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How Do I Stop Using “I Deserve This” to Justify Stress Spending? · Becoming Financially Confident

• 1:20
  Have
• 1:20
  you
• 1:20
  ever
• 1:21
  said
• 1:21
  I
• 1:21
  deserve
• 1:22
  this?
• 1:22
  I'm
• 1:23
  talking
• 1:23
  about
• 1:23
  after
• 1:24
  a
• 1:24
  long
• 1:24
  day
• 1:25
  or
• 1:25
  a
• 1:25
  hard
• 1:26
  conversation.
• 1:27
  Or
• 1:27
  maybe
• 1:27
  you're
• 1:28
  just
• 1:28
  feeling
• 1:28
  unseen
• 1:29
  or
• 1:29
  unappreciated.
• 1:31
  And
• 1:32
  in
• 1:32
  that
• 1:32
  moment
• 1:33
  it
• 1:33
  feels
• 1:34
  justified,
• 1:34
  doesn't
• 1:35
  it?
• 1:35
  You
• 1:36
  work
• 1:36
  hard,
• 1:36
  you
• 1:37
  give
• 1:37
  a
• 1:37
  lot,
• 1:38
  you
• 1:38
  carry
• 1:39
  that
• 1:39
  weight
• 1:39
  quietly
• 1:40
  to
• 1:40
  yourself.
• 1:42
  So
• 1:42
  you
• 1:42
  click,
• 1:43
  you
• 1:43
  swipe,
• 1:44
  and
• 1:44
  you
• 1:44
  buy
• 1:44
  things.
• 1:46
  But
• 1:46
  later
• 1:47
  the
• 1:48
  stress
• 1:48
  is
• 1:48
  still
• 1:48
  there,
• 1:48
  isn't
• 1:49
  it?
• 1:50
  And
• 1:50
  now
• 1:50
  it's
• 1:50
  joined
• 1:51
  by
• 1:51
  guilt.
• 1:52
  Well,
• 1:53
  today
• 1:53
  we're
• 1:53
  going
• 1:53
  to
• 1:53
  separate
• 1:54
  real
• 1:54
  rest
• 1:55
  from
• 1:55
  retail
• 1:56
  relief.
• 1:56
  Because
• 1:57
  one
• 1:57
  restores
• 1:58
  you
• 1:58
  and
• 1:59
  the
• 1:59
  other
• 1:59
  quietly
• 2:00
  masters
• 2:00
  you.
• 2:18
  We
• 2:18
  rise.
• 2:22
  Hello,
• 2:22
  friend.
• 2:23
  Ralph
• 2:23
  Estep
• 2:24
  Jr.
• 2:24
  Here.
• 2:25
  This
• 2:25
  is
• 2:25
  Financially
• 2:26
  Confident
• 2:26
  Christian,
• 2:27
  where
• 2:27
  we're
• 2:28
  breaking
• 2:28
  that
• 2:28
  cycle
• 2:29
  of
• 2:29
  financial
• 2:29
  shame
• 2:30
  and
• 2:31
  helping
• 2:31
  you
• 2:31
  live
• 2:31
  in
• 2:31
  confidence.
• 2:33
  And
• 2:33
  today's
• 2:33
  topic
• 2:34
  is
• 2:34
  all
• 2:34
  about
• 2:34
  breaking
• 2:35
  that
• 2:35
  cycle.
• 2:36
  We're
• 2:36
  going
• 2:36
  to
• 2:37
  stop
• 2:37
  doing
• 2:37
  that.
• 2:38
  I
• 2:38
  deserve
• 2:38
  this.
• 2:39
  Stress
• 2:39
  spending.
• 2:40
  Let's
• 2:40
  get
• 2:41
  right
• 2:41
  into
• 2:41
  today's
• 2:41
  question,
• 2:43
  Ralph.
• 2:44
  I
• 2:44
  use
• 2:44
  I
• 2:45
  deserve
• 2:45
  this
• 2:46
  to
• 2:46
  justify
• 2:47
  spending
• 2:47
  when
• 2:47
  I'm
• 2:47
  stressed
• 2:48
  or
• 2:48
  overwhelmed.
• 2:49
  And
• 2:50
  maybe
• 2:50
  I
• 2:50
  do
• 2:50
  deserve
• 2:51
  good
• 2:51
  things.
• 2:52
  But
• 2:52
  the
• 2:52
  truth
• 2:52
  is
• 2:53
  this
• 2:53
  isn't
• 2:53
  helping
• 2:53
  me.
• 2:54
  It's
• 2:55
  just
• 2:55
  creating
• 2:55
  more
• 2:55
  anxiety.
• 2:56
  I
• 2:57
  know
• 2:57
  I'm
• 2:57
  escaping
• 2:58
  instead
• 2:58
  of
• 2:58
  actually
• 2:59
  dealing
• 2:59
  with
• 2:59
  what's
• 2:59
  heavy.
• 3:01
  How
• 3:01
  do
• 3:01
  I
• 3:01
  recognize
• 3:02
  the
• 3:02
  difference
• 3:02
  between
• 3:03
  genuine
• 3:03
  rest
• 3:04
  and
• 3:04
  just
• 3:05
  medicating
• 3:05
  with
• 3:06
  my
• 3:06
  credit
• 3:06
  card?
• 3:07
  I
• 3:07
  need
• 3:08
  to
• 3:08
  break
• 3:08
  this
• 3:08
  pattern,
• 3:09
  but
• 3:10
  I
• 3:10
  feel
• 3:10
  stuck.
• 3:11
  I
• 3:11
  like
• 3:12
  that
• 3:12
  when.
• 3:12
  When
• 3:12
  this
• 3:13
  person
• 3:13
  said
• 3:13
  medicating
• 3:14
  with
• 3:14
  my
• 3:14
  credit
• 3:15
  card,
• 3:15
  I
• 3:15
  think
• 3:15
  about
• 3:16
  how
• 3:16
  many
• 3:16
  times
• 3:17
  I've
• 3:17
  done
• 3:17
  that
• 3:17
  thing.
• 3:19
  But
• 3:19
  the
• 3:19
  big
• 3:19
  idea
• 3:20
  today
• 3:20
  is
• 3:20
  yes,
• 3:20
  you
• 3:21
  deserve
• 3:21
  rest,
• 3:22
  but
• 3:23
  not
• 3:23
  relief.
• 3:23
  That
• 3:24
  creates
• 3:24
  regret.
• 3:26
  So
• 3:26
  let's
• 3:27
  start
• 3:27
  by
• 3:27
  saying
• 3:27
  this.
• 3:29
  Wanting
• 3:29
  comfort
• 3:30
  in
• 3:30
  your
• 3:30
  life
• 3:30
  does
• 3:30
  not
• 3:31
  make
• 3:31
  you
• 3:31
  weak.
• 3:32
  It
• 3:33
  just
• 3:33
  doesn't.
• 3:34
  Wanting
• 3:35
  something
• 3:35
  good
• 3:35
  does
• 3:35
  not
• 3:35
  make
• 3:36
  you
• 3:36
  selfish.
• 3:37
  We
• 3:37
  did
• 3:37
  an
• 3:37
  episode
• 3:37
  not
• 3:38
  too
• 3:38
  long
• 3:38
  ago.
• 3:38
  I
• 3:38
  talked
• 3:38
  about
• 3:39
  my
• 3:39
  mother
• 3:39
  with
• 3:40
  her
• 3:40
  holy
• 3:40
  underwear.
• 3:42
  The
• 3:42
  issue
• 3:42
  isn't
• 3:43
  desire,
• 3:44
  it's
• 3:45
  about
• 3:45
  direction.
• 3:46
  So
• 3:46
  let's
• 3:46
  talk
• 3:46
  about
• 3:47
  how
• 3:47
  to
• 3:47
  find
• 3:47
  the
• 3:48
  right
• 3:48
  direction.
• 3:49
  Here's
• 3:50
  what
• 3:50
  I
• 3:50
  think
• 3:50
  you
• 3:50
  got
• 3:50
  to
• 3:50
  do.
• 3:51
  First,
• 3:51
  ask
• 3:52
  yourself
• 3:52
  one
• 3:53
  honest
• 3:53
  question
• 3:54
  before
• 3:54
  you
• 3:54
  spend
• 3:55
  a
• 3:55
  dime.
• 3:56
  Now,
• 3:56
  this
• 3:57
  is
• 3:57
  not
• 3:57
  an
• 3:57
  easy
• 3:57
  question
• 3:58
  to
• 3:58
  answer
• 3:58
  sometimes,
• 3:59
  but
• 3:59
  ask
• 4:00
  yourself
• 4:00
  this.
• 4:01
  Am
• 4:01
  I
• 4:01
  solving
• 4:02
  a
• 4:02
  problem
• 4:03
  or
• 4:03
  am
• 4:03
  I
• 4:03
  soothing
• 4:04
  of
• 4:04
  feeling?
• 4:06
  Are
• 4:06
  you
• 4:06
  really
• 4:06
  solving
• 4:07
  a
• 4:07
  problem?
• 4:08
  Is
• 4:08
  this
• 4:09
  a
• 4:09
  problem,
• 4:09
  something
• 4:09
  that
• 4:09
  you
• 4:10
  need?
• 4:10
  Or
• 4:10
  you
• 4:10
  just
• 4:10
  feeling
• 4:11
  down,
• 4:12
  feeling
• 4:12
  tired,
• 4:14
  feeling
• 4:14
  unappreciated?
• 4:16
  Because
• 4:16
  listen,
• 4:17
  if
• 4:17
  it's
• 4:17
  solving
• 4:18
  a
• 4:18
  problem,
• 4:19
  like
• 4:19
  replacing
• 4:20
  worn
• 4:20
  out
• 4:20
  shoes.
• 4:21
  I
• 4:21
  was
• 4:21
  walking
• 4:22
  on
• 4:22
  the
• 4:22
  treadmill
• 4:22
  this
• 4:23
  morning
• 4:23
  and
• 4:23
  I
• 4:23
  noticed
• 4:24
  my
• 4:24
  sneakers
• 4:24
  are
• 4:25
  starting
• 4:25
  to
• 4:25
  get
• 4:25
  a
• 4:25
  little
• 4:25
  worn.
• 4:26
  Probably
• 4:27
  time
• 4:27
  to
• 4:27
  buy
• 4:27
  another
• 4:27
  pair.
• 4:29
  That
• 4:29
  makes
• 4:29
  sense,
• 4:30
  that
• 4:30
  stewardship.
• 4:32
  But
• 4:32
  if
• 4:32
  it's
• 4:32
  soothing
• 4:33
  a
• 4:33
  feeling,
• 4:33
  if
• 4:33
  you
• 4:33
  find,
• 4:34
  like
• 4:34
  so
• 4:34
  many
• 4:34
  of
• 4:34
  us,
• 4:35
  you're
• 4:35
  doing
• 4:35
  that
• 4:36
  late
• 4:36
  night
• 4:36
  scrolling,
• 4:36
  you
• 4:37
  just
• 4:37
  happen
• 4:37
  into
• 4:38
  Amazon,
• 4:39
  oh,
• 4:39
  I've
• 4:39
  got
• 4:39
  to
• 4:39
  have
• 4:40
  this.
• 4:41
  So
• 4:41
  if
• 4:41
  you're
• 4:41
  soothing
• 4:42
  that
• 4:42
  feeling
• 4:43
  of
• 4:43
  stress
• 4:43
  or
• 4:44
  loneliness
• 4:45
  or
• 4:45
  anger,
• 4:47
  just
• 4:47
  pause
• 4:48
  right
• 4:48
  there.
• 4:49
  Because
• 4:50
  purchases
• 4:50
  cannot
• 4:51
  carry
• 4:51
  emotional
• 4:52
  weight.
• 4:52
  Things
• 4:53
  that
• 4:53
  you
• 4:53
  should
• 4:53
  be
• 4:54
  buying
• 4:54
  shouldn't
• 4:55
  carry
• 4:55
  that
• 4:55
  emotional
• 4:55
  weight.
• 4:56
  I
• 4:56
  don't
• 4:56
  have
• 4:56
  any
• 4:56
  emotion
• 4:57
  about
• 4:57
  sneakers
• 4:57
  for
• 4:58
  walking
• 4:58
  on
• 4:58
  the
• 4:58
  treadmill.
• 5:00
  But
• 5:00
  how
• 5:00
  do
• 5:01
  you
• 5:01
  solve
• 5:01
  that?
• 5:01
  You
• 5:01
  might
• 5:02
  be
• 5:02
  saying,
• 5:02
  okay,
• 5:02
  that
• 5:02
  sounds
• 5:03
  great,
• 5:03
  Ralph,
• 5:03
  but
• 5:03
  when
• 5:04
  I'm
• 5:04
  doing
• 5:04
  that,
• 5:04
  when
• 5:04
  I'm
• 5:05
  in
• 5:05
  that
• 5:05
  mode,
• 5:06
  how
• 5:06
  do
• 5:06
  I
• 5:06
  stop
• 5:07
  doing
• 5:07
  this?
• 5:07
  And
• 5:07
  I've
• 5:08
  talked
• 5:08
  about
• 5:08
  this
• 5:08
  on
• 5:08
  this
• 5:08
  show
• 5:08
  before,
• 5:09
  create
• 5:10
  a
• 5:10
  24
• 5:10
  hour
• 5:11
  pause
• 5:11
  rule.
• 5:12
  I'm
• 5:12
  not
• 5:12
  talking
• 5:13
  about
• 5:13
  forever,
• 5:14
  just
• 5:14
  24
• 5:15
  hours.
• 5:15
  And
• 5:15
  listen,
• 5:16
  if
• 5:16
  24
• 5:16
  hours
• 5:16
  doesn't
• 5:17
  work
• 5:17
  for
• 5:17
  you,
• 5:18
  make
• 5:18
  it
• 5:18
  48
• 5:19
  hours.
• 5:19
  I
• 5:19
  love
• 5:20
  to
• 5:20
  put
• 5:20
  stuff
• 5:20
  in
• 5:20
  the
• 5:20
  cart
• 5:21
  and
• 5:21
  come
• 5:21
  back
• 5:21
  to
• 5:21
  it
• 5:22
  in
• 5:22
  a
• 5:22
  day
• 5:22
  or
• 5:22
  two
• 5:23
  and
• 5:23
  then
• 5:24
  if
• 5:24
  I
• 5:24
  still
• 5:24
  want
• 5:24
  it,
• 5:25
  I
• 5:25
  go
• 5:25
  back
• 5:26
  to
• 5:26
  the
• 5:26
  cart.
• 5:26
  I
• 5:27
  can
• 5:27
  reconsider.
• 5:28
  But
• 5:28
  many
• 5:28
  times
• 5:29
  what
• 5:29
  I
• 5:29
  find,
• 5:30
  I
• 5:30
  don't
• 5:30
  need
• 5:30
  that
• 5:31
  thing
• 5:31
  anymore.
• 5:31
  That
• 5:32
  was
• 5:32
  just
• 5:32
  an
• 5:32
  emotional
• 5:32
  thing.
• 5:33
  Funny
• 5:33
  thing,
• 5:33
  the
• 5:33
  other
• 5:34
  day
• 5:34
  I
• 5:34
  did
• 5:34
  that
• 5:35
  and
• 5:35
  I
• 5:35
  realized
• 5:35
  already
• 5:36
  had
• 5:36
  what
• 5:36
  I
• 5:36
  was
• 5:36
  looking
• 5:37
  for.
• 5:38
  But
• 5:38
  when
• 5:38
  you
• 5:38
  put
• 5:38
  that
• 5:39
  pause
• 5:39
  in
• 5:39
  there,
• 5:40
  it
• 5:40
  feeds
• 5:41
  that
• 5:41
  urgency.
• 5:42
  And
• 5:42
  see
• 5:43
  those
• 5:43
  stress
• 5:43
  purchases
• 5:44
  and
• 5:44
  that's
• 5:44
  why
• 5:45
  it's
• 5:45
  so
• 5:45
  easy
• 5:45
  to
• 5:45
  do
• 5:46
  it.
• 5:46
  Those
• 5:47
  stress
• 5:47
  purchases
• 5:47
  thrive
• 5:48
  on
• 5:48
  immediacy.
• 5:50
  But
• 5:50
  wisdom,
• 5:51
  true
• 5:51
  wisdom,
• 5:52
  thrives
• 5:52
  in
• 5:53
  giving
• 5:53
  yourself
• 5:53
  some
• 5:54
  space.
• 5:55
  Now
• 5:55
  sometimes
• 5:56
  it's
• 5:56
  not
• 5:56
  about
• 5:57
  space,
• 5:58
  it's
• 5:58
  about
• 5:58
  not
• 5:59
  looking
• 5:59
  for,
• 6:00
  trying
• 6:00
  to
• 6:00
  figure
• 6:00
  out
• 6:00
  what
• 6:00
  you
• 6:01
  really
• 6:01
  want
• 6:01
  to
• 6:01
  do
• 6:01
  for
• 6:01
  wrists.
• 6:03
  So
• 6:03
  I'm
• 6:03
  going
• 6:03
  to
• 6:03
  encourage
• 6:04
  you
• 6:04
  to
• 6:04
  create
• 6:04
  what
• 6:04
  I
• 6:04
  call
• 6:05
  a
• 6:05
  rest
• 6:05
  menu.
• 6:06
  Things
• 6:06
  that
• 6:07
  cost
• 6:07
  little
• 6:07
  or
• 6:08
  nothing
• 6:08
  at
• 6:08
  all.
• 6:08
  And
• 6:09
  when
• 6:09
  you
• 6:09
  feel
• 6:09
  that
• 6:10
  stress,
• 6:11
  when
• 6:11
  that
• 6:11
  stress
• 6:11
  hits
• 6:12
  you
• 6:12
  like
• 6:12
  a
• 6:12
  ton
• 6:12
  of
• 6:12
  bricks,
• 6:14
  your
• 6:14
  brain
• 6:14
  needs
• 6:14
  an
• 6:15
  alternative.
• 6:16
  And
• 6:16
  I
• 6:16
  want
• 6:16
  you
• 6:16
  to
• 6:17
  do
• 6:17
  right
• 6:17
  now,
• 6:17
  I
• 6:17
  want
• 6:17
  you
• 6:17
  to
• 6:18
  write
• 6:18
  down
• 6:18
  five
• 6:18
  things
• 6:19
  that
• 6:19
  restore
• 6:19
  you.
• 6:20
  Now
• 6:20
  each
• 6:20
  of
• 6:20
  these
• 6:20
  could
• 6:21
  be
• 6:21
  different
• 6:21
  for
• 6:21
  each
• 6:22
  of
• 6:22
  us,
• 6:23
  but
• 6:23
  write
• 6:23
  these
• 6:24
  things
• 6:24
  down.
• 6:24
  And
• 6:24
  when
• 6:24
  you're
• 6:24
  feeling
• 6:25
  that
• 6:25
  stress,
• 6:25
  when
• 6:26
  you're
• 6:26
  feeling
• 6:26
  that
• 6:26
  anxiety,
• 6:27
  that
• 6:28
  loneliness,
• 6:29
  go
• 6:30
  to
• 6:30
  your
• 6:30
  rest
• 6:31
  menu
• 6:31
  things
• 6:31
  like
• 6:32
  a
• 6:32
  20
• 6:32
  minute
• 6:32
  walk.
• 6:33
  It's
• 6:33
  a
• 6:33
  great
• 6:34
  idea.
• 6:34
  Clear
• 6:34
  your
• 6:35
  mind.
• 6:36
  Maybe
• 6:36
  jump
• 6:36
  in
• 6:36
  the
• 6:37
  shower
• 6:37
  and
• 6:37
  listen.
• 6:37
  Don't
• 6:38
  take
• 6:38
  your
• 6:38
  phone
• 6:38
  with
• 6:38
  you.
• 6:39
  Does
• 6:39
  it
• 6:39
  play
• 6:39
  well?
• 6:40
  Electronics
• 6:40
  in
• 6:41
  the
• 6:41
  water,
• 6:42
  maybe
• 6:42
  call
• 6:42
  a
• 6:43
  friend.
• 6:43
  It's
• 6:44
  a
• 6:44
  great
• 6:44
  time
• 6:44
  to
• 6:45
  connect
• 6:45
  with
• 6:45
  somebody.
• 6:46
  Hey,
• 6:47
  call
• 6:47
  the
• 6:47
  best
• 6:47
  friend
• 6:47
  you
• 6:48
  got.
• 6:48
  Go
• 6:48
  to
• 6:49
  prayer.
• 6:50
  Ask
• 6:50
  the
• 6:51
  Lord
• 6:51
  to
• 6:51
  get
• 6:51
  you
• 6:51
  through
• 6:52
  that
• 6:52
  tough
• 6:52
  situation.
• 6:52
  Get
• 6:53
  into
• 6:53
  scripture.
• 6:54
  Maybe
• 6:55
  for
• 6:55
  you
• 6:55
  it's
• 6:55
  as
• 6:55
  simple
• 6:56
  as
• 6:56
  sitting
• 6:56
  outside
• 6:57
  with
• 6:57
  a
• 6:57
  cup
• 6:57
  of
• 6:57
  coffee
• 6:58
  that
• 6:58
  you
• 6:58
  make
• 6:58
  at
• 6:58
  home.
• 6:59
  Or
• 6:59
  I
• 7:00
  love
• 7:00
  this
• 7:00
  one
• 7:01
  journal.
• 7:01
  What's
• 7:02
  really
• 7:02
  heavy.
• 7:02
  What's
• 7:03
  bothering
• 7:03
  you
• 7:03
  right
• 7:04
  now?
• 7:05
  Because
• 7:05
  if
• 7:05
  you
• 7:05
  can
• 7:05
  get
• 7:06
  into
• 7:06
  real
• 7:06
  rest,
• 7:07
  I'm
• 7:07
  talking
• 7:07
  about
• 7:08
  rest
• 7:08
  that
• 7:08
  really
• 7:08
  matters,
• 7:10
  it's
• 7:10
  going
• 7:10
  to
• 7:11
  lower
• 7:11
  that
• 7:11
  anxiety.
• 7:13
  The
• 7:13
  problem
• 7:14
  with
• 7:14
  impulse
• 7:14
  spending,
• 7:15
  it
• 7:15
  just
• 7:16
  delays
• 7:16
  it
• 7:16
  and
• 7:16
  then
• 7:16
  you
• 7:17
  go
• 7:17
  back
• 7:17
  to
• 7:17
  it
• 7:17
  again.
• 7:17
  But
• 7:18
  now
• 7:18
  you
• 7:18
  feel
• 7:18
  guilty.
• 7:19
  Here's
• 7:20
  another
• 7:20
  pro
• 7:21
  tip.
• 7:21
  Budget
• 7:22
  intentional
• 7:23
  enjoyment.
• 7:23
  It's
• 7:24
  important
• 7:24
  that
• 7:24
  you
• 7:24
  do
• 7:24
  this
• 7:25
  because
• 7:25
  if
• 7:26
  you
• 7:26
  never
• 7:26
  allow
• 7:26
  yourself
• 7:27
  anything,
• 7:28
  you
• 7:28
  don't
• 7:28
  have
• 7:28
  any
• 7:28
  of
• 7:28
  those
• 7:29
  fun
• 7:29
  things
• 7:29
  in
• 7:30
  your
• 7:30
  budget.
• 7:31
  Let
• 7:31
  me
• 7:31
  tell
• 7:31
  you
• 7:31
  right
• 7:32
  now
• 7:32
  from
• 7:32
  personal
• 7:32
  experience,
• 7:33
  you're
• 7:34
  going
• 7:34
  to
• 7:34
  binge
• 7:35
  and
• 7:35
  you're
• 7:36
  going
• 7:36
  to
• 7:36
  overspend.
• 7:38
  So
• 7:38
  build
• 7:38
  in
• 7:38
  a
• 7:39
  small
• 7:39
  enjoyment
• 7:39
  line
• 7:40
  right
• 7:40
  in
• 7:40
  your
• 7:40
  budget.
• 7:40
  It
• 7:41
  doesn't
• 7:41
  have
• 7:41
  to
• 7:41
  be
• 7:41
  a
• 7:41
  big
• 7:42
  number.
• 7:43
  Maybe
• 7:43
  for
• 7:43
  you
• 7:43
  it's
• 7:43
  $20
• 7:44
  a
• 7:44
  paycheck
• 7:45
  or
• 7:45
  $40
• 7:46
  a
• 7:46
  paycheck.
• 7:47
  Whatever
• 7:47
  fits
• 7:47
  for
• 7:47
  your
• 7:47
  particular
• 7:48
  situation.
• 7:49
  Because
• 7:49
  when
• 7:50
  you
• 7:50
  plan
• 7:50
  that
• 7:51
  enjoyment
• 7:52
  number
• 7:52
  one,
• 7:52
  it
• 7:52
  feels
• 7:53
  peaceful
• 7:54
  and
• 7:54
  it
• 7:54
  helps
• 7:55
  you
• 7:55
  get
• 7:55
  back
• 7:55
  to
• 7:55
  that
• 7:56
  point
• 7:56
  of
• 7:56
  rest.
• 7:56
  Because
• 7:57
  the
• 7:57
  truth
• 7:57
  is,
• 7:57
  when
• 7:57
  we
• 7:58
  really
• 7:58
  are
• 7:58
  honest
• 7:58
  with
• 7:59
  ourselves,
• 8:00
  that
• 8:00
  emotional
• 8:01
  spending
• 8:02
  feels
• 8:02
  frantic.
• 8:03
  And
• 8:03
  it
• 8:04
  just
• 8:04
  puts
• 8:04
  us
• 8:04
  down
• 8:05
  a
• 8:05
  cycle
• 8:05
  and
• 8:06
  a
• 8:06
  spiral.
• 8:07
  Here's
• 8:08
  another
• 8:08
  pro
• 8:08
  tip.
• 8:09
  Track
• 8:09
  how
• 8:10
  you
• 8:10
  feel
• 8:10
  after
• 8:10
  each
• 8:11
  choice.
• 8:12
  Now,
• 8:13
  this
• 8:13
  one
• 8:13
  takes
• 8:13
  a
• 8:13
  little
• 8:13
  soul
• 8:14
  searching,
• 8:15
  but
• 8:15
  after
• 8:15
  you
• 8:16
  make
• 8:16
  a
• 8:16
  stress
• 8:16
  purchase,
• 8:17
  ask
• 8:18
  yourself
• 8:18
  this
• 8:19
  very
• 8:19
  difficult
• 8:19
  question.
• 8:20
  Ask
• 8:20
  yourself,
• 8:21
  do
• 8:21
  I
• 8:21
  feel
• 8:21
  calmer
• 8:22
  or
• 8:23
  more
• 8:23
  tense?
• 8:24
  When
• 8:24
  you
• 8:24
  make
• 8:25
  that
• 8:25
  stress
• 8:25
  purchase,
• 8:26
  do
• 8:26
  I
• 8:26
  feel
• 8:26
  calmer
• 8:27
  or
• 8:27
  do
• 8:27
  I
• 8:27
  feel
• 8:28
  more
• 8:28
  tense?
• 8:29
  And
• 8:29
  then
• 8:29
  ask
• 8:29
  yourself
• 8:30
  this
• 8:30
  after
• 8:31
  genuine
• 8:31
  risk,
• 8:33
  do
• 8:33
  I
• 8:33
  feel
• 8:33
  grounded?
• 8:35
  When
• 8:35
  you
• 8:35
  pick
• 8:35
  one
• 8:36
  of
• 8:36
  those
• 8:36
  things
• 8:36
  we
• 8:36
  talk
• 8:36
  about
• 8:37
  that
• 8:37
  rest
• 8:37
  menu,
• 8:38
  do
• 8:38
  you
• 8:38
  feel
• 8:39
  grounded?
• 8:40
  What
• 8:40
  I
• 8:40
  have
• 8:40
  found
• 8:41
  in
• 8:41
  my
• 8:41
  own
• 8:41
  life,
• 8:42
  when
• 8:43
  I
• 8:43
  look
• 8:43
  at
• 8:43
  those
• 8:43
  patterns,
• 8:44
  it
• 8:44
  really
• 8:44
  reveals
• 8:45
  the
• 8:45
  truth
• 8:45
  in
• 8:45
  my
• 8:46
  life.
• 8:47
  Because
• 8:47
  in
• 8:47
  the
• 8:47
  end,
• 8:47
  we're
• 8:48
  not
• 8:48
  trying
• 8:48
  to
• 8:48
  punish
• 8:49
  ourselves.
• 8:50
  We're
• 8:50
  trying
• 8:50
  to
• 8:50
  learn
• 8:51
  what
• 8:51
  works
• 8:51
  best
• 8:51
  for
• 8:52
  us.
• 8:53
  Because
• 8:53
  guess
• 8:54
  what,
• 8:54
  friend,
• 8:55
  you
• 8:55
  deserve
• 8:55
  peace,
• 8:56
  not
• 8:57
  more
• 8:57
  payments.
• 8:59
  So
• 8:59
  here's
• 8:59
  your
• 8:59
  win
• 8:59
  for
• 9:00
  today.
• 9:00
  I
• 9:00
  want
• 9:00
  to
• 9:00
  really
• 9:01
  lean
• 9:01
  into
• 9:01
  this.
• 9:02
  I
• 9:02
  want
• 9:02
  you
• 9:02
  to
• 9:02
  go
• 9:02
  and
• 9:02
  write
• 9:03
  that
• 9:03
  rest
• 9:03
  menu.
• 9:04
  Just
• 9:04
  like
• 9:04
  a
• 9:04
  restaurant
• 9:05
  has
• 9:05
  a
• 9:05
  menu
• 9:06
  for
• 9:06
  you
• 9:06
  to
• 9:06
  pick
• 9:06
  to
• 9:06
  eat
• 9:07
  from.
• 9:07
  I
• 9:07
  want
• 9:07
  you
• 9:08
  to
• 9:08
  build
• 9:08
  that
• 9:08
  rest
• 9:08
  menu.
• 9:09
  Just
• 9:09
  pick
• 9:10
  five
• 9:10
  things
• 9:10
  that
• 9:11
  you
• 9:11
  can
• 9:11
  do
• 9:12
  the
• 9:12
  next
• 9:12
  time
• 9:12
  that
• 9:13
  stress
• 9:13
  time
• 9:13
  spikes.
• 9:14
  Instead
• 9:15
  of
• 9:15
  opening
• 9:15
  a
• 9:16
  shopping
• 9:16
  app,
• 9:17
  put
• 9:17
  it
• 9:17
  on
• 9:18
  your
• 9:18
  phone,
• 9:18
  put
• 9:19
  it
• 9:19
  on
• 9:19
  the
• 9:19
  refrigerator.
• 9:20
  Whatever
• 9:20
  works
• 9:20
  for
• 9:20
  you.
• 9:20
  Keep
• 9:21
  it
• 9:21
  visible.
• 9:22
  Give
• 9:22
  yourself
• 9:23
  options
• 9:24
  before
• 9:24
  those
• 9:24
  impulses
• 9:25
  take
• 9:25
  over.
• 9:26
  Well,
• 9:27
  let's
• 9:27
  get
• 9:27
  to
• 9:27
  today's
• 9:28
  Bible
• 9:28
  verse
• 9:29
  comes
• 9:29
  to
• 9:29
  us
• 9:29
  from
• 9:30
  First
• 9:30
  Corinthians,
• 9:31
  chapter
• 9:32
  6,
• 9:32
  verse
• 9:32
  12.
• 9:33
  And
• 9:33
  this
• 9:34
  one
• 9:34
  just
• 9:34
  nails
• 9:35
  our
• 9:35
  topic
• 9:35
  today.
• 9:35
  Again,
• 9:36
  that's
• 9:36
  First
• 9:36
  Corinthians,
• 9:37
  chapter
• 9:38
  6,
• 9:38
  verse
• 9:39
  12.
• 9:40
  I
• 9:40
  have
• 9:41
  the
• 9:41
  right
• 9:41
  to
• 9:41
  do
• 9:41
  anything,
• 9:43
  but
• 9:43
  not
• 9:44
  everything
• 9:44
  is
• 9:44
  beneficial.
• 9:46
  I
• 9:46
  have
• 9:46
  the
• 9:46
  right
• 9:46
  to
• 9:47
  do
• 9:47
  anything,
• 9:48
  but
• 9:48
  I
• 9:48
  will
• 9:48
  not
• 9:49
  be
• 9:49
  mastered
• 9:50
  by
• 9:50
  anything.
• 9:52
  See,
• 9:52
  freedom
• 9:53
  isn't
• 9:53
  doing
• 9:54
  whatever
• 9:54
  you
• 9:54
  want.
• 9:55
  A
• 9:56
  lot
• 9:56
  of
• 9:56
  people
• 9:56
  say,
• 9:56
  well,
• 9:56
  that's
• 9:56
  ultimate
• 9:57
  freedom.
• 9:57
  I
• 9:57
  can
• 9:57
  do
• 9:57
  whatever
• 9:58
  I
• 9:58
  want.
• 9:58
  No,
• 9:58
  it's
• 9:59
  refusing
• 9:59
  to
• 9:59
  be
• 10:00
  controlled
• 10:00
  by
• 10:01
  what
• 10:01
  harms
• 10:01
  us.
• 10:03
  Let's
• 10:03
  pray
• 10:04
  about
• 10:04
  that
• 10:04
  right
• 10:04
  now.
• 10:05
  Father
• 10:06
  God,
• 10:06
  you
• 10:07
  know
• 10:07
  the
• 10:07
  weight
• 10:07
  we're
• 10:08
  carrying,
• 10:09
  you
• 10:09
  know
• 10:09
  the
• 10:09
  stress
• 10:10
  that
• 10:10
  we
• 10:11
  feel
• 10:11
  before
• 10:11
  we
• 10:12
  ever
• 10:12
  reach
• 10:12
  for
• 10:13
  our
• 10:13
  wallets.
• 10:14
  Help
• 10:14
  us
• 10:15
  right
• 10:15
  now
• 10:15
  to
• 10:15
  pause,
• 10:16
  Lord.
• 10:17
  Help
• 10:17
  us
• 10:17
  to
• 10:17
  see
• 10:17
  the
• 10:18
  difference
• 10:18
  between
• 10:18
  true
• 10:19
  rest
• 10:19
  and
• 10:19
  just
• 10:20
  a
• 10:20
  temporary
• 10:20
  escape.
• 10:22
  Give
• 10:22
  us
• 10:22
  wisdom
• 10:23
  to
• 10:23
  build
• 10:23
  those
• 10:23
  new
• 10:24
  habits,
• 10:24
  Lord,
• 10:24
  and
• 10:25
  strength
• 10:25
  to
• 10:25
  wait
• 10:25
  those
• 10:26
  24
• 10:27
  or
• 10:27
  48
• 10:27
  hours
• 10:28
  and
• 10:29
  help
• 10:29
  us
• 10:29
  to
• 10:29
  see
• 10:29
  that
• 10:30
  peace
• 10:30
  doesn't
• 10:30
  come
• 10:31
  with
• 10:31
  regret
• 10:31
  at
• 10:31
  the
• 10:32
  end.
• 10:33
  Remind
• 10:33
  us
• 10:33
  all
• 10:34
  the
• 10:34
  time
• 10:34
  that
• 10:34
  we're
• 10:34
  not
• 10:35
  weak
• 10:35
  and
• 10:36
  that
• 10:36
  we're
• 10:36
  learning
• 10:36
  discipline
• 10:37
  every
• 10:37
  day.
• 10:38
  And
• 10:39
  what
• 10:39
  we
• 10:39
  know,
• 10:39
  Lord,
• 10:40
  is
• 10:40
  that
• 10:40
  discipline
• 10:41
  leads
• 10:42
  us
• 10:42
  to
• 10:42
  freedom.
• 10:43
  And
• 10:43
  we
• 10:43
  ask
• 10:44
  this
• 10:44
  in
• 10:44
  Jesus
• 10:45
  name,
• 10:46
  Amen.
• 10:48
  I
• 10:48
  just
• 10:48
  want
• 10:48
  to
• 10:48
  encourage
• 10:49
  you.
• 10:50
  You're
• 10:50
  not
• 10:50
  denying
• 10:51
  yourself.
• 10:52
  You're
• 10:52
  protecting
• 10:53
  your
• 10:53
  peace.
• 10:54
  And
• 10:54
  if
• 10:55
  you've
• 10:55
  got
• 10:55
  a
• 10:55
  question
• 10:55
  for
• 10:56
  this
• 10:56
  show,
• 10:56
  hey,
• 10:56
  listen
• 10:57
  to
• 10:57
  this.
• 10:57
  You
• 10:57
  can
• 10:58
  send
• 10:58
  me
• 10:58
  a
• 10:58
  voicemail.
• 10:59
  If
• 10:59
  you've
• 10:59
  got
• 11:00
  something
• 11:00
  you
• 11:00
  really
• 11:00
  want
• 11:00
  to
• 11:01
  share,
• 11:01
  something
• 11:01
  that's
• 11:01
  tugging
• 11:02
  at
• 11:02
  your
• 11:02
  heart,
• 11:03
  you
• 11:03
  can
• 11:03
  record
• 11:03
  it
• 11:04
  right
• 11:05
  at
• 11:05
  financiallyconfidentchristian.com/voicemail.
• 11:09
  Just
• 11:09
  like
• 11:09
  you
• 11:09
  send
• 11:09
  somebody
• 11:10
  voicemail,
• 11:10
  just
• 11:10
  go
• 11:11
  to
• 11:11
  that
• 11:11
  website.
• 11:11
  I'm
• 11:11
  going
• 11:11
  to
• 11:11
  give
• 11:12
  it
• 11:12
  to
• 11:12
  you
• 11:12
  again
• 11:12
  in
• 11:12
  near
• 11:12
  a
• 11:12
  second.
• 11:13
  Financiallyconfidentchristian.Com/Voicemail.
• 11:18
  It's
• 11:18
  super
• 11:18
  simple.
• 11:19
  You
• 11:19
  just
• 11:20
  record
• 11:20
  your
• 11:20
  voice.
• 11:20
  And
• 11:20
  guess
• 11:21
  what?
• 11:21
  I'll
• 11:22
  answer
• 11:22
  your
• 11:22
  question
• 11:23
  on
• 11:23
  the
• 11:23
  show.
• 11:23
  Well,
• 11:24
  thank
• 11:24
  you
• 11:24
  so
• 11:24
  much
• 11:24
  for
• 11:25
  joining
• 11:25
  me
• 11:25
  today.
• 11:26
  Stay
• 11:26
  financially
• 11:27
  savvy.
• 11:27
  May
• 11:28
  God
• 11:28
  bless
• 11:28
  you,
• 11:28
  and
• 11:29
  you
• 11:29
  have
• 11:29
  a
• 11:30
  great
• 11:30
  day
• 11:30
  today.