Latest / Mortgage Research Network Podcast
2026 Loan Limits Are Here: What Buyers Need to Know
The FHFA has officially released 2026 conventional loan limits, and buyers now have more borrowing power—before the new year even begins. Tim Lucas and Craig Berry break down what the new limits mean, who benefits most, and how buyers can use them strategically.In this episode you’ll learn:The new standard limit: $832,750 for a single-unit home, a 3.26% increase from 2025.High-cost markets: Limits rise to $1,249,125, with Hawaii topping nearly $1.3M.Multi-unit options: Up to $1.6M in standard areas and ~$2.4M in high-cost zones for 4-unit properties.Use them now: Most lenders have already…
The skinny
The skinny isn't ready yet — notes appear once the transcript is processed.