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Latest / Real Estate Investing with RealDealCrew

How Investors Qualify for Loans Without Tax Returns w/ Dante Royster

A 20-year mortgage lender explains how investors can qualify for loans using rental income alone, no tax returns required.

Dante Royster has spent over two decades in mortgage lending, the last several years focused specifically on real estate investors. In this episode, he breaks down what changed in lending after interest rates doubled in late 2022, why roughly one in four transactions today are investor deals, and how DSCR loans let investors qualify off rental income alone. He also shares the honest answer to what lie most investors tell themselves about having a real strategy.

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