223. “We make $81k/yr in our 30s. Is that enough?”

Money For Couples with Ramit Sethi · Aug 26, 2025 · 1h 30m

Becca (35) and Nikki (31) are planning their wedding, but they’re already struggling with how to merge their money. Becca, a rock climbing guide with a variable income, has thrown herself into personal finance after years of scarcity thinking and now tracks every dollar. Nikki wants to feel more empowered but often defers to Becca’s lead—and sometimes hides financial stress, like credit card debt.

Together they net around $80,000, but with high fixed costs, student loans, and uncertainty about investing, their dream of building wealth feels out of reach. They want a clear, intentional…