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New Data: 5.4 Million Student Loan Borrowers Delinquent On Their Loans
Federal student loan borrowers are under intense financial strain as serious delinquencies hover near record levels, according to new data released by TransUnion this week.
In July 2025, 29% of federal student loan borrowers in repayment, or about 5.4 million people, were at least 90 days behind on payments. While this figure is slightly lower than the April 2025 peak of 31%, it marks the fifth consecutive month with more than five million borrowers past due.
The modest improvement suggests that some households are managing to catch up, but the overall level of delinquency remains…
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