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Student Loan Delinquencies Hit New High as Borrowers Face Fresh Uncertainty
The vast majority of student loans in the United States remain effectively paused, and delinquency rates are climbing again, according to new data from the nonpartisan California Policy Lab (PDF File). The analysis, released Wednesday and based on credit bureau records through the third quarter of 2025, offers one of the clearest pictures yet of a repayment system strained by policy whiplash, legal uncertainty, and the lingering effects of the pandemic-era payment pause.
CPL finds that only 33% of outstanding student loans are being repaid on time, the lowest on-time repayment rate in two…
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