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How To Embrace 'Frugal Chic' To Save Time & Money · Two Broke Chicks

• 0:00
  Speaker 1: This podcast is recorded on gadigal Land, Always was, always
• 0:03
  Speaker 1: will be Aboriginal Land. Hey Chicks, I'm out and I'm
• 0:13
  Speaker 1: saal and this is Two Road Chicks, the show that
• 0:15
  Speaker 1: shares life lessons and tips to help make you rich.
• 0:17
  Speaker 2: In life and maybe even today chic in life.
• 0:22
  Speaker 1: If you will, If you will, because we are talking
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  Speaker 1: all things frugal chic today. Very excited to get into it.
• 0:30
  Speaker 1: We've been wanting to do an episode on this for
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  Speaker 1: a while.
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  Speaker 3: Yeah, this turn has been floating around on TikTok and
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  Speaker 3: the internet for the last few months, so yeah, I'm
• 0:38
  Speaker 3: keen to dive in the same.
• 0:40
  Speaker 1: But of course, before we get into the air, seed Sally,
• 0:44
  Speaker 1: what to be obsessed with?
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  Speaker 3: My obsession of the week actually comes from a DM
• 0:49
  Speaker 3: that we got from one of our well that I
• 0:51
  Speaker 3: got from one of our friends this morning, So you
• 0:53
  Speaker 3: may have got the same DM, but it was.
• 0:57
  Speaker 4: I saw this.
• 0:58
  Speaker 3: I also did get yes, and it was a fun
• 1:03
  Speaker 3: fact that our pacino's dad's name was sal Pacino.
• 1:10
  Speaker 2: Our fucking was your dead in.
• 1:13
  Speaker 3: I wish I knew this before and I would have
• 1:15
  Speaker 3: made it our stage name, the Pucinos.
• 1:18
  Speaker 4: Yeah, the Pacinos, the Pacino.
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  Speaker 2: Jumes down, I'm out and welcome to the Pacinos.
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  Speaker 1: No, my god, that's so fucking kind of what's your opossession? Okay,
• 1:26
  Speaker 1: my obsession of the week. I think you're going to
• 1:29
  Speaker 1: enjoy this thoroughly. Is not confirmed, this is a blind item,
• 1:35
  Speaker 1: but it is rumored that Harry Styles and Dualipa will
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  Speaker 1: be headlining Coachella twenty twenty seven.
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  Speaker 3: Oh my god, Harry's bracket Coachella already.
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  Speaker 1: I know.
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  Speaker 2: Wow.
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  Speaker 1: That makes sense though, because he's about to do his
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  Speaker 1: tour and then then wrap it with Coachella. And that
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  Speaker 1: also makes sense because I think in the States his
• 1:58
  Speaker 1: only tour dates are Madison Square Garden in New York,
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  Speaker 1: so everyone's going to have to travel the whole country
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  Speaker 1: just to get to NYC. I know, Coachella is still
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  Speaker 1: a big ask, but at least it's like another opportunity
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  Speaker 1: for people in America to go see him.
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  Speaker 2: Yeah, that's buy our tickets.
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  Speaker 4: Oh god, you're like we're locked in.
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  Speaker 3: As we said up top, today we're talking frugal chic.
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  Speaker 3: So let's start it off by explaining what it is.
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  Speaker 3: Frugal cheek is about building wealth in your twenties without
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  Speaker 3: over consuming your way there.
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  Speaker 4: It's actually a concept that.
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  Speaker 3: Was coined by a finance content creator, Miya McGrath, and
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  Speaker 3: she's created like a whole brand and a lot of
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  Speaker 3: content and tips on how to achieve this.
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  Speaker 4: Frugal chic lifestyle.
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  Speaker 3: But since then a lot of people have been embracing
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  Speaker 3: it and talking about it. So I think when I'd
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  Speaker 3: seen it, i'd seen it elsewhere and then realize that
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  Speaker 3: Mea actually.
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  Speaker 4: Coined the term, and I was like, oh my god,
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  Speaker 4: this is really coore. So a lot of people are
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  Speaker 4: talking about it.
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  Speaker 3: But when we polled you chick, sixty six percent of
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  Speaker 3: you said you didn't know what it was, so we
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  Speaker 3: did want to give a little bit of context up top.
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  Speaker 4: The idea is.
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  Speaker 3: To combine a luxurious appearance and lifestyle with financial savbiness
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  Speaker 3: and to build wealth early in your life. And when
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  Speaker 3: interviewed by Vogue about this concept of frugal sheik Mia said,
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  Speaker 3: it represents striving for a life of quality. This will
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  Speaker 3: be different for every individual, but at its center, financial
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  Speaker 3: discernment and personal taste are prioritized.
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  Speaker 1: That's what I like about this because it's not about
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  Speaker 1: appearing wealthy. It's about focusing on choices that actually promote
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  Speaker 1: having real wealth or real financial decisions that you know,
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  Speaker 1: a healthy financial decision because especially with you know this
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  Speaker 1: old money and traad wife trend that we've been seeing,
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  Speaker 1: even quiet luxury by luxury a lot, this more taps
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  Speaker 1: into the fact of more conscious decisions rather than getting
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  Speaker 1: lapped into aesthetics.
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  Speaker 3: Yeah, exactly, because that is where I think a lot
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  Speaker 3: of these things that might appear to be like fun
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  Speaker 3: no beneficial, can maybe have like a bit of a downside,
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  Speaker 3: you know.
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  Speaker 1: And frugal aesthetic is more about what you're just spending
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  Speaker 1: your money on as well. It's about where you spend
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  Speaker 1: your attention. It's where you spend your time, because that
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  Speaker 1: was something that I realized so much later in life
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  Speaker 1: as well, is that you can actually spend a lot
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  Speaker 1: more things than just money. Like your time is a
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  Speaker 1: form of currency, your attention is a form of currency.
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  Speaker 1: And those two things are actually the most expensive currencies.
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  Speaker 4: Well you don't never get them back.
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  Speaker 2: Oh and that's what freaks me out.
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  Speaker 1: Yeah, you know. And so that's kind of where this
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  Speaker 1: frugal chic term and you know, lifestyle comes into Because
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  Speaker 1: Mia suggests developing a high agency mindset setting goals and
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  Speaker 1: making decisions without needing permission, use discernment, but act, knowing
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  Speaker 1: you don't need everyone's advice before doing so. She says,
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  Speaker 1: to treat your life like a company, like you're the CEO, which.
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  Speaker 2: I'm into this.
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  Speaker 1: It's up to you to cut out liabilities or anything
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  Speaker 1: draining you physically, mentally or financially. This can look like
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  Speaker 1: setting healthy boundaries, saying no to plans that don't fill
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  Speaker 1: your cup, or leaving time for things that do, which
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  Speaker 1: I think that's so good, and again just something that
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  Speaker 1: doesn't ever get prioritized.
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  Speaker 3: In day to day yeah, or even when you would
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  Speaker 3: look at, you know, guides on how to be financially
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  Speaker 3: savvy and stuff like that that were really popular and
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  Speaker 3: like the nineties, two thousands and even twenty tens, they're
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  Speaker 3: very like you must do this and you need to
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  Speaker 3: follow this thing step by step, whereas like you.
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  Speaker 1: Must wake up at five am. Yeah, now now it's
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  Speaker 1: four am. And then I swear to fucking god, I
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  Speaker 1: saw one recently at like got three am, and I
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  Speaker 1: was like, I'm gonna flat palm someone to the throat soon.
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  Speaker 1: It's just because I'm going to bed the whole narrative
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  Speaker 1: that you have to wake up early to be successful
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  Speaker 1: is like.
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  Speaker 2: So fucking boring to me.
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  Speaker 4: Literally, just get enough sleep.
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  Speaker 1: Do you know what's successful to me as sleeping going,
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  Speaker 1: I'm so rich, I don't have to fucking wake up.
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  Speaker 2: Do you know what? Do you know who the richest
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  Speaker 2: people are in the world?
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  Speaker 1: The people who don't have a fucking alarm clock. Yeah,
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  Speaker 1: they go, yeah, I'll wake up now, must be nice,
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  Speaker 1: and then they go and get it their hair.
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  Speaker 2: Blow drd, oh my god, dress. Yeah.
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  Speaker 3: Those ladies who get like a blow dry every week,
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  Speaker 3: that's their admin.
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  Speaker 2: The other day getting their blow dry. Oh, I really like,
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  Speaker 2: that's my goal in life.
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  Speaker 1: That's on my mood board for when I'm like eighty
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  Speaker 1: and they know my name, they're like, al Pacino, she's
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  Speaker 1: back you ready for your eight am. But it won't
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  Speaker 1: be eight am, it'll be eleven thirty. Because I don't
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  Speaker 1: have a larm clock exactly.
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  Speaker 2: It'll be like al Pacino for your eleven thirty. I'll
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  Speaker 2: be like, hello, darlin, I yeh that yeah.
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  Speaker 3: But that's the point being frugal chic is it's kind
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  Speaker 3: of open for interpretation and what makes you feel rich
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  Speaker 3: in life as we like to say, but if you
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  Speaker 3: want specific, some things that can fit into this frugal
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  Speaker 3: sheet category could be like durable glass type aware instead
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  Speaker 3: of like the plastic stuff that you're going to throw
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  Speaker 3: away after a couple of uses, or long lasting fragrances,
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  Speaker 3: or multi use makeup products, so things that will give
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  Speaker 3: you actual bag for your buck.
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  Speaker 1: Right.
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  Speaker 3: But Maya came up with the term after she started
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  Speaker 3: posting finance content in twenty twenty four, so it is
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  Speaker 3: a relatively fresh term. But she ended up quitting her
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  Speaker 3: nine to five job in fashion to pursue financial freedom,
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  Speaker 3: which is actually what we were talking about, I think
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  Speaker 3: maybe last week or the week before, how a lot
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  Speaker 3: of young people are actually starting to prioritize ways that
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  Speaker 3: they can prioritize money now so that they can hopefully
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  Speaker 3: retire early in life, which I think is really cool
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  Speaker 3: because typically it would be something that we would be like, oh,
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  Speaker 3: think about that later, I'll think about that when I'm fifty.
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  Speaker 2: We're you know, I regularly.
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  Speaker 1: It is a really interesting shift in like the workplace
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  Speaker 1: in like twenty years time, because twenty years plus, probably
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  Speaker 1: because when you look at a lot of reports that
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  Speaker 1: are coming out now, especially within generations like gen Z.
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  Speaker 1: A lot of people don't want to work for companies
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  Speaker 1: because they don't want to build brands for other people.
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  Speaker 1: Like a lot of people want to be freelancers or
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  Speaker 1: entrepreneurs or you know, content creators because the idea of
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  Speaker 1: building and generating revenue for another brand rather than building
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  Speaker 1: your own brand like goes against the grain for them.
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  Speaker 2: Yeah.
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  Speaker 1: So I'm like, how is that actually going to come
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  Speaker 1: to fruition when in twenty years are we just going
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  Speaker 1: to see like basically everyone's just working for themselves?
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  Speaker 2: Yeah, and how is that going to look?
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  Speaker 1: Well?
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  Speaker 3: Very interesting even with how companies are lots of companies
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  Speaker 3: are restructuring, Yeah, as a result of AI and rolling
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  Speaker 3: out like AI features and you know, making a lot
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  Speaker 3: of their employees redundant. Like will we see a lot
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  Speaker 3: more people working for themselves because of that?
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  Speaker 2: Yeah?
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  Speaker 1: Well, remember when we did that episode maybe a year
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  Speaker 1: ago probably every year ago now, and it was about
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  Speaker 1: like how to earn more money in your job, And
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  Speaker 1: we were discussing the most up and coming jobs, and
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  Speaker 1: AI specialist was like the number one. So there's definitely
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  Speaker 1: this transitionary period that's happening at the moment. And I
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  Speaker 1: think it is such a good time period to look
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  Speaker 1: at how you have your relationship with money such as this.
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  Speaker 1: So when we're looking at frugal chic, there's definitely some pros.
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  Speaker 2: And cons to the mindset.
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  Speaker 1: So obviously the pros is that it promotes mindful spending
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  Speaker 1: and saving. By investing in things that actually serve you
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  Speaker 1: and your personal taste, you're less likely to buy into
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  Speaker 1: the latest trends that take over social media up every
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  Speaker 1: few months. And I like that this mindset suggests that
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  Speaker 1: if something doesn't bring you joy or some return of income,
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  Speaker 1: it's not the financial choice that you should be making,
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  Speaker 1: because like everyone's fucking guilty of impulse spending or like
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  Speaker 1: seeing the latest trend or aesthetic or whatever it is.
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  Speaker 2: But to have a trend that's actually about.
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  Speaker 1: Not spending is so refreshing and so nice to be like, no, no, no,
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  Speaker 1: the trending thing is that we're not spending money, yeah.
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  Speaker 3: Exactly, or when we do, we're doing it mindfully, yeah,
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  Speaker 3: which is why. Another benefit of this concept is that
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  Speaker 3: it encourages investing in good quality and minimizing over consumption.
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  Speaker 2: Yeah.
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  Speaker 1: I definitely think there is so much more education about
• 11:40
  Speaker 1: like quality now like look how much even online with
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  Speaker 1: tiktoks and you know photos and the discussion around fabric
• 11:50
  Speaker 1: composition and fiber competition, Like I don't know if I
• 11:53
  Speaker 1: was just an idiot, but don't answer that question. But
• 11:56
  Speaker 1: like ten years ago or a little bit more than that,
• 12:00
  Speaker 1: because now I'm old, but I wouldn't even know that
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  Speaker 1: about fabric composition and like polyester and how like what
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  Speaker 1: you would pay for what? Whereas now before I buy anything,
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  Speaker 1: I'm always checking that.
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  Speaker 3: Yeah, I think it's probably because ten years ago we
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  Speaker 3: didn't have the democracy of social media, where because brands
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  Speaker 3: aren't going to tell you like, oh, if you do
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  Speaker 3: the scrunch test on a pleasure piece in store, like
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  Speaker 3: that's how you can tell if it's good quality or not,
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  Speaker 3: Whereas content creators and people who work in the industry
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  Speaker 3: are now creating content around that and educating people on
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  Speaker 3: the different things that should be considered, whether it's fabric
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  Speaker 3: composition or yeah, the different tests that you can do
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  Speaker 3: in store and fits and all of these other factors
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  Speaker 3: that should be considered. Because brands aren't going to tell
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  Speaker 3: you that because they want you to spend the money.
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  Speaker 4: Literally, like we're not going to tell you.
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  Speaker 2: But no worry about it.
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  Speaker 1: If a brand doesn't ever have like the fabric or
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  Speaker 1: five a composition or something, I'm like, I'm not fucking by,
• 13:00
  Speaker 1: which you're trying to add.
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  Speaker 2: Because you always say this as well.
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  Speaker 1: If a brand is doing something good, whether it's really
• 13:08
  Speaker 1: good bang for the buck, if they're doing something good
• 13:10
  Speaker 1: for the environment, that is something they will sing from
• 13:13
  Speaker 1: the rooftops. Yeah, So if that's not that song ain't
• 13:16
  Speaker 1: being in sung, then like.
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  Speaker 2: It's probably not happening.
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  Speaker 4: Yeah, exactly.
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  Speaker 3: It's a marketing strategy for them, So if they're not
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  Speaker 3: using it, you can probably assume.
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  Speaker 4: That they're not doing it.
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  Speaker 3: But Frugal Chik adopts this really popular phrase buy it
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  Speaker 3: nice or buy it twice, which forces you to think
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  Speaker 3: about what you're actually spending money on and if it's
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  Speaker 3: worth the cash. Over consumption is obviously rife right now,
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  Speaker 3: but with this frugal Chik ideology, it rejects this urge
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  Speaker 3: to spend impulsively, which I do think that a lot
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  Speaker 3: of people are, like you said, like, we're getting more
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  Speaker 3: educated on this and more people are aligning themselves with that.
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  Speaker 3: And when we pold you check and asked you what
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  Speaker 3: your number one priority is when you are.
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  Speaker 4: Spending your money.
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  Speaker 3: Fifty eight percent of you said that quality and longevity
• 14:07
  Speaker 3: was your number one priority.
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  Speaker 1: It is kind of important to note that the main
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  Speaker 1: I don't even know if you would say this was
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  Speaker 1: a con but not everyone can immediately buy, you know,
• 14:20
  Speaker 1: the quality that they want to. Yeah, you know, like,
• 14:24
  Speaker 1: of course, in an ideal world, everyone, you know, we'd
• 14:27
  Speaker 1: all be able to get the glass matching tupperware and
• 14:30
  Speaker 1: have the beautifully organized fridge, and everything would be cotton
• 14:34
  Speaker 1: and cashmere and silk in our wardrobes. But it's not
• 14:38
  Speaker 1: necessarily the most achievable thing for everyone straight away. But
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  Speaker 1: I think that's the point of this is it's a process,
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  Speaker 1: Like it's a perspective shift, not necessarily an object shift.
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  Speaker 1: It's not saying like, go clear out your entire wardrobe
• 14:52
  Speaker 1: of everything you own and then replace it with like
• 14:55
  Speaker 1: all these luxurious things so that you can look expensive. Yeah.
• 14:59
  Speaker 1: I think being put together is more of a feeling
• 15:03
  Speaker 1: than a look to me at least.
• 15:06
  Speaker 2: Yeah.
• 15:06
  Speaker 3: Well, I think that means something different to every single person,
• 15:10
  Speaker 3: and that has been a common downfall with a lot
• 15:13
  Speaker 3: of trends like this. Like even when I'm thinking back
• 15:16
  Speaker 3: to when minimalism was really in, you know, ten years ago,
• 15:21
  Speaker 3: or even the Marie Kondo effect, which all of these
• 15:27
  Speaker 3: things have their silver linings and pros to them, but
• 15:30
  Speaker 3: if it's encouraging you to throw away everything that you
• 15:34
  Speaker 3: have and then replace it with a bunch of other stuff, like,
• 15:37
  Speaker 3: that's not the point.
• 15:38
  Speaker 1: And that's definitely not the point of this trend at all,
• 15:42
  Speaker 1: exactly like MEA's content is very very much promoting you know,
• 15:47
  Speaker 1: mindfulness in terms of what it is. I just I've
• 15:52
  Speaker 1: definitely seen, as you know, internet things do as it evolves,
• 15:56
  Speaker 1: that it coming into maybe embracing more of the chic
• 15:59
  Speaker 1: side of it and not necessarily the frugal side of it. Yeah,
• 16:04
  Speaker 1: and obviously for me, and this is just a personal thing,
• 16:07
  Speaker 1: it's like what we're talking about yesterdays, Like sometimes I
• 16:09
  Speaker 1: just want to be fucking ugly.
• 16:10
  Speaker 2: Too, Like I want to be sheep all the time.
• 16:13
  Speaker 4: That's exhausting.
• 16:14
  Speaker 3: Yeah, yeah, we need to have like our comfies and
• 16:19
  Speaker 3: be able to wear yeah, like your soppy Joe's that
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  Speaker 3: you got from Kmart two years ago.
• 16:24
  Speaker 1: But also to me, I'd be like, well that that's
• 16:26
  Speaker 1: also frugal shit, because I'm like, you're being like cool,
• 16:30
  Speaker 1: I just want to wear my comfy shit and hang
• 16:32
  Speaker 1: out at home rather than feeling this pressure to go
• 16:35
  Speaker 1: out and do things and look nice all the time.
• 16:39
  Speaker 1: And it's more about knowing, Okay, this is actually what
• 16:42
  Speaker 1: I do with my time and attention that makes me
• 16:43
  Speaker 1: feel good.
• 16:44
  Speaker 2: Yeah, you know.
• 17:03
  Speaker 1: So I feel like that's a good segue to go
• 17:05
  Speaker 1: into how to embrace your inner frugal cheek. So one
• 17:10
  Speaker 1: tip that Mia does share is the one hour rule.
• 17:14
  Speaker 1: So give yourself one uninterrupted hour each day for deep work.
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  Speaker 2: No calls, texts, or emails.
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  Speaker 1: Just focus and make sure it's something you own, not
• 17:26
  Speaker 1: something you owe. So deep work is when you lock
• 17:29
  Speaker 1: into a demanding task giving it your full attention with
• 17:33
  Speaker 1: zero distractions or multitasking, which we've talked about this before,
• 17:37
  Speaker 1: and I think you shared some stat or study about
• 17:40
  Speaker 1: how multitasking can actually make you less productive.
• 17:44
  Speaker 3: Yeah, because when you're switching between the tasks and you're
• 17:46
  Speaker 3: not quite using all of your attention, and you end
• 17:49
  Speaker 3: up not being as productive as you would be if
• 17:51
  Speaker 3: you were just focused on the one thing.
• 17:53
  Speaker 2: Yeah.
• 17:53
  Speaker 1: And so the goal with this is to focus so
• 17:56
  Speaker 1: intently that you enter sparkle, the flow state sparkle, and
• 18:01
  Speaker 1: it's becoming fully absorbed into the task and not overthinking
• 18:05
  Speaker 1: what you're doing. It works well first thing in the morning,
• 18:08
  Speaker 1: while you're still have the mental energy, and before you're
• 18:11
  Speaker 1: bogged down by smaller tasks and outside influencers, because as
• 18:15
  Speaker 1: we said at.
• 18:16
  Speaker 2: The start, you know your time is valuable.
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  Speaker 1: You know, there's the good old thaying time is money,
• 18:24
  Speaker 1: and so it kind of helps you build wealth, both
• 18:27
  Speaker 1: practically if the deep task is earning your money, but
• 18:30
  Speaker 1: also freeze up your time which can be monetized for
• 18:32
  Speaker 1: other projects and work.
• 18:34
  Speaker 2: Slide hustle aryes, we love it.
• 18:37
  Speaker 3: Another way to embrace the frugal Sheik ideology is finding
• 18:41
  Speaker 3: multiple uses for the stuff that you already own, so
• 18:44
  Speaker 3: actually getting the bang for your buck of the money
• 18:47
  Speaker 3: that you've spent before you do like a massive clear out,
• 18:51
  Speaker 3: like think twice before you throw things out, Like can
• 18:54
  Speaker 3: I find another use for this? Could I get it repaired?
• 18:58
  Speaker 3: Could I potentially even like give it to some else?
• 19:00
  Speaker 3: I think we're so quick to think that the things
• 19:03
  Speaker 3: that we own are disposable, rather than being like, well,
• 19:07
  Speaker 3: could I actually like dye this T shirt? Or could
• 19:09
  Speaker 3: I cut it up and wear it a different way,
• 19:12
  Speaker 3: or could I take it to a tailor and repair it.
• 19:14
  Speaker 3: We're like, that takes too much effort. It's just easier
• 19:17
  Speaker 3: if I throw it away and just buy something new.
• 19:19
  Speaker 1: I also think that's because of a lack of emotional spending.
• 19:25
  Speaker 1: Bear with me, and I don't mean emotional spending and
• 19:28
  Speaker 1: like I'm sad, I'm going to buy something to make
• 19:31
  Speaker 1: myself happy. I think there's two ways you can emotional spend.
• 19:34
  Speaker 1: That's obviously the first one, which is like no, not
• 19:36
  Speaker 1: bad girl. But the second one is like emotional spending
• 19:41
  Speaker 1: such as buying a fridge magnet when you go on
• 19:44
  Speaker 1: a trip with your best friends, or when you go
• 19:47
  Speaker 1: to a vintage market and you find a really cool
• 19:51
  Speaker 1: jacket that you got in like London, and you have
• 19:55
  Speaker 1: these like emotional connections to the things that you own.
• 19:58
  Speaker 1: Like I spent a stupid amount of money on the
• 20:04
  Speaker 1: first editions of the hardcover books of Thrown of Glass
• 20:08
  Speaker 1: because you can't buy them anymore, right, And it's like
• 20:12
  Speaker 1: there's eight books. I spent six hundred and eighty dollars
• 20:16
  Speaker 1: on a set of Throne of Glass books. I know,
• 20:19
  Speaker 1: I know, but one they go for like five thousand dollars,
• 20:23
  Speaker 1: so that was actually a really good bargain. But and
• 20:26
  Speaker 1: that's like less than one hundred dollars per book. But
• 20:30
  Speaker 1: I will never get.
• 20:31
  Speaker 2: Rid of those books.
• 20:32
  Speaker 1: Those books are coming in the coffin with me, you know,
• 20:36
  Speaker 1: Like I am so emotionally attached to just owning those
• 20:39
  Speaker 1: and those being part of me because I love them
• 20:42
  Speaker 1: so much, Like I love that book series. I love
• 20:44
  Speaker 1: that I have the original covers, and like that is
• 20:47
  Speaker 1: not a thing that I'm buying them to be like, well, in.
• 20:50
  Speaker 2: Ten years, I could sell these. I also found figured
• 20:53
  Speaker 2: out the other day that.
• 20:54
  Speaker 1: I think I have first editions of the akatars of
• 20:57
  Speaker 1: the original paperback covers. All the pages are so yeah
• 21:00
  Speaker 1: and doggy it and shit, and I'm like that so
• 21:02
  Speaker 1: how I like it? Yeah? But like to me, that
• 21:05
  Speaker 1: emotional spending is so powerful and so strong because it
• 21:12
  Speaker 1: feels like it's part of me, like part of my
• 21:14
  Speaker 1: personality and makes me who I am, Like those purchases
• 21:17
  Speaker 1: have whereas and like I would never get rid of those.
• 21:21
  Speaker 4: Yeah.
• 21:21
  Speaker 1: And it's more about having those purchases in your life
• 21:26
  Speaker 1: because you end up being able to look around and
• 21:28
  Speaker 1: see what makes you you Yeah, there was this really
• 21:31
  Speaker 1: interesting video by a girl online and it was basically
• 21:35
  Speaker 1: about like the art of the fridge magnet and those trinkets,
• 21:38
  Speaker 1: because it's like you actually can't just readily buy your
• 21:44
  Speaker 1: fridge magnets. I can't go online and cover my fridge
• 21:48
  Speaker 1: in fridge magnets from travels.
• 21:51
  Speaker 2: I have to go.
• 21:51
  Speaker 1: I have to go on the trips and buy these souvenirs.
• 21:55
  Speaker 1: And it shows the passage of time to you and
• 21:59
  Speaker 1: that how that has so much more meaning to it. Yeah.
• 22:03
  Speaker 3: Yeah, it's like tied to that nostalgia and memory and
• 22:07
  Speaker 3: those things that actually build up your personality.
• 22:09
  Speaker 4: I think the same can also go for when you.
• 22:13
  Speaker 3: See a good quality item and you spend the time
• 22:17
  Speaker 3: saving up the money and where you finally get it,
• 22:20
  Speaker 3: Like if there's you know, like a beautiful wool coat
• 22:23
  Speaker 3: that you're like, this is something that is expensive, but
• 22:27
  Speaker 3: I'm going to save my money for it, and when
• 22:30
  Speaker 3: you finally get it, it's such a good feeling. And
• 22:33
  Speaker 3: then it's also something like pieces like that that are
• 22:36
  Speaker 3: high quality staples. You're gonna rewear them over and over
• 22:41
  Speaker 3: again as well, and you're going to be you know,
• 22:44
  Speaker 3: more likely to outfit repeat and actually get the bang
• 22:47
  Speaker 3: for your buck as opposed to like some trending item
• 22:50
  Speaker 3: that you know was half priced, yeah, that you're like, Oh,
• 22:53
  Speaker 3: I just buy this.
• 22:54
  Speaker 2: Because it's cheap.
• 22:55
  Speaker 1: Seriously, I also do really like within this like repair
• 23:00
  Speaker 1: your clothes. We're definitely seeing more and more people talk
• 23:03
  Speaker 1: about it, but like taking things to a tailor and
• 23:07
  Speaker 1: getting them repaired. And like, if you're if the bottom
• 23:11
  Speaker 1: of your boots, like the sole of your shoes are
• 23:13
  Speaker 1: a little bit rogue, or maybe the dress that you're
• 23:16
  Speaker 1: a little bit bored with. You did this recently where
• 23:19
  Speaker 1: you had like a meatia dress that you're like, I think,
• 23:21
  Speaker 1: I'm just like I don't reach for it enough, so
• 23:23
  Speaker 1: I'm gonna get it tailored and put in a mini.
• 23:25
  Speaker 4: Yeah.
• 23:26
  Speaker 3: And it was really cool because then with the excess
• 23:29
  Speaker 3: material that they'd cut off the bottom when they were
• 23:33
  Speaker 3: redoing the same they made it into a next scar
• 23:36
  Speaker 3: for me.
• 23:37
  Speaker 2: Love that.
• 23:37
  Speaker 4: How Cute's that?
• 23:38
  Speaker 2: That's so cute? Yeah?
• 23:40
  Speaker 3: But I love My mom has always taught me to
• 23:43
  Speaker 3: get my shoes re sold, and she's always been like
• 23:46
  Speaker 3: a big fan of that. But if you also don't
• 23:49
  Speaker 3: want to like spend the money, there are so many
• 23:51
  Speaker 3: tutorials on TikTok and YouTube that tell you how to
• 23:54
  Speaker 3: do these things. Or there's also this website that our
• 23:58
  Speaker 3: producers shared with us called repair Sorry what Yeah. So
• 24:03
  Speaker 3: it's like community events held by volunteers and they show
• 24:07
  Speaker 3: you how to repair different items. And it wasn't just
• 24:10
  Speaker 3: clothes either, like they had laptop repairs and coffee machine
• 24:14
  Speaker 3: repairs as well as like household items and stuff.
• 24:18
  Speaker 2: My store would be have you tried turning it on
• 24:20
  Speaker 2: and off again?
• 24:21
  Speaker 1: Yeah?
• 24:21
  Speaker 4: Literally, or just like smacking the side of the TV.
• 24:24
  Speaker 1: Yeah, and being like you done fucking baste shit there, guys, fixed?
• 24:28
  Speaker 4: Yeah exactly. But also I just you would get so.
• 24:33
  Speaker 3: Much satisfaction as well, Like I know that you definitely
• 24:37
  Speaker 3: get a big dopamine hit out of shit like this,
• 24:39
  Speaker 3: Like if something is broken in your apartment or the
• 24:41
  Speaker 3: office and you're like, I'm like, let's just get an
• 24:44
  Speaker 3: air tasker to come and fix it, and you're like no, no, no, no, no,
• 24:46
  Speaker 3: no no no no.
• 24:48
  Speaker 2: My father was also known as mister fix It.
• 24:51
  Speaker 1: Yeah, and unfortunately I inherited that mental illness.
• 24:55
  Speaker 4: That's not unfortunate.
• 24:56
  Speaker 1: I think I take it as a personal vendetta, Like
• 24:59
  Speaker 1: if something it's not working. I will sit for an
• 25:04
  Speaker 1: hour plus and I will get a fucking done and
• 25:08
  Speaker 1: it will listen to me. Ananimate objects are my arch nemesis.
• 25:12
  Speaker 4: Yeah, I can see that.
• 25:13
  Speaker 2: People love them.
• 25:15
  Speaker 1: An animate object that actually doesn't have a conscious being.
• 25:18
  Speaker 2: Fuck you?
• 25:20
  Speaker 4: Yeah, well because you're like, fight me like a man.
• 25:22
  Speaker 2: Yeah, and it's literally not even a thing.
• 25:24
  Speaker 1: Yeah.
• 25:25
  Speaker 2: Or do you know what makes me really grass my keys?
• 25:28
  Speaker 1: Whenever I kick my toe and you want to hurt
• 25:32
  Speaker 1: it back your toe on a table and you want
• 25:39
  Speaker 1: to hurt the table back, but the table's not real.
• 25:43
  Speaker 2: You can't.
• 25:46
  Speaker 1: I'm actually rage quitting right now because it literally I
• 25:49
  Speaker 1: feel like it's laughing at me.
• 25:51
  Speaker 2: But it's not real, but I think it is.
• 25:55
  Speaker 4: It's possessed.
• 25:59
  Speaker 1: You can't tell me that, like furniture doesn't like toy story.
• 26:02
  Speaker 2: After you leave, surely I will.
• 26:06
  Speaker 1: Like if I kick my toe on a wall, I'm
• 26:08
  Speaker 1: hitting the wall like it's it's how it works.
• 26:13
  Speaker 2: Does it make sense?
• 26:14
  Speaker 1: No?
• 26:15
  Speaker 4: I feel better.
• 26:16
  Speaker 1: Yes, sometimes sometimes I hurt my hand. Don't do that,
• 26:20
  Speaker 1: but anyway. We also had some rapid fire suggestions to
• 26:25
  Speaker 1: embrace more frugal sheet decisions, and it's to remove your
• 26:28
  Speaker 1: digital wallet from your phone, review your subscriptions, and cancel
• 26:32
  Speaker 1: what you don't use, and then save your money before
• 26:35
  Speaker 1: you spend it with automated transfers into your savings each payday.
• 26:40
  Speaker 1: I really like as well, the idea of buying the
• 26:43
  Speaker 1: things you want at the end of the month. I
• 26:45
  Speaker 1: use this app called Locker, and it's like want Locker,
• 26:48
  Speaker 1: and I just save links into there, and then at
• 26:51
  Speaker 1: the end of the month, I'm like, oh.
• 26:53
  Speaker 2: Don't want want myself, don't want buy laws.
• 26:56
  Speaker 1: On something, And if I am still enjoying and wanting that,
• 26:59
  Speaker 1: im which it's really good to actually curve those like
• 27:02
  Speaker 1: impulse spending things where I'm like, oh, love that. And
• 27:05
  Speaker 1: then I sometimes I'd get to the month and I
• 27:07
  Speaker 1: would actually say eighty percent of the things I say
• 27:09
  Speaker 1: in there, I might wait till next month actually to
• 27:12
  Speaker 1: see if I still want that because I'm less, I'm
• 27:15
  Speaker 1: less excited about it.
• 27:16
  Speaker 2: And then there are things that I'm like, oh, yes,
• 27:17
  Speaker 2: I still really want that.
• 27:18
  Speaker 1: Yeah, And they also give you notifications if it goes
• 27:21
  Speaker 1: on sail, but I don't kind of get wrapped up
• 27:25
  Speaker 1: in that either.
• 27:26
  Speaker 4: Yeah, it curves that impulse spending, but.
• 27:28
  Speaker 3: Also I feel like it adds the treat back into
• 27:31
  Speaker 3: treat yourself, because if you were just treating yourself willing
• 27:35
  Speaker 3: nearly all through the month anyway, treat it.
• 27:37
  Speaker 4: Loses it sparkle, which is the whole point.
• 27:40
  Speaker 2: Yeah, the whole point of life is to have a
• 27:41
  Speaker 2: little treat.
• 27:42
  Speaker 1: Yeah.
• 27:43
  Speaker 2: So like if you get a treat every day, that
• 27:45
  Speaker 2: treats just breakfast.
• 27:47
  Speaker 3: Yeah, literally, it's just eggs.
• 27:51
  Speaker 2: It's just eggs. You want eggs as a treat? Yuck
• 27:56
  Speaker 2: fruit loops?
• 27:57
  Speaker 4: Fruit loops?
• 27:59
  Speaker 1: You know when we would go camping, maybe you give
• 28:04
  Speaker 1: me every year that.
• 28:06
  Speaker 2: Was the only time. Well, we'll let us get fruit loops.
• 28:10
  Speaker 2: It was the best I had fruitless for breakfast.
• 28:12
  Speaker 1: And then like and Mum would buy them and then
• 28:15
  Speaker 1: she'd come out outside the tent in a little little
• 28:18
  Speaker 1: undercover area and can you eat that sugar up for breakfast?
• 28:21
  Speaker 1: I'm like, you bought it, you bought it exactly, And
• 28:25
  Speaker 1: then the milk would be all.
• 28:26
  Speaker 2: Sugaren and the best. Yeah. I just realized I have
• 28:31
  Speaker 2: big gool money and I can buy fruit loops.
• 28:33
  Speaker 4: And I started.
• 28:35
  Speaker 2: I don't want to do that. In my head, that's illegal. Yeah,
• 28:37
  Speaker 2: like no, no, it must be Christmas. It has to be
• 28:39
  Speaker 2: Christmas time.
• 28:40
  Speaker 4: But that's the thing.
• 28:41
  Speaker 3: When you build these things as habits, you truly convince yourself.
• 28:45
  Speaker 1: Yeah, because imagine if I was having fruit loops every
• 28:46
  Speaker 1: morning for breakfast, I'd start hating fruit loops.
• 28:50
  Speaker 2: Frootlets would become eggs exactly.
• 28:52
  Speaker 1: Oh God, we get the fruit matrix, the eggs fruitlet matrix, continuum. Wow. Well,
• 29:01
  Speaker 1: on that note, that is a wrap for today's episode.
• 29:07
  Speaker 1: But as always, we love to you know, open up
• 29:11
  Speaker 1: the floor to you cheeks and the community to also
• 29:13
  Speaker 1: share your tips, So feel free to comment below on
• 29:17
  Speaker 1: what tips you love to embrace a little bit more
• 29:19
  Speaker 1: frugal shake in your life.
• 29:21
  Speaker 2: Yeah, share the low.
• 29:23
  Speaker 1: Well, thanks checks for having us in your ear holes.
• 29:25
  Speaker 1: We love to be here and kisses, smooches.
• 29:28
  Speaker 2: We'll see you on Thursday.
• 29:29
  Speaker 4: See on Thursday, Thursday, Thursday.
• 29:32
  Speaker 2: Bye bye