#308 - The 5% Deposit Scheme Is Bankrupting Young Australians (Here's How)

Money Grows on Trees · Feb 10, 2026 · 13m · transcript

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In this episode, Lloyd reacts to the housing market circus, migration pressures, and the banks profiting from it all.

You’ll learn:

◼️ Why low‑deposit schemes trap buyers in unsustainable debt

◼️ How government incentives distort the housing market

◼️ Why property isn’t the safe asset people claim it is

◼️ How migration and policy decisions are fuelling the bubble

Timestamps:

00:00:00 - Introduction

00:01:58 - Housing…