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Episode 174: Real Estate Reality Check With Matt Evans

Housing decisions aren’t made on interest rates alone. Greg invited Valparaiso broker-owner Matt Evans to break down the real levers behind today’s market: monthly costs that hide in plain sight, the changing shape of local supply, and the life events that won’t wait for a perfect APR. From the practical “date the rate, marry the home” mindset to the math behind taxes, HOAs, and insurance, we map the budget items that determine whether a home truly fits.

We explore why new construction has become pricier—due to land, labor, and materials—and how local efforts are expanding the availability of…

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