Latest / Billy & Lisa in the Morning / Classic Moment: Cash Is Cringe

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Classic Moment: Cash Is Cringe · Billy & Lisa in the Morning

• 0:00
  Speaker 1: I wanted to say that for Venmo. For me, I'm
• 0:02
  Speaker 1: in my twenties. I use Venmo for like everything, never
• 0:05
  Speaker 1: carry cash.
• 0:05
  Speaker 2: My dad, on the other hand, solely carries cash and
• 0:09
  Speaker 2: like I've never even seen him, like you've been mo
• 0:12
  Speaker 2: in his life.
• 0:12
  Speaker 3: And to me, using cash, I'll use it as bake money.
• 0:15
  Speaker 1: I'll buy a scratch to get whatever.
• 0:16
  Speaker 4: But Venmo, I'm like budgeting.
• 0:17
  Speaker 2: I'm knowing what I'm using that money for.
• 0:19
  Speaker 1: So that's my take.
• 0:20
  Speaker 3: That's a good point. If you're buying a Powerball or
• 0:22
  Speaker 3: Mega millions, got to pay cash, right, But then again,
• 0:26
  Speaker 3: the convenience store will have an ATM like right to
• 0:29
  Speaker 3: your right or left.
• 0:31
  Speaker 5: I don't want to pay the fee. Oh god, okay,
• 0:35
  Speaker 5: I buy my tickets on that app right Jack pocket
• 0:39
  Speaker 5: the fee. There was a hassle. Yeah, there is a fee. Yeah,
• 0:44
  Speaker 5: but it's more convenient. I don't have to go to
• 0:46
  Speaker 5: the store. I can do it for my house.
• 0:47
  Speaker 3: Yeah, my wife Michelle does it online if she buys
• 0:49
  Speaker 3: powerballer Mega Millions. Both, by the way, are over the
• 0:52
  Speaker 3: top right now. One is over seven hundred million, the
• 0:54
  Speaker 3: others over eight hundred And who's up next? We got
• 0:59
  Speaker 3: Ashley and Ashley, what's up.
• 1:03
  Speaker 1: Hey, So you guys were talking about the penny shortage thing,
• 1:06
  Speaker 1: and I'm a commercial manager for an auto parts store
• 1:09
  Speaker 1: and we went to go get you know, changed from
• 1:11
  Speaker 1: the bank and they were like, oh, no, we have nothing,
• 1:14
  Speaker 1: no pennies for you. You're going to have to figure
• 1:16
  Speaker 1: something out. So then I sent an email out saying, hey,
• 1:19
  Speaker 1: what are we doing with this? And they're like, well,
• 1:21
  Speaker 1: we're going to have to round. If it's eight or nine,
• 1:23
  Speaker 1: you go up. If it's you know, six or seven, haha,
• 1:27
  Speaker 1: you round down.
• 1:28
  Speaker 3: So as a business, you need the pennies to issue,
• 1:30
  Speaker 3: can't change right, right.
• 1:33
  Speaker 1: So now we have this, you know, little paper sign
• 1:35
  Speaker 1: on the door saying please come in, you know, with
• 1:37
  Speaker 1: the exact change because we don't have anything.
• 1:40
  Speaker 3: Well, maybe we can do a deal because I have
• 1:42
  Speaker 3: an entire Belmont Springs giant bottle full of pennies.
• 1:47
  Speaker 2: You come right on in.
• 1:48
  Speaker 1: I'm sure they'll be very happy.
• 1:50
  Speaker 3: Actually, just take them off my hands, you can have them.
• 1:53
  Speaker 3: I'm just saying thank you for the call. Pennies. That's
• 1:55
  Speaker 3: a big story justin.
• 1:56
  Speaker 5: You know, it really is. Yeah, I saw a whole
• 1:58
  Speaker 5: story on it. You should save your pennies. They could
• 2:00
  Speaker 5: be worth money in the future.
• 2:01
  Speaker 3: Wow.
• 2:02
  Speaker 5: So do you have pennies at home? Bill?
• 2:03
  Speaker 3: Tons of pennies?
• 2:05
  Speaker 5: Yeah, hold on to them, they're not making them anymore.
• 2:08
  Speaker 5: The dollar bill. I have two dollar bills at home.
• 2:10
  Speaker 3: I need to I have a couple. Yeah, yeah, yeah.
• 2:13
  Speaker 3: Who are the people are going to buy pennies?
• 2:14
  Speaker 5: Well, coin collectors, people that you know buy.
• 2:18
  Speaker 3: You never know. You could be sitting on some rare penny.
• 2:22
  Speaker 3: I could have a fortune in that plastic bob fortune
• 2:25
  Speaker 3: are the right year.
• 2:25
  Speaker 5: If you actually go by the dates and look it
• 2:28
  Speaker 5: up online that the penny was made, they could be
• 2:30
  Speaker 5: worth some money. Oh wow, Yeah.
• 2:32
  Speaker 4: Just saying what you guys just said about the Venmo
• 2:35
  Speaker 4: transactions and watching what your friends had was so funny.
• 2:38
  Speaker 4: I left out loud. My mom she doesn't really use
• 2:40
  Speaker 4: a lot of social media and stuff, but once in
• 2:42
  Speaker 4: a while she'll call me and just be like, oh,
• 2:45
  Speaker 4: did you see your friend Sarah from high school was
• 2:47
  Speaker 4: sending money to this other girl that we know, you
• 2:50
  Speaker 4: know from high school. Wonder what they were doing. I
• 2:52
  Speaker 4: didn't know they were still friends, and it's so weird.
• 2:54
  Speaker 4: She's like stalking people on Venmo. It's pretty funny you
• 2:57
  Speaker 4: crashed me up.
• 2:58
  Speaker 5: I'm telling you, it's one of my favorite things to do.
• 3:00
  Speaker 5: And so when I send my wife money, I always
• 3:03
  Speaker 5: leave a funny comment or emoji. So I'll leave like
• 3:05
  Speaker 5: an eggplant or a peach emoji. God, so, you know,
• 3:10
  Speaker 5: it could.
• 3:10
  Speaker 3: Be my new pastime. I'm going to track people on venmo,
• 3:13
  Speaker 3: see what they're up to. Well, then my friends will
• 3:14
  Speaker 3: message me. They'll see it because they're scrolling too.
• 3:16
  Speaker 5: They're scrolling the Venmo too, and they'll be like, oh,
• 3:19
  Speaker 5: that's interesting an eggplant emoji? You know, why did you
• 3:21
  Speaker 5: send her money for? You know, it's it's fun. I'm
• 3:24
  Speaker 5: telling you.
• 3:25
  Speaker 6: I love to scroll Venmo.
• 3:26
  Speaker 4: It's so funny to see what like husband and wife
• 3:29
  Speaker 4: are paying each other for it.
• 3:31
  Speaker 1: And also it's just like another one of my social
• 3:34
  Speaker 1: medias that I scroll.
• 3:36
  Speaker 3: It really is like a social media Okay, this could
• 3:38
  Speaker 3: have been my new hobby.
• 3:39
  Speaker 5: Bill, you should do it.
• 3:41
  Speaker 3: Come in with stories every morning?
• 3:42
  Speaker 5: Yeah?
• 3:42
  Speaker 3: He wait, you hear what happened on venmo yesterday? Oh?
• 3:45
  Speaker 5: Why is he sending her.
• 3:48
  Speaker 3: There?
• 3:49
  Speaker 5: Sheap prick.
• 3:50
  Speaker 3: I love cash, and the reason I love cash is
• 3:54
  Speaker 3: because of girl math.
• 3:55
  Speaker 5: If I have cash and I use it to go
• 3:58
  Speaker 5: buy a cup of coffee or a nice shirt. That
• 4:01
  Speaker 5: shirt or coffee is basically free because it's not being
• 4:04
  Speaker 5: taken out of my account. So I'm teamed cash. It
• 4:09
  Speaker 5: is so true.
• 4:09
  Speaker 6: It's like you just don't think about it.
• 4:12
  Speaker 5: Yeah, yeah, I actually have it like magic money. I
• 4:15
  Speaker 5: have one hundred and twenty dollars in cash at my
• 4:17
  Speaker 5: house that was given to me like a week ago.
• 4:19
  Speaker 5: It's in my cabinet and I'm gonna I'm gonna use
• 4:21
  Speaker 5: it this weekend. It is like free money.
• 4:23
  Speaker 3: Yeah.
• 4:24
  Speaker 5: Even though I lent it to somebody digitally, they gave
• 4:26
  Speaker 5: it back to me in cash. It's like, you know,
• 4:30
  Speaker 5: free money.
• 4:30
  Speaker 3: Yeah. I go through that all the time because if
• 4:32
  Speaker 3: I paid cash for something, it doesn't appear in your accounts, right,
• 4:35
  Speaker 3: you know, so there's no information available. It's just gone.
• 4:38
  Speaker 5: It's free money. Venmo feels like free money.
• 4:41
  Speaker 3: It's just money that's sitting in an account that you
• 4:44
  Speaker 3: kind of forget.
• 4:45
  Speaker 2: About here and there.
• 4:47
  Speaker 3: But I mean that's how I get all my free
• 4:49
  Speaker 3: Starbucks girl math.
• 4:53
  Speaker 5: See everyone's on board.
• 4:55
  Speaker 3: You know.
• 4:55
  Speaker 5: It's cringe taxes.
• 4:58
  Speaker 3: The last thing I want to do is it job
• 5:00
  Speaker 3: for someone and have them send me a Venmo to
• 5:05
  Speaker 3: create a paper trail to pay more taxes.
• 5:09
  Speaker 5: You know, that's actually a good point too. Yeah, yeah, yeah,
• 5:12
  Speaker 5: it does create a paper trail.
• 5:14
  Speaker 3: Well, I got a check from a friend of mine
• 5:16
  Speaker 3: said a cash is king with small businesses. That's what
• 5:18
  Speaker 3: he's talking about right there.
• 5:20
  Speaker 5: Yeah. Yeah, or even you know, if you know you
• 5:23
  Speaker 5: do work for somebody and they pay you on Venmo,
• 5:26
  Speaker 5: you'd probably prefer cash.
• 5:28
  Speaker 3: You know, they absolutely would prefer cash.
• 5:30
  Speaker 5: Yeah, especially like a side job or whatever. Yeah, because
• 5:33
  Speaker 5: then they they want them money, they gonna come get it.
• 5:35
  Speaker 6: My place of business just got hacked on a Zell payment,
• 5:41
  Speaker 6: so the vendor that I was paying, their email actually
• 5:44
  Speaker 6: got intercepted and the other person sent me their Zell information.
• 5:53
  Speaker 6: So we've reported it and we're working on getting that
• 5:55
  Speaker 6: money back. But it's a process. And it was twenty
• 5:58
  Speaker 6: three hundred dollars loss.
• 6:00
  Speaker 5: What an ouch? I what a nightmare.
• 6:03
  Speaker 3: I'm not familiar with Zel. What's the difference. It's a
• 6:05
  Speaker 3: send money, Yeah, same thing through your bank account. Yeah, okay, yeah,
• 6:09
  Speaker 3: they Zell, Venmo, PayPal. Let's go to page in havebroline one. Hey, Paige,
• 6:12
  Speaker 3: what's your story? Cash is king?
• 6:15
  Speaker 2: Okay? Cash is not king. Listen. I used to live
• 6:18
  Speaker 2: down in Fort Myers, Florida for a couple of years,
• 6:21
  Speaker 2: and I was downtown. I got mugged. They took all
• 6:25
  Speaker 2: my cash. They had like two hundred dollars in cash,
• 6:27
  Speaker 2: and I have yet to carry cash in my purse again.
• 6:31
  Speaker 3: You got mugged in Fort Myers, Florida.
• 6:35
  Speaker 2: I did, and I went to the cops and there
• 6:38
  Speaker 2: was no like video anywhere around, so literally nothing could
• 6:42
  Speaker 2: be done. They got away with it.
• 6:43
  Speaker 3: Did you suffer injuries?
• 6:46
  Speaker 2: No, literally, just I say mugged. I got pushed to
• 6:49
  Speaker 2: the ground, they grabbed my bag and ran. But I
• 6:52
  Speaker 2: had to get a whole new license, I had to
• 6:54
  Speaker 2: get a whole new credit card, all everything. It sucks
• 6:57
  Speaker 2: so bad. So now I will not carry cash.
• 7:00
  Speaker 3: All right, that's another good reason to not carry cash.
• 7:02
  Speaker 3: Is it too late for me to become a gen Z?
• 7:06
  Speaker 5: I think so. I think you've you're you're past the
• 7:09
  Speaker 5: expiration date on that bill.