EP # 211 | Should I Downsize in Retirement?

Your Retirement Planning Simplified · Sep 17, 2026 · 10m

When Joe asks couples in retirement planning whether they would ever be open to freeing up equity in their home, the reaction is almost always the same: "I don't want to leave my house" or "if I have to do that, I don't think I can retire." But nobody is asking you to sell your house this year. That is the whole point of this episode.

Your home is one of the only assets you own that does not come with a decision date. Your Registered Retirement Savings Plan (RRSP) eventually forces your hand. Your house sits there quietly as a reserve you already own. Joe walks through how to think about home…