Latest / The Assumable Guy Show
Is My Low Interest Rate Actually a Selling Point?
Most sellers assume their rate dies the day they hand over the keys. It does not. Ryan makes the case that a 2.5% rate on an FHA, VA, or USDA loan might be the single most valuable thing about your home when it is time to sell. He puts real numbers on it: the same $450,000 loan costs a buyer $1,070 more every month at today's rates compared to stepping into a 2.5% assumption, and over the life of the loan that gap is north of $300,000. He also addresses the fear that marketing as assumable shrinks your buyer pool, and flips it completely. When you put the rate out front you pull in assumable…
The skinny
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