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#36: Meet Patel & Ravi Shah, Otus | An AI Wealth Manager in Your Pocket

Episode Description

Today’s guests are Meet Patel and Ravi Shah, co-founders of Otus, a mobile savings app where each account is an agent that deploys your stablecoins across lending markets and tokenized T bills. They started as Blueprint, a chat interface for DeFi, and killed it when only 4% of users deposited. The same users deposited at 60% once the chat was replaced with a plain savings account. We get into why they cap yield between five and seven percent, how the agent picks and monitors vaults, and why Otus charges $5 a month instead of taking a cut of the yield.

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