Latest / The High Net Worth Podcast with Fexingo: Wealth Management, Tax Strategy, and Affluent Finance
How Wealthy Families Use Captive Insurance for Tax Savings
Episode 139 of The High Net Worth Podcast explores captive insurance companies, a sophisticated strategy families use to self-insure risks while generating tax advantages. Lucas and Luna break down how a $200 million manufacturing family saved over $1.5 million annually in premiums that flowed to their own captive, which then invested those funds. They explain the actuarial requirements, regulatory landscape, and why this approach is gaining traction among ultra-high-net-worth families seeking both risk management and wealth transfer benefits. With specific numbers and real-world mechanics…
The skinny
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