First Home Buyers Guide NZ: Step-by-Step Process | Episode 461
Buying your first home in NZ isn’t about finding “the one” - it’s about not getting burned in the process.
In this 2026 first home buyers guide, we break down everything you need to know - from deposits (5% vs 10% vs 20%) and mortgage pre-approval to affordability, property valuation, auctions, negotiation, and due diligence so you don’t overpay or miss out.
Next Steps: Want to know exactly what you can afford and how to structure your first home purchase? Get in touch with the Lighthouse Mortgages team.
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The skinny
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