Latest / The High Net Worth Podcast with Fexingo: Wealth Management, Tax Strategy, and Affluent Finance
How Family Offices Buy Whole Life Insurance Policies
Life settlements are a niche but growing market where wealthy families buy existing life insurance policies from seniors, paying the premiums and collecting the death benefit when the insured passes away. In this episode, Lucas and Luna break down how this works, why the secondary market for life insurance exists, and how family offices are using it as an alternative investment with low correlation to stocks and bonds. They walk through the mechanics of a typical deal, the role of institutional buyers and life settlement providers, and the key risks—longevity, regulatory, and reputational…
The skinny
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