skinny.

Latest / Self-Funded

The HCC 2026 Stop-Loss Report: My Key Takeaways

"What used to be a once-a-year catastrophic claim is now happening every single week across the stop-loss market."

We're back for the fourth year in a row with our annual whiteboard review of Tokio-Marine HCC’s Stop Loss Report. Drawing from a massive block of over $2 billion in force premium, this report gives us one of the clearest, most objective looks at what is actually happening under the hood of self-funded health plans across the country.

In this episode, I break down the biggest trends shaping the 2026 stop-loss environment. We look at the tightening stop-loss market, why underwriter…

The skinny

The skinny isn't ready yet — notes appear once the transcript is processed.