Latest / The Cryptocurrency Economy with Fexingo: Bitcoin, Ethereum, and Digital Money Markets
How Crypto Lending Spreads Are Widening as Banks Tighten
Episode 110 of The Cryptocurrency Economy looks at a quiet but powerful shift in digital asset lending. With the effective Fed funds rate holding at 3.63 percent and banks tightening credit, decentralized lending protocols like Aave and Compound are seeing spreads widen between deposit rates and borrowing rates. Lucas and Luna break down the mechanics: why stablecoin lending yields have crept above 5 percent on some platforms, how institutional players are starting to use these rails for working capital, and what the growing gap between on-chain rates and traditional money market rates…
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