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How Inflation Is Reshaping Your Rent vs Buy Decision
In Episode 25, Lucas and Luna dig into how persistent inflation is quietly rewriting the math behind one of the biggest financial choices most people make: renting versus buying a home. With home prices still rising despite a cooling CPI — the latest reading shows the index at 332.4, up from 330.29 — and the Fed holding rates steady near 3.64%, the old rules of thumb no longer apply. Lucas breaks down a specific case: a renter in a mid-sized city facing a 6% annual rent increase versus a buyer locking in a 7% mortgage. They explore how inflation changes the calculus on maintenance costs…
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