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BNPL Rules Change July 2026 | Leeds News
Starting July 15, 2026, buy now, pay later services face major new rules — the FCA will now require providers to verify affordability and offer free debt advice if needed. But here’s the catch: agreements made before that date won’t automatically get these protections. The key is the agreement date, not the provider. While BNPL makes big purchases feel easier, it can mask spending and lead to financial stress — especially with multiple small payments. Experts warn to treat BNPL like any credit: ask if you can handle unexpected bills alongside installments. As peak spending hits, review your…
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