Credit Disputes: When Fixing Mistakes Backfires

Mortgage Research Network Podcast · Jul 3, 2025 · 3m

You spotted an error on your credit report—so you dispute it, right? Not so fast. In this eye-opening episode, Tim Lucas and Craig Berry reveal the hidden pitfalls of disputing accounts when you’re in the middle of a mortgage application. You’ll learn:Why lenders remove disputed accounts entirely—and how just $1,000 in disputes can stall your approvalThe quirks of different loan programs (Fannie Mae, Freddie Mac, FHA) and when automated systems flag red lightsHow manual underwriting can save the day—and why not every lender offers itThe crucial timing strategy: why you might wait to dispute…