build
• 8:34
  that
• 8:35
  emergency
• 8:35
  fund.
• 8:36
  Hey,
• 8:36
  don't
• 8:37
  forget
• 8:37
  to
• 8:37
  update
• 8:37
  your
• 8:37
  resume.
• 8:38
  A
• 8:38
  lot
• 8:38
  of
• 8:39
  people
• 8:39
  don't
• 8:39
  think
• 8:39
  about
• 8:39
  this.
• 8:39
  They're
• 8:40
  in
• 8:40
  a
• 8:40
  career.
• 8:40
  They
• 8:40
  don't
• 8:41
  think,
• 8:41
  oh,
• 8:41
  you
• 8:41
  know
• 8:41
  what,
• 8:42
  I'll
• 8:42
  do
• 8:42
  that
• 8:42
  if
• 8:42
  I
• 8:43
  lose
• 8:43
  my
• 8:43
  job.
• 8:44
  That's
• 8:44
  the
• 8:44
  wrong
• 8:44
  time
• 8:45
  to
• 8:45
  update
• 8:45
  your
• 8:45
  resume.
• 8:46
  Your
• 8:46
  resume
• 8:47
  needs
• 8:47
  to
• 8:47
  be
• 8:47
  updated
• 8:48
  all
• 8:48
  the
• 8:48
  time.
• 8:50
  Stay
• 8:50
  on
• 8:50
  LinkedIn.
• 8:51
  Reach
• 8:51
  out
• 8:52
  to
• 8:52
  the
• 8:52
  people
• 8:52
  you've
• 8:52
  worked
• 8:53
  with.
• 8:53
  Stay
• 8:53
  connected
• 8:54
  to
• 8:54
  people
• 8:54
  in
• 8:54
  your
• 8:55
  industry.
• 8:56
  Find
• 8:57
  that
• 8:57
  skill
• 8:57
  that
• 8:57
  increases
• 8:58
  your
• 8:58
  flexibility.
• 8:59
  You
• 8:59
  can't
• 8:59
  just
• 8:59
  coast
• 9:00
  anymore.
• 9:00
  You've
• 9:01
  got
• 9:01
  to
• 9:01
  figure
• 9:01
  out
• 9:02
  how
• 9:02
  do
• 9:02
  I
• 9:02
  get
• 9:02
  to
• 9:03
  more
• 9:03
  marketable
• 9:03
  skills?
• 9:04
  What
• 9:04
  are
• 9:04
  more
• 9:05
  things
• 9:05
  that
• 9:05
  I
• 9:05
  can
• 9:06
  do
• 9:06
  to
• 9:06
  build
• 9:06
  up
• 9:06
  my
• 9:07
  skill
• 9:07
  set?
• 9:09
  When
• 9:09
  you
• 9:09
  prepare,
• 9:10
  it
• 9:10
  builds
• 9:10
  options
• 9:12
  and
• 9:12
  options
• 9:12
  make
• 9:13
  feel
• 9:13
  smaller
• 9:14
  because
• 9:14
  you
• 9:14
  don't
• 9:14
  have
• 9:15
  that
• 9:15
  fear
• 9:15
  constant
• 9:16
  because
• 9:16
  you
• 9:16
  know
• 9:16
  you
• 9:16
  can
• 9:16
  do
• 9:17
  this,
• 9:17
  I
• 9:17
  can
• 9:17
  do
• 9:17
  this,
• 9:18
  I
• 9:18
  can
• 9:18
  call
• 9:18
  this
• 9:19
  person,
• 9:19
  I
• 9:19
  can
• 9:19
  do
• 9:20
  those
• 9:20
  things.
• 9:20
  I've
• 9:20
  got
• 9:21
  a
• 9:21
  margin,
• 9:21
  I'm
• 9:21
  out
• 9:22
  of
• 9:22
  debt.
• 9:22
  All
• 9:23
  those
• 9:23
  things
• 9:23
  are
• 9:23
  going
• 9:23
  to
• 9:23
  help
• 9:24
  you.
• 9:25
  But
• 9:25
  you
• 9:25
  also
• 9:26
  can't
• 9:26
  let
• 9:26
  fear
• 9:26
  consume
• 9:27
  where
• 9:27
  you
• 9:27
  are
• 9:28
  today.
• 9:29
  Fear
• 9:30
  has
• 9:30
  a
• 9:30
  way
• 9:30
  of
• 9:30
  making
• 9:31
  you
• 9:31
  live
• 9:31
  in
• 9:32
  disaster
• 9:32
  before
• 9:33
  Disaster
• 9:33
  even
• 9:34
  arrives.
• 9:35
  You
• 9:35
  know
• 9:35
  that
• 9:35
  person
• 9:35
  I'm
• 9:36
  talking
• 9:36
  about
• 9:36
  that
• 9:36
  is
• 9:37
  always
• 9:37
  fearful
• 9:38
  of
• 9:38
  everything.
• 9:39
  They
• 9:39
  may
• 9:40
  not
• 9:40
  even
• 9:40
  get
• 9:40
  into
• 9:41
  a
• 9:41
  disaster,
• 9:41
  but
• 9:41
  man,
• 9:42
  they're
• 9:42
  living
• 9:42
  in
• 9:42
  the
• 9:42
  reality
• 9:43
  of
• 9:43
  that
• 9:43
  fear
• 9:44
  that
• 9:44
  will
• 9:45
  drain
• 9:45
  your
• 9:45
  energy.
• 9:46
  It
• 9:47
  clouds
• 9:47
  your
• 9:47
  judgment.
• 9:48
  It
• 9:48
  robs
• 9:49
  today
• 9:49
  to
• 9:49
  pay
• 9:49
  for
• 9:50
  tomorrow's
• 9:50
  maybe,
• 9:51
  and
• 9:51
  it's
• 9:52
  a
• 9:52
  maybe
• 9:52
  for
• 9:52
  tomorrow.
• 9:54
  It's
• 9:54
  important
• 9:55
  to
• 9:55
  stay
• 9:55
  informed.
• 9:56
  Yes,
• 9:56
  that's
• 9:57
  important.
• 9:57
  But
• 9:57
  don't
• 9:58
  become
• 9:58
  obsessive
• 9:59
  about
• 9:59
  it.
• 10:00
  Don't
• 10:00
  doom
• 10:01
  scroll
• 10:01
  your
• 10:01
  way
• 10:01
  into
• 10:02
  exhaustion
• 10:02
  about,
• 10:02
  oh,
• 10:03
  I
• 10:03
  can't
• 10:03
  believe
• 10:03
  this
• 10:03
  has
• 10:04
  happened.
• 10:04
  Don't
• 10:05
  let
• 10:05
  every
• 10:05
  headline
• 10:06
  define
• 10:06
  your
• 10:06
  emotional
• 10:07
  state.
• 10:09
  Being
• 10:09
  prepared
• 10:10
  works
• 10:10
  better
• 10:10
  than
• 10:11
  living
• 10:11
  in
• 10:11
  panic.
• 10:13
  And
• 10:13
  peace
• 10:14
  grows
• 10:14
  when
• 10:14
  you
• 10:14
  keep
• 10:14
  taking
• 10:15
  that
• 10:15
  next
• 10:15
  wise
• 10:16
  step.
• 10:18
  You
• 10:18
  don't
• 10:18
  need
• 10:18
  to
• 10:18
  panic
• 10:19
  to
• 10:19
  be
• 10:19
  responsible.
• 10:21
  But
• 10:21
  there's
• 10:22
  one
• 10:22
  more
• 10:22
  thing
• 10:22
  I
• 10:22
  want
• 10:22
  to
• 10:22
  add
• 10:22
  here.
• 10:24
  You
• 10:24
  got
• 10:24
  to
• 10:24
  separate
• 10:25
  your
• 10:25
  identity
• 10:26
  from
• 10:26
  your
• 10:26
  career.
• 10:27
  And
• 10:27
  this
• 10:27
  is
• 10:28
  not
• 10:28
  an
• 10:28
  easy
• 10:28
  thing.
• 10:29
  Because
• 10:30
  our
• 10:30
  work
• 10:30
  matters
• 10:31
  to
• 10:31
  people.
• 10:31
  Our
• 10:31
  efforts
• 10:32
  matter.
• 10:33
  That
• 10:34
  calling
• 10:34
  that
• 10:34
  a
• 10:34
  lot
• 10:35
  of
• 10:35
  us
• 10:35
  have
• 10:35
  in
• 10:35
  our
• 10:35
  careers
• 10:36
  matters.
• 10:38
  But
• 10:38
  your
• 10:39
  identity
• 10:39
  can't
• 10:40
  rest
• 10:40
  on
• 10:40
  that
• 10:40
  one
• 10:41
  job
• 10:41
  title,
• 10:43
  that
• 10:43
  one
• 10:43
  company
• 10:44
  you
• 10:44
  work
• 10:44
  for,
• 10:44
  that
• 10:45
  one
• 10:45
  industry
• 10:45
  surviving
• 10:46
  forever
• 10:46
  because
• 10:47
  it
• 10:47
  doesn't.
• 10:49
  And
• 10:49
  if
• 10:49
  your
• 10:49
  sense
• 10:50
  of
• 10:50
  worth
• 10:50
  is
• 10:50
  tied
• 10:50
  too
• 10:51
  tightly
• 10:51
  to
• 10:51
  your
• 10:52
  career,
• 10:52
  every
• 10:53
  workplace
• 10:53
  shift
• 10:54
  will
• 10:54
  feel
• 10:54
  like
• 10:54
  a
• 10:54
  personal
• 10:55
  collapse.
• 10:57
  But
• 10:57
  friend,
• 10:57
  your
• 10:58
  value
• 10:58
  is
• 10:58
  deeper
• 10:59
  than
• 10:59
  your
• 10:59
  role
• 11:00
  at
• 11:00
  that
• 11:00
  company
• 11:01
  or
• 11:01
  your
• 11:01
  role
• 11:01
  in
• 11:02
  that
• 11:02
  career.
• 11:04
  And
• 11:04
  your
• 11:04
  future
• 11:05
  is
• 11:05
  bigger
• 11:05
  than
• 11:05
  that
• 11:06
  one
• 11:06
  professional
• 11:06
  path.
• 11:09
  A
• 11:09
  changing
• 11:10
  career
• 11:10
  is
• 11:10
  not
• 11:10
  the
• 11:11
  same
• 11:11
  thing
• 11:11
  as
• 11:11
  a
• 11:12
  ruined
• 11:12
  life.
• 11:15
  So
• 11:15
  what
• 11:16
  do
• 11:16
  you
• 11:16
  do
• 11:16
  when
• 11:16
  future
• 11:17
  feels
• 11:17
  shaky?
• 11:18
  Like
• 11:18
  I
• 11:18
  said,
• 11:18
  you
• 11:19
  got
• 11:19
  to
• 11:19
  grieve
• 11:19
  it
• 11:19
  honestly.
• 11:20
  You
• 11:20
  got
• 11:21
  to
• 11:21
  adapt
• 11:21
  intentionally.
• 11:23
  Strengthen
• 11:23
  your
• 11:24
  foundation.
• 11:25
  Refuse
• 11:25
  to
• 11:26
  let
• 11:26
  fear
• 11:26
  run
• 11:26
  your
• 11:27
  mind.
• 11:28
  And
• 11:28
  remember
• 11:29
  this.
• 11:30
  Your
• 11:30
  identity
• 11:31
  is
• 11:31
  in
• 11:32
  Christ,
• 11:33
  not
• 11:33
  in
• 11:34
  career
• 11:34
  stability.
• 11:36
  But
• 11:36
  I
• 11:36
  want
• 11:36
  to
• 11:37
  take
• 11:37
  this
• 11:37
  a
• 11:37
  little
• 11:37
  deeper.
• 11:39
  Because
• 11:39
  what
• 11:39
  may
• 11:39
  really
• 11:40
  be
• 11:40
  unsettling
• 11:41
  to
• 11:41
  you
• 11:41
  right
• 11:41
  now
• 11:41
  isn't
• 11:42
  just
• 11:42
  the
• 11:42
  possibility
• 11:43
  of
• 11:43
  a
• 11:43
  career
• 11:43
  change.
• 11:45
  It's
• 11:45
  that
• 11:45
  fear
• 11:46
  that
• 11:46
  something
• 11:46
  you
• 11:46
  worked
• 11:47
  years
• 11:47
  to
• 11:47
  build
• 11:48
  could
• 11:48
  still
• 11:48
  become
• 11:49
  unstable
• 11:49
  anyway,
• 11:50
  despite
• 11:51
  all
• 11:51
  your
• 11:51
  hard
• 11:51
  efforts.
• 11:53
  And
• 11:54
  that
• 11:54
  makes
• 11:54
  the
• 11:54
  future
• 11:55
  feel
• 11:55
  fragile,
• 11:56
  doesn't
• 11:56
  it?
• 11:57
  And
• 11:57
  that
• 11:57
  can
• 11:58
  make
• 11:58
  you
• 11:58
  feel
• 11:58
  tired
• 11:58
  before
• 11:59
  anything
• 11:59
  has
• 11:59
  even
• 12:00
  happened.
• 12:02
  But
• 12:02
  that's
• 12:03
  not
• 12:03
  how
• 12:03
  God
• 12:03
  sees
• 12:04
  you.
• 12:05
  In
• 12:05
  God's
• 12:06
  eyes,
• 12:06
  your
• 12:06
  future
• 12:06
  isn't
• 12:07
  limited
• 12:07
  to
• 12:07
  one
• 12:08
  version
• 12:08
  of
• 12:08
  your
• 12:09
  career
• 12:09
  story.
• 12:10
  God's
• 12:11
  faithfulness
• 12:12
  isn't
• 12:12
  dependent
• 12:12
  on
• 12:13
  one
• 12:13
  employer
• 12:14
  or
• 12:14
  one
• 12:14
  industry
• 12:15
  or
• 12:15
  one
• 12:16
  economic
• 12:16
  season.
• 12:18
  Now,
• 12:18
  of
• 12:18
  course,
• 12:18
  that
• 12:19
  doesn't
• 12:19
  mean
• 12:19
  you
• 12:19
  ignore
• 12:19
  reality.
• 12:21
  There
• 12:21
  are
• 12:21
  realities
• 12:22
  in
• 12:22
  the
• 12:22
  world
• 12:22
  right
• 12:23
  now
• 12:23
  that
• 12:23
  you've
• 12:23
  got
• 12:23
  to
• 12:23
  face.
• 12:25
  But
• 12:25
  you
• 12:25
  don't
• 12:26
  have
• 12:26
  to
• 12:26
  surrender
• 12:26
  your
• 12:26
  peace.
• 12:28
  Just
• 12:29
  ask
• 12:29
  God
• 12:29
  to
• 12:29
  help
• 12:29
  you
• 12:30
  prepare
• 12:30
  wisely
• 12:31
  for
• 12:31
  change
• 12:31
  without
• 12:31
  letting
• 12:32
  fear
• 12:32
  control
• 12:32
  your
• 12:33
  mind.
• 12:36
  Here's
• 12:36
  My
• 12:36
  big
• 12:36
  takeaway
• 12:37
  for
• 12:37
  today,
• 12:38
  adaptability
• 12:39
  isn't
• 12:40
  failure,
• 12:41
  it's
• 12:42
  wisdom
• 12:42
  in
• 12:42
  a
• 12:43
  changing
• 12:43
  world.
• 12:44
  So
• 12:45
  here's
• 12:45
  your
• 12:45
  win
• 12:45
  for
• 12:45
  today.
• 12:45
  I
• 12:46
  want
• 12:46
  you
• 12:46
  to
• 12:46
  write
• 12:46
  down
• 12:46
  one
• 12:47
  skill
• 12:48
  or
• 12:48
  one
• 12:48
  relationship
• 12:49
  or
• 12:49
  one
• 12:50
  financial
• 12:50
  habit
• 12:51
  that
• 12:51
  would
• 12:51
  strengthen
• 12:52
  your
• 12:52
  long
• 12:52
  term
• 12:52
  resilience.
• 12:54
  And
• 12:54
  then
• 12:54
  I
• 12:55
  just
• 12:55
  want
• 12:55
  you
• 12:55
  to
• 12:55
  take
• 12:55
  one
• 12:56
  step
• 12:56
  today
• 12:56
  to
• 12:56
  strengthen
• 12:57
  that
• 12:57
  this
• 12:57
  week.
• 12:58
  Whether
• 12:58
  that's
• 12:59
  building
• 12:59
  the
• 12:59
  relationships,
• 13:00
  building
• 13:01
  those
• 13:01
  financial
• 13:02
  habits
• 13:02
  or
• 13:03
  building
• 13:03
  those
• 13:03
  skills.
• 13:05
  Go
• 13:05
  build
• 13:06
  your
• 13:06
  options
• 13:06
  instead
• 13:07
  of
• 13:07
  feeding
• 13:08
  fear.
• 13:09
  That's
• 13:09
  what
• 13:09
  will
• 13:09
  change
• 13:10
  this
• 13:10
  whole
• 13:10
  dynamic.
• 13:12
  Which
• 13:12
  leads
• 13:12
  me
• 13:13
  to
• 13:13
  today's
• 13:13
  Bible
• 13:13
  verse.
• 13:14
  It
• 13:15
  comes
• 13:15
  from
• 13:15
  the
• 13:15
  book
• 13:15
  of
• 13:15
  Isaiah.
• 13:16
  Chapter
• 13:16
  43,
• 13:17
  verse
• 13:17
  19
• 13:19
  says
• 13:19
  this.
• 13:20
  See,
• 13:20
  I
• 13:20
  am
• 13:20
  doing
• 13:20
  a
• 13:21
  new
• 13:21
  thing
• 13:22
  now.
• 13:23
  It
• 13:23
  springs
• 13:23
  up.
• 13:24
  Do
• 13:25
  you
• 13:25
  not
• 13:25
  perceive
• 13:25
  it?
• 13:26
  I
• 13:27
  am
• 13:27
  making
• 13:27
  a
• 13:27
  way
• 13:28
  in
• 13:28
  the
• 13:28
  wilderness
• 13:29
  and
• 13:29
  streams
• 13:29
  in
• 13:30
  the
• 13:30
  wasteland.
• 13:32
  You
• 13:32
  might
• 13:32
  be
• 13:32
  saying,
• 13:32
  Ralph,
• 13:33
  how
• 13:33
  does
• 13:33
  that
• 13:33
  fit
• 13:33
  today?
• 13:35
  It
• 13:35
  fits
• 13:36
  today
• 13:36
  because
• 13:36
  God
• 13:37
  remains
• 13:37
  present
• 13:37
  and
• 13:38
  active
• 13:38
  ease
• 13:39
  even
• 13:39
  in
• 13:40
  seasons
• 13:40
  where
• 13:40
  the
• 13:40
  future
• 13:41
  feels
• 13:41
  uncertain
• 13:42
  and
• 13:42
  unfamiliar.
• 13:45
  In
• 13:45
  all
• 13:46
  uncertainty,
• 13:46
  we
• 13:47
  have
• 13:47
  one
• 13:47
  thing
• 13:47
  as
• 13:47
  a
• 13:48
  Christian,
• 13:49
  God
• 13:50
  is
• 13:50
  with
• 13:50
  us
• 13:50
  in
• 13:50
  all
• 13:51
  of
• 13:51
  those
• 13:51
  things,
• 13:52
  no
• 13:52
  matter
• 13:53
  what.
• 13:54
  How
• 13:54
  about
• 13:54
  we
• 13:54
  pray
• 13:55
  together?
• 13:56
  Heavenly
• 13:57
  Father,
• 13:58
  I
• 13:58
  lift
• 13:58
  up
• 13:58
  the
• 13:58
  person
• 13:59
  carrying
• 13:59
  uncertainty
• 14:00
  and
• 14:01
  they're
• 14:01
  carrying
• 14:01
  that
• 14:02
  doubt
• 14:02
  about
• 14:02
  their
• 14:03
  future
• 14:03
  right
• 14:03
  now.
• 14:04
  And
• 14:05
  Lord,
• 14:05
  you
• 14:05
  see
• 14:05
  the
• 14:06
  fear,
• 14:06
  that
• 14:06
  real
• 14:07
  fear.
• 14:08
  You
• 14:08
  see
• 14:08
  the
• 14:08
  grief,
• 14:09
  you
• 14:09
  see
• 14:09
  that
• 14:09
  instability
• 14:10
  they're
• 14:10
  trying
• 14:11
  to
• 14:11
  process.
• 14:13
  Give
• 14:13
  them
• 14:13
  wisdom
• 14:13
  to
• 14:13
  prepare
• 14:14
  well,
• 14:14
  Lord,
• 14:15
  without
• 14:15
  becoming
• 14:15
  consumed
• 14:16
  by
• 14:16
  anxiety.
• 14:18
  Help
• 14:18
  them
• 14:18
  to
• 14:19
  stay
• 14:19
  adaptable,
• 14:20
  help
• 14:20
  them
• 14:21
  to
• 14:21
  stay
• 14:21
  steady
• 14:22
  and
• 14:22
  help
• 14:22
  them
• 14:23
  to
• 14:23
  stay
• 14:23
  grounded
• 14:24
  in
• 14:24
  peace.
• 14:25
  Remind
• 14:26
  that
• 14:26
  even
• 14:26
  when
• 14:27
  industries
• 14:27
  change
• 14:28
  and
• 14:28
  plan
• 14:28
  shifts,
• 14:30
  you
• 14:30
  remain
• 14:30
  faithful,
• 14:31
  Lord.
• 14:32
  Lead
• 14:32
  them
• 14:33
  towards
• 14:33
  opportunities.
• 14:34
  Strengthen
• 14:35
  their
• 14:35
  confidence,
• 14:35
  Lord,
• 14:36
  and
• 14:36
  help
• 14:36
  them
• 14:37
  trust
• 14:37
  that
• 14:37
  their
• 14:37
  future
• 14:38
  is
• 14:38
  still
• 14:38
  in
• 14:38
  your
• 14:39
  hands.
• 14:41
  And
• 14:41
  I
• 14:41
  ask
• 14:41
  this
• 14:41
  in
• 14:41
  Jesus
• 14:42
  name.
• 14:43
  Amen,
• 14:45
  friend.
• 14:46
  A
• 14:46
  changing
• 14:46
  world
• 14:47
  doesn't
• 14:47
  mean
• 14:47
  you
• 14:47
  don't
• 14:48
  have
• 14:48
  a
• 14:48
  future.
• 14:49
  It
• 14:49
  does
• 14:50
  mean
• 14:50
  you'll
• 14:50
  need
• 14:50
  wisdom,
• 14:51
  you'll
• 14:51
  need
• 14:51
  flexibility
• 14:53
  and
• 14:53
  steady
• 14:54
  faith.
• 14:55
  And
• 14:55
  you
• 14:55
  can
• 14:56
  have
• 14:56
  all
• 14:56
  of
• 14:56
  those
• 14:57
  things.
• 14:58
  And
• 14:58
  if
• 14:59
  you've
• 14:59
  got
• 14:59
  a
• 14:59
  question
• 14:59
  you'd
• 14:59
  love
• 15:00
  for
• 15:00
  me
• 15:00
  to
• 15:00
  cover
• 15:00
  on
• 15:00
  the
• 15:00
  show,
• 15:01
  you
• 15:01
  can
• 15:01
  send
• 15:01
  it
• 15:01
  to
• 15:01
  us
• 15:04
  at
• 15:05
  financiallyconfidentchristian.com/question
• 15:07
  We'll
• 15:07
  put
• 15:07
  a
• 15:07
  link
• 15:07
  in
• 15:07
  the
• 15:07
  show
• 15:08
  notes,
• 15:08
  but
• 15:08
  again,
• 15:08
  I
• 15:09
  really
• 15:09
  want
• 15:09
  you
• 15:09
  to
• 15:09
  reach
• 15:09
  out
• 15:10
  and
• 15:11
  send
• 15:11
  me
• 15:11
  your
• 15:11
  questions.
• 15:12
  It's
• 15:12
  financiallyconfidentchristian.com/question.
• 15:17
  Thank
• 15:17
  you
• 15:17
  for
• 15:17
  joining
• 15:18
  me
• 15:18
  today.
• 15:18
  As
• 15:18
  I
• 15:19
  always
• 15:19
  say,
• 15:19
  stay
• 15:19
  financially
• 15:20
  savvy.
• 15:21
  May
• 15:21
  God
• 15:21
  bless
• 15:22
  you
• 15:22
  and
• 15:23
  you
• 15:23
  have
• 15:23
  a
• 15:23
  truly
• 15:24
  great
• 15:24
  day.
• 15:39
  Sam.