Latest / Two Broke Chicks / 20+ Things You SHOULD Spend Your Money On In Your 20s

Transcript

20+ Things You SHOULD Spend Your Money On In Your 20s · Two Broke Chicks

• 0:04
  Speaker 1: So I think investing in a polaroid camera or a
• 0:07
  Speaker 1: film camera is such a good idea because I actually
• 0:12
  Speaker 1: look at those photos. So we both have the Instacs
• 0:15
  Speaker 1: photo printer, which is this really cool tool that if
• 0:19
  Speaker 1: you don't have a Polaroid camera, you can print out
• 0:22
  Speaker 1: photos from your phone using this little printer.
• 0:25
  Speaker 2: And it comes out on pieces of polaroid film.
• 0:28
  Speaker 3: Good to take notes on. Have done it?
• 0:31
  Speaker 2: Have reviewed them?
• 0:32
  Speaker 4: Yeah?
• 0:32
  Speaker 3: I literally showed themselves out.
• 0:34
  Speaker 2: Look at my bibbies.
• 0:35
  Speaker 3: She was like, I'm great.
• 0:37
  Speaker 2: And then she turns around. She's like where to go?
• 0:38
  Speaker 5: And I'm like, yes, I was literally taking one home
• 0:42
  Speaker 5: with her. Salook, She's got it in her wallet. It
• 0:48
  Speaker 5: likes where people have their kids school photos.
• 0:56
  Speaker 4: Hey jicks, I'm out and I'm sal And this is
• 0:58
  Speaker 4: two boat chicks to show that she has left.
• 0:59
  Speaker 3: Let's since because we are broken funds but rich in life.
• 1:03
  Speaker 3: And this is the last episode for this season.
• 1:06
  Speaker 4: Chicky chocks, Oh my god, Taflers, when you're having fun,
• 1:10
  Speaker 4: what a wild run.
• 1:12
  Speaker 3: Season three has been so much fun. But don't worry.
• 1:16
  Speaker 4: Even though this is the last main episode for season three,
• 1:20
  Speaker 4: we will be back next season with even bigger and
• 1:24
  Speaker 4: better podcasts to give you podcasts, videos, podcasts, we've all
• 1:31
  Speaker 4: all of it.
• 1:31
  Speaker 3: Maybe even some merch who knows keep an eye out.
• 1:35
  Speaker 2: For that swag.
• 1:37
  Speaker 4: Well, now no one's going to buy our staff.
• 1:42
  Speaker 3: Oh thank you, we're broke.
• 1:46
  Speaker 4: I mean it's the name of shirts, name of shirts,
• 1:48
  Speaker 4: everyone knows. But today we are going to be talking
• 1:51
  Speaker 4: about the things you should spend your money on in
• 1:54
  Speaker 4: your twenties.
• 1:55
  Speaker 3: We did an episode of things that you Shouldn't.
• 1:58
  Speaker 4: Spend your money on, and we were like, we love
• 2:00
  Speaker 4: spending money, so we're going to tell you what are
• 2:03
  Speaker 4: the worthy investments in your twenties or at any age.
• 2:07
  Speaker 3: And they can range from you know.
• 2:09
  Speaker 4: Some like fun, little goofy, gily stuff and then as
• 2:12
  Speaker 4: well as some things that are actually really really valuable.
• 2:15
  Speaker 3: All of it's valuable, but you know, some lighthearted stuff, some.
• 2:18
  Speaker 2: Lighthearted and life changing.
• 2:19
  Speaker 3: Yeah.
• 2:20
  Speaker 4: Do we talk about Little Fat Lame in this episode?
• 2:23
  Speaker 4: Maybe obviously, maybe we do, Maybe we don't. We'll have
• 2:26
  Speaker 4: to listen to fin Now Passion Pop, Little Fat Lamb
• 2:29
  Speaker 4: are the co hosts.
• 2:29
  Speaker 2: Today, they're the sponsors.
• 2:32
  Speaker 3: Yeah, we're actually just drunk right now. I'm kidding.
• 2:34
  Speaker 2: I wish yeah me too. It's like ten thirty in
• 2:36
  Speaker 2: the morning. Yeah, bloody Mary's.
• 2:38
  Speaker 3: I mean it's five pm somewhere.
• 2:39
  Speaker 2: It's true, mamusa's massages.
• 2:43
  Speaker 4: Where are you going anyway? Trick yourself anyway? Anyway, Anyway,
• 2:48
  Speaker 4: Before we get into the episode, we always start with
• 2:50
  Speaker 4: our life lesson of the week. So, so what's your
• 2:52
  Speaker 4: life lesson of the week.
• 2:53
  Speaker 1: So my life lesson of the week is to wear
• 2:58
  Speaker 1: a crystal in your brain when you have a big
• 3:02
  Speaker 1: day ahead of you, witch WITCHI boo. So if you're
• 3:06
  Speaker 1: going for a job interview, maybe you're going to break
• 3:08
  Speaker 1: up with your boyfriend, you've got a tough conversation to have,
• 3:12
  Speaker 1: you've got to do a speech, you've got a.
• 3:14
  Speaker 2: UNI assignment or an exam or something.
• 3:17
  Speaker 3: It's just this episode, it's just you listen, just.
• 3:20
  Speaker 4: Things that you might have to do, things that you
• 3:21
  Speaker 4: might have to do.
• 3:22
  Speaker 1: But basically, if there's high stakes, ye things on the line,
• 3:26
  Speaker 1: pop a little crystal in your bra Alan, I did
• 3:29
  Speaker 1: a talk at Spotify this week, which you might have
• 3:32
  Speaker 1: seen us talk about on our Instagram, and I was nervous.
• 3:36
  Speaker 2: Although we have a podcast, public speaking isn't really my jam,
• 3:39
  Speaker 2: especially in front of people. And I was telling my
• 3:41
  Speaker 2: mom about it.
• 3:42
  Speaker 1: She was like, my mom's a little white witch and
• 3:44
  Speaker 1: she's like a little hippie lady who believes in all
• 3:46
  Speaker 1: of that stuff.
• 3:47
  Speaker 2: And I do love crystals as well, but you know,
• 3:51
  Speaker 2: sometimes I'm like how much do they work?
• 3:53
  Speaker 3: I don't know.
• 3:54
  Speaker 1: Anyway, she sent me this gift pack of some essential
• 3:57
  Speaker 1: oils to like rub on my wrists and neck before
• 4:00
  Speaker 1: that you know, had like some calming essences in them.
• 4:04
  Speaker 1: But also she sent me a couple of crystals and
• 4:06
  Speaker 1: she was like, wear these in your bra and when
• 4:08
  Speaker 1: I was like, okay, I'll do it, and she sent
• 4:10
  Speaker 1: me lapis, which is good for communication, and then another
• 4:13
  Speaker 1: one that's good for anxiety. So I put them in
• 4:15
  Speaker 1: my bra and then we were sitting on the panel
• 4:18
  Speaker 1: and I was so nervous, like shaking, and then I
• 4:23
  Speaker 1: was like, no, wait a second, just remember bioby rocks.
• 4:27
  Speaker 2: You've got little rocks in your booby Bobby rocks.
• 4:30
  Speaker 1: And literally from that second I felt fine, amazing, like
• 4:35
  Speaker 1: the shakes completely went away, and I was like, oh
• 4:38
  Speaker 1: my god, like this is I feel so comfortable. I
• 4:40
  Speaker 1: feel so relaxed. Whether or not they actually worked or
• 4:45
  Speaker 1: it was a placebo.
• 4:46
  Speaker 3: I feel like it's a mindset.
• 4:48
  Speaker 2: It's a mindset.
• 4:48
  Speaker 3: It's a mindset.
• 4:49
  Speaker 4: So whether it's like it's like when you're like when
• 4:52
  Speaker 4: you were little in your parents, like something could be
• 4:55
  Speaker 4: absolutely cooked on your.
• 4:56
  Speaker 3: Prayers and be like it's okay, you'd be like, oh, okay,
• 4:58
  Speaker 3: it's fine.
• 4:58
  Speaker 2: Yeah.
• 4:59
  Speaker 4: I feel like when you kind of have that belief
• 5:02
  Speaker 4: in something, whether or not it's true, whether or not it's.
• 5:06
  Speaker 3: Real, it does help.
• 5:08
  Speaker 1: Yeah, Like if it's a lucky pair of socks or
• 5:10
  Speaker 1: something like, figure out whatever that is for you. And
• 5:14
  Speaker 1: I think it helps take the pressure off because you
• 5:16
  Speaker 1: feel like there's a high power taking care of you.
• 5:18
  Speaker 1: It's like dreamcatches all those little worry dolls that you
• 5:21
  Speaker 1: put under your pillow.
• 5:22
  Speaker 2: All of this stuff works, whether or not.
• 5:24
  Speaker 1: It's actually the magic or whatever. But that's my life,
• 5:28
  Speaker 1: lesson what's yours.
• 5:29
  Speaker 4: Okay, So a couple episodes back, like in season two,
• 5:33
  Speaker 4: we did an episode exposing popular fashion sustainability scores where
• 5:38
  Speaker 4: we used good on You to look up really popular
• 5:40
  Speaker 4: fashion brands and it was pretty hectic. Yeah, if you
• 5:45
  Speaker 4: haven't listened to it, go back and listen to it.
• 5:47
  Speaker 4: It actually really kind of changed the way that I shop.
• 5:50
  Speaker 4: After doing all that research and we kind of spoke
• 5:54
  Speaker 4: about in that episode how and you know, we didn't
• 5:57
  Speaker 4: invent the term, but how a lot of brands is
• 6:00
  Speaker 4: very smoke and mirrors on what does made from recyclable
• 6:03
  Speaker 4: materials mean? Or like what does a sustainable range mean?
• 6:06
  Speaker 4: It doesn't actually have any measurements to it. Like how
• 6:09
  Speaker 4: much of a garment has to be using recycled materials
• 6:14
  Speaker 4: for it to be able to have that stamp like
• 6:16
  Speaker 4: was something that we always wondered because that's not clear.
• 6:19
  Speaker 3: And this year the Australian.
• 6:22
  Speaker 4: Businesses were investigated on their green washing and whether they
• 6:26
  Speaker 4: are being accused of green washing and more than half
• 6:30
  Speaker 4: of Australian businesses investigated by the a Triple C are
• 6:33
  Speaker 4: accused of green washing. EO.
• 6:36
  Speaker 3: Yeah.
• 6:37
  Speaker 4: So this was published on the Daily OS on the
• 6:39
  Speaker 4: second of March and of the two hundred and forty
• 6:41
  Speaker 4: seven businesses investigated, fifty seven percent were found to have
• 6:46
  Speaker 4: made concerning environmental claims.
• 6:48
  Speaker 2: Jesus, can we name and shame? Do we have any brands?
• 6:52
  Speaker 4: So there aren't any brands named yet, but all eight
• 6:56
  Speaker 4: sectors investigated were found to have some level of concerning
• 6:59
  Speaker 4: environmental sustainability claims. Those with the greatest proportion of concerning
• 7:04
  Speaker 4: claims were in cosmetics and personal care, textiles, garments and shoes,
• 7:08
  Speaker 4: and food and beverage businesses, So basically everything.
• 7:12
  Speaker 2: Yeah, everything we care about, damnit.
• 7:14
  Speaker 3: So what were the claims?
• 7:15
  Speaker 4: The most common concern found was the use of vague
• 7:18
  Speaker 4: or unqualified claims in relation to environmental practices, which I
• 7:21
  Speaker 4: was like, exactly, it's confusing, it doesn't make sense.
• 7:24
  Speaker 2: It's spoke and mirrors darling.
• 7:26
  Speaker 4: This includes terms such as being green or kind to
• 7:29
  Speaker 4: the planet, which don't have a specific meaning or offer
• 7:33
  Speaker 4: enough detail to allow a consumer to make an informed decision.
• 7:36
  Speaker 4: Claims around the use of sustainable or recycled materials in
• 7:39
  Speaker 4: business products were also flagged. So what's next is that
• 7:44
  Speaker 4: businesses could be subject to fines or legal proceedings, and
• 7:48
  Speaker 4: the A Triple C said it will engage with businesses
• 7:51
  Speaker 4: to improve compliance with consumer laws. Addressing greenwashing claims has
• 7:55
  Speaker 4: been identified as a current priority by the AH Triple C.
• 7:58
  Speaker 3: So they know, I think, like, now we know it's happening.
• 8:01
  Speaker 4: It's like a priority for the ARIPLEC to figure out
• 8:04
  Speaker 4: what is being green, what is being kind to the planet,
• 8:07
  Speaker 4: because it isn't measurable. There isn't a yes or no
• 8:10
  Speaker 4: to that answer, which makes it really frustrating when people
• 8:13
  Speaker 4: are spending more money to try and shop more sustainable
• 8:17
  Speaker 4: and that's not necessarily happening. And that is a common
• 8:19
  Speaker 4: theme that was in our episode because of Good on You.
• 8:23
  Speaker 4: They have a low score because they don't offer information.
• 8:26
  Speaker 4: They say they're green, but they don't prove it, they
• 8:28
  Speaker 4: don't give the numbers, they don't show it, so how
• 8:31
  Speaker 4: can we believe them? And I think that's a really
• 8:33
  Speaker 4: valid point that if you are shopping online and you
• 8:36
  Speaker 4: know there's terms like that like made from recycled materials,
• 8:40
  Speaker 4: or you know it's clean or green, ask the brand,
• 8:44
  Speaker 4: email them, ask them for the numbers, and if they
• 8:47
  Speaker 4: don't give them to you, then I feel like that's
• 8:48
  Speaker 4: a red flag in itself.
• 8:50
  Speaker 1: Yeah one because it's obviously good for the planet, but
• 8:53
  Speaker 1: it's also amazing for their pr So if they were
• 8:55
  Speaker 1: doing good things, they'd be shouting at from the rooftops
• 8:58
  Speaker 1: and making it a big part of their branding.
• 9:00
  Speaker 2: So I agree, pop off a triple Z.
• 9:03
  Speaker 4: I know I love the A trible c sometimes go off, Bestie,
• 9:07
  Speaker 4: go off a Kawaihen alrighty well, I.
• 9:11
  Speaker 3: Was jumped to the episode on let's go spend some money.
• 9:13
  Speaker 2: Woo woo, got to break checks?
• 9:17
  Speaker 3: Still bores, let's go get broke. Just kidding.
• 9:20
  Speaker 4: Value for investment kicking us off, We've got twenty plus
• 9:24
  Speaker 4: things to spend your money on in your twenties or
• 9:26
  Speaker 4: at any age. So first one is your mattress and
• 9:31
  Speaker 4: your bedding. So the average person spends twenty six years
• 9:36
  Speaker 4: in bed I think I might spend more than that.
• 9:39
  Speaker 2: Me too, I spend like twenty six years in better
• 9:41
  Speaker 2: year probably.
• 9:45
  Speaker 3: That's right.
• 9:48
  Speaker 4: And I think I have been the girlie that just
• 9:51
  Speaker 4: got their sheets from Kmar and there's nothing wrong with that.
• 9:54
  Speaker 4: But if you have the expendable income to invest in
• 10:00
  Speaker 4: bed linen or bedding.
• 10:02
  Speaker 2: Do it.
• 10:03
  Speaker 4: It will literally make the biggest difference ever. Yeah, ever,
• 10:09
  Speaker 4: it feels so amazing and as well, when you kind
• 10:12
  Speaker 4: of invest in those quality products.
• 10:15
  Speaker 3: You will get years out of that bedding.
• 10:17
  Speaker 4: It doesn't matter how many times you wash them or
• 10:19
  Speaker 4: put them in the dryer. They will last you so long.
• 10:22
  Speaker 4: Some of my Koala bedding I have had for like
• 10:25
  Speaker 4: five years and it's exactly like it was. It's the
• 10:28
  Speaker 4: bamboo bedding and it's exactly like it was when I
• 10:31
  Speaker 4: got it, and it dries in two seconds.
• 10:34
  Speaker 2: Yeah. I love bamboo linen. I feel like it gets
• 10:36
  Speaker 2: softer with every wash. It's so good.
• 10:38
  Speaker 1: And also not only is it more comfortable, but a
• 10:41
  Speaker 1: lot of the maybe more expensive materials like bamboo linen
• 10:46
  Speaker 1: or silk, are better for your hair and skin as.
• 10:49
  Speaker 2: Well, which is also important.
• 10:51
  Speaker 1: So I think, if you're moving out of home and
• 10:53
  Speaker 1: you're deciding where to put your money, if you can
• 10:57
  Speaker 1: invest in a good mattress and good.
• 10:59
  Speaker 4: Linen, genuinely, don't spend three hundred dollars on a dress
• 11:03
  Speaker 4: from House of CB, don't spend it on Betting. Yeah,
• 11:07
  Speaker 4: I promise you that dress that you wear once.
• 11:10
  Speaker 1: To your birthday to lunch at Toddies Lunchet Toddies.
• 11:14
  Speaker 4: I promise you you will like your sheets more. I
• 11:16
  Speaker 4: talk about my sheets all the time.
• 11:18
  Speaker 3: No one cares. I'm like, God, they're great.
• 11:22
  Speaker 4: Also, a couple other brands that are great is the
• 11:25
  Speaker 4: Sheet Society.
• 11:27
  Speaker 3: They're really good. And then I think that eucalyptus eucalyptus Betting.
• 11:32
  Speaker 4: Or sheets, Yeah, you might have to check that, but
• 11:34
  Speaker 4: bed threads as well.
• 11:36
  Speaker 3: Yeah, all great, All great options.
• 11:38
  Speaker 2: Yeah, they have the Two Broad Chicks tick of approval. Okay,
• 11:42
  Speaker 2: Number two is hair care.
• 11:45
  Speaker 1: So we love a good jope over here at two
• 11:48
  Speaker 1: Broad Chicks and any opportunity to maybe get something for
• 11:51
  Speaker 1: a bargain, but hair care is something that I won't
• 11:55
  Speaker 1: skimp on. I've tried some of the more affordable options,
• 11:58
  Speaker 1: and there are some good out there, but nothing compares
• 12:02
  Speaker 1: to the salon quality products in my opinion, especially with
• 12:07
  Speaker 1: my big head of hair that has a lot of
• 12:09
  Speaker 1: heat and bleach damage to it. I think investing in
• 12:12
  Speaker 1: your hair care is really important and taking care of
• 12:16
  Speaker 1: the health of your hair. My personal favorite is De Lorenzo,
• 12:20
  Speaker 1: so I've recently got al onto them as well. So
• 12:24
  Speaker 1: I've been using their Equilibrium hair mask and then also
• 12:27
  Speaker 1: their cleanser shampoo for years.
• 12:30
  Speaker 2: They're about like.
• 12:31
  Speaker 1: Fifty to sixty dollars per bottle, depending on where you
• 12:33
  Speaker 1: can get them. You can get them cheaper from hair
• 12:35
  Speaker 1: supplies and stuff, but it is so worth it.
• 12:40
  Speaker 4: And so I've been having a cute mentv over the
• 12:43
  Speaker 4: last couple of months because my hair has just gone
• 12:46
  Speaker 4: to pits.
• 12:47
  Speaker 3: It's just been like whoo. Honestly, a horse would.
• 12:49
  Speaker 4: Walk past and be like, yeah, that was like a
• 12:53
  Speaker 4: tasty little snack, and I'd be like, no horse gets away,
• 12:56
  Speaker 4: that's my hair and it goes hi. So you know,
• 13:00
  Speaker 4: I needed something and I did always and I do
• 13:04
  Speaker 4: really like Bondai Boost.
• 13:05
  Speaker 3: I think it's really good.
• 13:07
  Speaker 4: But Sal's hair is always really beautiful, and I'm like,
• 13:11
  Speaker 4: hell when I know that you diet lighter and straighten
• 13:14
  Speaker 4: it pretty much every day, and I.
• 13:16
  Speaker 3: Don't feel like I do that. So I was like,
• 13:18
  Speaker 3: how is this happening?
• 13:19
  Speaker 1: Yeah?
• 13:20
  Speaker 3: And so then I was kind of tossing up whether.
• 13:23
  Speaker 4: Or not I went back to Bondai Boost, which I
• 13:24
  Speaker 4: knew worked, or if I tried De Lorenzo. And I
• 13:27
  Speaker 4: was in Priceline and I was about to buy Bondai
• 13:30
  Speaker 4: Boost and I think it was about thirty two dollars
• 13:33
  Speaker 4: for a bottle of two fifty meals, and then I
• 13:37
  Speaker 4: looked up the deal Renzo and it's fifty dollars for
• 13:42
  Speaker 4: a Lita. Yeah, So in terms of value for money,
• 13:46
  Speaker 4: I was like, I'm going to get the Dealer Renzo.
• 13:48
  Speaker 4: Even though it's cheaper, the actual amount of product that
• 13:52
  Speaker 4: I get versus the price is ten times better.
• 13:54
  Speaker 3: And I've used it three times incredible.
• 13:58
  Speaker 4: My hair feels so clean, so soft, the way that
• 14:01
  Speaker 4: it dries, it doesn't have the frieze, and I feel
• 14:04
  Speaker 4: like the dead ends that I have obviously like there's
• 14:07
  Speaker 4: only so much that can be done for them until
• 14:09
  Speaker 4: they're chopped, but they're so much better. Yeah, that it's
• 14:13
  Speaker 4: completely worth it. Also, Kateen completely worth the height. Tried
• 14:17
  Speaker 4: that bit the bullet and bought that. I've got the
• 14:19
  Speaker 4: kteen and the Deer Renzo in one week my bank
• 14:21
  Speaker 4: account was like girl and was one thousand percent worth it.
• 14:24
  Speaker 2: Yeah, I love the Kateen as well.
• 14:27
  Speaker 4: Especially in Australia we have a really harsh sun. You're
• 14:29
  Speaker 4: swimming in the ocean a lot, you're probably tying your
• 14:32
  Speaker 4: hair up a lot.
• 14:34
  Speaker 3: You need to give some TLC back to them strands.
• 14:36
  Speaker 4: Yes, all right, moving on to our next one is shoes.
• 14:43
  Speaker 3: So shoes you're gonna be wearing them every day.
• 14:46
  Speaker 4: And we're not saying this for every single pair of
• 14:49
  Speaker 4: shoes that you have, but your shoes that you are
• 14:52
  Speaker 4: going to be wearing every day, which we mean your sneakers,
• 14:56
  Speaker 4: your boots, maybe your go to a pair of ha
• 15:00
  Speaker 4: heels if you wear heels a lot. So and I
• 15:02
  Speaker 4: don't really wear heels too much because we just hate
• 15:06
  Speaker 4: it now like our feet can't we can't hack it.
• 15:09
  Speaker 4: I am a hobbling hunchback when I wear heels. I'm like,
• 15:14
  Speaker 4: So it is for comfort and quality, And don't buy
• 15:19
  Speaker 4: like designer label or trendy pieces because you will get
• 15:24
  Speaker 4: over them. Remember the Jeffrey Campbell boots, we all wanted them.
• 15:28
  Speaker 4: Where are they now?
• 15:30
  Speaker 2: Had like five pairs long gone.
• 15:33
  Speaker 4: I think there's nothing wrong with buying a trend piece
• 15:36
  Speaker 4: if you genuinely like it, if you feel like you
• 15:39
  Speaker 4: were going to wear that once it's not in trend anymore.
• 15:42
  Speaker 4: But I don't think that's very likely for most of us.
• 15:45
  Speaker 4: And there are shoes that I have now that I
• 15:47
  Speaker 4: have had four years. Like I've got a pair of
• 15:49
  Speaker 4: just brown leather slides that I have had since I
• 15:52
  Speaker 4: was maybe nineteen. They definitely need an update, but I've
• 15:56
  Speaker 4: had them for what seven years?
• 16:00
  Speaker 3: Still kicking, they don't. They don't look brand new.
• 16:03
  Speaker 4: But to be able to have one pair of shoes
• 16:05
  Speaker 4: for seven years and them not break amazing, Yeah, like
• 16:08
  Speaker 4: the soul not come off, or like the leather not
• 16:11
  Speaker 4: snap or whatever, or you just.
• 16:13
  Speaker 2: Get over them as well, yeah, I agree.
• 16:16
  Speaker 1: Like I have a pair of Platform Doc Martins that
• 16:18
  Speaker 1: I would have bought in probably twenty eleven, so the
• 16:22
  Speaker 1: same year that I would have been buying a pair
• 16:24
  Speaker 1: of those Jeffrey Campbell Leaders.
• 16:26
  Speaker 2: And I still have those Dock Martins and they're still
• 16:28
  Speaker 2: kicking again.
• 16:30
  Speaker 1: They need an upgrade, for sure, they've seen some things,
• 16:33
  Speaker 1: but so durable and again, like it's not a trend piece.
• 16:37
  Speaker 1: Docs are always going to be the vibe love okay
• 16:42
  Speaker 1: number four experiences.
• 16:45
  Speaker 2: So this can go for a lot of different things.
• 16:47
  Speaker 1: But I really do believe in investing in your core
• 16:51
  Speaker 1: memories in life. I think that your money is so
• 16:55
  Speaker 1: better invested in something that you can spend with, like
• 17:00
  Speaker 1: your friends or your family, as opposed.
• 17:02
  Speaker 2: To a piece of clothing or something.
• 17:05
  Speaker 1: So we always say that when you're going traveling, for example,
• 17:08
  Speaker 1: and you're trying to figure out where to put your budget,
• 17:10
  Speaker 1: I personally would go for the budget airline, maybe the
• 17:14
  Speaker 1: cheaper hotel room, but then go all out for experiences
• 17:18
  Speaker 1: like go do that dolphin tour, Go do the hang gliding,
• 17:22
  Speaker 1: you know, go do the snorkeling, whatever it is, because
• 17:26
  Speaker 1: those memories are what you will look back on fondly,
• 17:30
  Speaker 1: not the hotel room you stayed in, Like it is
• 17:33
  Speaker 1: so so worth it, especially now post COVID, we.
• 17:37
  Speaker 2: Can really get out there and explore.
• 17:38
  Speaker 1: And I would say the same for things also at home,
• 17:41
  Speaker 1: so concerts, art exhibitions, whatever, you know, start putting some
• 17:46
  Speaker 1: money into making memories.
• 17:48
  Speaker 4: Yeah, I think, like soul on, my mentality whenever we've
• 17:50
  Speaker 4: gone on holidays is we're barely going to spend any
• 17:52
  Speaker 4: time in the room anyway. So definitely a priority is safety.
• 17:56
  Speaker 4: We want to make sure we're in a hotel that's safe,
• 17:59
  Speaker 4: or the flight, you know, there's not a good chance
• 18:01
  Speaker 4: that they're gonna get canceled or mess us around or
• 18:03
  Speaker 4: whatever that is. And once kind of that bare minimum
• 18:06
  Speaker 4: is met, we're like, all right, well we.
• 18:07
  Speaker 1: Don't need to get like the King Sweet yeah, or
• 18:11
  Speaker 1: like the premium economy.
• 18:12
  Speaker 3: No, we're good, it's fine. Would love it.
• 18:15
  Speaker 4: Of course if I could afford If I could afford
• 18:17
  Speaker 4: business class, I would have no problems in life. I
• 18:20
  Speaker 4: know that i'd need to start doing that, like bid
• 18:23
  Speaker 4: on business class. But the minimum is like four hundred
• 18:27
  Speaker 4: and did fifty bucks.
• 18:29
  Speaker 3: That's it.
• 18:30
  Speaker 2: They're like, no, they're like, girls, please back to coach
• 18:35
  Speaker 2: with you.
• 18:35
  Speaker 4: Yeah, and you know what, it's fine. It gets the
• 18:38
  Speaker 4: job done. Pop a sleeping tablet.
• 18:40
  Speaker 3: Put the medical advice, don't do that.
• 18:45
  Speaker 4: Hit.
• 18:46
  Speaker 3: But yeah, I feel like it's not that bad.
• 18:49
  Speaker 1: Yeah, it's you're definitely better off spending money on experiences
• 18:52
  Speaker 1: that you'll remember forever.
• 18:54
  Speaker 4: Like Hawaii was so expensive, but I.
• 18:58
  Speaker 2: Did every experience under this.
• 19:00
  Speaker 4: We were supposed to have a relaxing holiday and then anyway,
• 19:02
  Speaker 4: every day ends up doing like three different things and
• 19:04
  Speaker 4: making seventy two friends.
• 19:06
  Speaker 2: Ahh yeah, it was the best.
• 19:08
  Speaker 3: Ah okay, next one, all right, Next one is to
• 19:12
  Speaker 3: create a capsule wardrobe.
• 19:14
  Speaker 4: If you have a TikTok account or a social media platform,
• 19:18
  Speaker 4: you have very.
• 19:19
  Speaker 3: Likely heard of a capsule wardrobe.
• 19:20
  Speaker 4: Basically, the concept is picking out kind of neutral pieces
• 19:25
  Speaker 4: that can really mix and match with each other. And
• 19:28
  Speaker 4: this is really great because you're going to save money,
• 19:31
  Speaker 4: you're not going to be shopping buying things, and then
• 19:33
  Speaker 4: you're like, I've got nothing to.
• 19:34
  Speaker 3: Wear that with and it's so so helpful.
• 19:38
  Speaker 4: Ever since, I kind of went in with that mindset
• 19:40
  Speaker 4: of you know, going through a Pinterest board, creating kind
• 19:43
  Speaker 4: of looks with similar pieces and creating my capsule wardrobe.
• 19:46
  Speaker 3: From that, that's great.
• 19:47
  Speaker 4: I feel like as well, everyone's capsule wardrobe looks different.
• 19:51
  Speaker 4: You don't have to have the exact same pieces in
• 19:53
  Speaker 4: a capsule wardrobe as someone else.
• 19:56
  Speaker 3: What yours is is yours.
• 19:57
  Speaker 4: That's fine, but build that out and understand and maybe
• 20:00
  Speaker 4: what you'll kind of like share Horowitz kind of tablets
• 20:05
  Speaker 4: scroll through thing is for you. And there's five ways
• 20:09
  Speaker 4: of caps of wardrobe is gonna save you money. One
• 20:12
  Speaker 4: you're gonna stick to a color palette and also one
• 20:14
  Speaker 4: that's probably complements your features. Two, you'll buy better quality,
• 20:19
  Speaker 4: so you're going to shop less, but buy quality and investment.
• 20:24
  Speaker 4: Statement wardrobe pieces made from more durable materials, which means
• 20:28
  Speaker 4: they're gonna last you longer.
• 20:29
  Speaker 3: Similar to what we're saying about the shoes.
• 20:31
  Speaker 4: If you buy a white T shirt, but you kind
• 20:34
  Speaker 4: of invest the money to get a good one that's
• 20:37
  Speaker 4: one hundred percent cotton, and to be honest, you can
• 20:39
  Speaker 4: get them from like Unique Lolough or H and M
• 20:42
  Speaker 4: and they're great and they're not expensive that's gonna last
• 20:45
  Speaker 4: few years compared to one that's made of polyester.
• 20:48
  Speaker 3: Yeah, and is like ten dollars.
• 20:51
  Speaker 2: That you just get you're gonna end up stinky to
• 20:53
  Speaker 2: a girl. Yeah, then poly blends they will get in.
• 20:56
  Speaker 3: Yeah, they make you stinky. Girl.
• 20:58
  Speaker 4: There's no breathing for yours and you can mix and match.
• 21:04
  Speaker 3: You'll realize how much you've got.
• 21:05
  Speaker 4: I feel like we always have those moments where you
• 21:07
  Speaker 4: kind of empty out your whole wardrobe on your floor.
• 21:10
  Speaker 3: You're having a mental breakdown and.
• 21:11
  Speaker 4: You're like, I've got nothing to wear every time, every time,
• 21:15
  Speaker 4: and you'll think about your purchases for longer. You'll think, Okay,
• 21:18
  Speaker 4: how does this fit into my wardrobe? How does this
• 21:20
  Speaker 4: kind of go with my other outfits? And if you
• 21:23
  Speaker 4: can't answer that question, I feel like you know whether
• 21:26
  Speaker 4: or not it's worth purchasing that item.
• 21:29
  Speaker 3: So just maybe maybe have a.
• 21:30
  Speaker 4: Little brainstorm about what you want for your caps Are
• 21:32
  Speaker 4: wardrobe for winter. Now that we're going into it, we're
• 21:34
  Speaker 4: in an autumn think about your caps Are wardrobe for winter.
• 21:37
  Speaker 3: If you want to know what to buy, it's.
• 21:38
  Speaker 2: A leather jacket.
• 21:39
  Speaker 3: M any day of the week.
• 21:41
  Speaker 1: We had a chick come into our DMS asking for
• 21:45
  Speaker 1: a winter jacket.
• 21:46
  Speaker 2: What's the one winter jacket that she should buy?
• 21:48
  Speaker 1: And we were like, a leather jack leather jacket one
• 21:50
  Speaker 1: thousand percent and get it secondhand from eBay, Deepop, Facebook,
• 21:55
  Speaker 1: Marketplace or a market and go for real leather.
• 21:58
  Speaker 2: Just say number six.
• 22:02
  Speaker 1: Prescription glasses if you need them, if you need them.
• 22:06
  Speaker 1: So I recently found out that I do need glasses.
• 22:09
  Speaker 2: It's a big change for me.
• 22:11
  Speaker 3: Over I recently found but hasn't been able to see
• 22:15
  Speaker 3: for years.
• 22:16
  Speaker 2: That's not true.
• 22:17
  Speaker 3: You couldn't see, did you know?
• 22:20
  Speaker 2: You know it's true.
• 22:21
  Speaker 1: It was post COVID, all right, It literally happened during lockdown.
• 22:25
  Speaker 2: Then. I remember the first day we were allowed to leave, I.
• 22:27
  Speaker 1: Was going to meet Al in the office left and
• 22:29
  Speaker 1: I looked up at the train sign to see when
• 22:32
  Speaker 1: the train was coming, and I was like, what the
• 22:34
  Speaker 1: fuck is going on?
• 22:35
  Speaker 2: And I couldn't see.
• 22:36
  Speaker 4: I feel like it was before then, because I remember
• 22:38
  Speaker 4: when we're in America, how we missed that flight?
• 22:41
  Speaker 1: Was the game of that That was the crippling fucking hangover.
• 22:46
  Speaker 1: That wasn't the glass mate. That's a different problem. I
• 22:49
  Speaker 1: was still working with that one isn't resolved quite yet.
• 22:53
  Speaker 2: But anyways, since.
• 22:54
  Speaker 1: Then, I was like, Okay, I'm going to get a prescription,
• 22:56
  Speaker 1: going to be a big girl, get some glasses, and
• 23:00
  Speaker 1: I was going to go for a cheaper version. I
• 23:02
  Speaker 1: was going to go, you know, maybe down to Schmechshmaber's
• 23:06
  Speaker 1: and get a more affordables and I will handle no
• 23:10
  Speaker 1: specsaver in this studio today and all loves them, right.
• 23:15
  Speaker 2: So here's the thing. It can vary depending on what
• 23:17
  Speaker 2: you want.
• 23:18
  Speaker 1: But I was like, I need something durable that I'm
• 23:20
  Speaker 1: gonna wear every day, and I went to OPSM and
• 23:23
  Speaker 1: I splurged on a pair of RayBan glasses.
• 23:27
  Speaker 2: Which were great. Don't regret it.
• 23:30
  Speaker 1: You know, I've had them for eighteen months or something
• 23:32
  Speaker 1: now and they're working well. But we also found a
• 23:37
  Speaker 1: really cool brand called kits I Wear, so they actually
• 23:41
  Speaker 1: reached out to us on Instagram and this isn't spawned.
• 23:44
  Speaker 1: There was no obligation to post or anything, but they
• 23:47
  Speaker 1: did gift us some glasses. So they gifted us a
• 23:51
  Speaker 1: pair of prescription glasses and also sunglasses too. But you
• 23:56
  Speaker 1: can get your first pair for free using a promo
• 23:59
  Speaker 1: code free kits I'll put it in the show notes
• 24:02
  Speaker 1: as well. But those were really affordable, but also it
• 24:06
  Speaker 1: was a great way to get two pairs of glasses
• 24:09
  Speaker 1: basically for the price of wine. So there are lots
• 24:11
  Speaker 1: of places that do like two for one or you know,
• 24:14
  Speaker 1: buy one, get one fifty percent off. But I think
• 24:17
  Speaker 1: for a pair of glasses that you're going to be
• 24:18
  Speaker 1: wearing every day and a good for your eyesight, it's
• 24:22
  Speaker 1: worth investing the money for sure.
• 24:25
  Speaker 4: And number seven, which is kind of off the back
• 24:27
  Speaker 4: of that, is to invest in a pair of polarized sunglasses.
• 24:31
  Speaker 4: So polarized sunglasses can be very expensive depending where you're
• 24:36
  Speaker 4: buying them from, but there are also a bunch of
• 24:38
  Speaker 4: affordable options. Key Eye Wear do polarized sunglasses for a
• 24:43
  Speaker 4: lot cheaper than you can maybe get from I don't know, Rayband,
• 24:46
  Speaker 4: for example, they can be upwards of two hundred and
• 24:48
  Speaker 4: seventy dollars, and then Key is a lot more of
• 24:51
  Speaker 4: affordable option. But as well, we went outlet shopping at
• 24:55
  Speaker 4: DFO and we both got a pair of polarized sunglasses
• 24:58
  Speaker 4: for twenty five dollars, So you don't need to be
• 25:02
  Speaker 4: forking out a lot of money to be getting these,
• 25:06
  Speaker 4: but it makes the biggest difference whenever I wear a
• 25:08
  Speaker 4: pair of non polarized sunglasses and I put on someone's
• 25:11
  Speaker 4: sunglasses that are polarized, I'm like Dago like that is
• 25:15
  Speaker 4: some good shit. Yeah, and I think as well as
• 25:18
  Speaker 4: fun as it is having a bunch of sunglasses that
• 25:21
  Speaker 4: you can mix a match and accessorise, which I fully
• 25:24
  Speaker 4: support for kind of like every day when you go
• 25:27
  Speaker 4: on holidays or when you go to the beach, having
• 25:30
  Speaker 4: your like trusty pair of polarized Sonnies is completely worth it.
• 25:35
  Speaker 2: It's a game changer mm hmm. Takes the choice paralysis out,
• 25:38
  Speaker 2: which we love. H okay.
• 25:40
  Speaker 1: Number eight is an iced coffee tumblr and or glass
• 25:46
  Speaker 1: straw an upset. I mean a lot of the time
• 25:50
  Speaker 1: you can go to cafes and they will give you
• 25:52
  Speaker 1: a cheaper price when you bring your own cart, which
• 25:54
  Speaker 1: we love. And it's better for the environment as well
• 25:56
  Speaker 1: if you're not churning through plastic coffee cups every single
• 25:59
  Speaker 1: day and you just have the one and the one
• 26:01
  Speaker 1: that I have, which Al got for me for Christmas,
• 26:04
  Speaker 1: which was from Pepper mao. I think it was like
• 26:06
  Speaker 1: thirty bucks or something, but it's amazing.
• 26:09
  Speaker 3: It's huge, giant, it's bigger than.
• 26:11
  Speaker 2: My head, which is what I need for my coffee.
• 26:13
  Speaker 1: But it's also insulated and keeps the ice cubes frozen
• 26:18
  Speaker 1: for a really long time, which is important because I
• 26:20
  Speaker 1: order extra ice in my ice coffees as well. And
• 26:24
  Speaker 1: then the glass straw. Similar thing. In New South Wales,
• 26:29
  Speaker 1: cafes and restaurants have banned plastic straws and one use plastics.
• 26:33
  Speaker 2: So invest in a glass straw.
• 26:35
  Speaker 1: They're so easy to clean and they also feel bougie
• 26:38
  Speaker 1: as shit.
• 26:38
  Speaker 3: And paper straws suck.
• 26:40
  Speaker 2: Yeah, paper straws aren't the vibe. They suck the glass ones.
• 26:44
  Speaker 4: Yeah, I would saying it's out the other day. I
• 26:46
  Speaker 4: really want someone to invent like a silicon one. I'm
• 26:48
  Speaker 4: sure they probably are invented.
• 26:49
  Speaker 3: But I want to chew a straw again. I really
• 26:52
  Speaker 3: missed that sensation.
• 26:53
  Speaker 2: I bet you could get one from Amazona.
• 26:55
  Speaker 3: I think I will because I really want an error hanging. Okay.
• 27:00
  Speaker 4: Next up is number nine things to spend your money
• 27:03
  Speaker 4: on in your twenties Air Tasker.
• 27:05
  Speaker 3: You are going to save so much time and.
• 27:08
  Speaker 4: Stress putting the things that you don't want to do
• 27:11
  Speaker 4: on air Tasker.
• 27:13
  Speaker 3: I have two examples. Both include a bed. Number one.
• 27:16
  Speaker 4: My old roommate, Sydney, she had bought a bed and
• 27:19
  Speaker 4: it was one of those like gas lift beds that
• 27:21
  Speaker 4: has the storage underneath and are an absolute.
• 27:24
  Speaker 3: Bitch to build. They suck, especially if you're moving out
• 27:28
  Speaker 3: of home.
• 27:29
  Speaker 4: It is an absolute nightmare having to build your couch
• 27:32
  Speaker 4: and your dining table and your bed. That the mental
• 27:36
  Speaker 4: strain that it was putting on her to try and
• 27:38
  Speaker 4: build her bed, she just spit the dummy and was like,
• 27:42
  Speaker 4: I'm just putting this on air.
• 27:43
  Speaker 3: Tasker. Pit the dummy the best way because she literally
• 27:46
  Speaker 3: put the job up.
• 27:48
  Speaker 4: You determine how much you want to spend on the job,
• 27:51
  Speaker 4: and then people will do it if they want to
• 27:53
  Speaker 4: do that. Because there is some sick people out there
• 27:57
  Speaker 4: that enjoy building furniture.
• 28:00
  Speaker 3: I don't know, but they like it. And I think
• 28:03
  Speaker 3: she put it up for fifty bucks. And then this
• 28:05
  Speaker 3: guy came.
• 28:06
  Speaker 4: We sat on the couch drinking wine watching Reuporul's drag race,
• 28:09
  Speaker 4: and he just built her bed for her.
• 28:11
  Speaker 3: It's stunning, best fifty dollars ever spent. Uh huh.
• 28:14
  Speaker 4: And my roommate now, Helena is unfortunately moving back to Island. Guys,
• 28:18
  Speaker 4: I swear I'm not the common denominator. I'm not a nightmare.
• 28:21
  Speaker 3: To live with. Everyone.
• 28:23
  Speaker 4: Sidney got a job in New Zealand with Glassons and
• 28:25
  Speaker 4: then Helena has had visa shit that she's just like.
• 28:29
  Speaker 3: Yo, what I'm done.
• 28:30
  Speaker 2: She's returning to the home land.
• 28:31
  Speaker 3: Yeah, she's going back to the island.
• 28:33
  Speaker 4: And anyway, she has her brother's mattress that she has
• 28:38
  Speaker 4: to keep for him because he's moving back, and they
• 28:40
  Speaker 4: need to get it to her sister's house in like
• 28:43
  Speaker 4: a couple of suburbs over and to wrap it and
• 28:46
  Speaker 4: transport it there was going to cost her with a
• 28:49
  Speaker 4: popular like transport brand, four hundred and fifty dollars to.
• 28:53
  Speaker 3: Go to suburbs. Oh my god, two suburbs over.
• 28:57
  Speaker 4: Anyway, she put on an air taskar for one hundred bucks.
• 29:00
  Speaker 2: Done amazing.
• 29:02
  Speaker 4: So like, if there's something that you need to do
• 29:05
  Speaker 4: or that you need done that you either really just
• 29:09
  Speaker 4: mentally you do not want to do it, or when
• 29:11
  Speaker 4: you're going with kind of like chain brands and it's
• 29:14
  Speaker 4: being really expensive, put out a tisk can and see
• 29:17
  Speaker 4: what you can get. Or Facebook marketplace our favorite, our favorite.
• 29:21
  Speaker 1: Every time it always comes back to Facebook Marketplace on
• 29:24
  Speaker 1: this show. Okay, number ten a polaroid or film camera
• 29:31
  Speaker 1: or an in stas photo printer. So one of the
• 29:36
  Speaker 1: things that I really miss from our childhoods and the nineties,
• 29:39
  Speaker 1: and something that I'm kind of jealous of our parents
• 29:41
  Speaker 1: having is so many physical photos of all of the
• 29:45
  Speaker 1: amazing memories throughout life. I just think that I take
• 29:50
  Speaker 1: more photos than ever and then never look at them again.
• 29:55
  Speaker 1: So I think investing in a polaroid camera or a
• 29:58
  Speaker 1: film camera is is such a good idea because I
• 30:03
  Speaker 1: actually look at those photos. So whenever I go on
• 30:05
  Speaker 1: holidays or to parties, I often will take my polaroid
• 30:08
  Speaker 1: camera and then I have a little scrapbook that I
• 30:10
  Speaker 1: put them all in, and I go back and look
• 30:13
  Speaker 1: through it, like at least every couple of months, way
• 30:15
  Speaker 1: more than I go back and look through my iPhone gallery.
• 30:19
  Speaker 1: And you just often get better moments when you're snapping
• 30:22
  Speaker 1: the photo like on a camera. I feel like people
• 30:24
  Speaker 1: are more like willing to pose and like be cute
• 30:26
  Speaker 1: and cheesy when there's a camera out rather than a phone,
• 30:29
  Speaker 1: And I think it's really important to savor those memories
• 30:32
  Speaker 1: and honor those memories. Do you have the Instacs photo
• 30:36
  Speaker 1: printer as well? Yeah, so we both have the in
• 30:38
  Speaker 1: Stax photo printer, which is this really cool tool that
• 30:43
  Speaker 1: if you don't have a Polaroid camera. You can print
• 30:45
  Speaker 1: out photos from your phone using this little printer and
• 30:49
  Speaker 1: it comes out on pieces of Polaroid film. So then
• 30:53
  Speaker 1: they have like that cute vintage look and feel. But
• 30:56
  Speaker 1: then also it makes it easy. You don't have to
• 30:58
  Speaker 1: go down office works or something and get all your
• 31:00
  Speaker 1: photos printed out, and you can pop them in a
• 31:02
  Speaker 1: little scrapbook or in a frame.
• 31:04
  Speaker 3: I'm into it me too, well, so good to take
• 31:07
  Speaker 3: notes on.
• 31:08
  Speaker 2: Have done it, have reviewed them?
• 31:11
  Speaker 3: Yeah, I literally showed themselves out.
• 31:12
  Speaker 2: Look at my babies. She was like, I'm great. And
• 31:15
  Speaker 2: then she turns around. She's like, where's it go? And
• 31:17
  Speaker 2: I'm like, yes, I was.
• 31:19
  Speaker 3: Literally taking one home with her.
• 31:21
  Speaker 5: I was so Sal's book and I'm like, she's got
• 31:25
  Speaker 5: it in her wallet.
• 31:26
  Speaker 3: He likes a bit where people have their kids school photos.
• 31:32
  Speaker 1: I would that's how my dad still has a photo
• 31:35
  Speaker 1: of me from like year eleven in his wallet.
• 31:37
  Speaker 2: I'm like, dad, please.
• 31:39
  Speaker 3: Oh my god. I like bought a like sexy little lingerie.
• 31:43
  Speaker 4: Set for an evening and I was like really proud
• 31:47
  Speaker 4: of it. And I sent a photo of it to
• 31:49
  Speaker 4: sound and I was like, look at what I got.
• 31:51
  Speaker 4: And Chris had her phone her boyfriend and he went
• 31:54
  Speaker 4: to go be like, oh, Alex message, you want to
• 31:57
  Speaker 4: go open it? And he was like, I was like,
• 32:01
  Speaker 4: it was like the little notification popped up with the
• 32:03
  Speaker 4: photo preview and he goes, she's it.
• 32:09
  Speaker 3: I was not.
• 32:09
  Speaker 4: I was wearing more than i'd been like, because I
• 32:12
  Speaker 4: had like the full like stockings and shit, more than.
• 32:15
  Speaker 3: I would when I was wearing swimmers.
• 32:16
  Speaker 2: Yeah, it was a tiny little pot.
• 32:17
  Speaker 4: I mean, still not something I would want Chris to
• 32:20
  Speaker 4: see your dad.
• 32:21
  Speaker 2: Basically, all right, next one, all right?
• 32:24
  Speaker 4: Number eleven is for the health, and it's our teeth.
• 32:31
  Speaker 4: I feel like as well, in our twenties, at some
• 32:34
  Speaker 4: point in time, we all get kicked off of our parents'
• 32:37
  Speaker 4: private health insurance. It's a sad day. It's a sad
• 32:40
  Speaker 4: day that happened. I know it's been extended to thirty,
• 32:44
  Speaker 4: but a lot of us didn't stay in that bracket.
• 32:47
  Speaker 4: Got kicked off at twenty five and our parents left
• 32:49
  Speaker 4: us there.
• 32:50
  Speaker 2: I got kicked off at twenty one. This is fucking bullshit.
• 32:53
  Speaker 4: I think I got kicked off at twenty three.
• 32:57
  Speaker 2: But I have a.
• 32:57
  Speaker 4: Friend that their parents added them back on. I was like,
• 33:00
  Speaker 4: what's it like being loved?
• 33:02
  Speaker 2: Can I get adopted into that family.
• 33:03
  Speaker 3: Oh it was a little tim of course, it was
• 33:05
  Speaker 3: a little timate. Yeah, it was our friend Tom. His
• 33:07
  Speaker 3: name is little Timoth. Long story, you don't want to
• 33:09
  Speaker 3: know it.
• 33:10
  Speaker 4: And so I feel like a lot of us start
• 33:13
  Speaker 4: neglecting those things that aren't covered by Medicare, like going
• 33:17
  Speaker 4: to the dentist, going for an eye test. Actually artests
• 33:20
  Speaker 4: are covered by Medicare, but getting your glasses that's kind
• 33:24
  Speaker 4: of covered by private health insurance or physio. And your
• 33:28
  Speaker 4: teeth are so so important because as soon as something
• 33:33
  Speaker 4: goes wrong with your teeth, like if you need a
• 33:36
  Speaker 4: feeling or your wisdom tooth is playing up, that shit hurts.
• 33:40
  Speaker 4: And it is so expensive to fix something rather than
• 33:45
  Speaker 4: to maintain something. And I feel like a lot of
• 33:49
  Speaker 4: us have avoid going to the dentist, one because it's
• 33:51
  Speaker 4: not fun, but two because it's going to be a
• 33:53
  Speaker 4: big bill. However, I have found this site and dentist
• 33:58
  Speaker 4: called Dental ninety nine, and basically it's ninety nine dollars
• 34:03
  Speaker 4: to go to the dentist, which is pretty darn cheap.
• 34:06
  Speaker 4: So it's ninety nine dollars to do your whole check
• 34:09
  Speaker 4: up and clean my god, and then you can also
• 34:12
  Speaker 4: book in for like a toothache, and so they kind
• 34:15
  Speaker 4: of look at the tooth, they'll do your X rays,
• 34:18
  Speaker 4: give them to you immediately for ninety nine dollars. Yep,
• 34:22
  Speaker 4: my boyfriend went because he's wisdom of this playing up.
• 34:25
  Speaker 4: And you book in on an app and you put
• 34:29
  Speaker 4: in all kind of your medical history, what's the problem,
• 34:32
  Speaker 4: and your medicare number, and then you just go you
• 34:35
  Speaker 4: go to the location. It's all around Australia. There's some
• 34:38
  Speaker 4: in Sydney, Brisbane, wherever you want to go. Just look
• 34:40
  Speaker 4: up the locations on their website and when you get there,
• 34:43
  Speaker 4: you scan in via the app. And because there's no receptionist,
• 34:47
  Speaker 4: which is how they cut costs, so they don't have
• 34:50
  Speaker 4: things that you know, generally bump up the price because
• 34:54
  Speaker 4: they have to pay people. It's like you go in
• 34:57
  Speaker 4: and they're all legit, like it's not some shady backdoor
• 35:01
  Speaker 4: dentists that's going to like pull your tooth out with
• 35:03
  Speaker 4: that applies, We're not.
• 35:04
  Speaker 2: Going to get there.
• 35:04
  Speaker 1: It's going to be all and I and to lab
• 35:06
  Speaker 1: con so that applies, being like smile.
• 35:08
  Speaker 3: Big now, uh huh. So the check up and clean
• 35:12
  Speaker 3: is ninety nine dollars.
• 35:13
  Speaker 4: Toothache management is ninety nine dollars and they also do
• 35:16
  Speaker 4: fillings for one hundred and forty nine and you can
• 35:19
  Speaker 4: get crowns, which are pretty expensive, but they do it
• 35:24
  Speaker 4: for one point four k, which you can be paying
• 35:27
  Speaker 4: in multiple thousands for crowns. So if you are wanting
• 35:31
  Speaker 4: to go to the dentist but you don't want to
• 35:32
  Speaker 4: spend a lot of money, I would highly recommend checking
• 35:35
  Speaker 4: it out.
• 35:35
  Speaker 3: My boyfriend went and he really liked it.
• 35:37
  Speaker 4: I haven't personally been by, only ever heard great things
• 35:40
  Speaker 4: and the reviews all look really good on Google. Two.
• 35:42
  Speaker 1: Yeah, and you should be going to the dentist once
• 35:45
  Speaker 1: every six months, and I neglected it for a little
• 35:49
  Speaker 1: while and then once I started going once every six months.
• 35:52
  Speaker 2: Like al said, it's.
• 35:53
  Speaker 1: Definitely cheaper dealing with the maintenance than fixing issues, that
• 35:57
  Speaker 1: is for sure. Our next one number twelve in Visiline,
• 36:03
  Speaker 1: So in Bisiline.
• 36:04
  Speaker 2: Is very expensive.
• 36:06
  Speaker 1: I paid eight thousand dollars for in Bisline. I also
• 36:10
  Speaker 1: had braces in high school but didn't get like the
• 36:15
  Speaker 1: retainer behind my teeth and my teeth move basically immediately,
• 36:19
  Speaker 1: and they've caused me so many issues, confidence issues, issues
• 36:24
  Speaker 1: because there's crowding in my teeth, so then you know,
• 36:26
  Speaker 1: I'm more prone to cavities and things like that or discolouration.
• 36:30
  Speaker 2: Because of that. And I did a lot of research.
• 36:33
  Speaker 1: I looked at a lot of the different services, and
• 36:35
  Speaker 1: there are lots of other services that you can use
• 36:37
  Speaker 1: that you know, substitutions for braces or you know, orthodonic work.
• 36:41
  Speaker 2: It's not just the Invisiline brand.
• 36:43
  Speaker 1: But that's the one that I went with, and it's
• 36:46
  Speaker 1: the biggest purchase I've ever made in my adult life,
• 36:50
  Speaker 1: and I do not regret it at all, Like it
• 36:53
  Speaker 1: has been such a good investment for me, both like
• 36:56
  Speaker 1: for the health of my teeth.
• 36:57
  Speaker 2: I've seen improved so much on my dentists always.
• 37:00
  Speaker 1: Like Goldsda, good job Sally, because I can really get
• 37:02
  Speaker 1: in there and give them a good clean. And also
• 37:04
  Speaker 1: I feel so much better about myself because I remember
• 37:08
  Speaker 1: for so long I was like, oh yeah, like my
• 37:09
  Speaker 1: smile is you know, like maybe one thing that I
• 37:12
  Speaker 1: like about myself physically, and then as my teeth started
• 37:16
  Speaker 1: to change, I was like oh no, and felt really
• 37:20
  Speaker 1: self conscious about it. And also I was like, fuck,
• 37:22
  Speaker 1: it looked like a total nerd. For three years in
• 37:25
  Speaker 1: high school and now for what So if you're considering
• 37:28
  Speaker 1: in viisline or one of the other substitutions, definitely look
• 37:31
  Speaker 1: into it because for me personally, it was worth the
• 37:33
  Speaker 1: investment for sure.
• 37:34
  Speaker 4: I think we can all relate to that thing of
• 37:36
  Speaker 4: having braces, not wearing our retainer and then our teeth moved.
• 37:39
  Speaker 3: So yeah, it's definitely a big purchase. But if you're.
• 37:42
  Speaker 4: Wanting it, I don't think there's anyone that's ever regretted it.
• 37:45
  Speaker 2: Yeah.
• 37:46
  Speaker 1: Number thirteen luggage or a good quality overnight bag pretty
• 37:51
  Speaker 1: self explanatory. Nobody wants a little bobbly wheel, you know,
• 37:54
  Speaker 1: walking around the airport.
• 37:56
  Speaker 2: It's annoying. And I also got an amazing.
• 38:00
  Speaker 1: Overnight bag from Orton at DFO the other week, so
• 38:04
  Speaker 1: I got it for really good price on sale.
• 38:07
  Speaker 2: But I got a baby bag, so.
• 38:10
  Speaker 1: I've been in need of a good overnight bag for
• 38:12
  Speaker 1: a while now.
• 38:13
  Speaker 2: And I was like, oh, this bag is so cool.
• 38:15
  Speaker 2: It's like plush.
• 38:17
  Speaker 3: It was kind of like a puffer jacket in a bag.
• 38:19
  Speaker 3: It's really cool.
• 38:20
  Speaker 2: I was like, this is sick, and then like, was
• 38:22
  Speaker 2: the right size.
• 38:22
  Speaker 1: There's lots of pockets, you know, and then I took
• 38:25
  Speaker 1: it up and the lady was like, okay, so that'll
• 38:27
  Speaker 1: be blah blah for the baby bag.
• 38:28
  Speaker 2: And I was like, maybe bag.
• 38:30
  Speaker 3: Bavy bag. We lost it.
• 38:32
  Speaker 1: We were piercing ourselves and I pulled it out has
• 38:34
  Speaker 1: like the little mat and I was like, come on,
• 38:36
  Speaker 1: our lady, thank you, but it's amazing.
• 38:41
  Speaker 2: And it was.
• 38:42
  Speaker 1: You know, it was a little bit more expensive than
• 38:44
  Speaker 1: what I would have spent on an overnight bag in
• 38:46
  Speaker 1: the past, but they just last you so much longer
• 38:49
  Speaker 1: when you invest in a good quality one, and especially
• 38:52
  Speaker 1: when you're traveling, it's going to be thrown up and
• 38:53
  Speaker 1: down on a plane and you're stuffing, you know, all
• 38:56
  Speaker 1: of your knickknacks into it.
• 38:58
  Speaker 4: A good quality luggage or overnight bag is one thousand
• 39:01
  Speaker 4: p cent because as well, when you get a cheaper one,
• 39:03
  Speaker 4: if it breaks on you when you're traveling, it's the worst.
• 39:06
  Speaker 2: It is the worst.
• 39:07
  Speaker 4: It's nice just being able to have faith in it.
• 39:09
  Speaker 4: And again it's kind of a reoccurring theme, but when
• 39:12
  Speaker 4: you spend more, you get more most of the time.
• 39:16
  Speaker 4: So when you spend more on your luggage, you will
• 39:19
  Speaker 4: reap the rewards.
• 39:19
  Speaker 3: Of that rewards.
• 39:22
  Speaker 4: Years years, all right, next up is number fourteen, The
• 39:28
  Speaker 4: odd Bunch.
• 39:30
  Speaker 3: What is this? You ask, Alex, what are you talking about?
• 39:33
  Speaker 3: And I will tell you. The odd Bunch is the
• 39:37
  Speaker 3: wonky vegetables and fruits at Bullies or Coals.
• 39:41
  Speaker 4: And the reason they're good is because they're exactly the
• 39:44
  Speaker 4: same as the other tomatoes and carrots and you know,
• 39:48
  Speaker 4: cucumbers and tomatoes.
• 39:49
  Speaker 3: I already said tomatoes. Obviously I'm hungry, and they're just
• 39:53
  Speaker 3: a bit they're just a bit weird.
• 39:54
  Speaker 2: They just look a little funky.
• 39:55
  Speaker 4: They just a bit you know, chunky bunky, or they
• 39:59
  Speaker 4: you know, go to the side a little bit.
• 40:01
  Speaker 3: And there's nothing different about them.
• 40:04
  Speaker 2: They don't taste different.
• 40:05
  Speaker 3: They don't taste different. They don't. They're not off, they're
• 40:08
  Speaker 3: not moldy. But they're cheaper.
• 40:10
  Speaker 4: That's the only thing you can get, like a bag
• 40:13
  Speaker 4: of onions or a bag of tomatoes for like half
• 40:17
  Speaker 4: the price of the normal groceries. And with inflation and
• 40:20
  Speaker 4: with how expensive shit is getting, this is so valuable.
• 40:25
  Speaker 4: If you go on the Metro sixty app, you can
• 40:28
  Speaker 4: literally type in the odd Bunch and it'll show you
• 40:31
  Speaker 4: all the discounted groceries that you can buy at that price.
• 40:36
  Speaker 4: Just because maybe that Carrotsky's a little to the left.
• 40:39
  Speaker 3: There's men listening to this being like.
• 40:41
  Speaker 2: Are we still talking about carrots Oh I'm not alert. Yeah,
• 40:46
  Speaker 2: I love it.
• 40:47
  Speaker 1: I always off for the odd bunch anyway, because I
• 40:49
  Speaker 1: think of it like they're the puppies at the pound
• 40:51
  Speaker 1: that are left behind that maybe look a little bit
• 40:53
  Speaker 1: wonky and nobody wanted.
• 40:55
  Speaker 2: So I always go for the odd bunch.
• 40:57
  Speaker 3: Yeah.
• 40:57
  Speaker 4: I think they're really cute cartoon and they're really like yeah, yeah,
• 41:03
  Speaker 4: we love it all right. Number fifteen a fitness membership
• 41:09
  Speaker 4: of some kind that you're actually going to use. So
• 41:12
  Speaker 4: we know the importance of moving our body on our
• 41:14
  Speaker 4: mental health. And obviously if you just like going for hot,
• 41:19
  Speaker 4: girly walks gorgeous, you have.
• 41:21
  Speaker 3: To spend money.
• 41:22
  Speaker 4: However, I think there is a beauty in finding the exercise.
• 41:25
  Speaker 3: That you really enjoy.
• 41:27
  Speaker 4: We know that studies show exercising in groups really helps
• 41:31
  Speaker 4: that release of endorphins and you get the most out
• 41:33
  Speaker 4: of moving your body, and so I think finding that
• 41:36
  Speaker 4: exercise that.
• 41:37
  Speaker 3: You really enjoy.
• 41:39
  Speaker 4: I really like pilates, and I do really like a
• 41:41
  Speaker 4: hit class, and so finding kind of places that I
• 41:44
  Speaker 4: can do that so for me, I can get both
• 41:46
  Speaker 4: of those from Fitness First, so that's where I'm going
• 41:48
  Speaker 4: to spend my money. But if you know that you
• 41:50
  Speaker 4: really like boxing, you can go on class Pass.
• 41:54
  Speaker 3: That kind of gives you the option to try out
• 41:57
  Speaker 3: different things as well.
• 41:59
  Speaker 4: So class Pass and mind Body are both two apps
• 42:02
  Speaker 4: that you can pay a certain amount a month and
• 42:04
  Speaker 4: you get like tokens and you can book into different classes.
• 42:07
  Speaker 4: So if you like doing multiple things, you can go
• 42:10
  Speaker 4: to different studios and do different types of workouts, and
• 42:12
  Speaker 4: that way you're kind of investing in it. And I
• 42:15
  Speaker 4: do think when you pay money, that does give a
• 42:18
  Speaker 4: little bit of motivation.
• 42:19
  Speaker 3: When you pay money that.
• 42:20
  Speaker 4: You've booked into that Barry's class that was like forty bucks,
• 42:24
  Speaker 4: you're like, that was forty bucks.
• 42:26
  Speaker 2: I've got to go.
• 42:27
  Speaker 1: When you've got like a little token on the line
• 42:29
  Speaker 1: and you can't get that back, that is the motivation
• 42:32
  Speaker 1: that will get you there.
• 42:34
  Speaker 2: I don't know.
• 42:34
  Speaker 1: Why it works like that, because even with a gym membership,
• 42:38
  Speaker 1: you're still paying.
• 42:39
  Speaker 2: Yeah, there's something about it in the psychology that it'll
• 42:42
  Speaker 2: make you go trust us.
• 42:43
  Speaker 4: Yeah, and a lot of the time you won't get
• 42:46
  Speaker 4: it back if you cancel within a certain period. So
• 42:48
  Speaker 4: if it's like the morning of and you've booked into
• 42:50
  Speaker 4: your KX pilates class and you don't want to go
• 42:53
  Speaker 4: and you pull out of the class, you're not getting
• 42:56
  Speaker 4: that token back, You're not getting that pass back, so
• 42:59
  Speaker 4: you just end up going and doing it. So I
• 43:01
  Speaker 4: do think there's definitely value in that and figuring out
• 43:04
  Speaker 4: there's value in it, because one you're going to go
• 43:06
  Speaker 4: do it. But the main value that I'm trying to
• 43:09
  Speaker 4: communicate here is finding that movement that makes you happy,
• 43:12
  Speaker 4: and not for any reason you want to look a
• 43:15
  Speaker 4: certain way, but to purely make you happy.
• 43:19
  Speaker 2: It's all about how you feel.
• 43:21
  Speaker 1: Number sixteen alcohol. This one's pretty straightforward. I know in
• 43:25
  Speaker 1: my early twenties, I was going for the passion pot.
• 43:27
  Speaker 2: I was going for the goom bags, little Fat Lamb
• 43:30
  Speaker 2: m HM as the cheaper option.
• 43:32
  Speaker 1: And I will say that as I earned a little
• 43:34
  Speaker 1: bit more money and was maybe able to buy the
• 43:37
  Speaker 1: Gray Goose or the Belvedere or you know, the Seltzer's.
• 43:40
  Speaker 2: The hangovers are way less.
• 43:42
  Speaker 1: Gnally, when you are buying better quality alcohol that maybe
• 43:46
  Speaker 1: costs a little bit more.
• 43:47
  Speaker 4: The hangovers of Little Fat Lamb should be illegal. I mean,
• 43:51
  Speaker 4: there's a special place in my heart for a little
• 43:53
  Speaker 4: fat lamb, but vomiting when I was like eighteen was
• 43:57
  Speaker 4: not it? Yeah, those things worth the devil's strength.
• 44:02
  Speaker 2: And straight petrol.
• 44:04
  Speaker 3: All right.
• 44:05
  Speaker 4: Moving on, and probably one of the most important things
• 44:08
  Speaker 4: to spend money on in your twenties for number seventeen
• 44:12
  Speaker 4: is therapy.
• 44:13
  Speaker 3: I say this all the time.
• 44:14
  Speaker 4: I'm the biggest advocate for going to therapy, but there
• 44:17
  Speaker 4: doesn't need to be something wrong for you to go
• 44:20
  Speaker 4: to therapy.
• 44:20
  Speaker 3: Having a sounding board of someone.
• 44:22
  Speaker 4: Who is completely objective to help guide you through the
• 44:26
  Speaker 4: rollercoaster that is your twenties is so valuable, whether or
• 44:32
  Speaker 4: not you were in the right or the wrong, or
• 44:34
  Speaker 4: just need advice on a situation. Therapy helps take you
• 44:38
  Speaker 4: out of the situation, take you out of the deep
• 44:40
  Speaker 4: set of emotions you might be feeling, and allow you
• 44:42
  Speaker 4: to adjust, learn and grow.
• 44:44
  Speaker 3: It is incredible.
• 44:45
  Speaker 4: It is very expensive, and I think that is one
• 44:50
  Speaker 4: of the things that people pull away from therapy because
• 44:53
  Speaker 4: they don't want to spend three hundred dollars on a session,
• 44:55
  Speaker 4: and that is completely valid. But there are multiple resources
• 44:59
  Speaker 4: that people can use for therapy, and there's also things
• 45:03
  Speaker 4: that you can claim on Medicare that if you go
• 45:05
  Speaker 4: on a mental health plan, you can get a subsidy
• 45:07
  Speaker 4: back of your sessions as well as a lot of
• 45:11
  Speaker 4: employers have employment assistant programs so you can get a
• 45:14
  Speaker 4: certain amount of sessions for free.
• 45:16
  Speaker 3: And if your workplace doesn't have.
• 45:18
  Speaker 4: That, I really suggest asking them being like, we should
• 45:21
  Speaker 4: have this.
• 45:22
  Speaker 3: This would be incredibly valuable.
• 45:24
  Speaker 4: If they don't turn them to us, we'll talk to them,
• 45:28
  Speaker 4: we'll beat them up. Just kidding, not really to cract schools. Yeah,
• 45:33
  Speaker 4: I just think as well, there's only so much you
• 45:35
  Speaker 4: can rely on your friends and your family, and sometimes
• 45:39
  Speaker 4: they aren't going to be the best people to give
• 45:41
  Speaker 4: you advice or be your sounding board because they're not objective.
• 45:45
  Speaker 3: They're going to either agree.
• 45:47
  Speaker 4: With you because they love you, or agree with you
• 45:50
  Speaker 4: because they don't want to hurt your feelings, or they'll
• 45:53
  Speaker 4: disagree with you because sometimes your friends and your family can.
• 45:56
  Speaker 3: Be not the best to talk to about it.
• 45:58
  Speaker 4: So I think it's just really about able to do
• 46:00
  Speaker 4: that and just set yourself up for success.
• 46:03
  Speaker 3: In your own mind and your mental health.
• 46:06
  Speaker 1: Yeah, very important. Leave it to the professionals, yeah us,
• 46:11
  Speaker 1: Just kidding. Number eighteen an accountant, so none of us
• 46:16
  Speaker 1: get taught how to deal with our finances in school.
• 46:19
  Speaker 2: It's very annoying.
• 46:20
  Speaker 1: But getting a good accountant to help you at tax time,
• 46:24
  Speaker 1: or if you have a small business or a side hustle,
• 46:27
  Speaker 1: to help manage your finances throughout the year is so
• 46:30
  Speaker 1: important and so empowering. We've both used an accountant. We
• 46:33
  Speaker 1: both have a great accountant for two broke chicks, and
• 46:36
  Speaker 1: it's just so good to have that person who knows
• 46:39
  Speaker 1: everything about all of the legislation in and out, and
• 46:43
  Speaker 1: kind of like therapy. There can be a sounding board
• 46:45
  Speaker 1: for all of your questions and lead you in the
• 46:47
  Speaker 1: right direction.
• 46:48
  Speaker 4: And they have your back, like they're not there with
• 46:51
  Speaker 4: the government being like how do we get the most tax?
• 46:53
  Speaker 4: They're getting you the most money because when they get
• 46:55
  Speaker 4: you more money, they get a cut, they get a
• 46:57
  Speaker 4: little bit more money, and it's completely worth the value
• 47:00
  Speaker 4: on that investment.
• 47:01
  Speaker 3: As well.
• 47:02
  Speaker 4: I think with working from home structures, it's really important
• 47:07
  Speaker 4: to know how to do your tax because you can
• 47:09
  Speaker 4: claim a lot more. But this year, for the financial
• 47:11
  Speaker 4: year in twenty twenty three, the shortcut method is changing,
• 47:15
  Speaker 4: and I don't believe you can use that anymore. So
• 47:18
  Speaker 4: it's actually now more complicated to do your tax, which
• 47:21
  Speaker 4: I feel like this is why they make it complicated.
• 47:24
  Speaker 3: So you don't know how to do it.
• 47:25
  Speaker 4: You just lodge it online and you're like, yeah, okay,
• 47:28
  Speaker 4: I'll take it or I'll just pay that, And it's
• 47:31
  Speaker 4: not the way because you really can get more back
• 47:34
  Speaker 4: from your tax when you go through an accountant.
• 47:36
  Speaker 3: That is not financial advice. That is just my experience.
• 47:39
  Speaker 1: That's why you should go to an accountant. Yeah, they
• 47:41
  Speaker 1: can give you the advice, not us.
• 47:42
  Speaker 3: Yeah, all right, Number nineteen. Shot Back.
• 47:48
  Speaker 4: You're very likelihood of shot Back, and we are working
• 47:52
  Speaker 4: with shot Back this year on our sale cheat sheets,
• 47:55
  Speaker 4: but we have both been using shot back for years.
• 47:58
  Speaker 4: If you are unfamiliar with what it is, it is
• 48:01
  Speaker 4: a service that when you shop online, you click through
• 48:04
  Speaker 4: shot Back and you get a percentage back on whatever
• 48:07
  Speaker 4: you've bought online. And there are sometimes insane deals like
• 48:12
  Speaker 4: you can go on booking dot com and book your
• 48:14
  Speaker 4: hotel for your holiday and get twelve percent cash back
• 48:17
  Speaker 4: that when you're booking for a long holiday that can
• 48:19
  Speaker 4: be like two thousand dollars. It is incredible and you
• 48:24
  Speaker 4: can use it for the iconic Princess Polly, so many
• 48:27
  Speaker 4: different retailers Asouce Sephora. The list goes on that it's
• 48:32
  Speaker 4: absolutely incredible value that it should really just be a
• 48:35
  Speaker 4: habit because you're not spending you're not even paying shop back,
• 48:39
  Speaker 4: shop backs paying you.
• 48:40
  Speaker 3: It's whatever you're spending money on.
• 48:43
  Speaker 4: Start using that as a habit in your online shopping and.
• 48:47
  Speaker 3: You will see the little bits that go into your
• 48:50
  Speaker 3: shop back account. Take that out it stunning.
• 48:53
  Speaker 1: It all adds up, and use it during sale events
• 48:55
  Speaker 1: because then not only saving money on the discounts, but
• 48:58
  Speaker 1: then you're getting cash back on top of it.
• 49:00
  Speaker 2: It's a no brainer.
• 49:02
  Speaker 4: And number twenty is to stop using ninety eight petrol
• 49:06
  Speaker 4: if you don't need it. So, depending on the car
• 49:10
  Speaker 4: you own, fueling up with ninety eight octane can result
• 49:13
  Speaker 4: in increased performance that will see you produce a little
• 49:16
  Speaker 4: extra power when compared to lower octane petrol like ninety
• 49:20
  Speaker 4: one or ninety five. But ninety eight is the most expensive.
• 49:24
  Speaker 4: All petrol is very expensive, especially right now, it's very depressing.
• 49:28
  Speaker 4: But if you're driving something older, which most of us
• 49:31
  Speaker 4: are in our twenties, that hasn't been tuned to run
• 49:35
  Speaker 4: on high octane you'll likely see no tangible benefit. So
• 49:39
  Speaker 4: if you're driving an older car that's been modeled for
• 49:42
  Speaker 4: ninety one or ninety five octane, you don't actually get
• 49:46
  Speaker 4: the benefits as like driving with ninety eight. So there's
• 49:50
  Speaker 4: not really a point to putting it in your car.
• 49:54
  Speaker 1: It doesn't paying extra for nothing, You're not getting any
• 49:57
  Speaker 1: benefit exactly.
• 49:59
  Speaker 4: So I would say, look at the model of your car,
• 50:02
  Speaker 4: look up if you need to be using ninety eight
• 50:04
  Speaker 4: or if your car is going to really benefit from it,
• 50:07
  Speaker 4: and if not.
• 50:07
  Speaker 3: Just put ninety five in it.
• 50:09
  Speaker 2: Who cares?
• 50:10
  Speaker 4: Yeah, we're not in fast and furious vin Diesel mode, vroom, Okay,
• 50:16
  Speaker 4: we're not our pe skirts skirting around.
• 50:18
  Speaker 3: We're fine.
• 50:18
  Speaker 2: Okay. Next one, jewelry.
• 50:22
  Speaker 1: So we've spoken a lot about fashion shoes, but also
• 50:26
  Speaker 1: jewelry is something that I like to invest, you know,
• 50:30
  Speaker 1: good money, moderate money in because we've all had that
• 50:34
  Speaker 1: jewelry you know, in our twenties that turns your hands
• 50:37
  Speaker 1: green or tarnishes after a couple of weares and it's
• 50:41
  Speaker 1: just not worth it. So I love finding small, local
• 50:44
  Speaker 1: designers that can create custom pieces that I will wear forever,
• 50:49
  Speaker 1: that are made of good quality materials, that warn't tarnish
• 50:53
  Speaker 1: that look better with age. And then also you're supporting
• 50:56
  Speaker 1: a small business which is really cool, and getting a
• 50:57
  Speaker 1: really unique piece as well. I definitely recommend for yourself
• 51:01
  Speaker 1: and also for gifts too.
• 51:03
  Speaker 4: All Right, and last, but not least, number twenty two
• 51:07
  Speaker 4: things to spend money on in your twenties. It is
• 51:10
  Speaker 4: a bougie purchase, fair warning, but it is the Samsung
• 51:14
  Speaker 4: Freestyle Projector.
• 51:16
  Speaker 3: I've spoken about having.
• 51:17
  Speaker 4: A projector on the podcast before, and I kind of
• 51:20
  Speaker 4: stopped using it. I'm so sorry, because it was one
• 51:24
  Speaker 4: of the cheaper models that you can just get on Amazon,
• 51:26
  Speaker 4: and honestly, it was pretty good, but it was such
• 51:29
  Speaker 4: a ball ake to set it up sometimes, like you
• 51:32
  Speaker 4: had to get all the.
• 51:32
  Speaker 3: Cords and link it to your laptop.
• 51:35
  Speaker 4: And then I just ended up stop using it because
• 51:37
  Speaker 4: I couldn't be bothered to go through that whole process.
• 51:39
  Speaker 4: And then after a while the quality kind of dipped.
• 51:42
  Speaker 4: When I first got it, I was like, this is amazing.
• 51:45
  Speaker 4: I love this, and then after maybe a year, I
• 51:47
  Speaker 4: was like, oh, okay, but you know what, like we've said,
• 51:50
  Speaker 4: when you pay cheap rice, you probably get a cheaper
• 51:52
  Speaker 4: quality product. Anyway, I recently got my hands on the
• 51:56
  Speaker 4: Samsung Freestyle Projector, and it does retail for twelve hundred dollars.
• 52:00
  Speaker 4: But this is the best thing in the entire world.
• 52:03
  Speaker 4: That is not an exaggeration. It is this little compact
• 52:07
  Speaker 4: projector that is kind of like a cylinder and you
• 52:10
  Speaker 4: can adjust the sizing of it. I'll put it on
• 52:13
  Speaker 4: our Instagram story and in the Facebook group.
• 52:15
  Speaker 3: And it's got a smart TV.
• 52:17
  Speaker 4: Built into it, so you just turn it on and
• 52:20
  Speaker 4: you've got your Netflix, your Disney plus, your stand all
• 52:24
  Speaker 4: of that good stuff already built in. And it auto focuses,
• 52:27
  Speaker 4: so no matter how close or far away you have
• 52:30
  Speaker 4: it from the wall, it'll auto set the focus for you.
• 52:33
  Speaker 4: That you can adjust what size you want it to
• 52:35
  Speaker 4: go to and it goes up to one hundred inches.
• 52:38
  Speaker 2: Amazing.
• 52:39
  Speaker 4: It is so so good, and I've seen it on
• 52:43
  Speaker 4: sale like eight hundred dollars at some places.
• 52:46
  Speaker 3: So if you are wanting to know, maybe spend a little.
• 52:49
  Speaker 4: Bit of a bougie purchase on a projector. I cannot
• 52:53
  Speaker 4: recommend this product highly enough.
• 52:55
  Speaker 3: It is amazing. I've watched a Little Mermaid seventeen thousand times.
• 52:58
  Speaker 2: Mm hmm. Yeah, it's a stamp of approval right there,
• 53:01
  Speaker 2: that's what we need.
• 53:03
  Speaker 4: Well, that is a wrap for this episode of Two
• 53:05
  Speaker 4: Broke Chicks and for this season.
• 53:07
  Speaker 3: Thank you, I know, thank you so much for having
• 53:10
  Speaker 3: us in your ear holes this season. Chicks.
• 53:11
  Speaker 4: We cannot wait to be back in a couple of weeks.
• 53:13
  Speaker 4: Don't worry, we never leave you for too long. If
• 53:16
  Speaker 4: you would like to do any further research on the
• 53:18
  Speaker 4: topics we've discussed, all of our sources are listed in
• 53:21
  Speaker 4: the show notes. Thank you to our production team, Priata
• 53:23
  Speaker 4: Hazade and meet In Katana Studios for making this episode happen.
• 53:27
  Speaker 4: And of course again, thank you to your chicks for
• 53:29
  Speaker 4: having us in your ear holes. We fucking love to
• 53:33
  Speaker 4: be here.
• 53:33
  Speaker 2: We fack and love it.
• 53:34
  Speaker 3: We fagen love it.
• 53:36
  Speaker 2: Love you, Love you chicks.
• 53:38
  Speaker 3: See you soon. Yeah, bye bags, Bye,