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You Can Afford a Home. So Why Can't You Get a Mortgage?

In this episode of the Mortgage Research Network Podcast, host Paul Centopani speaks with Shawn King, Executive Vice President and Co-Founder of Arrive Home, about why some people struggle to qualify for a mortgage even when they have the income to afford the payments. Shawn explains how traditional mortgage underwriting can create challenges for self-employed borrowers, gig workers, and others with unconventional income or credit histories, and why alternative approaches to evaluating borrowers may help expand access to homeownership.

The conversation explores the differences between…

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