Latest / The Demographics Podcast with Fexingo: Aging Populations, Birth Rates, and Economic Impact
How Falling Birth Rates Reshape the Banking Industry
In this episode of The Demographics Podcast, Lucas and Luna explore how declining birth rates are quietly transforming the banking industry. They focus on a specific case: Japan's regional banks, where a shrinking population has forced over 60 institutions to merge since 2020. The hosts discuss how banks are adapting their branch networks, loan portfolios, and fee structures to serve an older, wealthier, and smaller customer base. They also touch on implications for US banks like JPMorgan and Bank of America, which are already piloting retirement-focused branches. Lucas and Luna explain…
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