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Bitcoin In Every Brokerage Account CHANGES EVERYTHING - Caroline Pham

Carolyn Pham, the former CFTC commissioner now leading MoonPay's institutional push, says crypto has roughly two and a half years to become too big to fail — and the numbers already prove it's happening. Stablecoins did $28 trillion in volume in a single quarter, dwarfing Visa and MasterCard combined. Tokenized repo is hitting $10 trillion every month. In this conversation recorded live at Consensus 2026, Carolyn breaks down what MoonPay Institutional actually means for every bank and asset manager trying to get into crypto without building from scratch, why the narrative that DeFi is…

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