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Latest / Banking Transformed with Jim Marous

The SoFi Cross-Buy Engine Fuels Amazing Growth

SoFi is not winning by cross-selling harder. It is building a bank where members reach for the next product on their own.

In this episode, Jim Marous breaks down how SoFi moved from a single-product student loan company to a full-service digital bank with a powerful customer growth engine. The key insight is the shift from cross-sell to cross-buy: instead of pushing another product, SoFi creates daily engagement, useful experiences, and timely options that make members want to expand the relationship.

The discussion explores SoFi’s 43% product growth from existing customers, its national bank…

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