Instant Bank-to-Bank Payments with Arpit Goel, CEO of Root | Episode 515
Waiting three to five days for funds isn’t just annoying, it quietly reshapes entire business models. I sit down with Arpit Goel, CEO of Root, to unpack why money movement in the United States still depends on slow, multi-hop workflows and how that slowness creates “float” across payroll, staffing, marketplaces, insurance, and the creator economy. When settlement is delayed, someone benefits, and Arpit makes a sharp case that incentives are the real blocker, not the lack of technology.
We dig into what Root is building in the instant payments space: a non-custodial, bank-to-bank…
The skinny
The skinny isn't ready yet — notes appear once the transcript is processed.