Latest / Brian Thomas / 55KRC Monday Show - Smitherman, Money Monday, KRC Cares

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55KRC Monday Show - Smitherman, Money Monday, KRC Cares · Brian Thomas

0:00
Speaker 1: News going on in the world. Ah, giving me real
0:03
Speaker 1: pause this morning. Anyhow, had a wonderful weekend thanks to
0:06
Speaker 1: my mom. Enjoyed the celebration. Yesterday we went and saw
0:10
Speaker 1: Holiday Inn. And I'm just saying it out loud because
0:12
Speaker 1: I want to give the Covidale Center for the Performing Arts,
0:15
Speaker 1: a little theater over there on Glennway Avenue, real close
0:17
Speaker 1: to Price Hell Chili, and they did a performance of
0:20
Speaker 1: what they called Holiday Inn. And you know what, there's
0:24
Speaker 1: some very very talented people for a local theater. The
0:28
Speaker 1: choreography and the work they did and the talent of
0:31
Speaker 1: those actors, it really was just it was. It was great.
0:36
Speaker 1: So if you need to get yourself in a holiday
0:38
Speaker 1: spirit or just want to see some really good local talent,
0:41
Speaker 1: you know, take them up on the opportunity to go
0:42
Speaker 1: check it out over the Codeale Theater anyhow, nice time.
0:46
Speaker 1: Want to give them props because it was very impressive.
0:48
Speaker 1: At least I was impressed by it. So thank you
0:51
Speaker 1: to my mom for the tickets and the wonderful, wonderful
0:54
Speaker 1: meal we had prima vista overlooking the city. A nice
0:59
Speaker 1: meal there, really fun time, So just at least I
1:02
Speaker 1: had that to look back to and say, oh, what
1:04
Speaker 1: a nice time we're the holiday weekend was fun. And
1:06
Speaker 1: then you know, death this memorment. You got sixteen people
1:10
Speaker 1: dead after some Islamic fundamentalist killed some Jewish people in Australia,
1:16
Speaker 1: you got this Brown university shooter, and you know, it
1:20
Speaker 1: just seems like piling on and it makes me feel
1:23
Speaker 1: like society we're being overrun. And are we not being overrun?
1:28
Speaker 1: We'd step back from it and look at what's going
1:30
Speaker 1: on in the world over the past fifteen twenty years.
1:33
Speaker 1: There aren't no borders in Europe anymore. The culture is
1:36
Speaker 1: being undermined completely, I mean undermined. Maybe you think it's
1:39
Speaker 1: a good shift that we get away from whatever is
1:41
Speaker 1: whatever is Western culture happening here too. I think we
1:54
Speaker 1: struggled with what we even identify as our own culture.
1:57
Speaker 1: But without question, the world is an ever changing place
2:01
Speaker 1: and you can't reach any other conclusion. This is all
2:03
Speaker 1: seemingly intentional. At least it is intentional from my perspective,
2:07
Speaker 1: no question about it. Not seemingly actually intentional. So anyhow,
2:12
Speaker 1: I again just struggling with where I want to start
2:14
Speaker 1: this morning. Well, let's start with the rundown after getting
2:18
Speaker 1: that out of my system Smitheman and Christopher Smithman coming
2:20
Speaker 1: up at seven twenty. Former vice mayor of the City
2:22
Speaker 1: of since Any joins a program every Monday at seven
2:24
Speaker 1: to twenty and vents his plean I thoroughly enjoyed it.
2:27
Speaker 1: Money Money with Brian James eighth five Every Monday with
2:31
Speaker 1: Brian James today, what the federal the FED rate cut
2:35
Speaker 1: is going to mean to you? If anything? Lots of rumors,
2:39
Speaker 1: accusations and innuendo that we're getting ready to face an
2:42
Speaker 1: artificial intelligence bubble? Question is there one? And will it pop?
2:47
Speaker 1: Been through the tech pops before, so I hope not,
2:50
Speaker 1: but it wouldn't shock me if it does pop. Plus,
2:54
Speaker 1: what is our MD We're going to find out together. Actually,
2:57
Speaker 1: it is a required minimum distribution age seventy three. Most
3:01
Speaker 1: retirees have to start required minimum distribution from their pre
3:05
Speaker 1: tax accounts. That'd be your four to one k airs
3:08
Speaker 1: with it is with inherited individual retirement accounts also must
3:12
Speaker 1: take their required minimum distribution. We're gonna find out about
3:15
Speaker 1: that because the deadline is coming up. That's with Brian
3:18
Speaker 1: James eight oh five, and we get kars Cares today
3:21
Speaker 1: with Cincinniva, doctor Radka Ramanadin about this since Anyva eye
3:28
Speaker 1: center so good got some extra benefits coming to our
3:31
Speaker 1: veteran friends out there, and I find that to be
3:33
Speaker 1: a wonderful thing. So that'll be at the tail end
3:35
Speaker 1: of the program. Again, calls are always welcome here in
3:37
Speaker 1: the morning show. Well, let's start with a boo blanking
3:40
Speaker 1: who rather than go into the death and dismemberment the
3:43
Speaker 1: Bondi Beach terror attack. Although a note of heroism. Did
3:47
Speaker 1: you see the video of the guy who got one
3:50
Speaker 1: of the gunmen on that beach? That was just an
3:54
Speaker 1: amazing act of heroism. So if you're trying to look
3:59
Speaker 1: for a bright spot and all of this, the act
4:01
Speaker 1: of one individual probably saved a lot of wives. Lord
4:04
Speaker 1: knows how many more people that religious fundamentalist Islamic piece
4:08
Speaker 1: of garbage would have done in terms of killing people,
4:11
Speaker 1: had that one man not just run over and basically
4:14
Speaker 1: just grabbed a hold of him and took the gun
4:16
Speaker 1: away from him. This is amazing. Put in that position,
4:21
Speaker 1: would you have done something like that? I suppose here
4:28
Speaker 1: in the United States, some states more likely than others,
4:31
Speaker 1: there may have been people with concealed carry weapons or
4:34
Speaker 1: open carry weapons or just weapons of their own lawfully
4:37
Speaker 1: protected by the second Member of the United States Constitution,
4:40
Speaker 1: that might have come to the aid of those people
4:42
Speaker 1: who are getting gunned down by murderers, murderers who in
4:44
Speaker 1: fact had the authority or the ability to have firearms.
4:48
Speaker 1: I was a fifty year old man and his twenty
4:50
Speaker 1: four year old son. They carried out this terror attack.
4:54
Speaker 1: Licensed gun owner. The father was. He had six legally
4:57
Speaker 1: registered firearms. All six they have been recovered, some at
5:02
Speaker 1: the scene, of course, that's how they had the two
5:04
Speaker 1: with them at the scene, one bolt action rifle and
5:06
Speaker 1: a shotgun. Australia not the easiest place in the world
5:11
Speaker 1: to get a firearm here, however, a little bit easier.
5:16
Speaker 1: But I wanted to say, boo blank and who oh Joe,
5:21
Speaker 1: were you at the football game? Of course not, I know.
5:25
Speaker 1: I'm not kidding you. I'm saying it with my tongue
5:27
Speaker 1: in my cheek. I know better than that. If you
5:30
Speaker 1: had tickets to the football game, would you would you
5:32
Speaker 1: have been depressed if you had to clean your seat
5:34
Speaker 1: off because there was snow on it. Hamilton Kenny Commissioner
5:40
Speaker 1: Stephanie Summer Dumas apparently calling out the Bengals on social
5:43
Speaker 1: media because well, there was snow on the seats. On Facebook,
5:51
Speaker 1: she says, I want to apologize to the Bengals fans.
5:54
Speaker 1: It had to clean snow out of their own seats.
5:58
Speaker 1: The Bengals have to do better double exclamation point. I
6:02
Speaker 1: demand it, and so does the NFL. We did get
6:09
Speaker 1: a lot of snow over the weekend, didn't we, And
6:12
Speaker 1: there was a lot of snow on the seats. I
6:13
Speaker 1: see the photograph. Oh look, while fans and dumas upset
6:20
Speaker 1: with the leftover snow, did the Bengals actually break any
6:24
Speaker 1: rules by leaving it there? According to the NFL Operations Manual,
6:28
Speaker 1: maybe give credit to Molly Shram with the inquir it's
6:37
Speaker 1: the quir According to a twenty three NFL Operations Manual,
6:47
Speaker 1: each home club is responsible for having a snow removal
6:50
Speaker 1: plan in place and ensuring that its stadium has adequate
6:53
Speaker 1: snow removal equipment available. Hey, did the city of Cincinnati
6:58
Speaker 1: have adequate snow equipment? Of generally speaking, just asking for
7:03
Speaker 1: a friend, did you we came down Montgomery Road State
7:07
Speaker 1: Route twenty two. Apparently the state does not have adequate
7:11
Speaker 1: snow removal equipment. And it's still a very very dangerous
7:16
Speaker 1: road to be on. I came down a little bit
7:17
Speaker 1: this morning. They still haven't cleaned it up. So if
7:19
Speaker 1: you're up on Montgomery Road close to East compor in
7:23
Speaker 1: that area, yeah, it's still slick and still icy, be careful.
7:27
Speaker 1: Corey and Avenue as well. Joe, Oh, how about that? Anyway,
7:31
Speaker 1: back to the manual, it reads snow and ice must
7:33
Speaker 1: be removed from the stadium before all games. This applies
7:36
Speaker 1: to the playing field, sidelines, seating bowl aisles, pedestrian rams, walkways,
7:46
Speaker 1: and parking lots. So apparently Encoire reached out to the
7:50
Speaker 1: Bengals about the violation potential violation, and they were directed
7:55
Speaker 1: to the NFL, which didn't specify any broken rules. And
8:04
Speaker 1: I'm sorry, I gotta laugh about this. I know there's
8:06
Speaker 1: a lot of Bengals fans out there and sorry for
8:07
Speaker 1: the outcome of the game. We've given up, but I
8:16
Speaker 1: can't see there. It'd be much of a challenge to
8:18
Speaker 1: show up and just sort of wipe the seed off.
8:22
Speaker 1: It's a big stadium. Fifteen. See, I told you I
8:25
Speaker 1: didn't know what I wanted to talk about this morning.
8:27
Speaker 1: Five one three, please seven fight two three Tako with
8:31
Speaker 1: pound five fifty on eight and t funds. Oh look,
8:34
Speaker 1: Ohio has been innundated by fraud. Apparently it's the Somali
8:37
Speaker 1: migrant community here in Ohio. This is an ongoing trend.
8:41
Speaker 1: When is someone going to step up and really focus
8:45
Speaker 1: on fraud wasted abuse before well we collapse as a society.
8:50
Speaker 1: Stick around me right back.
8:52
Speaker 2: A series of events we can't afford to miss.
8:56
Speaker 1: Yeah, it's a little hold out there. I three seven
9:02
Speaker 1: eight eight two three talk to contact fifty on eight
9:04
Speaker 1: TNFD phones. Don't forget fifty five caresee dot com Please
9:06
Speaker 1: get your heart media app over there. Stream the audio
9:08
Speaker 1: where we happen to be and check out my conversation
9:11
Speaker 1: with Brad Weinstrew. We did tech Friday with Dave had
9:13
Speaker 1: our appointment listening that he's just trying to keep you
9:15
Speaker 1: out of trouble and doing a good job. I kind
9:18
Speaker 1: of hate his advice all the time. I know you
9:21
Speaker 1: know that. And weird thing, uh I say. We want
9:24
Speaker 1: about Rob Ryder who far left us. He's dead. He
9:27
Speaker 1: and his wife apparently stabbed to death in their home.
9:31
Speaker 1: They say their son is a person of interest. A
9:34
Speaker 1: thirty two year old son apparently had some drug and uh,
9:40
Speaker 1: it's pretty significant problems in his past. Anyway, he is
9:42
Speaker 1: a suspect at least as of right now. But uh,
9:45
Speaker 1: they say we know little about Rob Ryder, hate his
9:47
Speaker 1: politics or hated his Riiner. Oh you thought, did I
9:52
Speaker 1: say Rider? Like Rob Ryder? Who's going to be joining
9:54
Speaker 1: us for the Christmas special? Ryaner Anyway, some great movies
10:04
Speaker 1: from As a matter of fact, it's kind of strange.
10:06
Speaker 1: I literally just watched This is Spinal Tap again a
10:09
Speaker 1: couple of days ago, which I thought was really weird,
10:12
Speaker 1: considering they found him dead, he and his wife dead.
10:14
Speaker 1: So when Harry met Sally Princess Bride another great, great,
10:18
Speaker 1: great movie and also the director of a few good Men.
10:22
Speaker 1: So he's no longer with us, and that's just another
10:25
Speaker 1: tragic story floating around the world. Seems like we're up
10:28
Speaker 1: to our eyeballs and tragedy this Monday morning. But I
10:31
Speaker 1: was this is you know, fraudways to abuse, fraudway's to abuse. Thomas.
10:35
Speaker 1: He's one of a roll these lately days. I know,
10:38
Speaker 1: I know, I know, but I cannot bide this. It's
10:41
Speaker 1: going on everywhere and afar elected officials would just pay attention,
10:44
Speaker 1: we could do something about it. Now we've got a
10:47
Speaker 1: whistleblower claiming the smallly migrant community here in Ohio involved
10:53
Speaker 1: in a comparable massive social service scheme funding fraud, just
10:58
Speaker 1: the same way they did it in Minnesota, which was
11:01
Speaker 1: a billion dollar loss to the American taxpayer. Hio attorney
11:05
Speaker 1: mehck Cook said, the same sort of theft of public
11:09
Speaker 1: funding seeing in Minnesota has been going on right here
11:12
Speaker 1: for more than a decade. Talking with Fox News on
11:14
Speaker 1: this when she accused of Hio doctors doctors of rubber
11:18
Speaker 1: stamping the fraud by failing to do any due diligence
11:21
Speaker 1: with those who are seeking aid, and she said, they're
11:24
Speaker 1: just rubber stamping a lot of these And then that
11:27
Speaker 1: same individual a week later that's supposed to be bedridden
11:31
Speaker 1: is all over social media, whether they're out dancing at
11:33
Speaker 1: a party or something like that. So these symptoms aren't
11:36
Speaker 1: really adding up at the end of the day. Isn't
11:38
Speaker 1: it interesting that you can do that Someone comes in
11:40
Speaker 1: and claims they're disabled, and then you find out on
11:43
Speaker 1: social media that you're out partying. How difficult a task
11:46
Speaker 1: is it to check everyone's social media account? I can't
11:49
Speaker 1: imagine that's easy, although maybe with artificial intelligence that task
11:53
Speaker 1: could become very easy. I don't know, but some evidence
11:56
Speaker 1: is out there anyway showing that people who are claiming
11:58
Speaker 1: to be disabled are not. She said. The Somali scammers
12:01
Speaker 1: here in Ohio are exploiting a loophole in the state's
12:06
Speaker 1: medicaid program, doling out as much as ninety one thousand
12:14
Speaker 1: dollars a year per individual. That money's supposed to be
12:19
Speaker 1: paying care for elderly or infirm family members in the home.
12:22
Speaker 1: She says that Ohio's system is the easiest in the
12:24
Speaker 1: Midwest to gain. Something tells me listener, Jay is out
12:29
Speaker 1: there screaming at the radio right now now, She points
12:34
Speaker 1: out to some blame the Somali fraud case on the
12:36
Speaker 1: country's culture. And here's where I go. Don't you feel
12:40
Speaker 1: like we're being overrun? The cultural norms of people who
12:43
Speaker 1: are living in foreign lands who come here are not
12:46
Speaker 1: the same as the cultural norms here. It's not sort
12:48
Speaker 1: of the traditional Judeo Christian ethic where you have some
12:52
Speaker 1: ethics in some norms and some societal obligations to each other.
12:56
Speaker 1: No amoral familiaism a cultural blueprint in the Somali community.
13:03
Speaker 1: According to ion Hersi Ali, who fled from her Somali
13:09
Speaker 1: father to live in Europe, it is assumed that survival
13:12
Speaker 1: depends on extracting maximum benefits for one's own family, despite
13:18
Speaker 1: the fact that it could damage fellow citizens. This apparently
13:20
Speaker 1: is the social normal and Somali community. I'm only reading
13:23
Speaker 1: what I speaking what I'm reading, but I'm sure there
13:27
Speaker 1: are cultural differences between folks from other lands and here
13:31
Speaker 1: in the United States. Maybe they don't care about the
13:35
Speaker 1: United States. Here's a fun fact you might want to
13:37
Speaker 1: just sort of bake into the cake of your analysis
13:39
Speaker 1: on this. Are there people out in society here in
13:43
Speaker 1: the United States that don't have a damn about the
13:47
Speaker 1: United States or its long term survival? People who might, Oh,
13:50
Speaker 1: I don't know. If you the welfare state as an
13:52
Speaker 1: opportunity to take back from the man. Huh. If it's
13:57
Speaker 1: easy to sign up and get welfare benefits and you
13:59
Speaker 1: don't have to work, even though you're able to work,
14:03
Speaker 1: maybe you have such a grudge against society because you've
14:06
Speaker 1: been raised in a K through twelve education that says
14:08
Speaker 1: the United States is well born of original sin and
14:11
Speaker 1: not worthy of us staying together, like, well, screw it.
14:14
Speaker 1: You know, if you're not going to pay any reparations
14:16
Speaker 1: for example, not just pointing to the reparations group, but
14:20
Speaker 1: maybe if you're from the Somali community, screw the United States.
14:23
Speaker 1: I hate those people. I'm gonna go there and take
14:25
Speaker 1: from them as much as I can. And you can
14:27
Speaker 1: take the word Somali out of that and put really
14:29
Speaker 1: any other culture out in the world. Do they have
14:32
Speaker 1: any allegiance to the United States of America? Probably not.
14:37
Speaker 1: Are we an easy mark? Hell yeah, hell yeah. Clearly.
14:48
Speaker 1: It's so easy to commit fraud against the American taxpayer
14:52
Speaker 1: by glombing onto one of these programs where there is
14:54
Speaker 1: no follow up. No no one is going out into
14:57
Speaker 1: the world and checking social media accounts to find out
14:59
Speaker 1: if someone who claims are disabled is out dancing and
15:02
Speaker 1: partying on the weekends. We don't have a system that
15:07
Speaker 1: looks into that kind of thing. Cook explaining how the
15:12
Speaker 1: scam works talking with Fox News, say, I want to
15:15
Speaker 1: take care of my elderly, aging parents. At some point
15:18
Speaker 1: I can become a home health provider. And this is
15:21
Speaker 1: where the Somali community has been really clever. They've been
15:24
Speaker 1: able to find loopholes in Ohio law to provide for
15:27
Speaker 1: care for family members even when they don't need it. Said,
15:34
Speaker 1: we have entrusted states to look at the funding and
15:36
Speaker 1: to allocate it, to build programs, to build rules and regulations.
15:40
Speaker 1: But you knew that was coming. Unfortunately, in states like Ohio,
15:44
Speaker 1: it's being infiltrated and broken down because you don't actually
15:47
Speaker 1: have the independent assessments with not only doctors but somebody
15:51
Speaker 1: at the Department of Medicaid coming in. So a lot
15:54
Speaker 1: of times what's happening is an individual is coached to
15:59
Speaker 1: lie to a doctor. But we're seeing in Minneapolis is
16:03
Speaker 1: just a snippet of what's happening in Ohio. Cook said.
16:09
Speaker 1: She insists of the system is more at fault than
16:11
Speaker 1: the smiling community. I agree with her on that anybody
16:14
Speaker 1: will commit fraud waste. Anybody will commit fraud. They're given
16:17
Speaker 1: an opportunity to do it, at least a lot of
16:19
Speaker 1: people because well maybe they have no ethics or morals,
16:21
Speaker 1: but well everybody else is doing it, so I'm going
16:23
Speaker 1: to do it too. So let's not blame these smiling
16:26
Speaker 1: community generally, even though they do have every man for
16:28
Speaker 1: himself kind of attitude. Whatever if your system is tight
16:32
Speaker 1: and your system prevents fraud and abuse, if your system
16:35
Speaker 1: is designed to prevent it from happening in the first place,
16:40
Speaker 1: I guess the members of the Smiling community, or any
16:42
Speaker 1: other community in the world, wouldn't go after it and
16:44
Speaker 1: try to commit fraud because they'd get caught. She pointed
16:51
Speaker 1: out something which should be built into the system, saying,
16:54
Speaker 1: I think every state, in addition to Ohio, should be
16:56
Speaker 1: asking for audits of their medicaid system and their programs.
17:00
Speaker 1: At the end of the day, Ohio taxpayers are hurting,
17:02
Speaker 1: the American people are hurting, and we don't have enough
17:05
Speaker 1: tax dollars. Amen, feel free to give me a call.
17:08
Speaker 1: I'd be right back with local stories in the morning.
17:12
Speaker 1: We have breaking news coming to you live right now.
17:15
Speaker 2: Everybody that you know. There is something called the Ohio
17:19
Speaker 2: Joint Medicaid Oversight Committee, and I think it's chaired by
17:23
Speaker 2: Mark Romanschuck. He's been on this thing for years and
17:28
Speaker 2: he's one of the big wigs up in Ohio. One
17:30
Speaker 2: of our laws, yeous Republicans who is really fighting every
17:35
Speaker 2: day for us.
17:37
Speaker 3: And I asked years.
17:39
Speaker 2: Ago, could I sit in on this Joint Medicaid Oversite
17:43
Speaker 2: Committee and the answer is no, you can't sit in
17:44
Speaker 2: on it, but you can view the meetings after they're done.
17:48
Speaker 2: And there is a lady whose name is Maureen Corcoran
17:53
Speaker 2: who is the works for DeWine, is the director of
17:55
Speaker 2: Ohio Medicaid Department, and I watched a little bit of her. Well,
18:00
Speaker 2: she gave up or stood up and gave testimony about
18:03
Speaker 2: where we're at, and all of it was facts and
18:06
Speaker 2: useless data about not broad waste and abuse. But she
18:10
Speaker 2: started off probably talking about how Ohio now has the
18:14
Speaker 2: biggest network with ninety nine percent of the pharmacies in
18:17
Speaker 2: Ohio now part of Medicaid, Like bigger is better, right.
18:22
Speaker 2: And Jennifer Gross, who I am a fan of, is
18:26
Speaker 2: a member of this Jamock Joint Medicine Joint Medicaid Oversight Committee,
18:32
Speaker 2: bipartisan group. I suppose they get paid extra for being
18:35
Speaker 2: on these committees. This has been around forever and as
18:39
Speaker 2: we continued to spiral, and we were last place last
18:43
Speaker 2: time we had data coming out of the FED showed
18:46
Speaker 2: Ohio as last place.
18:47
Speaker 3: So if we think.
18:48
Speaker 2: Minneapolis is bad, Minnesota is bad, we have no reason
18:51
Speaker 2: to suspect that Ohio is not worse. We just haven't
18:54
Speaker 2: made the headlines yet.
18:55
Speaker 3: So I would love for Jennifer Gross.
18:57
Speaker 2: To come on the program and tell us how much
19:01
Speaker 2: of the discussion at the jmalk and how much of
19:03
Speaker 2: their focus is on fraud, waste and abuse? Or is
19:06
Speaker 2: this more of this nonsense the faction and that they
19:09
Speaker 2: almost were celebrating. Is a jmok's job to grow medicaid
19:14
Speaker 2: or is the jmock's job to ferret out the fraud,
19:17
Speaker 2: waste and abuse? And how's that coming from being in
19:20
Speaker 2: last place? Last time? The Fed gave us a report,
19:22
Speaker 2: Ohio's last place. Have we achieved mediocrity yet? Can we
19:26
Speaker 2: have a slogan that says mediocrity in twenty twenty six?
19:30
Speaker 2: Can we like strive to be twenty fifth place out
19:32
Speaker 2: of fifty or are we just bouncing off the bottom
19:36
Speaker 2: and everybody's asleep at the wheel. And you know, Mark
19:41
Speaker 2: Romanschuck if you're listening, or I from all the listeners
19:43
Speaker 2: could call him. He's been ahead of this thing for
19:46
Speaker 2: a long long time. Let's get him on the program.
19:49
Speaker 1: Well, I mean, you know the idea, I don't think
19:51
Speaker 1: it's irreconciliable. If the idea is to grow medicaid if
19:55
Speaker 1: it's needed and those who truly are eligible out of
19:58
Speaker 1: the eligibility standards, you can grow it, but you can
20:01
Speaker 1: also deal with fraud, waste, and abuse at the same time.
20:04
Speaker 1: I mean, fraudways abuse should be the first and foremost
20:07
Speaker 1: thing that people are are that the elected officials are
20:09
Speaker 1: looking for. Stop that from happening and prevent it from happening,
20:12
Speaker 1: and then the program will either grow or get smaller
20:15
Speaker 1: as the realities of the parameters of who qualifies dictate.
20:19
Speaker 1: But why can't we have a program, social welfare, anything
20:23
Speaker 1: else that prevents that from happening in the first place.
20:26
Speaker 4: They don't care aug.
20:28
Speaker 2: I think what's interesting though, Brian, when you take a
20:31
Speaker 2: look at the population of Ohio compared to the growth
20:34
Speaker 2: of medicaid over the past five years. Our population is flat,
20:39
Speaker 2: but the growth of Medicaid has gone up by something
20:42
Speaker 2: like five percent over the past five years. Ever since
20:46
Speaker 2: Obamacare came out, and as John Kaseik took the deal
20:50
Speaker 2: to expand Medicaid, i e. Lower the bar let everybody
20:54
Speaker 2: and federal dollars comes with it. And Jennifer Gross did
20:57
Speaker 2: explain this before Republic because all of a sudden can
21:01
Speaker 2: give up their principles whenever there's dollars coming out of
21:04
Speaker 2: the federal government to incentivize that bad behavior. And the
21:07
Speaker 2: wine picked up the ball and ran with it as well.
21:10
Speaker 2: First he was against it until he saw the dollar size.
21:12
Speaker 1: That's all there is to it. It's not my money,
21:14
Speaker 1: it's not the taxpayer money. It's federal money, which is
21:17
Speaker 1: our money because people in Ohio pay the federal income
21:20
Speaker 1: tax as well. Just touching the nerve there, Jay, You're
21:25
Speaker 1: good at that, My friend, appreciate you. Calling Tom's on
21:28
Speaker 1: the phone. You're gonna have to wait for a minute, Tom,
21:29
Speaker 1: or out of time, but it's already five thirty five
21:32
Speaker 1: fifty five kr CD talk station. Hey, don't hesitate to
21:35
Speaker 1: call you too. Can be right back the days of
21:38
Speaker 1: relaxing in the drawing room by the raid lead the
21:41
Speaker 1: talk station five forty fifty five KRCD talks station. Yeah,
21:57
Speaker 1: I do have a stacker, stupid, but I also have
22:00
Speaker 1: I'm on the line, Tom, welcome to the show, my friend.
22:02
Speaker 1: Happy Monday.
22:04
Speaker 3: Yeah, good morning. Uh yeah, I'm again listening on the
22:08
Speaker 3: iHeart app, which I will be doing pretty much every
22:11
Speaker 3: day since I'm out here in Northwest Indianapolis. I appreciate
22:15
Speaker 3: being able to do that. It's just as cold here
22:19
Speaker 3: as it is there. So I think they get it here.
22:21
Speaker 3: They get it here right before we get it in Cincinnati.
22:23
Speaker 1: So did they clear the roads off in the greater
22:26
Speaker 1: Indianapolis area? Uh?
22:28
Speaker 3: Yeah, for the most part, they are. I mean I
22:30
Speaker 3: drove out here seventy four yesterday last evening and they
22:36
Speaker 3: just scared. Were some spots in seventy four that were
22:39
Speaker 3: almost as bad as Coleraine Avenue. I drove Cole Rain
22:42
Speaker 3: yesterday and that's ridiculous. They're side streets in the Coleraine
22:46
Speaker 3: area that are perfectly clear. Yeah, but I mean Coleraine
22:50
Speaker 3: was like it looked like it had been touched. It
22:52
Speaker 3: looked like the only thing that had been gone on
22:54
Speaker 3: Coleraine were the cars that were driving on it. That's
22:57
Speaker 3: what it looked like. Like, are you kidding me? What are
22:59
Speaker 3: we doing here? Do you think that'd be the first
23:01
Speaker 3: road that would get cleared off? So anyway, so I
23:05
Speaker 3: don't know, maybe maybe are maybe we didn't pay enough
23:07
Speaker 3: levy taxes or something. I don't know. I mean, you know,
23:11
Speaker 3: whatever's going on. So you you did mention something about
23:14
Speaker 3: that Cochdale Theater. Yeah, and I wanted to throw in
23:18
Speaker 3: there you went, you said, I think you said you
23:19
Speaker 3: went to Prima Vista. There's also a theater right there, Oh, sure,
23:24
Speaker 3: the Incline Theater.
23:25
Speaker 1: Yeah.
23:25
Speaker 3: And then there's one up in Springboro called Local Media.
23:28
Speaker 3: So there's definitely some some nice local talent. And the
23:32
Speaker 3: one up in spring Row you can get a nice
23:34
Speaker 3: dinner with it. I don't know, I don't know. I
23:36
Speaker 3: don't think the one at uh at an Incline kinds
23:39
Speaker 3: of meal with it, but like the one on spring
23:41
Speaker 3: like a dinner theater. So it's pretty nice. So there's
23:44
Speaker 3: some neat stuff to do out there. I'm not really
23:46
Speaker 3: a theater kind of guy. Some elderly woman that we
23:50
Speaker 3: that we used to know she had season tickets for
23:52
Speaker 3: those and and she would take my wife a lot,
23:54
Speaker 3: and my wife wasn't available. I kind of was the
23:57
Speaker 3: de facto folling it. It was kind of nice. It
23:59
Speaker 3: was kind of me too. Anyway, continuing on your discussion
24:05
Speaker 3: with the fraud, waste and abuse, this is just uh,
24:10
Speaker 3: political expediency. The last thing you want to be. Well,
24:14
Speaker 3: let's say there's probably four or five things as a
24:16
Speaker 3: politician that you do not want to be accused of.
24:19
Speaker 3: And uh, it depending on the the what's going on
24:23
Speaker 3: in the even like the weather, the way the winds blow,
24:25
Speaker 3: and it could be racism, you know. Uh, cutting medicaid,
24:30
Speaker 3: Oh my god. We don't want to be accused of that.
24:33
Speaker 3: We don't want to We don't want to be accused
24:35
Speaker 3: of We don't care about grandma and grandpa and and
24:39
Speaker 3: all that. And what it comes down to is is
24:41
Speaker 3: these you know, these people got to be taken care of,
24:44
Speaker 3: at least a lot of them, do, the ones that
24:46
Speaker 3: really deserve it. And so we take advantage of this.
24:49
Speaker 3: When I say we, I mean politicians and grifters and
24:53
Speaker 3: all that they We're going to take advantage of this,
24:56
Speaker 3: of this the compassion of the country, and we're going
24:59
Speaker 3: to make this big pot, all the money so we
25:01
Speaker 3: can all dip our hands into it. And it's just greed.
25:03
Speaker 3: Like I talked about last week, it's just greed. I
25:05
Speaker 3: see an opportunity to gain the system, I see an
25:08
Speaker 3: opportunity to get mine, and I think, hey, somebody else
25:13
Speaker 3: has been doing it, why shouldn't I. And there's just
25:15
Speaker 3: not enough fiscal conservatives in office to make sure that
25:20
Speaker 3: this doesn't happen, But.
25:21
Speaker 1: It's a question. But I mean, fiscal conservatism is one thing,
25:26
Speaker 1: but is anybody in favor of fraud? I mean, you
25:30
Speaker 1: can't run on that. You can't run on a lax, loose,
25:34
Speaker 1: easy to fraud or builk system. So why can't we
25:38
Speaker 1: all rally around what seems to be a bipartisan reality,
25:42
Speaker 1: which is, don't make it easy to commit fraud. Let's
25:45
Speaker 1: stop it before it happens. Then you can campaign on
25:47
Speaker 1: needing to do medicaid and a lot of people out
25:50
Speaker 1: there need it and find let's not argue about that,
25:52
Speaker 1: but keep people who don't need medicaid from bilking the
25:55
Speaker 1: system and committing fraud. I don't know how you can't
25:58
Speaker 1: build that into the system with modern technology.
26:02
Speaker 3: Because the fraud is what makes the greed possible. Without
26:07
Speaker 3: the fraud, without all the extra money going into these
26:11
Speaker 3: big pots of money allegedly, which they're not really big
26:14
Speaker 3: pots of money, we'll just keep borrowing and borrowing. But
26:17
Speaker 3: you know, people look at like, I mean, we've mentioned it.
26:20
Speaker 3: I don't know how many times that people assume that
26:22
Speaker 3: if the federal governments involved in something, there's an endless
26:25
Speaker 3: supply of money and because of the way government is run,
26:28
Speaker 3: there seems to be an endless supply of money, but
26:30
Speaker 3: there isn't an endless supply of money. But without the fraud,
26:34
Speaker 3: people aren't going to be able to write chests for
26:37
Speaker 3: themselves or for their family members or or whatever. All
26:40
Speaker 3: the crap that people do to defraud the system. They
26:43
Speaker 3: don't want to be honest because if they were honest,
26:45
Speaker 3: that's less they would get. And that's what it comes
26:47
Speaker 3: down to. People are greedy, they want something, they want more, whatever,
26:52
Speaker 3: and they're not willing to only do it honestly and
26:56
Speaker 3: get it the way they've agreed to it. They're going
26:58
Speaker 3: to find a work around the system. That's what's going on.
27:00
Speaker 3: So and everybody is guilty of it. All Republicans, Rhinos, Democrats, independents,
27:06
Speaker 3: they're all guilty of it. There's a handful of people
27:09
Speaker 3: that we can say, well, we haven't seen or heard
27:11
Speaker 3: anything that they've done anything wrong, but everybody is guilty
27:14
Speaker 3: of it. So what do we do get rid of
27:16
Speaker 3: all of them? Well that's not actually possible. So what
27:19
Speaker 3: we do is and next time there's an election coming up,
27:21
Speaker 3: we know, generally speaking to the side of the Ledger
27:24
Speaker 3: of these people are on. They're Democrats, they're rhinos. There
27:27
Speaker 3: are people who are pretending to be Republicans and saying
27:29
Speaker 3: all the right things that they don't. They don't do
27:32
Speaker 3: the right things. They keep voting, they keep allowing this crap,
27:35
Speaker 3: They keep allowing the federal government to come in and oh,
27:37
Speaker 3: we'll give you a bunch of money if you let
27:39
Speaker 3: us control this. Now, say no, say no to rhinos,
27:42
Speaker 3: and don't vote Democrat. Have a good day.
27:44
Speaker 1: Baron finally got it out of a system, just waiting
27:46
Speaker 1: for that. Five forty five he talks the talk station
27:51
Speaker 1: five fifty one fifty five care se Detalk station Monday,
27:55
Speaker 1: and you get a stack of stupid story or two
27:57
Speaker 1: in here. This is well. The first sentence reveals how
28:01
Speaker 1: backcrap and saying this when we got to Lakeview, Texas,
28:03
Speaker 1: where we got a woman pleading guilty to breaking into
28:06
Speaker 1: her neighbor's home, fatally shooting her and drinking her blood,
28:14
Speaker 1: do what the hell please call to the home belonging
28:17
Speaker 1: to forty five year old Angie Melissa Moore about midnight
28:20
Speaker 1: September sixth of twenty twenty two. Brand new story though
28:24
Speaker 1: wearing a person that was attempted to break through the window.
28:27
Speaker 1: When arriving at the home, officers found fifty four year
28:29
Speaker 1: old Cynthia Ming quote completely naked close quote and covered
28:33
Speaker 1: in blood. Corner of the affidavit fame by the outlet.
28:36
Speaker 1: Ming attempted to flee the scene, prompting officers to deploy
28:38
Speaker 1: a stun gun that was ineffective. One officer eventually managed
28:43
Speaker 1: to apprehend Ming, while other officers entered Moore's home and
28:46
Speaker 1: found her deceased and laying in a large pool of blood.
28:50
Speaker 1: Ming told police that after she broke into the home,
28:52
Speaker 1: she took a firearm from the victim's hands shot her
28:54
Speaker 1: in the head with it. She claimed that she did
28:57
Speaker 1: it because Moore quote killed her dog close quote that
29:00
Speaker 1: accorded the affidavit. Being admitted to the hospital, Ming allegedly
29:03
Speaker 1: told staff that she broke into Moore's house through the window,
29:05
Speaker 1: killed her, and yes, drank her blood. Her words during
29:10
Speaker 1: the trial, which just recently ended, Moore's family revealed years
29:12
Speaker 1: of harassment Ming inflicted on the victim. Moore's mother called
29:17
Speaker 1: Ming a force of pure evil that lives across the street,
29:20
Speaker 1: saying more it had put up with aggressive, demonic harassing
29:24
Speaker 1: for at least three years prior to the murder. Ming
29:27
Speaker 1: pled guilty and accepted a pleatdale, resulting in her being
29:30
Speaker 1: sentenced to fifty years in prison. Oh all right. Family
29:44
Speaker 1: therapist Tom Kirsting talking about a case with Fox News
29:49
Speaker 1: speaking of a Florida micro influence What is a micro influencer?
29:58
Speaker 1: Arrested in November after making second advances on her teenage
30:01
Speaker 1: son's friend, coursing him to touch her breast while complaining
30:05
Speaker 1: about her husband. What I Know? Forty one year old
30:08
Speaker 1: Lisa Marie Singh arrested outside of an Apple's and Applebe's
30:13
Speaker 1: in November after anonymous tipster notified authorities. Singh, who had
30:18
Speaker 1: an active warrant for arrest, was at the restaurant. She
30:21
Speaker 1: was charged with two counts of indecent ludorless sivious touching
30:24
Speaker 1: of certain miners in violation of parole. Jacksonville Corrections recres
30:27
Speaker 1: indicated she remained in custody with one hundred thousand dollars bond.
30:31
Speaker 1: Charges them from a September incident in which the alleged
30:33
Speaker 1: victim went to Singh's home to meet her son, but
30:36
Speaker 1: he was not there. Sing lugedly invited the group of
30:39
Speaker 1: teens over earlier in the day after an altercation with
30:42
Speaker 1: her husband a lot at the house, the victims said
30:46
Speaker 1: sing quote displayed for alertatious behavior toward him, rubbing his
30:51
Speaker 1: arms and shoulders and calling him babe. One point, the
30:55
Speaker 1: victim was left alone in a room with her, and
30:57
Speaker 1: he told deputies that she ranted to him him about
31:00
Speaker 1: her husband's inability to satisfy her sexually phrasing saying allegedly
31:06
Speaker 1: told the scene that she wanted to blank the S
31:09
Speaker 1: word out of him, phrasing before exposing her breast and
31:13
Speaker 1: insisting that he touched them, kissed the team several times
31:17
Speaker 1: and followed him over his clothing. Record to the court records,
31:20
Speaker 1: the boy told authorities that he did not object because
31:22
Speaker 1: he felt extremely awkward and uncomfortable. She's accused of threatening
31:26
Speaker 1: to inflict harm on the team if anyone told about
31:28
Speaker 1: the encounter. Sheriff's office noted that she did not participate
31:31
Speaker 1: in an interviewer answer any questions, referring deputies to her lawyer.
31:36
Speaker 1: The Florida influencer I guess micro influencer because apparently she
31:41
Speaker 1: has only seven thousand followers on Facebook. Also thirty five
31:45
Speaker 1: hundred followers on TikTok brands herself as hashtag boy mom
31:55
Speaker 1: in her bio. Her attorney didnt immediately respond to Fox's
31:59
Speaker 1: comments tions for a comment. Okay, welcome to the world
32:05
Speaker 1: of social media. Your kids are out there all the time.
32:07
Speaker 1: Just thought let you know you might want to do
32:11
Speaker 1: something about that. Fivefty five, fifty five krsity talk station.
32:14
Speaker 1: Got a whole hour of power coming up at six o'clock.
32:16
Speaker 1: Your calls are well, quite welcome. Not fired out all
32:21
Speaker 1: soldiers this morning. My apologies to every one of the
32:23
Speaker 1: listening audience. We'll be right back after the top of
32:25
Speaker 1: the air news today.
32:27
Speaker 5: It's tough headlines coming up at.
32:29
Speaker 1: The top fifty five care talk station. It's six or
32:54
Speaker 1: six here a fifty five carosity talk station, trying to
32:58
Speaker 1: make it a happy Monday. In spite of everything that's going.
33:00
Speaker 6: On in the world.
33:00
Speaker 1: It's pretty depressing when you look at the weekend, although
33:03
Speaker 1: I did have a fantastic weekend. Thanks again to Mom
33:05
Speaker 1: for the wonderful time we had, and props of folks
33:08
Speaker 1: over at the Covidlle Theater for doing such a wonderful job.
33:11
Speaker 1: It's Tom pointed out lots of local theaters and a
33:13
Speaker 1: whole lot of talent in the area. So maybe it's
33:16
Speaker 1: a perfect time of year to appreciate what we've got
33:18
Speaker 1: here locally. I can't give you enough encouragement to do
33:22
Speaker 1: just that. Five one three, seven, four nine fifty eight
33:24
Speaker 1: hundred eight two three Taco with pound five fifty on
33:26
Speaker 1: AT and T phones. Got something you want to talk about,
33:28
Speaker 1: please feel free to give me a call. Fifty five
33:30
Speaker 1: case dot comedy can't listen live? Coming up in the
33:32
Speaker 1: Morning Show seven twenty on a Monday means the smith Event,
33:35
Speaker 1: former Vice mayor of the city since Saint Christopher Smithman
33:38
Speaker 1: joins a program for a few segments, gets it out
33:40
Speaker 1: of a system and also amaze us and make some
33:41
Speaker 1: great points. Money Monday with Brian James Today fed rate cut?
33:45
Speaker 1: What does that mean for us? Anyway? Hopefully mortgage rates
33:48
Speaker 1: will come down, won't solve the supply issue? Is there
33:51
Speaker 1: an AI bubble and will it pop? Mmm? Can you
33:54
Speaker 1: answer that question? Plus required minimum distribution deadline for four
33:59
Speaker 1: to one K holders and others related there too. You've
34:01
Speaker 1: got a deadline coming up and Brian James gonna tell
34:04
Speaker 1: us all about what that means. Then we're going to
34:06
Speaker 1: hear from the since a VAI Center, doctor Radika Ramananden
34:12
Speaker 1: is going to join the program at eight forty my
34:14
Speaker 1: veteran friends the Viai Center online and ready to help
34:17
Speaker 1: you out. So sign up for your VA benefits D
34:21
Speaker 1: two to fourteen discharge all you need anyhow, want to
34:24
Speaker 1: see here. I considering this stack of stupid in the
34:27
Speaker 1: yet one more illustration of social media and how it
34:30
Speaker 1: has just got this terrible impact on children, and I
34:33
Speaker 1: had I was just sort of speculating on Australia, which
34:37
Speaker 1: already has implemented its ban on teenagers accessing social media
34:41
Speaker 1: now just sort of, you know, conceptually speaking, I think
34:47
Speaker 1: it will be a great idea if children under the
34:49
Speaker 1: age of sixteen didn't have access to social media, because
34:52
Speaker 1: there's a lot of twisted, sick criminals out there that
34:57
Speaker 1: want to do bad things to your children. So on
35:01
Speaker 1: its surface, it sounds really good, although after more thoughtful
35:04
Speaker 1: analysis it turns out that that may ultimately be you know,
35:07
Speaker 1: the segue or or you know, foray into everyone having
35:12
Speaker 1: an online identification. In other words, we will all be numbered.
35:16
Speaker 1: And I certainly don't like that, But isn't the solution
35:20
Speaker 1: in our very hands. If you knew that you're a
35:29
Speaker 1: young person, your child, presumably the love of your life,
35:36
Speaker 1: was going into an extraordinarily dangerous situation, wouldn't you do
35:41
Speaker 1: something to stop them from engaging in whatever behavior is
35:45
Speaker 1: going to lead them down that path? I would like
35:49
Speaker 1: to think everyone, Yeah, well, that's social media. And so
35:54
Speaker 1: of course when there's a problem, government has a solution, right,
35:57
Speaker 1: So we have lawmakers bipartisan, you know, collection of lawmakers
36:02
Speaker 1: advancing certain bills to address violence and sexual abuse in
36:06
Speaker 1: an effort to crack down on child exploitation. These are
36:09
Speaker 1: your children we're talking about here. So you've got Senator
36:12
Speaker 1: Chuck Grassley, Republican from Iola, and Dick Durbin, Chairman and
36:18
Speaker 1: ranking member of the Senate Judiciary Committee, introducing legislation in
36:21
Speaker 1: an effort to come back this terrible problem that is growing.
36:26
Speaker 1: Grassing in his statement, changes in technology have created new
36:29
Speaker 1: opportunities for criminals to harass, exploit, intimidate, and harm American children.
36:34
Speaker 1: These horrific crimes, often committed by violent online groups who
36:38
Speaker 1: take advantage of our nation's outdated laws, have gone unchecked
36:42
Speaker 1: for far too long. And I was going through this
36:47
Speaker 1: and I kept thinking, if you know this is a problem.
36:53
Speaker 1: Do you need a government solution? Can you not take
36:57
Speaker 1: matters into your own hands and prevent your children from
37:00
Speaker 1: accessing this material? Now, I know it's more complicated than
37:03
Speaker 1: taking away the device. I always go back to my childhood. Yes,
37:07
Speaker 1: the next door neighbor had George Carlin's LP with the
37:10
Speaker 1: Seven Dirty Words, and hell no, you couldn't have anything
37:13
Speaker 1: like that in the Thomas household. All you had to
37:15
Speaker 1: do was go next door. So taking your own child's
37:17
Speaker 1: device away from them might still allow them to go
37:20
Speaker 1: next door and surf the web at a friend's house,
37:22
Speaker 1: but it'll certainly cut down the volume, won't it. Dick
37:30
Speaker 1: Durban similar comment from to grass Leaves. Because of modern technology,
37:34
Speaker 1: child predators from anywhere in the world can target American
37:39
Speaker 1: kids online. This technology has evolved, so have online child exploiters. Right,
37:43
Speaker 1: It's like going back to fraud wasted abuse. If you
37:45
Speaker 1: figure out there's a way to get access and commit
37:48
Speaker 1: a crime and in yours to your benefit, whether financially
37:51
Speaker 1: or because you are a sick, twisted individual who thinks
37:55
Speaker 1: exploiting children is a good idea, Welcome to the Internet.
38:01
Speaker 1: So we have the first of multiple pieces of legislation
38:04
Speaker 1: the Echo Act Ending Coercion of Children and Harm Online Act.
38:10
Speaker 1: It creates new climes crimes explicitly prohibiting coercing children into
38:14
Speaker 1: physically harming themselves or others. Penalty for committing the crime
38:21
Speaker 1: includes sentencing that could put it a perpetrator in prison
38:23
Speaker 1: for life. Fine. If it passes, it'll impose a thirty
38:27
Speaker 1: year maximum penalty for conduct that is harmful to the
38:30
Speaker 1: victim but doesn't involve death. Now why would they bring
38:35
Speaker 1: this about, Well, increase in activity of dangerous groups that
38:37
Speaker 1: prey on children online. Welcome to the seven to six
38:41
Speaker 1: FORI network, particularly nefarious and twisted. The FBI is tracking
38:46
Speaker 1: what they call nihilistic violent extremists to engage in criminal
38:50
Speaker 1: conducts seeking to destroy civilized society through the corruption and
38:54
Speaker 1: exploitation of vulnerable populations. Well, there's a mouthful. According to
39:00
Speaker 1: the FBI, though, the network's methodically target and exploit miners
39:04
Speaker 1: and others, threatening blackmail in other forms of manipulation to
39:08
Speaker 1: course or extort victims. So take this illustration. Mother of
39:12
Speaker 1: a child exploited by this seven six y four group
39:15
Speaker 1: told the National Center from Misinexploited Children that the individual
39:19
Speaker 1: pushed her daughter to cut the member's screen name into
39:25
Speaker 1: her arm with a razor blade. Then after she did that,
39:29
Speaker 1: was told that she was a good girl and that
39:31
Speaker 1: this person loved her, And to mom's surprise, the daughter responded,
39:35
Speaker 1: I love you too.
39:36
Speaker 4: Nah.
39:36
Speaker 1: Okay, probably one of the lesser crimes committed. By what
39:42
Speaker 1: I've read about this seven to six y four group,
39:48
Speaker 1: She said, these guys are very scary. This is the
39:50
Speaker 1: mom whose daughter cut the name into her arm. Just
39:54
Speaker 1: the power they have over my daughter is mind blowing.
39:57
Speaker 1: Please help exclamation point. And that's when I go back
40:01
Speaker 1: to the conclusion. Is it that difficult to help your
40:03
Speaker 1: daughter get away from that stuff? Is there not a
40:05
Speaker 1: mechanism or something you can engage in, like taking the
40:09
Speaker 1: devices away from them or using one of the many
40:12
Speaker 1: tools out there that Dave Hadters brought up time to
40:14
Speaker 1: time on the Tech Friday segment. There are resources out
40:17
Speaker 1: there that allow you to either track what your children
40:19
Speaker 1: are doing or prevent them from gaining access to it.
40:21
Speaker 1: Do you need a law to help your children stay
40:24
Speaker 1: away from these evil people? I don't think you do.
40:28
Speaker 1: I can't be the one taking the social media device
40:30
Speaker 1: away from my child. I'll be that parent. I don't
40:33
Speaker 1: want my kids to hate me, really, oh so allowing
40:38
Speaker 1: them access to a group like seven sixty four who
40:40
Speaker 1: are actively going after your children are using the Internet
40:45
Speaker 1: in any way humanly possible to well engage in their
40:49
Speaker 1: twisted perversions. Next up, the Stop Sextortion Act, sponsored by
40:58
Speaker 1: the same Judiciary committeeads allow with law enforcement to target
41:01
Speaker 1: those who distribute sexual abuse materials as a way of
41:05
Speaker 1: controlling intimidating children. The bill would increase the maximum penalty
41:08
Speaker 1: for these offenses from five years to ten years. Lawmakers,
41:14
Speaker 1: citing data from the National Center for Missing Exploited Children,
41:16
Speaker 1: reported that in twenty twenty four, the number of tips
41:19
Speaker 1: sent to the tip line about quote sadistic online exploitation
41:25
Speaker 1: jump more than two hundred percent over the prior year.
41:30
Speaker 1: It's a growing thing. Tips to the National Center for
41:37
Speaker 1: Missing and Exploited Children included ongune groups or individuals encouraging
41:42
Speaker 1: children to harm themselves, including cutting, creating child sexual abuse
41:48
Speaker 1: materials and sexually exploiting other children, including their own siblings,
41:52
Speaker 1: harming animals and committing murder and taking their own lives. Well,
41:57
Speaker 1: hell yeah, that's something I want my children. Call those
42:00
Speaker 1: two said many instances involve financial threats by criminals who
42:07
Speaker 1: convince the victims to send graphic images and then demanded money.
42:10
Speaker 1: Oh one more, The Safe Act Sentencing Accountability for Exploitation
42:16
Speaker 1: Act seeks to repeal outdated sentencing for those involved in
42:20
Speaker 1: the production, distribution, and child sex abuse materials. The bill
42:23
Speaker 1: will require the US Sentencing Commission to develop sentencing guidelines
42:26
Speaker 1: specifically for this type of material that can take into
42:28
Speaker 1: account modern problems relating to the dangerous conduct sentencing guidelines.
42:32
Speaker 1: Maybe that is directed towards the judges out there who
42:35
Speaker 1: might give these twisted perverts a pass after they've been
42:40
Speaker 1: proven guilty beyond a reasonable doubt, or cop cop to
42:42
Speaker 1: plead having done it. Well, i'd let them out, but
42:46
Speaker 1: according to the sentencing guidelines, I've got a sentence of
42:48
Speaker 1: the prison. Yeah. Well, someone's out there making you do
42:50
Speaker 1: your damn job. FBI is warning of a sharp increase
42:56
Speaker 1: in activities from not just seven to six y four group,
42:59
Speaker 1: but similar or other networks are out there. Yeah, there's
43:02
Speaker 1: more than just one. According to the National Center for
43:05
Speaker 1: Missing Exploited Children, the group is producing this is their word.
43:10
Speaker 1: Some of the most sadistic online enticement reports it's ever seen.
43:15
Speaker 1: The group has been known to prey on victims as
43:17
Speaker 1: young as nine years old, and to which I think, huh,
43:25
Speaker 1: a nine year old has access to all this social media?
43:28
Speaker 1: Why why tell me I'm wrong? Five one, three, seven, four,
43:42
Speaker 1: nine fifty eight hundred and eighty two to three talk
43:44
Speaker 1: Pound five fifty on eight and t fune save me
43:47
Speaker 1: for myself. And these are just sentencing guidelines. You got
43:51
Speaker 1: to catch the bad guys. You got to prove the
43:53
Speaker 1: crime be on a reasonable doubt for these sentencing guidelines
43:55
Speaker 1: to even come into play. Your child could be the
43:58
Speaker 1: one that's exploited, and maybe they won't find the perpetrators.
44:02
Speaker 1: Maybe the sentencing guidelines won't even come into play because
44:05
Speaker 1: the person who influenced your child that cut themselves, harm
44:09
Speaker 1: themselves or take a selfie while they're NEWT is somewhere
44:14
Speaker 1: out in the ether, somewhere in the world. Six seventeen
44:20
Speaker 1: fifty five kr s the talk station. Really that's really
44:22
Speaker 1: just fifty five KRZE the talk station six twenty two
44:29
Speaker 1: on a Monday, and a happy one to you. I
44:33
Speaker 1: got to go to the phones, and thank god I
44:34
Speaker 1: can do that. Five one, three, seven, four, nine hundred
44:37
Speaker 1: eight hundred eight two three Talk Jamie, thanks for calling
44:38
Speaker 1: this morning. Welcome to the Morning Show.
44:41
Speaker 7: Good morning, Brian, thank you. Yeah, this topic of social
44:45
Speaker 7: media and kids just grabbed me. I own a school,
44:50
Speaker 7: we do no technology, we do no phones. I go
44:53
Speaker 7: through eighth grade, and I am seeing in real time
44:56
Speaker 7: the difference in the family who allow phone and pads
45:01
Speaker 7: and all of that with the families who don't. And
45:05
Speaker 7: I don't think people have any idea the shutdown that's
45:07
Speaker 7: happening and the children, with their brains and their hearts
45:10
Speaker 7: and their ability to socialize, it is. It's so critical,
45:15
Speaker 7: and yet it's difficult to get the message out to
45:18
Speaker 7: families because frankly, it's very difficult to keep that away
45:22
Speaker 7: from your kids when the rest of the world is
45:24
Speaker 7: doing that.
45:25
Speaker 1: Well. See, and I understand that component, Jamie. You know
45:27
Speaker 1: you don't want to be that parent. Oh my god,
45:29
Speaker 1: your parents won't let you have social media? What kind
45:32
Speaker 1: of house do you live in? You know, it might
45:33
Speaker 1: create some source of stress between you and your children.
45:37
Speaker 1: But you know, my philosophy has always been I'm not
45:39
Speaker 1: my children's friend, I'm their parent. I'm there to provide
45:43
Speaker 1: guidance and wisdom and keep them out of harm's way.
45:46
Speaker 1: And you know, I haven't been completely successful, but my
45:48
Speaker 1: wife and I tried. Unfortunately, my kids were just a
45:51
Speaker 1: step or two ahead of this vast wasteland that is
45:55
Speaker 1: social media. But if you move from social media and
45:58
Speaker 1: you think about the hours and weeks and you know,
46:01
Speaker 1: years of time kids spend just mindlessly staring at a
46:04
Speaker 1: video game. To your point, they're not socializing, they're not
46:08
Speaker 1: engaged in person of person communication, they're not out playing
46:12
Speaker 1: in the sunshine. So you know, that was the fore
46:15
Speaker 1: way into where we are now, which is this twenty
46:17
Speaker 1: four to seven interaction. And now it's moving over to
46:19
Speaker 1: artificial intelligence where they're having conversations with AI and they
46:23
Speaker 1: even think that they're a real person out there in
46:25
Speaker 1: the world, or pretend that AI is a real human being.
46:28
Speaker 1: There's nothing but bad I can see in any of this.
46:31
Speaker 7: Jamie, Right, And I think if adults think about, like
46:36
Speaker 7: when we grew up, we had our sphere of influence,
46:39
Speaker 7: was our physical sphere of influence. So we were protected
46:43
Speaker 7: in many ways because we were only navigating what was
46:47
Speaker 7: in front of our face, or in our neighborhood or
46:49
Speaker 7: in our school. Yeah, and the kids have absolutely no
46:54
Speaker 7: cognitive or developmental ability to process and understand this stake world,
47:01
Speaker 7: and it is it really is devastating. I am seeing
47:05
Speaker 7: some schools kind of pulling back and taking technology back,
47:09
Speaker 7: but they're putting two year olds on iPads and daycares
47:12
Speaker 7: in the public schools. They're putting five year olds on
47:14
Speaker 7: iPads in kindergarten, and they're wondering why they're not reading,
47:17
Speaker 7: and why they're not doing math, and why they can't
47:20
Speaker 7: problem solved with a friend, you know, Jamie, can.
47:23
Speaker 1: I just ask, is that the modern day equivalent of
47:26
Speaker 1: the teacher just flipping a movie on rather than teaching
47:28
Speaker 1: children in class? Remember those days?
47:32
Speaker 8: Wow?
47:33
Speaker 7: Well, yes I do. And you know, I think it's
47:35
Speaker 7: way worse than that for sure. But it is a disconnect. Yeah,
47:38
Speaker 7: it's a massive disconnect, you know, and it's a deeper disconnect,
47:41
Speaker 7: and it's a more you know, devastating one. Because I've
47:45
Speaker 7: also asked families to take technology away from their kids.
47:49
Speaker 7: And when we see that, it is amazing, but it
47:53
Speaker 7: takes a lot of time to come out of it
47:55
Speaker 7: and to kind of, you know, find the child within
47:58
Speaker 7: this world that they have been in. And it's not
48:00
Speaker 7: you can't ever do it fully because they've already you know,
48:04
Speaker 7: experienced it. But it is you know it is also
48:07
Speaker 7: you can do it. You know, you can take it
48:10
Speaker 7: away and change your mind and just stand firm and
48:13
Speaker 7: your family because it's worth it, because we're literally losing kids.
48:16
Speaker 7: We're losing them in their minds and we're losing them
48:19
Speaker 7: to death because they're seeing things on social media and
48:23
Speaker 7: the people who don't realize that there are entities out
48:26
Speaker 7: there after the kids, you know, are not paying attention.
48:30
Speaker 1: Yeah, every evil in the world that you can possibly
48:33
Speaker 1: come up with is a little key stroke away from
48:36
Speaker 1: your children and use as I mean, use your imagination.
48:40
Speaker 1: Think of the worst possible thing you can come up with.
48:43
Speaker 1: And let's say, Okay, I hear it, I see it
48:45
Speaker 1: in my head. I can I can envision that it's there,
48:48
Speaker 1: it's online, and you got a nine year old consuming
48:51
Speaker 1: that kind of stuff. Isn't there something you can do
48:53
Speaker 1: about it? Of course there is. Jamie has proved it.
48:55
Speaker 1: Take it away from them. Six twenty seven fifty five
48:57
Speaker 1: Caresy the talk station, Maureen hold On, I definitely want
48:59
Speaker 1: to hear from you, but amount of time and I
49:01
Speaker 1: want to mention Pharisee Deep Talk Station. Coming about six
49:06
Speaker 1: thirty two. Fifty five KRCD Talk Station. Love hearing from
49:08
Speaker 1: the listeners five on three Seedy two to three Talk Marie,
49:13
Speaker 1: thank you so much for holding over the break there.
49:15
Speaker 1: Welcome back to the fifty five Carcene Morning Show.
49:18
Speaker 6: Good morning, Brian. As you may remember, President Trump signed
49:23
Speaker 6: a bill on November twentieth, and they ordered the release
49:26
Speaker 6: of the government files on Epstein. Yes, and he gave
49:29
Speaker 6: it thirty days to publicly share all the information from
49:33
Speaker 6: federal investigations into the Epstein information. So that thirty day
49:37
Speaker 6: period will be up this Friday. And I thought that's
49:41
Speaker 6: interesting because two days prior to that, this coming Wednesday,
49:46
Speaker 6: if Bill Clinton is due for his deposition and Thursday
49:49
Speaker 6: Hillary is due for her deposition, and they've been warned
49:52
Speaker 6: by James Comer to not stall anymore because they were
49:56
Speaker 6: supposed to do that last month anyway, So they've been
49:59
Speaker 6: warned that they have to appear or they will suffer
50:02
Speaker 6: contempt of court charges. That's coming up this week.
50:06
Speaker 8: I don't know.
50:06
Speaker 6: They were also given that they could reschedule for January,
50:09
Speaker 6: which is what they'll probably do. But I think it's
50:11
Speaker 6: kind of interesting that their schedule is the Wednesday and
50:14
Speaker 6: Thursday and then Friday is when the when Trump's information
50:18
Speaker 6: is due. So I think that timing is pretty pretty interesting.
50:22
Speaker 6: One other thing I'm sorry.
50:24
Speaker 1: Oh, I just want to do is a subpoena related
50:26
Speaker 1: to the Epstein files.
50:28
Speaker 6: Oh, definitely. The House Oversight Committee Chairman James Comer, he
50:33
Speaker 6: warned them that they were due. They what they did
50:36
Speaker 6: was they stem the stems from a subpoena by the
50:40
Speaker 6: Federal Law Enforcement Subcommittee back in July, and it author
50:44
Speaker 6: authorized testimony from ten high profile individuals, including Clinton, William Barr,
50:51
Speaker 6: Robert Mueller, Loretta Lynch, and James Comey. So that's they're
50:57
Speaker 6: blumped into that group. And that's a this week. So
51:01
Speaker 6: another interesting thing is, you know I listened to the
51:04
Speaker 6: General's podcasts and things like that. Well, it's it's being
51:08
Speaker 6: said that we should be expecting a national election emergency
51:12
Speaker 6: from President Trump and after that because of the things
51:17
Speaker 6: that we learned from ADUA whistleblower about all the election
51:23
Speaker 6: fraud that happened domestically and internationally and the interference on
51:28
Speaker 6: our elections, and also coupled with the Tina Peters information,
51:32
Speaker 6: I don't know if you've been following the story on her.
51:35
Speaker 6: She's the Mesa County, Colorado. She was the clerk, the
51:40
Speaker 6: county clerk in Colorado, and they used a minion voting
51:44
Speaker 6: machines on the twenty twenty election and people were after
51:48
Speaker 6: that election, people were questioning the down ballot results and
51:52
Speaker 6: so what happened was she started to look into it.
51:54
Speaker 6: Even though Trump won in that area, the down ballot
51:57
Speaker 6: in election results did not match up. So when they
52:01
Speaker 6: called for that, she wanted to look into it. So
52:06
Speaker 6: she contacted Dominion about that and they said they were
52:09
Speaker 6: going to be sending somebody out to do what's called
52:11
Speaker 6: a trusted build and that's where you review the software,
52:15
Speaker 6: and she had about she didn't really trust that, so
52:18
Speaker 6: she wanted to go ahead and do a picture of
52:20
Speaker 6: her machine before they came and did that trusted built,
52:24
Speaker 6: And she asked if she could do that and they
52:26
Speaker 6: said no. Well, she found that it was in her
52:29
Speaker 6: job description that she would be allowed to do that,
52:31
Speaker 6: so she took it upon herself to have an IT
52:33
Speaker 6: specialist come in and do just that. They made a
52:36
Speaker 6: copy of a machine with photographs and basically did a
52:40
Speaker 6: friends at copy. Well, then Dominion came out and they
52:42
Speaker 6: did their trusted build. After they left, she had an
52:45
Speaker 6: after copy done and it didn't match up. They said
52:49
Speaker 6: twenty nine thousand files had been deleted or altered. So
52:52
Speaker 6: apparently the people that did the electrical part of this,
52:55
Speaker 6: they'd been testifying in their own protective custody and grand juries.
53:01
Speaker 6: So that with that information that Trump has coupled with
53:05
Speaker 6: the Maduro information, it's believed by these generals that he's
53:09
Speaker 6: going to have a national election emergency, which will then
53:13
Speaker 6: write an executive order outlining how our future elections will
53:16
Speaker 6: be held. So it is strongly believed that by the
53:18
Speaker 6: time our midterms come, we're going to have hand counted,
53:21
Speaker 6: watermarked paper ballots, clean voter rolls, and in person election results.
53:28
Speaker 6: You won't have any machines. There will be no mailed
53:31
Speaker 6: ballots and no drop boxes.
53:33
Speaker 1: It'll be interesting lawsuit that will certainly ensue after that
53:37
Speaker 1: if it is that declaration, Because of course federal elections
53:41
Speaker 1: are one thing that you have state elections which are
53:43
Speaker 1: governed by state law, so interesting constitutional challenge will be
53:48
Speaker 1: most certainly following that. But I'll take anything that will
53:52
Speaker 1: result in our faith in elections. But declaring an election
53:57
Speaker 1: emergency sounds to me like one more thing which reduces
54:00
Speaker 1: the amount of faith we have in the United States
54:02
Speaker 1: government generally. And so the development in and of itself
54:06
Speaker 1: is troubling to me. But if there's a genesis, so
54:08
Speaker 1: there's a reason for having to go down this road,
54:10
Speaker 1: which of course you've been following for a long time, Marine,
54:14
Speaker 1: then it's a road we need to go down.
54:16
Speaker 6: Yeah. Well, one important thing. Tina Peters is in prison.
54:19
Speaker 6: She's been there a year and a half for this.
54:21
Speaker 6: She's dying of cancer. She was in remission and now
54:25
Speaker 6: they can't get her out. Trump pardoned her last week,
54:28
Speaker 6: and Colorado refuses to give her up. So there might
54:30
Speaker 6: be a real standoff in Colorado that people keep an
54:33
Speaker 6: eye on because this is going to be pretty big.
54:35
Speaker 6: It sounds like, yeah, she's getting abused in prison.
54:39
Speaker 1: It just further to my point originally when you first
54:41
Speaker 1: were bringing up election challenges, it's like you got to
54:43
Speaker 1: wait for the information to come out, and look at
54:45
Speaker 1: how long it's taken for this type of information to
54:47
Speaker 1: come out. It's slow. The wheels of justice are very slow.
54:51
Speaker 1: So I do appreciate you staying on top of it. Maureene,
54:53
Speaker 1: and I certainly appreciate your tuning into the program and
54:55
Speaker 1: giving us a ring from time to time. Best of health,
54:58
Speaker 1: loved you and Mary Chris to you and your family
55:00
Speaker 1: six thirty seven. Right now, if you have care Seed
55:02
Speaker 1: talk station, whether you're buying a new home, refinancing your existence.
55:05
Speaker 4: Air ce the talk station.
55:08
Speaker 1: Sixty two. If if you have car CD talk station, Happy Monday.
55:14
Speaker 1: Feel free to call if you like five one three
55:15
Speaker 1: seven fifty eight hundred d two three talk. Can't wait for
55:18
Speaker 1: Smithman to join the program. Coming over to the next
55:20
Speaker 1: hour at seven twenty uh Governor of Wine. A lot
55:23
Speaker 1: of you on my listening audience not real thrilled with
55:25
Speaker 1: Governor of Wine overall. But you can make your own
55:27
Speaker 1: decisions on that. But in terms of endorsing who's the
55:29
Speaker 1: next governor, he's not endorsing Vvke Ramaswamy yet. Anyway, what's
55:35
Speaker 1: the problem. Look, Reporter Morgan Trow sat down with him.
55:41
Speaker 1: I think whoever the successor is, I'm sure that they
55:43
Speaker 1: care very very deeply about Ohio and they'll do a
55:46
Speaker 1: good job. According to Governor to Wine, you got two
55:49
Speaker 1: people right now, is anybody else running for governor beyond
55:51
Speaker 1: Amy Acton and Vvke Ramaswami. Viveke Ramaswami has the Republican
55:56
Speaker 1: Party endorsement, does he not, Charl asked him. Of the
56:02
Speaker 1: two people who are seeing as top candidates, you have
56:04
Speaker 1: Amy Acton on the Democrat sidet. You have Vvke Ramaswamy
56:06
Speaker 1: who's the republic on the Republican side. You and hear
56:09
Speaker 1: very very different personality, but also policy beliefs. Do you
56:13
Speaker 1: feel comfortable endorsing somebody who differs from you on school's, health,
56:16
Speaker 1: education and immigration. I'm across the board with Vvke on
56:21
Speaker 1: those issues. Anyway. To Wine, Well, first of all, I've
56:25
Speaker 1: said I'm going to endorse the Republican nominee for governor,
56:29
Speaker 1: and Vvke and I have sat down right here and
56:31
Speaker 1: had a number of conversations. I think three very long conversations,
56:34
Speaker 1: he thinks anyway, and our plans are to continue to
56:37
Speaker 1: do that talk and to have more conversations. I'm not
56:41
Speaker 1: sure that we're that far apart. Really, he has not
56:45
Speaker 1: been in office before, and what I'm simply trying to
56:47
Speaker 1: do is relate some of the experiences that I've had
56:50
Speaker 1: in my fifty years in government. And I also talk
56:53
Speaker 1: to him and hear from him about where he thinks
56:55
Speaker 1: Ohio needs to go and what his goals are. Is
56:58
Speaker 1: he having a similar conversation with Amy Lockdown acting, Oh,
57:03
Speaker 1: you think he should be talking to himself in the mirror,
57:05
Speaker 1: Joe and have a deep conversation with his own actions
57:07
Speaker 1: as governor. There's an interesting thought, little introspection, perhaps, So
57:13
Speaker 1: trou asked him directly. Has vv Ramaswamy not earned your
57:17
Speaker 1: endorsement yet? Dwine? I think it's a process. I didn't
57:24
Speaker 1: know him. I met him a couple of times, but
57:26
Speaker 1: didn't really know him. An endorsement is a serious thing,
57:30
Speaker 1: and I don't know how impactful it is. I'm not
57:32
Speaker 1: sure that people really care who endorses whom. I think
57:35
Speaker 1: ultimately it comes down to the candidate. So the endorsement
57:37
Speaker 1: I think is hyped a lot more than it really
57:40
Speaker 1: is worth. But for me, I want to get to
57:42
Speaker 1: know him. I'm still doing that. We're still discussing issues,
57:46
Speaker 1: but I fully expect to endorse the Republican nominee for governor.
57:49
Speaker 1: I've really enjoyed these conversations. Blah blah blah. So he
57:51
Speaker 1: hasn't endorsed him, he does have the Republican Party nomination.
57:54
Speaker 1: I'm again, is there somebody else running as a Republican
57:57
Speaker 1: anybody else have an opportunity that is better than vi
58:00
Speaker 1: Vike Ramaswamy. And you know what he does know and
58:03
Speaker 1: has talked to many many times, probably more than three. Yeah,
58:08
Speaker 1: Amy acting. And interestingly enough, throughout all this conversation that
58:13
Speaker 1: he had with with mister Trow Morgan Troud doing the interview,
58:18
Speaker 1: he didn't ever reject Amy acting as a viable candidate.
58:23
Speaker 6: Hmm.
58:28
Speaker 1: I know that's left me with certain conclusions about the
58:31
Speaker 1: current governor. Six forty six fifty five K see the
58:34
Speaker 1: talk station when I'm fifty five hundred eight D two
58:36
Speaker 1: three talk and I jump over to the phones. I
58:39
Speaker 1: have Jennifer on the line. Jennifer, thanks so much for
58:41
Speaker 1: calling this morning. Happy Monday to you.
58:43
Speaker 9: Oh, happy Monday to you.
58:44
Speaker 8: Brian, thank you.
58:46
Speaker 9: I wanted to tell you the first time I heard
58:48
Speaker 9: Vivic talk, I was voting for him.
58:50
Speaker 1: Yeah.
58:51
Speaker 9: And the other thing is he my mother went to
58:56
Speaker 9: Xavier Girls High School downtown years aig go. So my
59:01
Speaker 9: mom is a Xavier Muskie. And well she's not here anymore.
59:06
Speaker 9: I mean she passed away at.
59:07
Speaker 1: Eighty nine I just I'd like as if having, you know,
59:10
Speaker 1: being a Muskie or not is really the the what
59:14
Speaker 1: it comes down to when voting for governor of the
59:16
Speaker 1: state of Ohio. I'm just was chopped over that.
59:18
Speaker 9: I know, in my opinion, he's my guy.
59:21
Speaker 1: Yeah, he's brilliant.
59:23
Speaker 9: And I really he's a very smart and intelligent man.
59:27
Speaker 1: Yeah, and you know what, he doesn't need the job, Jennifer.
59:31
Speaker 1: It's another thing. He's like independently wealthy. I kind of
59:34
Speaker 1: I have a profound appreciation for someone who does sort
59:38
Speaker 1: of the noble thing. It's like our forefathers. They would
59:40
Speaker 1: serve in government. They would leave their farm, serve in
59:43
Speaker 1: government for a term or two, and then go back
59:45
Speaker 1: and work the land. You know, this wasn't a permanent position.
59:49
Speaker 1: They weren't in government for fifty years. Like Mike Dwine right,
59:52
Speaker 1: you know.
59:53
Speaker 9: Oh my god, don't even bring his name up. Something
59:55
Speaker 9: to be said, but Govivet, that's what I say.
59:59
Speaker 1: Go there you go. Thanks for the college, Jennifer, I
1:00:03
Speaker 1: appreciate that. And thanks to Maren who just forwarded an
1:00:06
Speaker 1: article to me. And I had seen this article. But
1:00:08
Speaker 1: let's put two and two together. So he has not
1:00:11
Speaker 1: endorsed Ramaswamy, but he hasn't rejected Amy acting either, but
1:00:16
Speaker 1: he is providing some cover for her. Amy lockdown acting.
1:00:19
Speaker 1: Oh no, that wasn't her decision. It was mine. The
1:00:23
Speaker 1: decisions that were made during COVID, they were my Governor
1:00:25
Speaker 1: Dewayne's decision. So no one should blame someone else if
1:00:29
Speaker 1: they don't like it. The buck stops with me. Now
1:00:32
Speaker 1: I agree with that follow up point. Buck stops with him.
1:00:35
Speaker 1: But who did he rely on her? He didn't make
1:00:40
Speaker 1: this no drinking after ten o'clock roll up. That was
1:00:42
Speaker 1: doctor lockdown acting. Right spokesperson for Ramaswamy, Connie luck Quota,
1:00:49
Speaker 1: is saying, well she led. She led, OHI to be
1:00:51
Speaker 1: the first date to shut down public schools during COVID,
1:00:54
Speaker 1: causing thousands of students to suffer from mental health and
1:00:57
Speaker 1: academic consequences, which I will acknowledge. We did really know
1:01:00
Speaker 1: what's going to happen until while we got the results
1:01:03
Speaker 1: after the lockdown and found out our children are struggling mightily.
1:01:09
Speaker 1: She was responsible for signing orders to close businesses and
1:01:13
Speaker 1: other spaces as the state Health Director, which was an
1:01:17
Speaker 1: emergency power that was granted by Governor Mike Dwine. Here's
1:01:26
Speaker 1: a quote Alex Cheranta Filo, you might have heard of him,
1:01:29
Speaker 1: chairman of the High Republican Party, say what you want
1:01:31
Speaker 1: about the Higher Republican Party said well, he says, well,
1:01:33
Speaker 1: we love the governor, whether or not you do. He
1:01:37
Speaker 1: is chairman of the Republican Party. So Alex really is
1:01:41
Speaker 1: obligated to say something like that. But he also followed
1:01:43
Speaker 1: through with this. He's not a scientist. He again, Governor
1:01:48
Speaker 1: de Wine is not a medical doctor. He relied on
1:01:51
Speaker 1: her and she got it wrong. Amy Lockdown acted, Dayne said,
1:01:56
Speaker 1: I got advice from her. I got advice from people
1:01:58
Speaker 1: around the country. I was trying to get as much
1:02:00
Speaker 1: information as I could about something that we did not
1:02:02
Speaker 1: know much about, and I made the decisions based upon that.
1:02:05
Speaker 1: But they were my decisions. They were not. They were
1:02:09
Speaker 1: not he said it twice, her decisions. Why is he
1:02:12
Speaker 1: providing cover for her? If you're the Republican governor of
1:02:17
Speaker 1: the state of Ohio, a red state as dysfunctional as
1:02:21
Speaker 1: we are, even in an all red state, why would
1:02:25
Speaker 1: you offer words of support for the Democrat nominee of
1:02:28
Speaker 1: the Democrat challenger for governor of the state of Ohio.
1:02:34
Speaker 1: I think it's a legitimate question to ask, what the
1:02:37
Speaker 1: hell is his deal? And you know, if he was
1:02:40
Speaker 1: getting information or advice from around the country. They didn't
1:02:43
Speaker 1: lock things down in Florida, I recall him locking things
1:02:46
Speaker 1: down in Texas. Either those states thrived and survived during
1:02:51
Speaker 1: the entire period of time. Who did they rely on?
1:02:54
Speaker 1: That governor of Wine apparently had information in fact that
1:02:57
Speaker 1: he chose not to follow their path. It makes for
1:03:01
Speaker 1: an interesting conversation. Elections have consequences. Let's not do it
1:03:06
Speaker 1: to ourselves again. And if you've got a problem with
1:03:09
Speaker 1: Viva Ramaswami, I'd love to know what it is. That's
1:03:14
Speaker 1: an interesting thing if you're against the man for any
1:03:16
Speaker 1: particular reason. Not that you're endorsing necessarily any acting, but
1:03:20
Speaker 1: if you've got a problem with Ramaswami, I'm curious to know,
1:03:22
Speaker 1: because I really can't find anything that I can fault
1:03:26
Speaker 1: him with. Brilliant man, successful and might be free of
1:03:33
Speaker 1: the fraud, wasted abuse concerns that a lot of us
1:03:35
Speaker 1: have about politicians who have nothing end up leaving office
1:03:38
Speaker 1: multi multi millionaires. He's already achieved that status, coming up
1:03:42
Speaker 1: with six fifty six ifty five K city talk stations.
1:03:44
Speaker 1: Stick around. Simith, theman's going to join the program at
1:03:46
Speaker 1: seven twenty. We've a little talked about between now and then.
1:03:49
Speaker 1: I sure hope you can wait around for that.
1:03:51
Speaker 5: Today's top headlines.
1:04:16
Speaker 1: It's seven oh six fifty five, karsee de talk station.
1:04:21
Speaker 1: Try to make it a happy Monday. It's got to
1:04:23
Speaker 1: be something positive out there in the world. And love
1:04:24
Speaker 1: to say happy Honika of my Jewish friends. But of course,
1:04:28
Speaker 1: this terrible tragedy in Australia with sixteen dead and forty wounded.
1:04:33
Speaker 1: He cast a paul over the entire honic A season.
1:04:36
Speaker 1: It's just terrible, you know, I just have to observe.
1:04:38
Speaker 1: I have never understood anti Semitism. I really haven't ever,
1:04:44
Speaker 1: And of course it predates the creation of Israel, so
1:04:47
Speaker 1: people have hated Jews for a long time. I understand.
1:04:49
Speaker 1: Isn't that racism? You hate a people because of their race.
1:04:56
Speaker 1: I think that is definitionally anti Semitism. A father and
1:05:02
Speaker 1: son were the ones responsible for this horrific mass shooting. Again,
1:05:05
Speaker 1: sixteen people dead and one of the gunman thankfully is dead.
1:05:09
Speaker 1: The other one is hospitalized. Porn of the New South
1:05:13
Speaker 1: Wales Police Commissioner maol Landen. Where were the police anyway?
1:05:16
Speaker 1: These people were firing into a group of Jewish people
1:05:19
Speaker 1: celebrating the beginning of Honukkah and they were able to
1:05:24
Speaker 1: do so for more than ten minutes. Fifty year old
1:05:27
Speaker 1: men and a twenty four year old son were responsible
1:05:29
Speaker 1: for it. Again, Dad is dead. Son in critical but
1:05:32
Speaker 1: stable condition in the hospital. Oh look in you can't
1:05:36
Speaker 1: have a gun in Australia. He was the father a
1:05:38
Speaker 1: licensed gun on her own, six legally registered firearms. They're
1:05:43
Speaker 1: all recovered. Of course, they did a raid on his
1:05:46
Speaker 1: place after the murders. The murders were committed. Commissioner told
1:05:51
Speaker 1: reporters that the father met the eligibility criteria for a
1:05:55
Speaker 1: hunting license used for recreational hunting classified as a Category
1:06:00
Speaker 1: A Slash B firearms license, which allowed him to possess
1:06:03
Speaker 1: the well the long guns that he had. He had
1:06:06
Speaker 1: shotgun and long guns. Was a bolt action rifle involved
1:06:08
Speaker 1: in his shootings as well as a shotgun. Commission also
1:06:13
Speaker 1: to reporters that the father held the gun licenses for
1:06:15
Speaker 1: ten years, so ten years without going around and murdering anybody.
1:06:19
Speaker 1: Was he radicalized at some point between gun ownership approval
1:06:22
Speaker 1: and well the other day police commissioner said there was
1:06:26
Speaker 1: very little knowledge of either of these men by the authorities.
1:06:29
Speaker 1: The person was determined to be entitled to have the
1:06:31
Speaker 1: firearms license, and the person had firearms license for a
1:06:33
Speaker 1: number of years for which there were no incidents. Anybody
1:06:36
Speaker 1: think there's going to be a call for no firearm
1:06:39
Speaker 1: licenses under any circumstances whatsoever. And will you as a
1:06:43
Speaker 1: society feel better if that is in fact the law
1:06:45
Speaker 1: where only criminals own firearms and you're not entitled to
1:06:48
Speaker 1: have one. Hmmm and wow, what an amazing display of heroism.
1:06:55
Speaker 1: I hope you've seen the video. If not, it's worth
1:06:57
Speaker 1: checking out. Ahmed ah Ahmed forty three years old, a
1:07:03
Speaker 1: true hero. He wrestled that gun from the one of
1:07:07
Speaker 1: the attackers while that person was firing into the crowd.
1:07:14
Speaker 1: And I don't know about you, My first reaction was
1:07:16
Speaker 1: when he wrestled that gun away from him and pointed
1:07:18
Speaker 1: at the at the time person who was murdering the
1:07:22
Speaker 1: Jewish people on the beach. I thought he was gonna
1:07:25
Speaker 1: squeeze a round off. I couldn't blame him. He is,
1:07:34
Speaker 1: of course, being held as a hero, which is everyone
1:07:36
Speaker 1: should there's actually a go Fundme page that's been opened
1:07:38
Speaker 1: up for him. As of yesterday, I guess over a
1:07:41
Speaker 1: million dollars has been put together for the hero. Joe
1:07:47
Speaker 1: Strecker observed, and I thought it was a comical comment,
1:07:51
Speaker 1: intended to be comical under very tragic circumstances. He wondered
1:07:54
Speaker 1: if the Australian authorities are going to charge Ahmed Ahmed,
1:08:00
Speaker 1: the hero in this matter, for holding onto a gun
1:08:04
Speaker 1: that he didn't have a license for that temporary period
1:08:07
Speaker 1: of time Joe where he was after he wrestled the gun.
1:08:10
Speaker 1: It's possible, It's certainly possible. They also found improvised explosive
1:08:18
Speaker 1: devices apparently at the scene and in one of the
1:08:20
Speaker 1: homes where they executed the search warrant. Apparently they were
1:08:24
Speaker 1: active IEDs and ultimately rendered safe by the police. It
1:08:30
Speaker 1: was an annual celebration they called it Honika by the Sea,
1:08:33
Speaker 1: scheduled to start at five pm to celebrate the first
1:08:35
Speaker 1: day of the Jewish holiday by lighting the first candle
1:08:38
Speaker 1: of the Minora. Shooting happened about an hour after the
1:08:41
Speaker 1: celebration started. And as anybody else think that more of
1:08:45
Speaker 1: this is going to happen, I think it goes without saying,
1:08:49
Speaker 1: doesn't it. And they broke up a ring that was
1:08:52
Speaker 1: going to commit horrific acts against the Jewish people in
1:08:54
Speaker 1: Europe the other day. So this kind of thing is
1:08:56
Speaker 1: going on all the time. I just don't understand the hatred,
1:09:00
Speaker 1: where it comes from or why. You know, it's so
1:09:04
Speaker 1: reminiscent of October seventh. Innocent people at a concert, children
1:09:14
Speaker 1: elderly slaughtered, horrifically slaughtered and in the most barbaric ways
1:09:21
Speaker 1: you can think of. And there are people in this
1:09:23
Speaker 1: world in the aftermath of October seventh celebrated it. You know,
1:09:30
Speaker 1: going back to my concern over the evils that exist
1:09:33
Speaker 1: in the world and the Internet that your children are
1:09:35
Speaker 1: consuming every single day. You know, now they've got, oh
1:09:38
Speaker 1: bipartisan solution, We're going to make it more of a
1:09:40
Speaker 1: crime when you interfere with children and harm them. And fine,
1:09:45
Speaker 1: but this is the kind of thing that's floating around
1:09:47
Speaker 1: on the internet praising October seventh, and I'm sure praising
1:09:52
Speaker 1: these two clowns, these murderers, for killing a bunch of
1:09:55
Speaker 1: Jewish people that are trying to merely celebrate a very
1:09:57
Speaker 1: important event in the Jewish tradition. Celebrating it. I don't
1:10:10
Speaker 1: know where to go on that one. I just really don't. Oh,
1:10:14
Speaker 1: and thanks Maureene. I always give Maureene a hard time
1:10:19
Speaker 1: because she has the conspiracy theories more first and foremost
1:10:23
Speaker 1: more than anybody else. She's right there at the ready
1:10:25
Speaker 1: with conspiracy theories. I know you're a pattern observer, Maureen,
1:10:29
Speaker 1: But in connection with the Rob Reiner and wife being
1:10:32
Speaker 1: stabbed to death in their La home, there are already
1:10:35
Speaker 1: rumors circulating on the Internet that they're they were involved
1:10:38
Speaker 1: with Oh I don't know, Ebstein this or something that.
1:10:41
Speaker 1: And so there's all kinds of rumors, accusations, and speculations
1:10:44
Speaker 1: already floating around on the Internet to suggest something very nefarious,
1:10:48
Speaker 1: not just a random murderer, maybe just not their drug
1:10:51
Speaker 1: adult son, but something bigger than that. I'm gonna keep
1:10:54
Speaker 1: my powder dry on that with Marine, if you don't mind,
1:10:56
Speaker 1: I'll wait for the evidence to come out, because a
1:10:58
Speaker 1: couple of random music typed by somebody out in the
1:11:01
Speaker 1: internet ether doesn't do it for me in terms of proof,
1:11:05
Speaker 1: at least lead for more information to come out about
1:11:09
Speaker 1: that anyhow. So let's celebrate the heroics that actually we
1:11:16
Speaker 1: got to witness yesterday. It takes the sting out of
1:11:18
Speaker 1: the horrific murders, and you realize that you can make
1:11:22
Speaker 1: a tremendous impact. And one can only speculate how many
1:11:25
Speaker 1: additional people would have been killed, would have been murdered
1:11:28
Speaker 1: had that man not stepped up, not armed, just hiding
1:11:33
Speaker 1: behind a car, leaping out to tackle a bad guy.
1:11:37
Speaker 1: Do you have an inu to do something like that?
1:11:41
Speaker 1: You know, at one hundred and seventy five pounds, I'm
1:11:43
Speaker 1: not the first person to think that I have an
1:11:45
Speaker 1: emmy to do something like that, But you know what,
1:11:50
Speaker 1: at least I possess a great equalizer, actually quite a
1:11:55
Speaker 1: few of them. Yeah, honest with you, I appreciate that
1:11:58
Speaker 1: we have a second amendment. And again going back to
1:12:01
Speaker 1: where in the hell were the police? There are one
1:12:04
Speaker 1: that's it's a it's an announced ahead of time celebration,
1:12:07
Speaker 1: and there were one thousand plus Jewish people there to
1:12:09
Speaker 1: celebrate Hanukkah. Isn't that an event you think cops might
1:12:13
Speaker 1: be at just maybe given the level of anti Semitism
1:12:17
Speaker 1: that's going on in this world, advanced planning, perhaps when
1:12:26
Speaker 1: seconds count. Going back to my appreciation for the second Amendment.
1:12:30
Speaker 1: Let's keep that right, Let's not let it go anywhere,
1:12:33
Speaker 1: because I think we all know a good lesson by
1:12:35
Speaker 1: now that you know when we need help right away,
1:12:39
Speaker 1: Quite often it's not there. Fifteen fifty five KCD talk
1:12:43
Speaker 1: station Christopher Smith had been coming up next looking forward
1:12:45
Speaker 1: to for God bless you, sir. I hope you had
1:12:47
Speaker 1: a wonderful weekend.
1:12:49
Speaker 8: Thank you brother. You know, I've got to start off
1:12:51
Speaker 8: with I think the most serious topic, but I have
1:12:54
Speaker 8: so much to talk about. I don't even know where
1:12:55
Speaker 8: to where to start, quite frankly, Brian. But you know,
1:13:00
Speaker 8: I was listening to your show like I always do it,
1:13:02
Speaker 8: and I don't understand anti Semitism myself, Like I don't
1:13:06
Speaker 8: know where it comes from. Where you have somebody to
1:13:09
Speaker 8: people that are willing to just kill people randomly on
1:13:13
Speaker 8: a beach, shoot women, shoot children, shoot the elderly. I mean,
1:13:19
Speaker 8: I've been listening to your show and it's hard to
1:13:22
Speaker 8: get your head wrapped around how does somebody get to
1:13:25
Speaker 8: that point? Number two, the heroism of the Australian man
1:13:32
Speaker 8: forty three years old who just stepped in right, And
1:13:36
Speaker 8: I'm gonna tell you there are a lot of people
1:13:37
Speaker 8: those of you who are listening. There are a lot
1:13:39
Speaker 8: of people that don't have the kohunas to make that
1:13:42
Speaker 8: move away.
1:13:46
Speaker 1: They have their cell phone, they be video recording the
1:13:48
Speaker 1: whole thing.
1:13:50
Speaker 8: On one hundred percent, this dude put everything on the
1:13:55
Speaker 8: line because that could have turned and got shot.
1:13:59
Speaker 1: He got god actually I read one report he got
1:14:02
Speaker 1: shot four or five times. He got hit in the
1:14:04
Speaker 1: arm at least twice. So yeah, the other gunman was
1:14:08
Speaker 1: was just over to the to his side and he's
1:14:10
Speaker 1: standing on the bridge shooting people while he attacked the
1:14:12
Speaker 1: guy with a shotgun.
1:14:15
Speaker 8: I mean, this is this is anybody watching that video
1:14:18
Speaker 8: and I'm sure you guys haven't posted up on your website,
1:14:21
Speaker 8: I haven't posted up on my on my x page
1:14:25
Speaker 8: to watch the heroism of that man approaching because he
1:14:29
Speaker 8: had to think. He was trying to figure out because
1:14:31
Speaker 8: that guy could have turned the gun immediately, get a
1:14:33
Speaker 8: turget on him, could have heard him coming in at second.
1:14:36
Speaker 8: He's gone in a second. So this guy says, I'm
1:14:39
Speaker 8: gonna put everything on the line, my life. We got
1:14:42
Speaker 8: it on video. This guy is a real hero and
1:14:46
Speaker 8: he absolutely saved lives on that beach. I don't understand
1:14:50
Speaker 8: anti Semitism, don't. I can't get my head wrapped around it.
1:14:54
Speaker 8: And what blows me away is the Austrians are having
1:14:58
Speaker 8: discussions about meaning they have taken guns out of all
1:15:02
Speaker 8: the legal hands of everybody, leaving everybody else really open
1:15:06
Speaker 8: right to be shot. I don't understand this discussion in
1:15:10
Speaker 8: our country when we have these things happen, that we
1:15:13
Speaker 8: fall back on too many guns. This is a gun issue.
1:15:16
Speaker 8: This da da dah, and I'm going it's a person
1:15:18
Speaker 8: pulling the trigger. People like they're leading. People out here
1:15:22
Speaker 8: legally who have guns aren't doing this stuff. These are
1:15:26
Speaker 8: crooks and criminals. The people who are legally having guns,
1:15:30
Speaker 8: like you and I are protecting others and protecting our
1:15:34
Speaker 8: families if somebody approaches us, or like you had your
1:15:38
Speaker 8: situation on the highway, which a lot of people forget,
1:15:41
Speaker 8: where somebody tried to run you off the road and
1:15:44
Speaker 8: kill you because you had no idea what was going
1:15:46
Speaker 8: on with that person. The point is that it's amazing
1:15:49
Speaker 8: that this country has this position on guns and to
1:15:52
Speaker 8: watch something go down like that and to have the
1:15:55
Speaker 8: police take ten minutes to get there. I've been listening
1:15:58
Speaker 8: to your show, brother, and the man and the men
1:16:01
Speaker 8: are just shooting people on the beach with a very
1:16:05
Speaker 8: low response, so even the people with guns are taking
1:16:08
Speaker 8: forever to get to the scene. Brian Thomas, it is
1:16:11
Speaker 8: an amazing situation.
1:16:13
Speaker 1: It really is. Just scratch your head because you can't
1:16:16
Speaker 1: explain it. I think that's where the most frustrating element
1:16:18
Speaker 1: comes from this Christopher. You know, you want to come
1:16:21
Speaker 1: up with a solution and answer, well, you know, it's this,
1:16:24
Speaker 1: it's it's the easy answer to how this could possibly happen.
1:16:27
Speaker 1: But I mean, they're calling you a terrorists ac I
1:16:29
Speaker 1: don't think there's any questions these people wanted to kill
1:16:32
Speaker 1: Jews on the beach. So where I mean, going back
1:16:36
Speaker 1: to the fundamental question, where in the hell does that
1:16:38
Speaker 1: come from? How can people think that under any circumstances,
1:16:42
Speaker 1: random people who have no connection with whatever chip you've
1:16:45
Speaker 1: got on your shoulder deserve to die.
1:16:50
Speaker 8: And you're killing kids, man?
1:16:51
Speaker 3: Kids?
1:16:52
Speaker 8: What about the hate? The hate that has to be
1:16:55
Speaker 8: that's in your heart for you to do something like that. Man,
1:16:59
Speaker 8: Now you know the other thing that I tied this
1:17:01
Speaker 8: to in my mind, Brian Thomas said, I know we
1:17:03
Speaker 8: got to go home tide this segment, but it's Daniel Penny.
1:17:06
Speaker 8: This whole discussion we had just stay with me with
1:17:09
Speaker 8: the gentleman in New York on the subway, if he
1:17:12
Speaker 8: had not intervened. Look how we treated our hero. Look
1:17:17
Speaker 8: how they're treating their hero. We put this man on trial,
1:17:22
Speaker 8: we charged him, and we're going to take away his
1:17:24
Speaker 8: privileges for the rest of his life because he intervened
1:17:28
Speaker 8: on a New York subway and saved people's lives. And
1:17:33
Speaker 8: since then, there have at least been two or three
1:17:35
Speaker 8: people set on fire in those subways in New York.
1:17:39
Speaker 8: And I'm talking about since Daniel Penny and his big
1:17:43
Speaker 8: trial that we had in New York. I'm trying to wonder,
1:17:46
Speaker 8: what in the world, Why are we treating this guy
1:17:49
Speaker 8: in Australia is a hero, Daniel Penny was a hero.
1:17:55
Speaker 8: But we couldn't We couldn't get it right, buddy, if
1:17:58
Speaker 8: it was right in front of us in this country.
1:18:00
Speaker 8: I don't understand it well.
1:18:01
Speaker 1: And to your point, you know, if he'd had protected people,
1:18:03
Speaker 1: if there was a subway in Texas, I don't know,
1:18:05
Speaker 1: he wouldn't have been charged with a crime. If it
1:18:08
Speaker 1: happened in Florida, he wouldn't have been charged with a crime. Yeah,
1:18:11
Speaker 1: it's New York. You're not supposed to have a fire.
1:18:15
Speaker 8: I'm gonna ask you, Brian Thomas, listen to me, brother,
1:18:18
Speaker 8: if you see something happening around me, he said, see something,
1:18:22
Speaker 8: say something. But if you are carrying your weapon, see
1:18:26
Speaker 8: something and open fire saved my life, please and then
1:18:29
Speaker 8: let's go to trial and figure it out. My point
1:18:33
Speaker 8: is that we need people, good Samaritans who are willing
1:18:37
Speaker 8: to intervene, like this man on Bondi Beach who saw
1:18:41
Speaker 8: something happening and said, you know what, I've got to
1:18:44
Speaker 8: respond right now, because if he didn't respond, more people
1:18:48
Speaker 8: would be dead this morning, no question about it. He
1:18:51
Speaker 8: absolutely saved lives.
1:18:53
Speaker 1: Well, you can count on me, Christopher. You know I've
1:18:55
Speaker 1: got your back. We'll bring Christopher back. Apparently he's got
1:18:57
Speaker 1: a lot to talk about this morning. We'll dive on
1:18:59
Speaker 1: in a more right after I mentioned, oh look, seven
1:19:03
Speaker 1: thirty fifty five KARROC DE talk station bry Thomas with
1:19:06
Speaker 1: former Vice Mayor of the City of Cincinnati, Christopher Smithman
1:19:08
Speaker 1: getting out of a system with the smither Van. Christopher,
1:19:11
Speaker 1: I think you get a lot of topics on your mind.
1:19:12
Speaker 1: What are we rolling into now.
1:19:14
Speaker 8: Well, I'm gonna stay with the topic you were talking
1:19:17
Speaker 8: about earlier, but I have a little different twist on it,
1:19:21
Speaker 8: and that is, you know, my support for vevak Karamaswami
1:19:24
Speaker 8: for the governor. You know, I support him. I think
1:19:29
Speaker 8: he's going to be a great governor. I think is
1:19:31
Speaker 8: one of the most important races for the state of
1:19:33
Speaker 8: Ohio in twenty twenty six. And I think that Republicans
1:19:39
Speaker 8: and Conservatives and independents who want a steady balance of
1:19:44
Speaker 8: our in our government, meaning I'm talking about the finances
1:19:47
Speaker 8: of our government government, people that are looking for reforms
1:19:51
Speaker 8: in our education system, people who are looking for energy
1:19:54
Speaker 8: policy that is progressive. These are just three examples that
1:19:59
Speaker 8: this is the guy for the job period. He's the
1:20:03
Speaker 8: most qualified person in the race, and I think he's
1:20:07
Speaker 8: the guy that's going to take Ohio to the next level.
1:20:11
Speaker 8: I'm not in the struggle of why our governor hasn't
1:20:15
Speaker 8: made the decision to endorse him at this point, but
1:20:19
Speaker 8: I think he will. I think he I mean, I
1:20:20
Speaker 8: think Governor Mike Demned as a team player and I
1:20:23
Speaker 8: think ultimately he's going to endorse the vak Ramaswami to
1:20:28
Speaker 8: be the next governor.
1:20:29
Speaker 1: Yeah, Christopher, real quick here. He did not reject Amy
1:20:36
Speaker 1: Actin though he has yet. He said, I'm gonna endorse
1:20:39
Speaker 1: the republic whoever gets the Republican nomination, which clearly is
1:20:42
Speaker 1: going to be Vi vik Ramaswami. But he's not there yet.
1:20:44
Speaker 1: But he hasn't rejected out of hand Amy Acton as
1:20:47
Speaker 1: a viable candidate. In fact, he said quite a few
1:20:49
Speaker 1: things which suggests he thinks she's a viable candidate. That's
1:20:53
Speaker 1: really got me irked, and I don't get that at all.
1:20:55
Speaker 1: Maybe because well, she was his hand selected medical director
1:20:59
Speaker 1: or something we all know.
1:21:02
Speaker 8: Well, I think at the end of the day, Governor
1:21:04
Speaker 8: Mike Derryant is going to make the right decision and
1:21:07
Speaker 8: endorse the vek Ramaswami for governor. I think that's ultimately
1:21:11
Speaker 8: where we're where we're going to head it. And I,
1:21:13
Speaker 8: if I could speculate it, probably is because he was
1:21:17
Speaker 8: she was working with him during COVID And I'm not gonna,
1:21:21
Speaker 8: I'm not gonna. I'm not gonna rehash those decisions that
1:21:26
Speaker 8: were made, many of them, like you, I was very
1:21:28
Speaker 8: very concerned about. But at the end of the day,
1:21:31
Speaker 8: in twenty twenty six. I want to wake up in
1:21:34
Speaker 8: November and I want to see the vak Ramaswami be
1:21:38
Speaker 8: the next governor for the state of Ohio. And I
1:21:40
Speaker 8: think that as we look across what just happened in
1:21:43
Speaker 8: our local elections, if we're sleep at the wheel like
1:21:46
Speaker 8: we were in these local elections that just happened where
1:21:49
Speaker 8: you saw areas like Cincinnati go so blue because Conservatives,
1:21:56
Speaker 8: Republicans and independence didn't show up and vote, meaning the
1:22:00
Speaker 8: President of the United States will not be on the ballot.
1:22:03
Speaker 8: So the risk here is that our the people out
1:22:07
Speaker 8: there who support him will be sleep politically, won't understand
1:22:12
Speaker 8: the importance of the election, and won't come out. Because
1:22:15
Speaker 8: the midterm elections, Brian Thomas, are about voter turnout leaning
1:22:19
Speaker 8: the number of people that get out of their bed,
1:22:22
Speaker 8: get off their couches, get off their sofas, whatever it
1:22:25
Speaker 8: is they're rocking chairs, and get out and participate in
1:22:29
Speaker 8: the process, that's our big concern, I think in twenty
1:22:32
Speaker 8: twenty six. But we also have Judge Winkler and we
1:22:36
Speaker 8: have a Judge Dinkin Locker who are also on the
1:22:39
Speaker 8: ballot here in our county. I mean I think that
1:22:43
Speaker 8: I think Judge Winkler should be not only endorsed by
1:22:46
Speaker 8: the Republican Party, which I'm sure you will be, but
1:22:49
Speaker 8: we've got to make sure that we don't have all
1:22:54
Speaker 8: Democrats running our Hamilton County judge ships, our courts. It's
1:23:01
Speaker 8: really scary what's going on down there. So those two races,
1:23:04
Speaker 8: Leah Dinkin Locker, I can't say their names enough, Judge Winkler.
1:23:09
Speaker 8: I think that we've got to make sure as people
1:23:11
Speaker 8: are going through and they're voting for governor, I'm gonna
1:23:14
Speaker 8: start talking about it now. We've got to vote the
1:23:16
Speaker 8: whole ticket, Brian Thomas, because what happens is people get
1:23:19
Speaker 8: so hyper focused. They'll say, man, I'm going in here,
1:23:22
Speaker 8: I'm voting for the vek Raamaswami. I'm gonna make sure
1:23:25
Speaker 8: he's going to be the governor. But then they forget
1:23:27
Speaker 8: about those local elections that matter in our daily lives.
1:23:31
Speaker 8: So we've got to learn how to vote through that
1:23:32
Speaker 8: whole ticket, so that if we're voting for one, we're
1:23:35
Speaker 8: voting for the other two and making sure that we
1:23:38
Speaker 8: return both of those judges to the county. And I
1:23:40
Speaker 8: think this is important for me to start talking about
1:23:42
Speaker 8: now as we're going through the holidays because guess what,
1:23:45
Speaker 8: Brian Thomas, families are getting together. They're cutting the turkey,
1:23:50
Speaker 8: and I want them talking about those three races, meaning
1:23:53
Speaker 8: starting to educate their families about making sure you're eighteen
1:23:57
Speaker 8: year old is registered to vote, because I'm going to
1:23:59
Speaker 8: have an eighteen year old in February. She's gonna turn eighteen.
1:24:03
Speaker 8: She's gonna be able to participate in that amazing.
1:24:06
Speaker 1: I can't believe your little girls turning eighteen eighteen.
1:24:11
Speaker 8: Brother, I will send you a picture of her December
1:24:14
Speaker 8: Christmas dance after we get off the show. Brother, this
1:24:18
Speaker 8: is that seat and they had their December Christmas dance. Brother,
1:24:21
Speaker 8: I was in tears. And by the way she wore
1:24:25
Speaker 8: my late wife's one of her coach to that event
1:24:29
Speaker 8: was it was riveting to see her as she comes
1:24:32
Speaker 8: into womanhood. But she's gonna be able to participate in
1:24:36
Speaker 8: the political process for the first time next year. And
1:24:39
Speaker 8: I know there are a lot of people out there
1:24:41
Speaker 8: who people have children who are turning eighteen. We've got
1:24:44
Speaker 8: to make sure all of those eighteen year olds are
1:24:46
Speaker 8: registered to vote. My daughter might end up at BGSU,
1:24:50
Speaker 8: she might end up at Miami of Ohio. She might
1:24:52
Speaker 8: end up at uc Ohio State. These are all places
1:24:56
Speaker 8: that except Miami, Ohio. We're gonna hear from them, I
1:25:00
Speaker 8: think this week. But all these schools she's up Mount
1:25:02
Speaker 8: Saint Joseph she's been accepted to. But wherever she goes
1:25:05
Speaker 8: to school, right I want her registered at my home address,
1:25:10
Speaker 8: not that university. And I want to make sure that
1:25:13
Speaker 8: my daughter Camille participates in the political process. I think
1:25:16
Speaker 8: we've got to start having those conversations and bringing those
1:25:20
Speaker 8: young people under the fold and teaching them and educating
1:25:23
Speaker 8: them and informing them prior to them going to college,
1:25:27
Speaker 8: and having this indoctrination in their minds that we are
1:25:30
Speaker 8: concerned about that they know, Hey, the vak Aramaswami is
1:25:34
Speaker 8: our guy, and we want to make sure that we
1:25:36
Speaker 8: vote for him for governor of this great state of Ohio.
1:25:39
Speaker 1: Got to generate that enthusiasm. I have every expectation that
1:25:43
Speaker 1: being your daughter, she will most assuredly be involved in
1:25:45
Speaker 1: the political process will bring Christopher back from what ray til.
1:25:48
Speaker 8: I send you her photo the photo brother.
1:25:51
Speaker 1: He's eighteen years old, seven thirty six right now. But
1:25:54
Speaker 1: you have KSY talk station. Where does the time go
1:25:57
Speaker 1: the talk station five KROCD talk station. Always enjoy the
1:26:05
Speaker 1: conversations I get to have with Christopher Smithman every Monday
1:26:09
Speaker 1: and today, of course, no depart from the norm on that, Christopher.
1:26:12
Speaker 1: What else is on your mind, my friend?
1:26:15
Speaker 8: Well, I hope you looked at that photo of what
1:26:17
Speaker 8: womanhood looks like. But I sent that to you.
1:26:21
Speaker 1: I can't get over it, man, I just can't get
1:26:24
Speaker 1: over it.
1:26:25
Speaker 8: It's an amazing time.
1:26:28
Speaker 1: Just a beautiful, beautiful You got to be so proud
1:26:30
Speaker 1: of her. Anyway, I am.
1:26:32
Speaker 8: Seaton has just done a wonderful job, and let me
1:26:35
Speaker 8: just give them a shout out. You know, there's a
1:26:38
Speaker 8: wonderful high school, great staff, great great principal. I mean,
1:26:42
Speaker 8: I just can't say enough about about Seaton High School
1:26:45
Speaker 8: and what they've done for my family and my daughter.
1:26:48
Speaker 8: But let me just fit close out my rant by
1:26:51
Speaker 8: talking about the Bengals. By the way, you and I
1:26:54
Speaker 8: know I don't know a lot about sports, right, but
1:26:57
Speaker 8: when you're paying two hundred dollars a ticket, you would
1:27:01
Speaker 8: think you would have ice and snow out of your seat.
1:27:04
Speaker 8: And you would also think while you've just negotiated a
1:27:09
Speaker 8: stadium deal, pushing our taxes higher in Hamilton County, which
1:27:13
Speaker 8: has made this family billionaires. That the least you could
1:27:17
Speaker 8: do for someone who's paying two hundred dollars to sit
1:27:20
Speaker 8: in the seat that you would be able to remove
1:27:22
Speaker 8: the snow and ice. And so I'm trying to figure
1:27:26
Speaker 8: out what our good tenants are doing, right, I mean,
1:27:30
Speaker 8: they're the landlords. We're coming in to sit down and
1:27:34
Speaker 8: watch a game. And by the way, if my understanding
1:27:38
Speaker 8: is right, the Bengals did not score a point. You
1:27:41
Speaker 8: are and so on top of it, you have this,
1:27:44
Speaker 8: you have this team that is struggling, but you also
1:27:48
Speaker 8: have owners that ops absolutely did not take the best
1:27:53
Speaker 8: care for those who showed up in sub zero temperatures
1:27:57
Speaker 8: to watch a game where their team is struggling, can't score,
1:28:02
Speaker 8: but you've got ice and snow in their seat.
1:28:06
Speaker 1: Yeah. I took a slightly different take out of this
1:28:09
Speaker 1: morning when I read that as like, oh, boohoo, you
1:28:11
Speaker 1: know you got to move a little bit of snow
1:28:13
Speaker 1: before you sit down. I appreciate your point of view, Christopher. Yeah,
1:28:16
Speaker 1: we did pay for that place. But see, you got
1:28:19
Speaker 1: to have two hundred dollars to buy a ticket, So Jesus,
1:28:22
Speaker 1: I don't.
1:28:24
Speaker 8: Know how a family, I don't know how a family
1:28:26
Speaker 8: of four, I don't know how they go down to
1:28:28
Speaker 8: take in. I mean, when you and I were growing up, buddy,
1:28:31
Speaker 8: we could take in a Bengals game. We could take
1:28:33
Speaker 8: in a Reds game. A middle class family could go
1:28:36
Speaker 8: down and take it in. Man, you've got to have
1:28:38
Speaker 8: some serious cash to take one of these games in.
1:28:42
Speaker 8: And I'm just saying, in this day and age, if
1:28:45
Speaker 8: you're paying two hundred dollars and that's probably just to
1:28:47
Speaker 8: get in, those are probably not the best seats in
1:28:49
Speaker 8: the house that you should clean off your sheets of
1:28:53
Speaker 8: snow and ice. And I don't you know, it's not
1:28:56
Speaker 8: a place I'm going to watch a game. But hey,
1:28:59
Speaker 8: that's what I'm saying. But you know, as we close out, man,
1:29:04
Speaker 8: elections have consequences locally. Notice how in Cincinnati after the election,
1:29:10
Speaker 8: all of this new news is pouring out. Okay, eight
1:29:13
Speaker 8: point one million dollar settlement start there, right, So you're
1:29:18
Speaker 8: giving eight point one million dollars to protesters who negotiated
1:29:23
Speaker 8: the deal. Brian Thomas, who didn't have to settle, meaning
1:29:27
Speaker 8: the city of Cincinnati to your listening audience, did not
1:29:30
Speaker 8: have to settle that case. It could have said, we're
1:29:32
Speaker 8: going to go to trial. We don't like what this
1:29:34
Speaker 8: number is. Everybody knew going into that election that that
1:29:39
Speaker 8: eight point one million dollar settlement was in the hopper.
1:29:42
Speaker 8: They just decided not to release it until after the election.
1:29:47
Speaker 8: Elections have conflicence.
1:29:48
Speaker 1: Like Iris Rawley's contract. Two days after that's when we've
1:29:51
Speaker 1: got the news that they renewed that thing for six
1:29:53
Speaker 1: hundred plus million dollars.
1:30:00
Speaker 8: Yet, I mean you're meaning Brian Thomas, you're again correct
1:30:05
Speaker 8: here that these are things they knew about that were
1:30:08
Speaker 8: in the hopper and said we're not going to release
1:30:11
Speaker 8: this information because they knew that if Corey Bowman had
1:30:15
Speaker 8: been elected, the things that we're talking about wouldn't happen.
1:30:19
Speaker 8: Meaning Corey Bowman would have walked in and said, no settlements,
1:30:22
Speaker 8: we're not settling the case. We're going to trial. He
1:30:24
Speaker 8: would have said, no, we're not doing this new contract
1:30:27
Speaker 8: with Irish Roley. Not going to happen. Elections have consequences.
1:30:31
Speaker 8: And we also found out about the mayor's car. Now,
1:30:35
Speaker 8: you know, it's just kind of like a story. We're
1:30:37
Speaker 8: kind of silly, blah blah blah, but it makes you
1:30:40
Speaker 8: laugh because you've got a guy down here with a
1:30:43
Speaker 8: thirty six million or thirty two million dollar deficit in
1:30:46
Speaker 8: the city that they're going to have to wrestle with
1:30:48
Speaker 8: because the COVID dollars are now gone. They can't pad
1:30:51
Speaker 8: the budget anymore with those COVID dollars. That they're actually
1:30:56
Speaker 8: going to have to balance the budget. Look for that
1:30:59
Speaker 8: as we go into the next budget cycle. But here's
1:31:03
Speaker 8: a guy who can't pay his car payment. Meaning his
1:31:09
Speaker 8: notion of saying, you and I know who are experienced
1:31:12
Speaker 8: people with money and finances, however you want to say it,
1:31:16
Speaker 8: you're notified many times before your car is repolld emails,
1:31:22
Speaker 8: telephone calls, snail mail, pay your bill, pay your bill,
1:31:27
Speaker 8: to find out that our mayor's car was towed or
1:31:31
Speaker 8: repolld parked outside city Hall. I mean, it's just absolutely
1:31:36
Speaker 8: amazing to me that we're having this kind of a discussion. Oh,
1:31:39
Speaker 8: it is so embarrassing for all of us while we're
1:31:42
Speaker 8: facing the death and said, while we're giving out six
1:31:45
Speaker 8: hundred and fifty thousand dollars contracts, while we're settling cases
1:31:48
Speaker 8: like eight point one million, and we know in the hopper,
1:31:51
Speaker 8: we've got Chief Fiji and we've got Chief Washington. Both
1:31:56
Speaker 8: of those cases will be settled for millions of dollars
1:31:59
Speaker 8: between both of them. So their bottom line here is
1:32:02
Speaker 8: elections have consequences.
1:32:05
Speaker 1: And you know, you brought up d G again, and
1:32:08
Speaker 1: that's kind of a story that's a little moved by
1:32:10
Speaker 1: the way. So I'd given all the other crazy stories
1:32:12
Speaker 1: that have come out, But have we ever been provided
1:32:15
Speaker 1: with a specific reason why she was pushed aside paid
1:32:19
Speaker 1: administrative leaved. I mean, we have something we can point
1:32:21
Speaker 1: to that they have pointed to to justify her removal
1:32:23
Speaker 1: from that position.
1:32:25
Speaker 8: We have not. They hired Frost Brown and tied to
1:32:29
Speaker 8: bury her politically. I'm sure they're going to come out
1:32:31
Speaker 8: with some type of report. But she has hired meaning
1:32:35
Speaker 8: police DG has hired a great law firm just like
1:32:38
Speaker 8: Chief Washington. They both have the same legal team, and
1:32:42
Speaker 8: they will win both of those cases. Meaning there's nothing
1:32:45
Speaker 8: in her file after thirty five years to indicate why
1:32:49
Speaker 8: she was fired, and so there isn't a jury anywhere
1:32:53
Speaker 8: in Hamilton County that would say the city made the
1:32:56
Speaker 8: right decision and how they treated her. It's going to
1:32:59
Speaker 8: cost us problem a million dollars to do it. I
1:33:01
Speaker 8: think Cheeve Washington is probably three to five million dollars.
1:33:06
Speaker 8: So get ready for more judgment bonds, is my point.
1:33:08
Speaker 8: I mean, the city's going to continue to issue these
1:33:11
Speaker 8: judgment bonds because they keep making bad decisions. And to
1:33:14
Speaker 8: my good friend David Pepper, just changing as we go. Look,
1:33:18
Speaker 8: he's out there tweeting really hard. He's a Democrat, he's
1:33:22
Speaker 8: an acquaintance of mine, but he's tweeting really hard about
1:33:25
Speaker 8: the vech Ramaswami. I'm worried about some of his tweets.
1:33:29
Speaker 8: So one of his tweets highlighting is the coat that
1:33:32
Speaker 8: the beck is wearing. Now I'm trying to figure out
1:33:36
Speaker 8: he's saying the vek Ramaswami is wearing a two thousand
1:33:39
Speaker 8: dollars coat while he's doing a press conference. Now, I
1:33:43
Speaker 8: just want to highlight I wouldn't have known what kind
1:33:45
Speaker 8: of code the Vek was wearing, Meaning if I went
1:33:47
Speaker 8: to Macy's, I'm buying a code I don't know. I
1:33:50
Speaker 8: want to remind David Pepper the only reason he knows
1:33:54
Speaker 8: what coat the veck Ramaswami is wearing is he has
1:33:58
Speaker 8: one in his own closet. And so we've got to
1:34:01
Speaker 8: focus on like these meaning David Pepper has a lot
1:34:06
Speaker 8: of money, like this notion that he doesn't. He's looking
1:34:09
Speaker 8: at the code. He's bringing reflection on what coch. I've
1:34:12
Speaker 8: never seen that before in my life, Brian Thomas. I've
1:34:15
Speaker 8: never seen someone starting to bring comment about what an
1:34:19
Speaker 8: elected official is wearing. Meaning. The reason I'm highlighting this
1:34:22
Speaker 8: is you spoke about I'd rather have somebody who's successful,
1:34:25
Speaker 8: a business person who's not really tied to the system,
1:34:28
Speaker 8: be elected into the position. Write somebody with money, somebody
1:34:31
Speaker 8: who's successful. Boom bamboom. I'm saying to you that I
1:34:35
Speaker 8: don't care what coch this man is wearing. What I
1:34:37
Speaker 8: care about is how he's going to run the state
1:34:39
Speaker 8: of Ohio. I'm just concerned and are wondering why is David.
1:34:43
Speaker 4: Pepper Well, I say exactly about what this man is wearing.
1:34:47
Speaker 1: You know what, because he doesn't have anything substantific go on.
1:34:50
Speaker 1: And that's a way of engaging in class warfare. That
1:34:53
Speaker 1: evil vv Gramiswamy took his own money that he earned
1:34:56
Speaker 1: from his own sweat and his own intellect and made
1:34:58
Speaker 1: millions of dollars with his company. He bought a coat.
1:35:01
Speaker 1: That's class warfare. Christopher, You'll take it however you can
1:35:04
Speaker 1: get it. When you don't have anything to run on,
1:35:05
Speaker 1: you may as well make fun of the coat so
1:35:08
Speaker 1: you can just let it rest there, which is exactly
1:35:10
Speaker 1: what we're facing right now, a desperate, desperate class struggle.
1:35:14
Speaker 1: And I'm worried about it. Look who's elected to the
1:35:16
Speaker 1: mayor of New York City? My friend a communist.
1:35:19
Speaker 8: Yeah, I'm worried about it very I'm worried about it
1:35:23
Speaker 8: as much as you are. But I hope that your
1:35:25
Speaker 8: listening audience will go to their social media platforms and
1:35:29
Speaker 8: challenge people like David Pepper when they post this kind
1:35:33
Speaker 8: of nonsense up, because what he's doing is he's trying
1:35:37
Speaker 8: to go to the lowest common denominator. That's what you're
1:35:40
Speaker 8: speaking to.
1:35:41
Speaker 1: It's like name calling, calling people's name. You have no
1:35:44
Speaker 1: substance of argument to make.
1:35:46
Speaker 8: Christopher smith Man, and I appreciate you so much for
1:35:48
Speaker 8: giving me so much time. People can follow me on
1:35:50
Speaker 8: my ex account at vote Smitherman in between my smither
1:35:55
Speaker 8: events with Brian Thomas. Thank you so much much.
1:35:57
Speaker 1: Look forward to next time. Day. Your daughter is abs stunning.
1:36:00
Speaker 1: I feel sorry for you at a certain level there
1:36:03
Speaker 1: station at seven fifty four here fifty five ker CD
1:36:09
Speaker 1: talk station. Yeah, seventy five to three dollars average ticket
1:36:14
Speaker 1: price for since San Bengals Camp. Just look that up
1:36:17
Speaker 1: and you'll have to clean your own snow seat off. Sorry,
1:36:22
Speaker 1: I just can't find any uh any love loss for
1:36:25
Speaker 1: the folks they had to clean their own seats off. Anyway,
1:36:28
Speaker 1: Coming up out the top of the our news, are
1:36:29
Speaker 1: gonna learn from Brian James about the fed Ray cut
1:36:31
Speaker 1: and what that might mean for us, hopefully lower interest
1:36:34
Speaker 1: rates for home ownership. We'll see. I still have to
1:36:37
Speaker 1: point out that doesn't solve the supply problem. Is there
1:36:40
Speaker 1: an artificial intelligence bubble? I keep reading about it, concerns
1:36:43
Speaker 1: over it might pop and all that investment may go
1:36:46
Speaker 1: by the wayside. We'll see what he has to say
1:36:48
Speaker 1: about that. And plus, uh, you're familiar with the required
1:36:53
Speaker 1: minimum distribution deadline, Well it's coming and Brian James is
1:36:56
Speaker 1: gonna tell us what exactly that means that applies to
1:36:58
Speaker 1: folks with four to oh one case. After Brian James departs,
1:37:01
Speaker 1: we're gonna hear from doctor Radeka Ramanaden and she is
1:37:05
Speaker 1: going to tell us all about the new VA medical Center,
1:37:08
Speaker 1: the eye services they're going to be offering at the
1:37:11
Speaker 1: I Center for my veteran friends out there. That'll be
1:37:13
Speaker 1: at the tail end of the next hour. I hope
1:37:15
Speaker 1: you can stick around for all that be right back
1:37:16
Speaker 1: after the top of the hour.
1:37:17
Speaker 5: News today, it's tough headline station A six on a Monday.
1:37:44
Speaker 5: I hope you know what that means. It's that time
1:37:47
Speaker 5: talking money matters. It's Money Monday with all Worth Financials.
1:37:50
Speaker 1: Brian James. Appreciate all Worth loarding out every Monday to
1:37:52
Speaker 1: talk about financial matters. I hope you had a wonderful weekend.
1:37:55
Speaker 1: You can ready for the holidays, Brian, we are, yeah,
1:37:57
Speaker 1: just we've got all local.
1:37:59
Speaker 10: We're a good West side Cincinnati family. So nobody ever
1:38:01
Speaker 10: left town very far, so we just got a lot
1:38:04
Speaker 10: of places they hit over the next few weeks.
1:38:05
Speaker 1: Yeah, I'm sure you're looking forward to it. I know
1:38:07
Speaker 1: I am. It's nice to excel a little bit and
1:38:09
Speaker 1: try to enjoy something with so much gloom and doom
1:38:11
Speaker 1: in the news these days. Just I'm glad the holidays
1:38:14
Speaker 1: are fast approaching for that reason alone. If there are
1:38:16
Speaker 1: any other I got to ask you. This Federal Reserve
1:38:20
Speaker 1: cut interest rates by a quarter point and there was
1:38:23
Speaker 1: apparently dissension among the ranks. We had Chicago's FED president
1:38:27
Speaker 1: and the Kansas City Fed saying no need a whole
1:38:29
Speaker 1: rate steady. The FED governor Stephen Moran said they fifty
1:38:33
Speaker 1: percent basis point cut, so point five, and it came
1:38:36
Speaker 1: in at point twenty five. What's the argument about, Brian James,
1:38:39
Speaker 1: what seems to be the problem here reaching a consensus?
1:38:43
Speaker 10: Well, you know that people have different opinions is really
1:38:46
Speaker 10: all this. It really turns out we don't just move
1:38:49
Speaker 10: in lockstep go figure. So, yeah, there were three descents
1:38:51
Speaker 10: this time around. There were two that wanted to keep
1:38:54
Speaker 10: rates exactly where they were, with concerns about elevated inflation,
1:38:57
Speaker 10: which is really, you know, inflation has just never gone away.
1:39:00
Speaker 10: I don't know that it's necessarily new inflation, it just
1:39:02
Speaker 10: hasn't gotten back.
1:39:02
Speaker 4: To where we wanted.
1:39:03
Speaker 10: And then another one wanted a steeper cut about a
1:39:06
Speaker 10: half percent. That one was concerned about a slowing labor
1:39:09
Speaker 10: market in other words, want this person wanted to basically
1:39:13
Speaker 10: kind of goose the system to sit, to entice businesses
1:39:16
Speaker 10: to invest more and then re energize the hiring market.
1:39:20
Speaker 10: So there's more new projections out there, some of them
1:39:23
Speaker 10: painting a more optimistic.
1:39:25
Speaker 4: Bigger picture.
1:39:26
Speaker 10: And so they did increase their GDP forecast for twenty
1:39:30
Speaker 10: six to two point three percent from one point eight,
1:39:33
Speaker 10: So obviously that's good. They're seeing better times ahead and
1:39:36
Speaker 10: reducing the twenty six inflation projections to two point four
1:39:39
Speaker 10: percent from two point six so as we're sitting here
1:39:41
Speaker 10: right now. Oh and also they kept unemployment the unemployment
1:39:45
Speaker 10: projections of four point four for next year. So as
1:39:47
Speaker 10: we're sitting here right now, it seems to be we
1:39:49
Speaker 10: are leaning toward the opinion of the general opinion of
1:39:52
Speaker 10: the Fed Governor's is positive. We're seeing better things coming
1:39:56
Speaker 10: in with regard to both inflation and economic growth. Like you said,
1:40:00
Speaker 10: we do still have some descent among the ranks.
1:40:02
Speaker 1: Okay, and I certainly get to this sounds kind of
1:40:04
Speaker 1: joke a little bit there, But let me ask you this.
1:40:06
Speaker 1: You mentioned the economic forecast, and I was glad you did,
1:40:09
Speaker 1: because they project where they think the economy is going,
1:40:12
Speaker 1: inflation and unemployment and all that is. Are there any
1:40:16
Speaker 1: statistics about how accurate they are with these forecasts, because
1:40:19
Speaker 1: you know, someone wrote down accurate. Is this science or alchemy.
1:40:23
Speaker 1: That will be me. Really, what's behind this? And has
1:40:26
Speaker 1: anybody checked their overall accuracy rate over the years.
1:40:29
Speaker 10: Well, I think they've kind of They run hot and cold,
1:40:31
Speaker 10: and we get excited about them when they're super accurate,
1:40:33
Speaker 10: we get excited about them when they're not accurate at all,
1:40:35
Speaker 10: when they're in the when they're kind of in the middle,
1:40:37
Speaker 10: we don't pay attention a whole lot. So, but yeah,
1:40:40
Speaker 10: there's These are generally considered to be directionally useful but
1:40:45
Speaker 10: numerically wrong. So, for example, in twenty one and twenty two,
1:40:49
Speaker 10: the FED repeatedly projected inflation was going to fall quickly,
1:40:51
Speaker 10: only to see it spike to forty year highs. Remember
1:40:54
Speaker 10: transitory inflation, Well that wasn't exactly transitory, and over the
1:40:58
Speaker 10: last fifteen fifteen years repeatedly predicted slower GDP growth than
1:41:02
Speaker 10: what has actually occurred. Twenty thirteen to twenty nineteen, growth
1:41:05
Speaker 10: was consistently ahead of FED estimates. So now the FED
1:41:08
Speaker 10: hasn't been any more accurate really than many other resources
1:41:12
Speaker 10: in terms of projecting all this, And part of me
1:41:15
Speaker 10: wants to believe that this might be because it's gonna
1:41:17
Speaker 10: hurt a lot more if we tell everybody everything is wonderful,
1:41:20
Speaker 10: because people will tend to take that and multiply it
1:41:22
Speaker 10: by ten, And so it is reasonable to me that
1:41:26
Speaker 10: they might be hesitant to really kind of light that
1:41:29
Speaker 10: light things on fire too quickly, and therefore they kind
1:41:32
Speaker 10: of lean toward urging caution a little more often.
1:41:34
Speaker 1: Well, with hindsight, it should. Do you think they're lamenting
1:41:38
Speaker 1: the fact they didn't put the brakes on a little
1:41:39
Speaker 1: bit sooner considering the trillions of dollars that were infused
1:41:42
Speaker 1: into the economy through all these massive government spending programs
1:41:46
Speaker 1: during the COVID time.
1:41:47
Speaker 4: Oh for sure.
1:41:48
Speaker 10: I mean, because we had unbridled spending and we didn't
1:41:51
Speaker 10: have a whole lot of oversight over the whole thing.
1:41:53
Speaker 10: But yeah, I think at the time there was just
1:41:55
Speaker 10: out and out panic among you know, the decision makers
1:41:58
Speaker 10: from a standpoint of we don't know what this is,
1:42:00
Speaker 10: we don't know how long this is going to last.
1:42:01
Speaker 4: We just know we have to do something big and
1:42:03
Speaker 4: something quick.
1:42:04
Speaker 10: And I think and then a lot of cases that
1:42:06
Speaker 10: got us back to things we've seen in the past
1:42:08
Speaker 10: where we've done a lot of spending like that with
1:42:10
Speaker 10: really out any any handcuffs on it, and that gets
1:42:14
Speaker 10: us the inflation that we've gotten. We saw that in
1:42:16
Speaker 10: the late seventies early eighties were when we basically cut
1:42:20
Speaker 10: interest rates too low during the nixt administration, and that
1:42:24
Speaker 10: begat a bunch of inflation over the next several several years,
1:42:27
Speaker 10: leading to really really high interest rates in the late eighties,
1:42:30
Speaker 10: well the early eighties.
1:42:31
Speaker 1: It is one of the big question marks it seems
1:42:32
Speaker 1: to be swirling about all this. And one of the
1:42:34
Speaker 1: reasons I think they lowered the interest rate by our
1:42:36
Speaker 1: quarter point is because of the concern over the labor
1:42:39
Speaker 1: market seems to be a rather moving target these days.
1:42:42
Speaker 1: And I've read a number of articles where there's like
1:42:44
Speaker 1: question marks over waitment, what is the true state of
1:42:48
Speaker 1: the labor market. It seems that there's a lot of
1:42:49
Speaker 1: people that are supposed to be in the know that
1:42:52
Speaker 1: aren't quite in the know on that. But all the
1:42:55
Speaker 1: ras seem to point to a deteriorating labor market. If
1:42:59
Speaker 1: for nor only reason, We're going to talk about artificial
1:43:01
Speaker 1: intelligence in the next segment. This may be a bubble coming,
1:43:03
Speaker 1: but AI is in fact replacing a lot of jobs,
1:43:06
Speaker 1: and does it seems like that that trajectory is not
1:43:09
Speaker 1: going to go anywhere anytime soon.
1:43:11
Speaker 10: Yeah, and we do have some jobs data coming out here,
1:43:15
Speaker 10: and we have to look with a little bit of
1:43:18
Speaker 10: a cross eye at the at the data we're getting
1:43:20
Speaker 10: because who knows what we're seeing anymore, because we're kind
1:43:23
Speaker 10: of swapping this in for that and that kind of thing.
1:43:25
Speaker 10: But in any case where we are right now, the
1:43:27
Speaker 10: November payroll payroll comes out this week, but we still
1:43:31
Speaker 10: got some good information this week anyway. So August was
1:43:34
Speaker 10: the last time the JOLTS survey was updated, and that
1:43:37
Speaker 10: showed opening job openings near multi year lows. And after
1:43:42
Speaker 10: the government reopened, there was a jump in September to
1:43:45
Speaker 10: seven point six million from seven point two and October
1:43:48
Speaker 10: data is inching higher to seven point six So most
1:43:51
Speaker 10: of these increases are coming from lower skill service jobs,
1:43:54
Speaker 10: and those are still dealing with seasonal quirks. So we
1:43:57
Speaker 10: obviously we're in the holiday so you're gonna see a
1:43:58
Speaker 10: little bit of fuzziness there. But all this data tells
1:44:01
Speaker 10: us that workers are feeling a little bit less confident
1:44:03
Speaker 10: about leaving that current job to find a new one
1:44:06
Speaker 10: without already having secured something. You know, when these indexes
1:44:10
Speaker 10: look a little bit different. That's when people feel like, Okay,
1:44:12
Speaker 10: the job market is healthy, so I'm going to go
1:44:14
Speaker 10: ahead and leave this job that's making me miserable and
1:44:16
Speaker 10: I'll find something else later. Well, we're not seeing this
1:44:18
Speaker 10: is the quis rate I'm referring to. So people are
1:44:21
Speaker 10: hanging on to older jobs without you know, having found
1:44:26
Speaker 10: a new one yet.
1:44:26
Speaker 4: So a little bit of insecurity there.
1:44:28
Speaker 1: So I hear what you're saying, no reason to doubt that.
1:44:31
Speaker 1: But I keep again reading a bunch of articles about
1:44:34
Speaker 1: how concerned people are that are looking to hire people
1:44:36
Speaker 1: they can't find qualify people for the job, or the
1:44:39
Speaker 1: people that they find are not well, not very good workers.
1:44:42
Speaker 1: So there seems to be a demand out there for workers.
1:44:45
Speaker 1: But I guess not in all sectors you mentioned the
1:44:48
Speaker 1: lower level sectors, or are there other areas that have
1:44:51
Speaker 1: been impacted one way or the other.
1:44:52
Speaker 10: Well, I think there's just a heel. Like you said,
1:44:54
Speaker 10: there's a huge disconnect. It would be wonderful to get
1:44:56
Speaker 10: all these people in the same room. The people who
1:44:58
Speaker 10: are saying there aren't enough jobs available, people are saying
1:45:00
Speaker 10: there aren't enough workers available.
1:45:01
Speaker 4: I would like to get.
1:45:02
Speaker 10: Them into one big, giant hotel conference room and maybe
1:45:05
Speaker 10: just kind of have a big job fare and see
1:45:08
Speaker 10: how that goes. But I have a feeling this is
1:45:11
Speaker 10: more of a discrepancy of employers not wanting to give
1:45:14
Speaker 10: the perks that people still feel should be involved in
1:45:18
Speaker 10: a job, such as a flexible work schedule, hybrid.
1:45:20
Speaker 4: And remote work, those kinds of things. And then of
1:45:21
Speaker 4: course there's all there.
1:45:22
Speaker 10: We'll never see the eye to eye on what the
1:45:25
Speaker 10: compensation should be in general. So to me, all of
1:45:28
Speaker 10: that speaks more to a lack of willingness to compromise
1:45:31
Speaker 10: on both sides than it does complete blindness to the
1:45:35
Speaker 10: other side.
1:45:35
Speaker 1: All right, and the all important question, the quarter point drop,
1:45:40
Speaker 1: is that going to translate into lower mortgage rates?
1:45:43
Speaker 10: Well it should, but at the same time, but there's
1:45:45
Speaker 10: a lot of people out there, Brian who bought houses
1:45:48
Speaker 10: and wound up with an eight eight and a half
1:45:50
Speaker 10: percent mortgage something like that, And so we're gonna see
1:45:53
Speaker 10: those folks are obviously seeing an opportunity to refinance. Sure,
1:45:57
Speaker 10: but that also was putting, that was pushing you know,
1:45:59
Speaker 10: those higher richest rates for keeping people from moving at all,
1:46:02
Speaker 10: deciding you know, we'll push it out another couple three years. Well,
1:46:04
Speaker 10: now that the interest rates are falling a bit, I
1:46:06
Speaker 10: think we might see the demand for housing pop back
1:46:10
Speaker 10: up just a little bit because people who would would
1:46:12
Speaker 10: have moved otherwise over the last couple three years held
1:46:15
Speaker 10: off and now things are more a little more favorable
1:46:17
Speaker 10: for them to do so.
1:46:18
Speaker 1: And under those circumstances, don't we still have an inventory
1:46:21
Speaker 1: problem because I got the impression that we're kind of
1:46:24
Speaker 1: short on housing supply.
1:46:26
Speaker 10: Yeah, and and and I think there's there's a lot
1:46:28
Speaker 10: to be said too. We're also moving into a slower.
1:46:30
Speaker 4: Time of year where people just don't want to move.
1:46:32
Speaker 10: So if I have the cold out, it's exactly I
1:46:34
Speaker 10: don't want to go get the paper, let alone move everything.
1:46:36
Speaker 8: I know.
1:46:37
Speaker 10: So, yeah, we're entering in that time of year. And yeah,
1:46:40
Speaker 10: so there are fewer houses hitting the market.
1:46:43
Speaker 4: I don't.
1:46:43
Speaker 10: I don't see cracks in the foundation or anything like that.
1:46:46
Speaker 10: Just kind of a downswing in the overall activity.
1:46:48
Speaker 1: All right, fair enough, We'll continue with Brian James speaking
1:46:51
Speaker 1: of artificial intelligence. Wall Street seeing an AI bubble coming? Hmm?
1:46:55
Speaker 1: What's that mean for us generally speaking? We'll learn about
1:46:58
Speaker 1: that with Brian James. Stick around right back fast and
1:47:01
Speaker 1: pro roofing a reputable company. The pre the talk station.
1:47:09
Speaker 1: It's eight nineteen at fifty five KRC, the talk Station,
1:47:13
Speaker 1: Happy Monday, Brian James. All were financials Brian James going
1:47:17
Speaker 1: through the Money Monday segment, and we're going to talk
1:47:19
Speaker 1: about own. No, we're going to see another tech bubble
1:47:22
Speaker 1: in the form of an AI bubble, Brian James. Billions
1:47:24
Speaker 1: of dollars being thrown a fit edarittificial intelligence and a
1:47:27
Speaker 1: real game changer in terms of our our energy needs.
1:47:30
Speaker 1: And maybe we'll have a reform in terms of where
1:47:33
Speaker 1: we get our energy from, notably small nuclear reactors. Please
1:47:36
Speaker 1: Dear God, let us have those. But is this a
1:47:39
Speaker 1: bubble getting ready to pop? The whole world's competing on
1:47:42
Speaker 1: this stage.
1:47:42
Speaker 10: Well yeah, there' this is AI has been a catalyst,
1:47:46
Speaker 10: just like lots of other technological headlines over the last
1:47:49
Speaker 10: thirty years. I remember remember when the internet was very first
1:47:51
Speaker 10: a brand new thing in the late nineties and early
1:47:53
Speaker 10: two thousands. Well, obviously that was not a flash in
1:47:56
Speaker 10: the pan, and it'd be got more bubbles. But what
1:47:58
Speaker 10: we're concerned about here right now. So you're seeing a
1:48:00
Speaker 10: lot of sellofs on Nvidia, some of the big names.
1:48:02
Speaker 10: An Oracle stock has plunged after they were they hit
1:48:06
Speaker 10: about three hundred and twenty bucks a share, Now they're
1:48:07
Speaker 10: down to about one hundred and eighty eight a big
1:48:09
Speaker 10: step back for Oracle that was from October to now,
1:48:13
Speaker 10: and just over a lot of AI spending, a weakening
1:48:17
Speaker 10: sentiment for firms tied to these platforms like open ai,
1:48:20
Speaker 10: and that's open Ai is the one behind chat GPT.
1:48:22
Speaker 4: Of course, the Microsoft is doing.
1:48:23
Speaker 10: A lot of money them as well, And so I
1:48:26
Speaker 10: think investors are looking at the kind of debating, Okay,
1:48:29
Speaker 10: for twenty twenty six, how do I want to be positioned?
1:48:31
Speaker 4: Do I want to stay as exposed?
1:48:34
Speaker 10: Given the run up that all these stocks have had,
1:48:36
Speaker 10: and given the fact that we really haven't had much
1:48:38
Speaker 10: of a shakeout. Remember back two thousand and one, two
1:48:41
Speaker 10: thousand and two, that was the shakeout of the original
1:48:44
Speaker 10: Internet bubble, and that's when the winners and losers were
1:48:46
Speaker 10: first chosen. That has not happened yet in the AI space,
1:48:50
Speaker 10: and I think investors might be starting to look to
1:48:51
Speaker 10: that saying, Okay, it's really time for time for things
1:48:54
Speaker 10: to kind of move to a little bit of a
1:48:56
Speaker 10: ranked order in terms of who's going to survive and
1:48:58
Speaker 10: who's not.
1:48:58
Speaker 1: Well, it's a crypto in away, isn't it. There's like
1:49:00
Speaker 1: eight gajillion different cryptos out there, and you know, I
1:49:04
Speaker 1: guess one of them, maybe or more, are going to
1:49:07
Speaker 1: emerge as the top contenders and the other one's going
1:49:09
Speaker 1: to fall by the wayside. Am I close on that?
1:49:11
Speaker 5: Well?
1:49:11
Speaker 10: I mean, I think I think the difference there Crypto
1:49:13
Speaker 10: is more speculatively based. I mean it's it's these companies
1:49:17
Speaker 10: that are pursuing AI have different patented technologies, different approaches
1:49:21
Speaker 10: to things, versus crypto, which is ninety percent what does
1:49:24
Speaker 10: the herd want to buy?
1:49:25
Speaker 1: To me? I got you so?
1:49:26
Speaker 10: But yeah, so I think it's gonna be a little
1:49:28
Speaker 10: different than that. This will be more traditional. Let's look
1:49:29
Speaker 10: at the business plans and the opportunity strengths and weaknesses
1:49:32
Speaker 10: and all that of each individual company again versus just
1:49:35
Speaker 10: speculative types of assets.
1:49:36
Speaker 1: All right, Well, I guess in terms of exposure, I
1:49:41
Speaker 1: presumed since I have, you know, these managed funds and
1:49:44
Speaker 1: they're filled with all kinds of different stocks, that anybody
1:49:47
Speaker 1: who's got that kind of financial portfolio is exposed on
1:49:49
Speaker 1: some level. I presume that some of my investments are
1:49:52
Speaker 1: in these AI companies. Right.
1:49:54
Speaker 4: Oh, it's hard, It's impossible to avoid there's no way.
1:49:56
Speaker 10: Yeah, even if you don't have anything that strictly is
1:49:59
Speaker 10: itself in a it's a virtual guarantee that a lot
1:50:02
Speaker 10: of the companies you've invested in via those mutual funds
1:50:05
Speaker 10: and exchange traded funds are somehow themselves benefiting from AI.
1:50:08
Speaker 10: There are a lot of savings and a lot of
1:50:11
Speaker 10: efficiencies to be gained by allowing to allowing computers to
1:50:14
Speaker 10: do more thinking pros and cons for sure, but we
1:50:16
Speaker 10: can't pretend that these are these aren't powerful tools. So
1:50:19
Speaker 10: AI is going to filter its way into every part
1:50:22
Speaker 10: of every industry just simply because of those efficiencies that
1:50:26
Speaker 10: can be gained.
1:50:27
Speaker 4: If you own the S and P.
1:50:28
Speaker 10: Five hundred, then a huge chunk of that the largest
1:50:31
Speaker 10: holdings in there. And I feel like we've beaten this
1:50:32
Speaker 10: to death on the radio waves here this last several months.
1:50:35
Speaker 10: But a very very large chunk of the S and
1:50:37
Speaker 10: P five hundred is focused in the technology sector and
1:50:40
Speaker 10: just a handful of country companies. Because of the way
1:50:43
Speaker 10: it's built, the S and P five hundred is capitalization
1:50:46
Speaker 10: weighted that means the bigger the company, the more it
1:50:50
Speaker 10: makes up of the index. So, as we all know,
1:50:52
Speaker 10: technology is ruling the day at the moment, So those
1:50:54
Speaker 10: tech companies are absolutely huge. If you have the S
1:50:57
Speaker 10: and P five hundred index fund, that's a good fund.
1:51:00
Speaker 10: But don't assume that you're completely diversified. It's largely going
1:51:03
Speaker 10: to be driven by what technology does, which that's just
1:51:05
Speaker 10: driving the market these past couple decades.
1:51:07
Speaker 1: I guess it is now. I'm guessing this is I
1:51:11
Speaker 1: hate using the phrase piece of God, but it often
1:51:13
Speaker 1: is like the passes all human understanding, and for Brian Thomas,
1:51:16
Speaker 1: it passes my understanding. Now, there are different types of
1:51:19
Speaker 1: artificial intelligence that the mechanism that the how it works,
1:51:24
Speaker 1: components behind the scenes of computer number crunching, whatever it's doing,
1:51:28
Speaker 1: and somebody is going to emerge as the predominant force
1:51:31
Speaker 1: at some point, right other one is going to be
1:51:33
Speaker 1: better than the other. So there's the tech component of it.
1:51:35
Speaker 1: But then there's also the hardware part. Isn't Navidia don't
1:51:39
Speaker 1: they manufacture the chips?
1:51:41
Speaker 4: Correct? Yeah, there's a lot of components to this.
1:51:43
Speaker 10: There are you know, and I think back always us example,
1:51:46
Speaker 10: I think back to the gold Rush. The gold rush
1:51:48
Speaker 10: was not at all about people digging gold out of
1:51:50
Speaker 10: the ground. In terms of who made the money, it
1:51:52
Speaker 10: was the companies that realized that there was a movement
1:51:55
Speaker 10: happening among society. A lot of people were moving out
1:51:57
Speaker 10: west to go dig in the dirt. So the company
1:52:00
Speaker 10: that made a lot of money were Levi's because they've
1:52:03
Speaker 10: they invented clothing that was durable and would hold up
1:52:06
Speaker 10: for that kind of thing. They were the Studebaker company
1:52:09
Speaker 10: that ultimately became the automotive company that we know of.
1:52:12
Speaker 4: They sold shovels. Go figure, that's a good idea.
1:52:14
Speaker 10: Wells Fargo, that's where the stage coach came from. For
1:52:17
Speaker 10: for all these businesses doing business out there on the frontier,
1:52:20
Speaker 10: out on the fringes, somehow that money had to get
1:52:22
Speaker 10: back to the to the financial centers. That's where the
1:52:24
Speaker 10: stage coach came from. So it's the same thing is
1:52:26
Speaker 10: happening here, and Vidia makes the chips that will support
1:52:29
Speaker 10: the demand that's out there. In Vidia is not out
1:52:32
Speaker 10: there putting AI into companies and consulting with them on
1:52:37
Speaker 10: how to use it. They're just creating the hardware because
1:52:39
Speaker 10: they know the demand is going.
1:52:40
Speaker 4: To be there for it.
1:52:41
Speaker 1: Are are they unique? Because that's all the only company
1:52:45
Speaker 1: I hear about in terms of chips, and I know
1:52:46
Speaker 1: there's got to be more of them out there, But
1:52:48
Speaker 1: does Navidia have any competitors along there at their level?
1:52:51
Speaker 6: Yeah?
1:52:52
Speaker 4: Yeah, So in Vidia, it is not a new company.
1:52:54
Speaker 10: It's a new name to people who don't who haven't
1:52:56
Speaker 10: necessarily paid much attention to the technology industry. But in
1:52:58
Speaker 10: Vidia has been a graphics company for decades, right, right,
1:53:01
Speaker 10: So this is not They're not a you know, new
1:53:04
Speaker 10: on the scene. But they have the right technology and
1:53:07
Speaker 10: the right patents to make this, to make the chips
1:53:10
Speaker 10: that are that that happen to be appropriate for graphical
1:53:15
Speaker 10: processing units. They also happen to be the best brains
1:53:17
Speaker 10: for artificial intelligence. So some of it is knowledge and
1:53:20
Speaker 10: some of it is right place, right time. But they
1:53:23
Speaker 10: quickly got there, and they had the ability to scale
1:53:26
Speaker 10: it up in order to basically provide enough supply for
1:53:30
Speaker 10: all the demand that's out there.
1:53:31
Speaker 1: All right, And of course we have that you know,
1:53:35
Speaker 1: critical question of whether they're going to be allowed to
1:53:37
Speaker 1: sell chips that China. China's benefiting from artificial intelligence too.
1:53:40
Speaker 1: The question is do we need to fund or help
1:53:42
Speaker 1: our our foes if we may, in a geopolitical sense
1:53:45
Speaker 1: refer to them along with their technology. So there's all
1:53:48
Speaker 1: that that goes along with it.
1:53:50
Speaker 10: Yeah, that's true, and there is competition out there, right
1:53:53
Speaker 10: This doesn't mean that a MD and Intel have just
1:53:55
Speaker 10: kind of gone away and vanished. They are still out there,
1:53:57
Speaker 10: but Nvidia is the one again just has the best
1:54:00
Speaker 10: technology to produce these things at scale. And there is
1:54:04
Speaker 10: you know, there wasn't remember there wasn't that long ago
1:54:06
Speaker 10: that China came out with a competitor that turned out
1:54:09
Speaker 10: to be a little bit, a little bit fake, a
1:54:10
Speaker 10: little bit plastic. But there are certainly other organizations other
1:54:14
Speaker 10: countries out there looking for more you know, looking for
1:54:17
Speaker 10: more efficiencies there that will compete with in Nvidia, and
1:54:20
Speaker 10: Vidia just has that they have much more of the
1:54:22
Speaker 10: vertical of producing all these types of things.
1:54:24
Speaker 4: So that's why they're the leader right now.
1:54:26
Speaker 1: All right, we'll continue with Brian James. What is the
1:54:28
Speaker 1: required minimum distribution, when is the deadline and what you
1:54:30
Speaker 1: need to know about that. That's coming up next more
1:54:32
Speaker 1: with Brian James and Money Monday. After these brief words,
1:54:35
Speaker 1: fifty five KRC.
1:54:37
Speaker 4: This is a station.
1:54:40
Speaker 1: Hey, twenty nine to fifty five fair CED talk station,
1:54:42
Speaker 1: Happy Monday, Money Money with Brian James. We're gonna talk
1:54:45
Speaker 1: about required minimum distributions. Question. This is for folks with
1:54:49
Speaker 1: retirement accounts like four to one k's, and as I
1:54:52
Speaker 1: understand it, at seventy three you have to start taking
1:54:55
Speaker 1: this required minimum distribution. In other words, you might not
1:54:58
Speaker 1: need the money for you your day to day living
1:55:00
Speaker 1: expenses or whatever. You might be well off independent of
1:55:03
Speaker 1: your retirement account, but you have to start taking a distribution.
1:55:07
Speaker 1: What is the reason or policy behind the mandate that
1:55:10
Speaker 1: at age seventy three you have to start doing this
1:55:12
Speaker 1: Before we get into the dates and all that, Brian James,
1:55:14
Speaker 1: jill Or.
1:55:15
Speaker 10: Well, yeah, this refers to not only four to one k's,
1:55:17
Speaker 10: as you mentioned, but.
1:55:18
Speaker 4: Also iras four h three b's really.
1:55:21
Speaker 10: Any kind of tax sheltered account that would have originated
1:55:23
Speaker 10: from your employment by some other company out there. And
1:55:26
Speaker 10: the thought is the reason for this is the IRS
1:55:29
Speaker 10: is basically saying, Okay, the gravy train has come to
1:55:31
Speaker 10: a halt. You've never paid taxes on these pre tax dollars.
1:55:34
Speaker 10: This only affects pre tax accounts. We're not talking about roth,
1:55:37
Speaker 10: we're not talking about after tax. So what they're basically
1:55:40
Speaker 10: saying is that you've contributed this to maybe thirty forty years,
1:55:44
Speaker 10: you deducted it on the way in it has grown
1:55:46
Speaker 10: completely tax free to something. When you turn age seventy three,
1:55:50
Speaker 10: it's also seventy five, depending on how old you are
1:55:52
Speaker 10: right now. If you haven't reached that age as of yet,
1:55:55
Speaker 10: as of by twenty thirty, then it'll be seventy five.
1:55:57
Speaker 4: But for most people now seventy.
1:55:58
Speaker 10: Three, then the IRA says you do have to start
1:56:01
Speaker 10: taking taxable distributions. Doesn't matter what you do with the money.
1:56:05
Speaker 10: What it really means is that you just have to
1:56:07
Speaker 10: start paying taxes on little bits of it. There's a
1:56:09
Speaker 10: calculation you have to go through, and there's a table
1:56:12
Speaker 10: in the IRS records that you'll use to do the calculation,
1:56:16
Speaker 10: or just have your IRA custodian or four to one
1:56:18
Speaker 10: K custodian do it for you. But essentially a good
1:56:21
Speaker 10: ballpark is about four to five percent of the of
1:56:24
Speaker 10: the accounts. So maybe if you've got one hundred thousand
1:56:26
Speaker 10: one of these accounts, you might have to take out
1:56:28
Speaker 10: something like four to five thousand.
1:56:29
Speaker 4: That's not the.
1:56:30
Speaker 10: Taxes, that is the distribution. That is what will be taxed.
1:56:34
Speaker 10: So if you're in a twenty percent bracket, you might
1:56:35
Speaker 10: know eight hundred thousand bucks on that. So but the
1:56:38
Speaker 10: whole point to answer your question is basically that this
1:56:41
Speaker 10: can't be a permanently tax sheltered pile of money. Does
1:56:45
Speaker 10: have to get taxed at some point, and that's where
1:56:47
Speaker 10: that's where they decided to start it decades ago.
1:56:49
Speaker 1: Okay, well, there is a thing called an inherited IRA,
1:56:53
Speaker 1: for example, and is that a taxable event when it's
1:56:57
Speaker 1: passed along to airs or is this are they subject
1:56:59
Speaker 1: to a separate requirementium distribution.
1:57:01
Speaker 10: Yeah, as with anything, there are lots of moving parts
1:57:03
Speaker 10: of this. So what you're referring to is somebody that
1:57:07
Speaker 10: some benefactor of mine passed away, they themselves had one
1:57:11
Speaker 10: of these four h one kira tax deferred accounts. And
1:57:15
Speaker 10: so generally speaking, here's what's commonly known nowadays, as of
1:57:18
Speaker 10: the Secure Act of twenty twenty. If I inherit an
1:57:21
Speaker 10: IRA from someone who passed after twenty twenty, then I
1:57:26
Speaker 10: have ten years to drain that account. I can drain
1:57:29
Speaker 10: it all day one. Nothing stops me, I can drain
1:57:31
Speaker 10: it all on day three thy six hundred and fifty
1:57:33
Speaker 10: at the end of the ten years. But the point
1:57:35
Speaker 10: of that is that I now will have to pay
1:57:37
Speaker 10: income taxes on every nickel of it all at once.
1:57:39
Speaker 10: So usually the best way to do that is to
1:57:41
Speaker 10: find a way combine it with your other sources of
1:57:43
Speaker 10: income to figure out what brackets you're going to hit,
1:57:45
Speaker 10: and then figure out the right years to take it,
1:57:47
Speaker 10: because most people within a decade will have some high
1:57:51
Speaker 10: tax years and some low tax years.
1:57:53
Speaker 4: Now there's moving parts to that too, though, Brian.
1:57:55
Speaker 10: If the person who passed away this is a new
1:57:57
Speaker 10: rule as of this year, if the person who passed
1:57:59
Speaker 10: away was them of required minimum distribution age, which which
1:58:03
Speaker 10: could have been any that might have been seventy and
1:58:05
Speaker 10: a half several years ago, then you will even though
1:58:08
Speaker 10: there's still the ten year rule, you do still have
1:58:10
Speaker 10: to take a minimal amount out. So make sure if
1:58:13
Speaker 10: you're in that situation that you're on top of that.
1:58:16
Speaker 1: Okay, Now, the downside risk if you fail to do
1:58:20
Speaker 1: the require minimum distribution by the all important deadline, what
1:58:25
Speaker 1: kind of penalty you are going to face with the
1:58:26
Speaker 1: on this one.
1:58:27
Speaker 10: A fat one although not as fat as in the past.
1:58:30
Speaker 10: If you fail to take this full RMD by December
1:58:32
Speaker 10: thirty first, the penalty is generally twenty five percent of
1:58:35
Speaker 10: the amount that wasn't withdrawn. That's a huge chunk. Used
1:58:38
Speaker 10: to be fifty percent and there was no forgiveness for it.
1:58:41
Speaker 10: But now if you correct it within two years with
1:58:43
Speaker 10: an IRS form, the penalty can be reduced to ten percent.
1:58:47
Speaker 10: Penalties are penalties, though, let's just avoid them. Just make
1:58:50
Speaker 10: sure you know understand what your obligations are and try
1:58:53
Speaker 10: to get it done by December thirty first. You do
1:58:55
Speaker 10: have a get out of jail free card in your
1:58:57
Speaker 10: very first year. You have until tax time the following year.
1:59:02
Speaker 10: Because a lot of people don't find out, they don't
1:59:04
Speaker 10: understand until they've done their taxes that they should have
1:59:07
Speaker 10: taken a distribution.
1:59:08
Speaker 4: But that's only for the first year, and I.
1:59:10
Speaker 10: Would not recommend taking advantage of that because that is
1:59:12
Speaker 10: still going to cause you to have to take two distributions.
1:59:15
Speaker 10: The one to make up for missing the first year,
1:59:18
Speaker 10: which in that case is pounty free, but you also
1:59:20
Speaker 10: have to take the one for the second year, so
1:59:22
Speaker 10: that could push you into a higher bracket.
1:59:24
Speaker 1: Fair Enough, I guess for the folks that don't need
1:59:27
Speaker 1: to tap into the retirement accounts, I guess they're in
1:59:30
Speaker 1: decent enough financial situation. I guess you know, it might
1:59:32
Speaker 1: be a good idea to pass it along to your children.
1:59:35
Speaker 1: I mean, let that money work for them while they're alive,
1:59:37
Speaker 1: and while you're still alive, and you can see the
1:59:39
Speaker 1: fruits of of your labor in your to their benefit.
1:59:41
Speaker 10: Oh, for sure, there's lots of things that you can
1:59:43
Speaker 10: be thinking about there. The irs, like I said, doesn't
1:59:46
Speaker 10: care what you do with these dollars. A lot of
1:59:48
Speaker 10: people Brian will simply say, Okay, well I got to
1:59:49
Speaker 10: pull that money out. It simply can't be sheltered anymore,
1:59:52
Speaker 10: that small proportion of it, and so therefore I'm going
1:59:55
Speaker 10: to take it out and I'm going to immediately stick
1:59:56
Speaker 10: it over in my account.
1:59:58
Speaker 4: Well, no, you can't do that. You can't put it
2:00:00
Speaker 4: into a wrong Oh well, okay, this gets a little complicated.
2:00:03
Speaker 10: You can do roth conversions, but they have to happen
2:00:07
Speaker 10: after your rm D comes out. Therefore, if my RMD
2:00:10
Speaker 10: comes out, and my RMD my required minimum is five thousand,
2:00:13
Speaker 10: and I want to convert ten thousand, well then I
2:00:15
Speaker 10: take five out, it cannot go anywhere else, pay taxes
2:00:18
Speaker 10: on that. And then after that has happened, I can
2:00:20
Speaker 10: convert my ten thousand, hundred thousand or whatever. But remember
2:00:23
Speaker 10: your RMD is already going to push up your income bracket,
2:00:26
Speaker 10: so therefore conversions are going to make that even worse.
2:00:29
Speaker 10: If you're wanting to do ROTH conversions, the best time
2:00:31
Speaker 10: to do it is before you have these require minimum
2:00:33
Speaker 10: distributions kicking in.
2:00:34
Speaker 1: Do you as a financial planner? Is it person contingent
2:00:39
Speaker 1: about whether or not you do a conversion? Because if
2:00:41
Speaker 1: I converted my four to one K, I'd have to
2:00:43
Speaker 1: pay at my tax bracket the taxes that are due.
2:00:46
Speaker 1: I understand that, but is it a good thing to
2:00:49
Speaker 1: do that for somebody and the terrible thing for somebody
2:00:51
Speaker 1: else to do? I mean, it is.
2:00:53
Speaker 10: Very much not a black and white everybody should go
2:00:55
Speaker 10: figure this. Yeah, you are very much making a sacrifice
2:00:59
Speaker 10: right now. I have a lot of people'll come in
2:01:00
Speaker 10: and say, here's my four to one K. I got
2:01:01
Speaker 10: a half million dollars. I want to convert that into
2:01:03
Speaker 10: a rock. As if I sign a form and it
2:01:05
Speaker 10: suddenly poof, tax free. Doesn't work that way. You need
2:01:07
Speaker 10: to take in that case, a half million dollars worth
2:01:10
Speaker 10: of taxable income, which is going to be a fat
2:01:12
Speaker 10: voluntary check written to the irs. Yeah, in exchange for
2:01:15
Speaker 10: the rest of your life of tax free growth. I
2:01:17
Speaker 10: can show you mathematically how that's a good idea, but
2:01:19
Speaker 10: I'm not the one who has to write the fat
2:01:21
Speaker 10: check to the irs. It's very much a philosophical thing.
2:01:23
Speaker 10: My role is to make sure people understand the pros
2:01:25
Speaker 10: and cons of it. It will be a very valuable strategy, though.
2:01:28
Speaker 1: I am one that am always worried about when I
2:01:30
Speaker 1: start taking out my four oh one K distributions, that
2:01:32
Speaker 1: they're going to come up with some just outrageous tax
2:01:35
Speaker 1: scheme because we run this country into the toilet with
2:01:37
Speaker 1: our debt, and they're going to say, well, there's trillions
2:01:39
Speaker 1: of dollars socked away in four to one k's, let's
2:01:42
Speaker 1: tax them at a much higher rate because we got
2:01:44
Speaker 1: a crisis on our hands.
2:01:46
Speaker 4: Right exactly, and that's that could happen.
2:01:49
Speaker 10: I don't worry too much about double taxation in these
2:01:52
Speaker 10: accounts because the people who will have made that choice
2:01:54
Speaker 10: will have to run for reelection having been, you know,
2:01:57
Speaker 10: having just double taxed everybody and broken a promise that
2:02:00
Speaker 10: had been in place for decades.
2:02:01
Speaker 1: By that point. Fair enough on that. I'll try to
2:02:03
Speaker 1: hang my hat and get some comfort from those comments.
2:02:05
Speaker 1: Brian James, appreciate what you do. Thanks to all Worth
2:02:07
Speaker 1: again for learning out. We'll do this again next week.
2:02:09
Speaker 1: Have a wonderful week, my friend, you too, Stay warm,
2:02:12
Speaker 1: you too, coming up, Doctor Ridika rama not in from
2:02:16
Speaker 1: the VDD talk station. You know how I love to
2:02:19
Speaker 1: help the veterans out and I sure appreciate everything that
2:02:21
Speaker 1: the since any VA does for our veterans out of
2:02:24
Speaker 1: the listening audience who have signed up for their benefits,
2:02:26
Speaker 1: and I can't encourage you enough to sign up for
2:02:28
Speaker 1: those benefits. They're outstanding, including eye service. That's right. We
2:02:33
Speaker 1: have the VA I Center and I understand they're moving
2:02:36
Speaker 1: to join the program this morning to talk about that.
2:02:39
Speaker 1: Doctor Ridika Ramanad and doctor ramanan And, welcome to the
2:02:42
Speaker 1: fifty five Careceon morning show. And let me start by
2:02:44
Speaker 1: thanking you for what you do for our veterans.
2:02:47
Speaker 11: Good morning, Thanks so much for having me here. I'm
2:02:49
Speaker 11: excited to chat with you all, and.
2:02:50
Speaker 1: I understand the the I Center has moved to a
2:02:53
Speaker 1: new location or is moving to a new location. You
2:02:55
Speaker 1: can confirm whether it has or is in the process
2:02:58
Speaker 1: of it a much bigger location. For what I understand,
2:03:01
Speaker 1: did you outgrow your needs at the former location.
2:03:05
Speaker 11: Yes, we've been in this current location for over ten
2:03:08
Speaker 11: years and we just keep growing and growing, and we
2:03:11
Speaker 11: were reaching a point where we couldn't do what we
2:03:13
Speaker 11: needed to do and continue to grow. So we are expanding.
2:03:18
Speaker 11: We haven't moved quite yet. We're actually moving and transitioning
2:03:21
Speaker 11: this weekend next Our first day of operations in our
2:03:24
Speaker 11: new building is going to be on December twenty third.
2:03:28
Speaker 11: The new buildings address is twenty ninety Florence Avenue. It's
2:03:31
Speaker 11: going to be on the third floor. We are doubling
2:03:35
Speaker 11: in size, so it's going to be over twenty six
2:03:38
Speaker 11: thousand square feet of wo eye care. I know, it's amazing,
2:03:43
Speaker 11: so we're excited. Well it's coming soon.
2:03:46
Speaker 1: Well that expansion and the space needs suggest and I'm
2:03:51
Speaker 1: thankful at least what I think it suggests that the
2:03:53
Speaker 1: veterans are indeed taking care of their eyehealth. I mean
2:03:57
Speaker 1: I regularly see an eye doctor. I had glaucoma. I
2:04:01
Speaker 1: had to have the surgery. Forward, it's a genetic thing
2:04:03
Speaker 1: in our family and that can make you go blind.
2:04:06
Speaker 1: But I always consider like eye care akin to dental care.
2:04:09
Speaker 1: A lot of people out don't like going to the
2:04:11
Speaker 1: dentist and don't do it. If they know they can
2:04:12
Speaker 1: see fine, everything seems to be fine, they don't make
2:04:15
Speaker 1: an eye doctor appointment. But that pesky thing called glaucoma
2:04:18
Speaker 1: or other things could be percolating in the background, which
2:04:20
Speaker 1: is a serious problem. So our veterans actively and regularly
2:04:24
Speaker 1: getting eye care.
2:04:26
Speaker 11: Yes, I mean they should. Everybody should be getting an
2:04:29
Speaker 11: eye exam every year. You're right, You're exactly right. There's
2:04:34
Speaker 11: a lot of diseases in the eyes that stay silent
2:04:37
Speaker 11: and dormant for a very long time before it's noticeable
2:04:40
Speaker 11: by by the actual person. And so if you get
2:04:43
Speaker 11: these screening exams regularly, we're able to catch them early
2:04:47
Speaker 11: before they've caused irreversible damage. Additionally, there's a lot of
2:04:52
Speaker 11: whole body diseases that show up in the eyes first,
2:04:55
Speaker 11: and so we're able to help your primary care doctor
2:04:58
Speaker 11: along the way with keeping you healthy as well. And so, yes,
2:05:02
Speaker 11: you should be getting IE exams every year. Our veterans,
2:05:06
Speaker 11: anyone enrolled in the VA program is eligible for eye care.
2:05:10
Speaker 11: You don't need to see anybody else in the VA
2:05:12
Speaker 11: to be able to see us. We are a direct
2:05:15
Speaker 11: scheduling service, so you can just call us directly to
2:05:18
Speaker 11: make your appointment. With that you're able to get a
2:05:20
Speaker 11: free pair of glasses every year. So definitely come and
2:05:24
Speaker 11: see us because we have We have it available to
2:05:26
Speaker 11: you and we would love.
2:05:27
Speaker 6: To see you.
2:05:28
Speaker 1: Oh, I'm sure, and I guess you also do surgery, correct,
2:05:34
Speaker 1: we do.
2:05:34
Speaker 11: Yes, we do cataract surgery quite routinely, as well as
2:05:40
Speaker 11: glaucoma surgery and oculoplastic surgery. What's exciting about our growth
2:05:45
Speaker 11: into this new building is that it allows us space
2:05:47
Speaker 11: to actually bring to the VA the sub specialty surgical
2:05:52
Speaker 11: services that we don't quite have now, and so hopefully
2:05:55
Speaker 11: in the coming years we'll be able to expand to
2:05:58
Speaker 11: be able to offer us and every service clinically and
2:06:02
Speaker 11: surgically to our veterans.
2:06:04
Speaker 1: Now you had mentioned before, veterans don't need to be
2:06:07
Speaker 1: seeking other VA services like for example, you know, I
2:06:10
Speaker 1: guess a veteran could have their own PCP that's outside
2:06:13
Speaker 1: of the VA network, and then they find out there's
2:06:15
Speaker 1: eye services there they can go just exclusively to get
2:06:19
Speaker 1: the VAI services.
2:06:20
Speaker 11: If they choose absolutely as long as they're enrolled in
2:06:24
Speaker 11: VA benefits, they can come only to the eye clinic,
2:06:26
Speaker 11: and we do have patients that do that, especially our
2:06:29
Speaker 11: younger veterans who need contact lenses, specialty contact lenses, and
2:06:35
Speaker 11: or just enjoy the benefit of getting a free pair
2:06:37
Speaker 11: of glasses every year. Glasses can be expensive, and we
2:06:41
Speaker 11: will have an optical shop on site in our new
2:06:43
Speaker 11: building as well, so it's kind of a one stop shop.
2:06:46
Speaker 11: You can get your prescription, you can go and get
2:06:48
Speaker 11: your glasses all on.
2:06:49
Speaker 6: The same day.
2:06:50
Speaker 1: How about that? Now? I can I just ask you
2:06:52
Speaker 1: because I'm intrigued. I didn't personally know that your eyes
2:06:56
Speaker 1: can reveal other medical conditions within your body that you
2:06:58
Speaker 1: might have another great in the CNI doctor and eye
2:07:01
Speaker 1: specials at the VIA center, But can you give me
2:07:04
Speaker 1: an illustration or two of what that might reveal?
2:07:08
Speaker 11: Sure, So, anything that affects the blood vessels in your body, diabetes,
2:07:13
Speaker 11: high blood pressure, people that are, you know, on the
2:07:17
Speaker 11: verge of having a stroke, several other diseases in the body.
2:07:22
Speaker 11: Because the eye has blood vessels nerves, you can see
2:07:27
Speaker 11: those things early because they're smaller and they get affected first.
2:07:31
Speaker 11: So let's say you're a diabetic. Before things affect your
2:07:34
Speaker 11: kidneys and you know other organs in your body, we
2:07:37
Speaker 11: can often see changes in your eyes that we can
2:07:40
Speaker 11: help your primary care doctor or make them aware of
2:07:43
Speaker 11: so they can do the necessary testing and then treat
2:07:45
Speaker 11: you early.
2:07:45
Speaker 1: All right, well, you mentioned the free glasses annually. You
2:07:48
Speaker 1: also offer gratuitous or free contact lenses as well.
2:07:53
Speaker 11: Yes, so we provide contact lenses to those that have
2:07:57
Speaker 11: medical need for them. So we're not doing anything cause
2:08:00
Speaker 11: medic but our patients that have medically necessary contact lenses,
2:08:03
Speaker 11: we do provide the measurements and those services as well.
2:08:07
Speaker 1: Oh wonderful. Well in the new center twenty ninety Florence Avenue,
2:08:11
Speaker 1: Sweet three hundred and third floor, and then again that
2:08:14
Speaker 1: opens on the twenty third of this month.
2:08:18
Speaker 11: Yes, sir, fantastic excited.
2:08:20
Speaker 1: Well and you should be. And to my veterans out there, hey,
2:08:22
Speaker 1: you got to get in to see your eye doctor.
2:08:24
Speaker 1: And for no other reason that pesky glaucoma problem which
2:08:27
Speaker 1: doctor ramanad And can confirm, can make you blind and
2:08:30
Speaker 1: you won't know you've got it if you've got it.
2:08:32
Speaker 1: I had no idea I had glaucoma. It's like, hey, Brian,
2:08:35
Speaker 1: guess what you got glaucoma. Welcome to the eye drops.
2:08:38
Speaker 1: And the eye drops quit working. So that's when I
2:08:40
Speaker 1: had to have the surgery, but as a quick painless
2:08:42
Speaker 1: operation there doctor, And I'm glad I had been taking
2:08:46
Speaker 1: good care of my eyes because that's again a pesky,
2:08:48
Speaker 1: real problem.
2:08:50
Speaker 11: Absolutely, and it's unfortunate how often we hear the story
2:08:54
Speaker 11: of man. I wish we had gotten this taken care
2:08:57
Speaker 11: of earlier.
2:08:57
Speaker 1: So come see us, Come see him, doctor Romadadan, and
2:09:00
Speaker 1: thanks again for what you do each and every day
2:09:02
Speaker 1: at the Cincinniva. And salute all those folks at the
2:09:05
Speaker 1: VA for what they're doing for the American veterans. I
2:09:07
Speaker 1: hope you have a happy holidays and keep up the
2:09:09
Speaker 1: great work and good luck in the new facility.
2:09:11
Speaker 11: Doctor, thank you so much. Thanks for making time.
2:09:14
Speaker 1: For me this morning, Oh, anytime, anytime. Thank you for
2:09:17
Speaker 1: what you do.