How to Budget for a New Baby Without the Shock

Budgeting for Beginners with Fexingo: Cash Envelopes, Apps, and Simple Money Tracking · Jul 30, 2026 · 6m · transcript

Expecting a baby? Learn the hidden costs beyond the nursery: diapers ($70/month), formula ($100–150/month), and the income dip during parental leave. Lucas and Luna share a practical strategy using the 50-30-20 rule adjusted for baby expenses, plus how to set up a medical sinking fund before the due date. This episode walks through a real budget example for a couple expecting their first child, from prenatal appointments to the first year's unexpected costs. No fluff—just numbers you can act on today.

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